3645 Moca Dr, Saint Cloud, FL 34772
Property image
Property image
OFF MARKET

3645 Moca Dr
Saint Cloud, FL 34772

  • 3 Beds
  • 2 Baths
  • 1,972 sqft

$388,800

Trulia Estimate
as of Aug 16, 2026
Est. Refi. Payment $2,524/mo*
Refinance Your Home

$388,800

Trulia Estimate
as of Aug 16, 2026
Est. Refi. Payment $2,524/mo*
Refinance Your Home
3 Beds
2 Baths
1,972 sqft

Home Value

Trulia Estimate
$389K
Since last month
Increased$700 (+0.2%)
Since last year
Decreased$10K (-2.4%)
Since last sale
Increased$131K (+50.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +263% in the last 10 years
MonthEstimated value
2026
August 2026$389K
July 2026$387K
June 2026$388K
May 2026$389K
April 2026$389K
March 2026$391K
February 2026$390K
January 2026$390K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3673 MOCA DRIVE, Saint Cloud, FL
0.08
Single-Family Home
$415,000
06/17/26
3
2
2,144
3989 BAJA DRIVE, Saint Cloud, FL
0.25
Single-Family Home
$410,000
04/01/26
3
2
1,972
3953 BAJA DRIVE, Saint Cloud, FL
0.21
Single-Family Home
$390,000
10/14/25
4
2
1,972
3680 CABO LANE, Saint Cloud, FL
0.12
Single-Family Home
$233,000
07/28/26
4
3
1,972
3675 CABO LANE, Saint Cloud, FL
0.08
Single-Family Home
$385,000
12/12/25
4
3
1,972
3538 VEGA CREEK DRIVE, Saint Cloud, FL
0.33
Single-Family Home
$380,000
07/22/26
4
2
1,859
3857 SAN ISIDRO CIRCLE, Saint Cloud, FL
0.37
Single-Family Home
$445,000
01/15/26
4
2
1,859
3849 Cabo Rojo Dr, Saint Cloud, FL
0.51
Single-Family Home
$385,000
09/09/25
4
2
1,859
3636 MOCA DRIVE, Saint Cloud, FL
0.06
Single-Family Home
$480,000
05/01/26
6
3
2,615
3651 Moca Dr, Saint Cloud, FL
0.03
Single-Family Home
$30,000
02/10/26
4
3
2,591

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3649 MOCA DR, Saint Cloud, FL 34772
0.02
$388,700
3
2
1,972
Off Market
3663 MOCA DRIVE, Saint Cloud, FL 34772
0.05
$411,300
4
2
2,144
Off Market
3636 MOCA DRIVE, Saint Cloud, FL 34772
0.06
$480,000
6
3
2,615
Recently Sold
3673 MOCA DRIVE, Saint Cloud, FL 34772
0.08
$415,000
3
2
2,144
Recently Sold
3675 CABO LANE, Saint Cloud, FL 34772
0.08
$385,000
4
3
1,972
Recently Sold
CORD AVENUE LOT 30, Saint Cloud, FL 34772
0.11
$145,000
-
-
-
For Sale
3680 CABO LANE, Saint Cloud, FL 34772
0.12
$379,000
4
3
1,972
For Sale
3911 BAJA DRIVE, Saint Cloud, FL 34772
0.13
$343,600
3
2
1,972
Off Market
3610 MOCA DRIVE, Saint Cloud, FL 34772
0.13
$403,400
4
2
2,144
Off Market
3912 BAJA DRIVE, Saint Cloud, FL 34772
0.15
$406,400
4
2
2,144
Off Market
3566 CORD AVENUE LOT 23, Saint Cloud, FL 34772
0.20
$165,000
-
-
-
Recently Sold
3664 CORD AVENUE, Saint Cloud, FL 34772
0.18
$574,300
4
2
1,956
Off Market

Local Information

  • Map ViewExplore the area around 3645 Moca Dr.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2018
Living Area
1,972 sqft
Price/Sqft
$197
Parking
Garage

About this House

Little Paradise! Come and feel a sense of peacefulness and happiness as you walk through this beautiful home. The layout is just perfect with every space in the house properly used. Featuring 4 bedrooms and 3 full baths. The first bedroom is conveniently located in the front of the house with a full bathroom which can be used as an inlaw suite. The kitchen is fully equipped with granite countertops, all appliances, 42" cabinets, an exhaust vent, and pendant and recessed lights. Other features included are led lights and ceramic tiles throughout all the wet areas. The Master Suite offers a walk-in closet followed by the Master Bathroom with an ample shower, dual sinks and a linen closet. The backyard is filled with multiple fruit trees including lemon, mandarin, mango and papaya. The community amenities include a pool, cabana and playground. Conveniently located close to FL's Turnpike and shopping centers. Make this gem yours today!
3645 Moca Dr, Saint Cloud, FL 34772 is a 3 bedroom, 2 bathroom, 1,972 sqft single-family home built in 2018. It last sold for $258,100 on Feb 13, 2018. More recently, it was listed as a rental in July 2025 with an asking price of $2,200 per month. That rental listing was removed on September 30, 2025. It is currently off market. The Trulia Estimate is $388,800, with a rent estimate of $2,420/month.

Home Details for 3645 Moca Dr

Interior Features

Heating & Cooling
Heating: Forced AirAir ConditioningCooling System: OtherHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 1Floors: Hardwood
Appliances & Utilities
MicrowaveRefrigerator

Exterior Features

Exterior Home Features
Roof: CompositionExterior: Stucco, Cement ConcreteFoundation Type: Footing
Parking & Garage
GarageParking Space: 1Parking: Garage Detached

Property Information

Year Built
Year Built: 2018
Property Type / Style
Property Type: Single Family HomeArchitecture: Conventional

Building

Levels, Entrance, & Accessibility
Disabled Access

Community

Units in Building: 1

Lot Information

Lot Area: 6534 sqft

Price and Tax history

DateEventPrice
Sep 30, 2025
Source: Stellar MLS #S5130492
ListingRemoved
$2,000
Sep 20, 2025
Source: Stellar MLS #S5130492
PriceChange
$2,000
Price decreased by 5%
Sep 5, 2025
Source: Stellar MLS #S5130492
PriceChange
$2,100
Price decreased by 2%
Jul 31, 2025
Source: Stellar MLS #S5130492
PriceChange
$2,150
Price decreased by 2%
Jul 11, 2025
Source: Stellar MLS #S5130492
Listed For Rent
$2,200

Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM
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Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
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  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
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  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
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  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
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  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
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  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Apartments for Rent

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Explore by feature - Pet Friendly

298 pet-friendly rentals in Saint Cloud, FL

Explore by feature - Garage

323 rentals with a garage in Saint Cloud, FL

Explore by feature - Air Conditioning

359 rentals with air conditioning in Saint Cloud, FL

Explore by feature - Pool

281 rentals with a pool in Saint Cloud, FL

Explore by feature - Washer/dryer

361 rentals with a washer/dryer in Saint Cloud, FL

Explore by feature - Outdoor Space

105 rentals with an outdoor space in Saint Cloud, FL

Homes for sale near 3645 Moca Dr

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Off Market Homes Near 3645 Moca Dr

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Frequently asked questions about 3645 Moca Dr

  • What is 3645 Moca Dr estimated to be worth?
    Trulia's estimated value for 3645 Moca Dr in Saint Cloud, FL is $388,800.
  • What is the price history for 3645 Moca Dr?
    3645 Moca Dr in Saint Cloud, FL last sold for $258,100 in February 2018.
  • Is Saint Cloud a buyer's or seller's market?
    Saint Cloud is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Saint Cloud?
    The median sale price in Saint Cloud is $390K. That is down $3.33K from the prior month.
  • Does 3645 Moca Dr have air conditioning?
    Yes, 3645 Moca Dr in Saint Cloud, FL has air conditioning.
  • How big is the lot at 3645 Moca Dr?
    The lot at 3645 Moca Dr in Saint Cloud, FL is about 0.15 acres (6,534 sq ft).