3633 SE 20th Terrace, Okeechobee, FL 34974
Property image
Property image
SOLD
DEC 2, 2025

3633 SE 20th Terrace
Okeechobee, FL 34974

  • 3 Beds
  • 2 Baths
  • 1,034 sqft

$225,000

Last Sold: Dec 2, 2025
13% below list $259K
$218/sqft
Est. Refi. Payment $1,527/mo*
Refinance Your Home

$225,000

Last Sold: Dec 2, 2025
13% below list $259K
$218/sqft
Est. Refi. Payment $1,527/mo*
Refinance Your Home
3 Beds
2 Baths
1,034 sqft

Local Information

  • Map ViewExplore the area around 3633 SE 20th Terrace.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1970
Living Area
1,034 sqft
Price/Sqft
$218/sqft
Parking
1 Car Garage

About this House

Calling all fishing enthusiasts! This waterfront 3-bedroom, 2-bath, 1-car garage brick canal home offers direct Lake Okeechobee access—no low bridges! Completely remodeled from top to bottom, this is truly a must-see. Enjoy peace of mind with a new roof (2023), plus new windows, kitchen, A/C, and bathrooms (2021). Perfect opportunity to live in full-time, use as a vacation getaway, rent seasonally, or turn into a lucrative VRBO investment. Move-in ready and ideally located for boating, fishing, and waterfront living.
3633 SE 20th Terrace, Okeechobee, FL 34974 is a 3 bedroom, 2 bathroom, 1,034 sqft single-family home built in 1970. It last sold for $225,000 on Dec 2, 2025 (13% below the $258,900 asking price). More recently, it was listed as a rental in July 2026 with an asking price of $2,300 per month. That rental listing was removed on July 18, 2026. It is currently off market. The Trulia Estimate is $219,100, with a rent estimate of $2,238/month.

Home Details for 3633 SE 20th Terrace

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Master Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1034 Square Feet
Appliances & Utilities
Utilities: Water AvailableAppliances: Dishwasher, MicrowaveDishwasherMicrowave
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Gas & Electric
Electric: 3 Phase
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneEntry Location: Entry Level Living Area Y
View
Has a ViewView: Canal

Exterior Features

Exterior Home Features
Roof: Composition ShingleNo Private Pool
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageHas an Attached GarageParking Spaces: 1Parking: Attached,Garage
Frontage
WaterfrontOn Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 290

Property Information

Year Built
Year Built: 1970
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Frame, StuccoNot a New Construction
Property Information
Condition: ResaleParcel Number: 13537350020000000610

Price & Status

Price
List Price: $258,900Price Per Sqft: $218/sqft
Status Change & Dates
Off Market Date: Mon Nov 03 2025Possession Timing: Negotiable

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: OkeechobeeCommunity: TAYLOR CREEK

Building

Building Area
Building Area: 1355 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: BeachesMLSNo HOA

Lot Information

Lot Area: 8250 sqft

Offer

Contingencies: FinancingListing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

Mls Number: R11054475Living Area Range Units: Square FeetWater ViewWater View: CanalAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12093-N-13537350020000000610-R-N

Additional Information

HOA Amenities: NoneDays On Market Replication: 290
Last check for updates: about 20 hours ago
Listed by Daniel Castaneda, (772) 200-5418
American Realty of PSL LLC
Tina Castaneda, (772) 303-1582
American Realty of PSL LLC
Bought with: Anastasia Cardea, The Agency Florida LLC
Originating MLS: BeachesMLS
Source: BeachesMLS, MLS#R11054475

Price History for 3633 SE 20th Terrace

DatePriceEventSource
07/18/2026$2,300ListingRemovedZillow Rentals
07/15/2026$2,300Listed For RentZillow Rentals
02/13/2026$2,300ListingRemovedBeachesMLS #F10541663
12/18/2025$2,300Listed For RentBeachesMLS #F10541663
12/02/2025$225,000Sold
BeachesMLS #R11054475
11/03/2025$258,900PendingBeachesMLS #RX-11054475
01/17/2025$258,900Listed For SaleStellar MLS #OK224836
07/11/2024$258,800ListingRemovedStellar MLS #OK221796
04/12/2024$258,800PriceChange
BeachesMLS #RX-10805358
02/20/2024$258,900PriceChange
BeachesMLS #RX-10805358
12/08/2023$259,999Listed For SaleBeachesMLS #RX-10805358
07/14/2023ListingRemovedStellar MLS #OK221796
09/14/2022$248,900PriceChange
BeachesMLS #RX-10805358
07/08/2022$249,900PriceChange
BeachesMLS #RX-10805358
06/03/2022$259,900Listed For SaleBeachesMLS #RX-10805358
08/31/2021$60,000Sold
BeachesMLS #R10740459
08/23/2021$90,000PendingBeachesMLS #RX-10740459
01/28/2003$46,071Sold
N/A
10/16/1995$35,000Sold
N/A

Market trends in Okeechobee

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
226
12MoM
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Property Tax and Assessment

Year2025
Tax$3,670
Assessment$223,379
Home facts updated by county records

Comparable Sales for 3633 SE 20th Terrace

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2022 SE 33RD ST, Okeechobee, FL
0.23
Single-Family Home
$290,000
12/16/25
3
2
1,120
3605 SE 21ST AVENUE, Okeechobee, FL
0.09
Single-Family Home
$270,000
09/04/25
3
3
1,438
2116 SE 31st Street, Okeechobee, FL
0.37
Single-Family Home
$257,000
03/06/26
3
2
1,672
1926 SE 31st Street, Okeechobee, FL
0.37
Single-Family Home
$275,000
04/10/26
2
2
1,054
2618 SE 38th Trail, Okeechobee, FL
0.37
Single-Family Home
$180,000
02/26/26
3
2
1,392

Nearby homes

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Assigned Schools

These are the assigned schools for 3633 SE 20th Terrace.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Okeechobee

At least 117 Trulia users voted on each feature.

  • 88 % Say yards are well-kept

  • 87 % Say car is needed

  • 87 % Say parking is easy

  • 68 % Say there's holiday spirit

  • 66 % Say it's quiet

  • 65 % Say there's wildlife

  • 65 % Say it's dog friendly

  • 61 % Say kids play outside

  • 56 % Say people would walk alone at night

  • 54 % Say they plan to stay for at least 5 years

  • 53 % Say neighbors are friendly

  • 38 % Say there are sidewalks

  • 34 % Say streets are well-lit

  • 30 % Say there are community events

  • 28 % Say it's walkable to restaurants

  • 26 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Robinhye
    "Great neighborhood for families. Homes are well maintained. Friendly neighbors. Large lots. Lots of play space for children "
    1
    Flag
  • Karrie Carrasquillo
    "Lived here for a year and love it wouldn’t change this for the city. everybody stays to themselves friendly neighborhood."
    1
    Flag
  • H6gqzcc7sj
    "All the establishments for children has closed down couldn’t make it. Movie theater, bowling alley, skating rink all closed down from the pandemic and never reopened. Schools are good. The city does have festivals, rodeo’s, holiday parades. Okeechobee is a fishing town. Bass Tournaments for kids also. "
    1
    Flag
  • Michelle Perkins
    "Dead end road, cows for neighbors, rural lifestyle. Huge fresh water lake with record breaking bass fishing! "
    4
    Flag
  • Michelle Perkins
    "The county has quite a few events in the five parks through thr Maine streets in town;art festivals, cookoffs. Food truck events, parades. The Agri-Civic Center hosts not only rodeos, but also the County Fair, a Halloween Festival to minimize house to house trick or treating, and anyone can sponsor a booth, with carnival type games, mini dog races. There is also a Community Health Fair each year in January, with local hospital, clinics and emergency services being involved. The Tri County Food Bank also does a distribution about three times a year. "
    1
    Flag
  • Michelle Perkins
    "After 20 years, I still love my neighborhood and our small town. Quiet, friendly. The only downside is when the snowbirds invade us from September to around April. Then our population goes from around 25,000 to over 40,000. Traffic. Ugh. But a small price to pay for the rest of the year. "
    7
    Flag
  • Crystal S.
    "No events in my neighborhood. Nothing special.. quite and peaceful. Everyone stick to themselves. Work and go home ... plenty of sports for kids and churches to join. "
    0
    Flag
  • Sugar7booger
    "It’s small town feel and the community really looks after each other, though there is nothing here for kids to do it is a great retirement community. "
    1
    Flag
  • Arnoldlvr
    "We have an EXCELLENT Okeechobee County Fair yearly,Taylor Creek and Lake Okeechobee are great for fishing and boating.Many RV parks if you want to camp or LIVE year round,many stores and resturants,but still a home town feeling,very little crime,rarely see Law Enforcement. "
    0
    Flag
  • Lindy M.
    "Okeechobee is an amazing big/small town! Big but with the small town vibe. Some great schools and amazing people in this town! "
    0
    Flag
  • Brittany_67
    "It’s a small town that everybody knows everybody and you don’t have to travel far for things because town is literally one long strip"
    1
    Flag
  • Momma
    "I only live 5 miles from my workplace. My commute takes about 10 minutes. We have no public transportation in this community!"
    1
    Flag
  • Albanyellie
    "Good neighbors, always willing to help. No community events here to speak of. Nice quiet neighborhood."
    0
    Flag
  • Momma
    "I don’t commute. I’m retired, however, when I was employed, my commute was 50 minutes. The highway was only two lanes and treacherous. "
    0
    Flag
  • Arnoldlvr
    "The local High School offers,Arts,Sports and Music.You don't find that anymore in FLORIDA. Christma Parade,, Veterans Day Parades, nice little town,homes are very low cast,good Properties, lots of land."
    0
    Flag
  • Yolanda.borroto
    "Good teacher that really care.Quiet town and good neighbors.No traffic and big yards to be active with the family doing outdoor activities and playing with the whole family and pets. "
    0
    Flag
  • Vanessa E.
    "It is private and outside of city limits. We all have a neighborhood page on Facebook that provides updates on lost pets, neighbors that need help, and other neighbor related things."
    32
    Flag
  • Vgold73
    "I have lived here since 1974 and love and seen a lot of grouth. people here are amazingly friendly. I would recommend it for families"
    0
    Flag
  • Yolanda B.
    "Quiet area and great neighborhood.People maintain a good appearance for the homes and backyard.We have no crime and there are many police officers and under cover policemen living with their families in this area. "
    0
    Flag
  • Megan L.
    "lots of shopping and public areas for people to take their kids and dogs. community is friendly and crime is low due to high police presence "
    0
    Flag
  • Betty A.
    "Great caring neighbors. Small towns are always made of friendly helpful good people. Many holiday festivals, parades, excellent community."
    0
    Flag
  • Betty A.
    "I've lived in this neighborhood for 5 years. Neighbors are very caring friendly people. All homes are well kept with manicured landscapes. "
    0
    Flag
  • Acokeechobee
    "Amazing!!! Thanks !!!!! Okeechobee is the perfect place to live ever . people are nice and friendly "
    0
    Flag
  • Robinhye
    "Great for tricks or treats. Great neighbors Quiet evenings and early mornings. Other than an occasional moo off in the distance."
    0
    Flag
  • Wanda M. E.
    "we see a lot of dog owners and people regularly walk in our neighborhood. I have never felt threatened here. it's a nice neighborhood with good neighbors."
    0
    Flag
  • Dawnalouise35
    "very bad not safe would never recommend this place would not raise children here lots of snitches and the cops are crooked "
    0
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

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Homes for sale near 3633 SE 20th Terrace

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Off Market Homes Near 3633 SE 20th Terrace

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All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.