3527 Saddleback Ln, Lutz, FL 33548
OFF MARKET

3527 Saddleback Ln
Lutz, FL 33548

  • 5 Beds
  • 3 Baths
  • 3,810 sqft (on 1.10 acres)

$1,213,900

Trulia Estimate
as of Jul 7, 2026
Est. Refi. Payment $7,901/mo*
Refinance Your Home

$1,213,900

Trulia Estimate
as of Jul 7, 2026
Est. Refi. Payment $7,901/mo*
Refinance Your Home
5 Beds
3 Baths
3,810 sqft
(on 1.10 acres)

Local Information

  • Map ViewExplore the area around 3527 Saddleback Ln.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Motivated Sellers offering 3% towards buyer's closing costs and prepaids!!! Price drops due to contingency to sell on another property. Experience the charm of Old Florida waterfront living at Saddle Back Lake, where your personal sanctuary awaits on a vast 1.10-acre property perfectly nestled serenely in Lutz. Positioned between two picturesque Saddle Back Lakes, this 5 bed+office/3 bath home offers unparalleled opportunities for aquatic pursuits like boating, tubing, bass fishing, kayaking, and canoeing. As you arrive at this distinctive residence, you’re greeted by a delightful 2-story guest house boasting a cozy living room, an upstairs bedroom, with private bath and adjacent in this building is a bonus room/office, a 2-car garage and an option for an elegant private workshop/office or additional bedroom. The exterior is enhanced by NEWER Paint adding to the allure of this unique property! Strolling through the courtyard the guest house sits to the right, while the main house beckons ahead. Follow the brick-paved pathway bordered by verdant lawns and fresh landscaping, to reach the double glass front doors. Step inside to the foyer adorned with Brazilian cherry wood floors arranged in a herringbone pattern gracefully extending throughout the living areas. Towering ceilings reaching 20 feet, complemented by strategically placed windows high above, flood the space with natural light. Discover the professional kitchen outfitted with a 6-burner WOLF gas cooktop featuring an electric vent that smoothly adjusts up and down. Other highlights include a Sub-Zero refrigerator seamlessly integrated into matching wood cabinets, a Café 2-drawer dishwasher replaced in 2024, built-in WOLF oven and microwave, tall wood cabinets with convenient pull out and pull up shelves, spice racks, built-in pantry, Quartz countertops with a breakfast bar, a farm sink, and a towering decorative 2-sided fireplace adding ambience to the heart of the home. On the other side of the romantic double sided decorative fireplace lies the great room with vaulted ceilings adorned with windows high above, surround sound with electronics, and two sets of sliding glass doors leading to the screened lanai with tile floor and sloped ceiling offering a spectacular view of the lakes and Cypress trees. A wrap-around fresh wood walkway has a path to the guest house. Enter the owners’ retreat through double doors to find your own private screened deck with water views. A walk-in closet with built-in leads to another closet with built-ins. The ensuite bath features a double vanity with make-up space, Quartz topped counters, a linen closet, a tiled huge shower featuring a soaking tub and double head shower with a window above. Spanning 3,810 sq ft, this residence encompasses four additional bedrooms and a laundry room. Additional features include Plantation shutters throughout, a 22KW Kohler Generator providing automatic back up power, energy efficient propane gas for the water heater, dryer and cooktop. No flood insurance required! NO HOA! NO CDD! Enjoy your private oasis just minutes away from vibrant city life. Schedule your appointment today!
3527 Saddleback Ln, Lutz, FL 33548 is a 5 bedroom, 3 bathroom, 3,810 sqft single-family home built in 1973. It last sold for $1,000,000 on Jun 21, 2024 (9% below the $1,099,900 asking price). It is currently off market. The Trulia Estimate is $1,213,900, with a rent estimate of $4,366/month.

Home Highlights

Parking
Garage
Outdoor
Porch, Patio
View
Water, Lake
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 3527 Saddleback Ln

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Great Room, Kitchen
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3810 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Propane, Sprinkler Well, Water ConnectedAppliances: Oven, Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer, Water SoftenerDishwasherDryerLaundry: Inside,Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: French Doors, Sliding DoorsFlooring: Ceramic Tile, Hardwood
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Ceramic Tile, Hardwood
View
Has a ViewView: Water, Lake

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Patio, Porch, ScreenedVegetation: Mature LandscapingExterior: Balcony, StorageFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Garage
Frontage
WaterfrontWaterfront: Lake - Chain of Lakes, Lake PrivilegesRoad Frontage: Street Dead-EndRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Septic TankWater Body: SADDLEBACK LAKE

Days on Market

Cumulative Days on Market: 32

Property Information

Year Built
Year Built: 1973
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Wood FrameNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: U2227180KG00000000002.1

Price & Status

Price
List Price: $1,099,900
Status Change & Dates
Off Market Date: Sun May 19 2024

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: LUTZCommunity: CRENSHAW LAKES
School Information
Elementary School: Schwarzkopf-HBJr High / Middle School: Martinez-HBHigh School: Steinbrenner High School

Building

Building Area
Building Area: 5117 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: TampaNo HOA

Lot Information

Lot Area: 1.0991 Acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: T3519233Water ViewWater View: Water, LakeShowing Considerations: No Sign, See RemarksShowing Requirements: Appointment Only, Lockbox - Electronic - CBS Code Required, See Remarks, ShowingTimeUniversal Property Id: US-12057-N-2227180000000000021-R-N
Last check for updates: about 3 hours ago
Listed by Jennifer Dobbs, (813) 389-2074
MIHARA & ASSOCIATES INC., (813) 960-2300
Bought with: Jennifer Dobbs, (813) 389-2074, MIHARA & ASSOCIATES INC., (813) 960-2300
Originating MLS: Tampa
Source: Stellar MLS, MLS#T3519233
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3527 Saddleback Ln

DatePriceEventSource
06/21/2024$1,000,000Sold
Stellar MLS #T3519233
05/19/2024$1,099,900PendingStellar MLS #T3519233
04/28/2024$1,099,900PriceChange
Stellar MLS #T3519233
04/23/2024$1,200,000PriceChange
Stellar MLS #T3519233
04/17/2024$1,300,000Listed For SaleStellar MLS #T3519233
11/03/2014$550,000Sold
Stellar MLS #T2703140
08/13/2014$600,000PriceChange
Agent Provided
06/28/2014$400,000Listed For SaleAgent Provided
01/30/2002$375,800Sold
N/A

Market trends in Lutz

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$467K
$32.67KMoM
Sale-to-List Price
98.2%
0.5%MoM
Price per sq ft
$239
$3MoM
Available listings
335
5MoM
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Property Tax and Assessment

Year2025
Tax$10,060
Assessment$787,108
Home facts updated by county records

Comparable Sales for 3527 Saddleback Ln

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3607 Berger Rd, Lutz, FL
0.22
Single-Family Home
$1,390,000
08/15/25
4
3.5
3,776
3632 Little Rd, Lutz, FL
0.23
Single-Family Home
$970,000
04/17/26
4
3.5
3,410
3440 Crenshaw Lake Rd, Lutz, FL
0.22
Single-Family Home
$1,725,000
08/15/25
4
3.5
4,561
3663 Berger Rd, Lutz, FL
0.14
Single-Family Home
$1,298,500
06/01/26
5
4
4,071
17347 Linda Vista Cir, Lutz, FL
0.36
Single-Family Home
$1,430,000
07/08/25
4
3
3,478
3620 Little Rd, Lutz, FL
0.17
Single-Family Home
$730,000
10/24/25
3
2
1,994
3615 Berger Rd, Lutz, FL
0.27
Single-Family Home
$280,000
05/22/26
4
3.5
3,135
1403 Merry Water Dr, Lutz, FL
0.65
Single-Family Home
$1,325,000
12/05/25
5
3.5
3,658
3408 Valley Ranch Dr, Lutz, FL
0.40
Single-Family Home
$670,000
03/12/26
4
3
2,575

Nearby homes

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Assigned Schools

These are the assigned schools for 3527 Saddleback Ln.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Lutz

At least 305 Trulia users voted on each feature.

  • 92 % Say it's dog friendly

  • 92 % Say car is needed

  • 85 % Say parking is easy

  • 80 % Say it's quiet

  • 77 % Say yards are well-kept

  • 77 % Say there's holiday spirit

  • 76 % Say there are sidewalks

  • 72 % Say people would walk alone at night

  • 70 % Say there's wildlife

  • 68 % Say kids play outside

  • 55 % Say streets are well-lit

  • 54 % Say neighbors are friendly

  • 53 % Say they plan to stay for at least 5 years

  • 32 % Say there are community events

  • 30 % Say it's walkable to grocery stores

  • 29 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • JacquelinePost
    "Many dog owners here .this is a dog friendly neighborhood. Safe place to walk your dog without any worries "
    0
    Flag
  • Trulia User
    "Nothing really. Much like many neighborhoods . Only thing unique might be that it is very safe and low crime rate"
    0
    Flag
  • Elias D.
    "I live in this Neber hood 21 years super nice and quiet everything you need 1 miles from the country living to 1 miles to the city life "
    0
    Flag
  • Trulia User
    "Close access to major highways. Lots of groceries, convince markets and shopping within a mile. Trees and lakes still all around."
    2
    Flag
  • Slwwiles
    "I'm retired, so I don't have a commute. The traffic in Mt area is quite heavy. I live two miles from an outlet mall and many restaurants. "
    1
    Flag
  • Kathy C
    "This neighborhood has a lovely homey ambiance. The community is highly well maintained, landscaping is so pretty and overall I’m so glad to call it home 💕"
    1
    Flag
  • Slwwiles
    "I have lived at my current home for 13 years and love it. We are close to everything. Many restaurants and coffee shops and you can certainly get retail therapy anytime you need. "
    0
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  • Sierradancer1993
    "This neighborhood is a mixture of kinda sketchy and kinda suburban, not too great not too shabby. Definitely wouldn’t let your kids walk to school alone or anything because of all the vagrants but unlikely someone would break into your house. "
    0
    Flag
  • David H.
    "Different options of food near, calm community, peaceful atmosphere rally good place to live and work if it’s possible "
    1
    Flag
  • Shannon Y.
    "My neighborhood is safe, has manicured lawn’s, and friendly people. It’s close to everything from multiple gyms, restaurants, and shopping. "
    8
    Flag
  • Najer82
    "I happen to think my neighborhood is pretty safe and very convenient to stores and restaurants. I have lived here for one and a half years now."
    0
    Flag
  • Star W.
    "20 min downtown 5 min grocery and shopping 5 min gas Toll way easily accessible Schools are plentiful "
    0
    Flag
  • Saisri P.
    "There are many kids and great schools in the area. Everyone is friendly and the neighborhood is clean."
    1
    Flag
  • Mary W.
    "This is a wonderful area for walking and meeting your neighbors. You can fish in the ponds or watch the birds it’s wonderful"
    1
    Flag
  • Jennifer C.
    "There is a cheesy dog park and certain areas dogs cannot be walked. You must clean up after them. They are plastic bag areas in case you don’t have poop bag. They don’t like large breeds and or barking Must be on a leash. "
    6
    Flag
  • Mjvesci
    "Lutz is THE place to live in Tampa. It is a safe area and great for kids as it has the best schools in the area."
    0
    Flag
  • Mary W.
    "Very convenient to shops, library, restaurants, everything and the roads and traffic are very easy to navigate. "
    0
    Flag
  • Sandra.junius
    "This area is close to Downtown Tampa but near lots of lakes and trails! Up and coming area for sure! "
    0
    Flag
  • Jacqueline V.
    "The drive to work or restaurants isn’t too long. I love the neighborhood I live in and even had friends move here at my recommendation. It’s minutes from the university as well."
    0
    Flag
  • Flpedinurse
    "We have parties, block parties, a dinner club with numerous events, a tiki bar at the pool, 2 golf courses, tennis courts with a tennis club and competitions, a community center with a gym as well as a community party for each holiday (that are both child friendly and adult friendly 😉). Most importantly, the people who live here are wonderful- very friendly and fun! ❤️"
    0
    Flag
  • Amy M.
    "Great place for kids as well as an adult/date night out with lots of shopping close by! I have always felt safe and the schools are wonderful!"
    0
    Flag
  • Brigettedoherty
    "People walk dogs on a leash dogs seem behaved. Most people walk with poop bags. There is a dog park not far from my neighborhood not far from the butcher shop "
    0
    Flag
  • Briana M
    "I am not a parent and I am not sure what to put for this answer. There is a nature walk and plenty of school buses."
    0
    Flag
  • YEZNELLY S. J.
    "Diversity of cultures, food options and hard working class of people. Family oriented area. Diversity of cultures, food options and hard working class of people. Family oriented area."
    0
    Flag
  • Judy G.
    "I dont celebrate Halloween and I don’t know much about the events in the area pretty sure people are always at the new outlets and stores that have Been built "
    5
    Flag
  • Ricky B.
    "I live down the road from a Target, Walmart, and a Publix Supermarket. The area still seems to have a real since of privacy though. "
    0
    Flag
  • Ricky B.
    "There are a lot of locally owned markets and restaurants. Supermarkets and other shopping are close to home but the area has plenty of privacy. "
    0
    Flag
  • William M.
    "Horrible HOA.forget about entering Dale Mabry during rush hour. I reported a alligator in the pond,no one seemed to give a dam "
    6
    Flag
  • Evangeline H.
    "great place to live. there is a lot of history in lutz.lots of park and doggy parks . i live here for over five years"
    0
    Flag
  • Irislynn.roberts
    "Lutz is nice but you do need a car. Friendly neighbors and a great biking trails. Grew up near here 50 years ago and still nice."
    1
    Flag
  • Kim C.
    "We are not a cookie cutter neighborhood with HOA or CDD fees. It’s s great place to raise a family! My husband has been on this street since he was 10. "
    1
    Flag
  • Myrta A. P.
    "Dog owners always seem very welcome and they take care of their dog very well. It will be nice have a dog park around here "
    0
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  • Tina C. .
    "Great friendly community. People walk their dogs, ride bikes, walk & run. It’s a wonderful 1 mike walk around the lake. The area around Lake Forest is a conservation land. Lots of birds & animals too. "
    0
    Flag
  • Andy T.
    "I love living in my neighborhood. I’ve been here for seven years. I see dog owners walk their dog all the time at least twice a day on the main road in our sub-division where we have beautiful ponds with wild birds hang around there. I find it very relaxing everytime I walked by there."
    1
    Flag
  • M.pineiro
    "The dogs and their parents both have that look off feeling in place....the dogs are all under supervision at all times"
    0
    Flag
  • Stevesouth360
    "Halloween is a big neighborhood festival with lots of young kids; great community events such as outdoor movies in the park"
    0
    Flag
  • Brittany T.
    "I’ve never been to one, but there are garage sales nearly every weekend. Other than that, there aren’t any other events outside of HOS meetings."
    0
    Flag
  • Angela M. L.
    "Neighbors are nice. Shopping is within walking distance if you choose to walk. I haven’t attended a community event yet, but I like where I live."
    0
    Flag
  • Michelle C.
    "we don't have any community events specifically where I live except for a Christmas party. But Lutz itself has a Fourth of July parade"
    0
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Apartments for Rent

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Explore by feature - Pet Friendly

84 pet-friendly rentals in Lutz, FL

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Homes for sale near 3527 Saddleback Ln

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Off Market Homes Near 3527 Saddleback Ln

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