3522 21st Ave S, Saint Cloud, MN 56301
OFF MARKET

$512,300

Trulia Estimate
  • 4 Beds
  • 3 Baths
  • 2,913 sqft (on 0.46 acres)

3522 21st Ave S, Saint Cloud, MN 56301

Est. Refi. Payment $3,140/mo*
Refinance Your Home
Currently Off Market - Sold Oct 15, 2025 for $507,500

Home Value

Trulia Estimate
$512K
Since last month
Decreased$16K (-3.1%)
Since last year
Decreased$19K (-3.5%)
Since last sale
Increased$5K (+0.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +23% in the last 10 years
MonthEstimated value
2026
August 2026$512K
August 2026$512K
July 2026$528K
June 2026$524K
May 2026$524K
April 2026$518K
March 2026$514K
February 2026$501K
January 2026$507K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3341 Topaz Ln S, Saint Cloud, MN
0.23
Single-Family Home
$565,000
10/31/25
3
2.5
2,461
3537 Wildflower Rd S, Saint Cloud, MN
0.29
Single-Family Home
$625,000
05/29/26
3
2.5
3,644
2127 Tamarack Dr, Saint Cloud, MN
0.15
Single-Family Home
$629,900
05/27/26
3
2
2,194
3315 Sherwood Loop, Saint Cloud, MN
0.41
Single-Family Home
$480,000
03/30/26
5
3
2,968
3524 Wildflower Rd S, Saint Cloud, MN
0.32
Single-Family Home
$629,000
10/17/25
3
3
2,052
1933 38th St S, Saint Cloud, MN
0.57
Single-Family Home
$465,000
03/13/26
4
3
3,164
1837 Red River Trl, Saint Cloud, MN
0.55
Single-Family Home
$325,000
04/22/26
4
2.5
2,494
3419 Granite Way S, Saint Cloud, MN
0.44
Single-Family Home
$790,000
08/04/26
2
3
3,045
3629 Southridge Ct, Saint Cloud, MN
0.70
Single-Family Home
$490,000
07/17/26
5
3
3,338

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3534 21st Ave S, Saint Cloud, MN 56301
0.02
$569,100
5
3.5
3,910
Off Market
3436 21st Ave S, Saint Cloud, MN 56301
0.05
$560,700
5
3.5
3,741
Off Market
2141 Tamarack Dr, Saint Cloud, MN 56301
0.07
-
4
3.5
4,675
Off Market
3557 21st Ave S, Saint Cloud, MN 56301
0.08
$706,200
6
4.5
5,019
Off Market
3463 Deer Creek Trl, Saint Cloud, MN 56301
0.07
$597,900
4
2.5
3,119
Off Market
3421 21st Ave S, Saint Cloud, MN 56301
0.10
$699,900
4
4.5
5,010
For Sale
3423 Deer Creek Trl, Saint Cloud, MN 56301
0.09
$532,400
4
3
4,128
Off Market
3595 21st Ave S, Saint Cloud, MN 56301
0.13
$558,600
2
2
2,126
Off Market
2127 Tamarack Dr, Saint Cloud, MN 56301
0.15
$629,900
3
2
2,194
Recently Sold
3353 21st Ave S, Saint Cloud, MN 56301
0.15
$554,800
5
3.5
4,784
Off Market
3342 21st Ave S, Saint Cloud, MN 56301
0.15
$445,700
3
2
1,805
Off Market

Local Information

  • Map ViewExplore the area around 3522 21st Ave S.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 2004
0.46 acre lot
2,913 sqft
$176/sqft
3 Car Garage
HOA $50/mo

About this House

Executive Upgraded Rambler with Custom Woodwork & Finished Lower Level

Welcome to this stunning executive rambler, offering luxurious upgrades and exceptional craftsmanship throughout. Boasting exquisite maple and cherry woodwork, this home showcases pride of ownership and attention to detail at every turn.

Key Features:

• Main Floor Master Bedroom, offering convenience and privacy with spacious layout and en-suite bath
• Gourmet Kitchen featuring custom maple cabinets, elegant granite countertops, and a walk-in pantry for ultimate convenience
• Finished Lower Level, providing ample space for entertainment or additional living areas
• Beautiful Maple and Cherry Woodwork throughout, adding warmth and sophistication to every room
• Attention to Detail with high-end finishes and quality craftsmanship evident in every corner
• Large Two-Level Deck, perfect for entertaining guests and enjoying outdoor living
• New Roof (2024), providing peace of mind and added value
• Access to the Neighborhood Pool, perfect for enjoying hot summer days
This home offers the perfect combination of elegance and comfort, ideal for those who appreciate quality living in a highly desirable neighborhood.

Don’t miss the opportunity to make this meticulously crafted home yours!
3522 21st Ave S, Saint Cloud, MN 56301 is a 4 bedroom, 3 bathroom, 2,913 sqft single-family home built in 2004. It last sold for $507,500 on Oct 15, 2025 (4% below the $529,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $512,300, with a rent estimate of $2,705/month.
Last check for updates: about 18 hours ago
Listed by Jeffrey Ottosen, (651) 503-5086
Wren Realty Inc.
Bought with: Peter Matanich, (320) 493-5716, Premier Real Estate Services
Source: NorthstarMLS as distributed by MLS GRID, MLS#6776980

Home Details for 3522 21st Ave S

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Daylight,Drain Tiled,Egress Window(s),Finished,Full,Storage SpaceNumber of Rooms: 11Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bar Wet Bar Room, Den, Dining Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 2913 Square FeetFoundation Area: 1639
Appliances & Utilities
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener OwnedDishwasherDisposalDryerLaundry: Laundry Room,Main LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Fireplace(s),In-Floor HeatingHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Gas, Living Room
Gas & Electric
Gas: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less PitchedPatio / Porch: Composite Decking, Front Porch, Patio, PorchFencing: InvisibleNo Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Other Parking: Garage Dimensions (36x28), Garage Door Height (7), Garage Door Width (16)No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Attached,Asphalt,Heated Garage,Insulated Garage
Pool
Pool: Shared
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1639 Square FeetFinished Area (below surface): 1274 Square Feet

Days on Market

Cumulative Days on Market: 153

Property Information

Year Built
Year Built: 2004
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: ConcreteNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 82464300118

Price & Status

Price
List Price: $529,900
Status Change & Dates
Off Market Date: Sat Sep 20 2025

Location

Direction & Address
City: Saint CloudCommunity: Deer Creek Crossing Five
School Information
High School District: St. Cloud

Building

Building Area
Building Area: 2913 Square Feet

HOA

HOA Fee Includes: Shared AmenitiesHOA Name: Mike BengstonHOA Phone: 320-492-3288Has an HOAHOA Fee: $600/Annually

Lot Information

Lot Area: 0.46 acres

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 6776980Above Grade Unfinished Area: 1639

Price and Tax history

DateEventPrice
Oct 15, 2025
Source: NorthstarMLS as distributed by MLS GRID #6776980
Sold
$507,500
Sep 20, 2025
Source: NorthstarMLS as distributed by MLS GRID #6776980
Pending
$529,900
Aug 22, 2025
Source: NorthstarMLS as distributed by MLS GRID #6776980
Listed For Sale
$529,900
Aug 22, 2025
Source: NorthstarMLS as distributed by MLS GRID #6706527
ListingRemoved
$529,900
May 30, 2025
Source: NorthstarMLS as distributed by MLS GRID #6706527
PriceChange
$529,900
Price decreased by 2%

Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$262K
$15.02KMoM
Sale-to-List Price
100.0%
Price per sq ft
$127
$2MoM
Available listings
280
36MoM

Around this home

What Locals Say about Saint Cloud

At least 193 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 85 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 75 % Say parking is easy

  • 70 % Say kids play outside

  • 69 % Say there are sidewalks

  • 65 % Say there's holiday spirit

  • 51 % Say there's wildlife

  • 50 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 44 % Say streets are well-lit

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say people would walk alone at night

  • 40 % Say it's walkable to grocery stores

  • 39 % Say it's walkable to restaurants

  • 32 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I lived a couple of blocks away for 18 years. While everything in the review from 6 years ago was definitely true, I know for a fact that activity has greatly improved. The scsu attendance is greatly reduced, so the walk- by traffic has diminished significantly. The university had extended their discipline of student activity to include bad behavior off-campus. On the downside, there are far fewer events held on campus. It is wonderful to walk to downtown, even to Lake George and to the public library, depending on how much exercising you want to do! Multiple bus routes make a stop at Miller Library so it is very convenient to get around. The Neighborhood’s homeowners would welcome the Rehab of this beautiful jem. There is an historical preservation committee, and the members have a great deal of experience in returning homes to their initial glory. As this is on auction, it could be that the pipes were frozen, and any buyer would be looking at the replacement of the plumbing system. Check the utility records to see if the usage was high during the winter. Good luck searching for the right house for you and your family!"
    0
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  • Greta Gail Weisman
    "Good people,, safe . Quiet . Sometimes neighbors are too close . I’d like more privacy………………………."..".."
    0
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  • Maria Mg
    " Convenient and easy to access. I like getting to places quickly and it’s a safe place. I like having a yard. "
    0
    Flag
  • Trulia User
    "Best spot to raise a family and also a treasure of views, shopping and parks - nice community - lots of churches and events for all"
    1
    Flag
  • Punkrocksoul1991
    "We have lived in the neighborhood for 4 years and know most of our neighbors on first name basis. There are lots of families and multi-generational families. We appreciate the diversity of the neighborhood. It is generally very safe although there are places to avoid due to the occupants. We lock our doors and I don’t let my elementary school son walk alone around the block for safety, but I am a cautious person. It’s a busy, but quiet neighborhood. "
    8
    Flag
  • Trulia User
    "it was a great area but our couple neighbors turned on us. I stay away we love our neighborhood now. Clearwater Rd is a great area. "
    3
    Flag
  • Trulia User
    "Close enough to downtown that you can walk or bike if the weather permits. Close to hwy10 for an easy commute out of town as well."
    0
    Flag
  • Trulia User
    "We have lived here for 14 years and our kids have grown here. Safe for kids to play outside and that’s why we call it home. "
    0
    Flag
  • Trulia User
    "Good stuff. This neighborhood is good stuff. The best. The greatest. If you don’t live here you’re not cool. "
    1
    Flag
  • Cloud native
    "Easy trip down the Interstate to MSP Airport. Learn the backroads in Saint Cloud and commuting and shopping is easy. Stay of Division. "
    5
    Flag
  • Amanda H.
    "Lots of traffic on Veterans drive so a fenced in yard is beneficial in this area! Lots of dog walkers in the area so having a friendly, social pup is ideal! "
    4
    Flag
  • Wichapi S.
    "I drive a car but would like to utilize the bus routes and wished they would be more frequent to pick those up at bus stops and operate longer in the evening..out traffic is mild to moderate"
    1
    Flag
  • Debra.dee.jones
    "We walk our dogs every day or take them to one of the nearby dog parks. We never have issues with people or other dogs."
    2
    Flag
  • Wichapi S.
    "This is a rural community. So traffic is light. It takes about 8 minutes to the nearest city, which can be heavy traffic in the morning and late afternoon and weekends"
    0
    Flag
  • Henkemeyer18
    "There are a lot of new people to meet and we build amazing bonds and friendships I’ve now live here for eleven years and it is a blast"
    1
    Flag
  • Kota J.
    "Many people have dogs in this neighborhood, and when it's a nice day you can see many people walking their dogs."
    0
    Flag
  • Dawn O.
    "High crime area. We have had a few incidents within our neighborhood in the last 4 years that we have lived here. We will move when we are able to. "
    4
    Flag
  • Emily.grafing
    "All of the kids play together which brings the parents out to interact with one another as well! We’ve become great friends with our neighbors! "
    0
    Flag
  • Barb R
    "Just moving in and neighborhood has been very welcoming. Commute has been very simple to get around town. Enjoy lake George very clean."
    0
    Flag
  • Thespecialistpoolservice
    "Very safe quiet neighborhood with some families. Beautiful lawns, pretty areas to walk. Park around the corner and close to schools. "
    0
    Flag
  • Chasity86
    "Nothing else I can think of at the moment. Nice area, quiet, safe, sleep with garage open and door unlocked"
    0
    Flag
  • Katie W.
    "I love my house and I feel comfortable with my neighbors. We have a park within walking distance. I like my neighborhoods proximity to the mall and downtown."
    0
    Flag
  • Mike
    "A lot of old homes built here. Most are in need of a lot work, older homeowners have up kept their homes, but there are equally many that are not in good shape. A lot of diversity here. "
    3
    Flag
  • Laura &. T. L.
    "Great location for restaurant and grocery store delivery services. Also only 15 mins drive form most stores and 5 mins from interstate 94. "
    1
    Flag
  • stc
    "Driving around the Lake George neighborhood is a little busier in the morning and afternoon with busing but otherwise average traffic."
    0
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  • Terri W.
    "I just love the area and all the parks and lots of stuff to do and good people. I also like the fact that the hospital is close and my doctor."
    0
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  • s4
    "my commute is quick and easy. no issues. there is no congestion. I like the bus system in the neighborhood."
    0
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  • Niyokie Williams
    " it's safe and friendly close to bus lines ,stores, downtown, schools ,and all saint cloud has to offer. I feel safe and comfortable here."
    1
    Flag
  • Jinyicocowu
    "Really nice neighborhood, full of retired teachers and worker. Kids come trick or treat every year. Neighbors look out for each other."
    6
    Flag
  • Aminnaim
    "Cool! Quite neighborhood. Excellent view of the Mississippi and great place to watch 4th of July fireworks. "
    0
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  • Heather
    "We don't have many trick or treaters. Busy roads but lots of law enforcement makes me feel safe. Neighbors are all quiet and lawns are well kept."
    0
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  • Makunefke
    "I've lived here over 4 years, and I love it! Our cul de sac (the Loop) feels like one big family. We look out for and take care of one another. We have a happy mix of families with and without children. We all know how to have a good time without being irresponsible or disrespectful. "
    2
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  • Brro0601
    "Good people and great houses. It is easy to to do walks at anytime day or night. You are near to schools. I have a health club two blocks away. You can also do your grocery shopping or eat at restaurants four blocks away."
    2
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  • Boe t.
    "The roads are in poor condition. There’s a prostitute across the street & druggies in several houses/Apartments nearby. Many parents let their kids run free during the day 8am-9pm, so don’t expect sleep if you work overnights. "
    0
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LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026-09-09 11:33:24 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 3522 21st Ave S

  • What is 3522 21st Ave S estimated to be worth?
    Trulia's estimated value for 3522 21st Ave S in Saint Cloud, MN is $512,300.
  • What is the price history for 3522 21st Ave S?
    3522 21st Ave S in Saint Cloud, MN last sold for $507,500 in October 2025.
  • Is Saint Cloud a buyer's or seller's market?
    Saint Cloud is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Saint Cloud?
    The median sale price in Saint Cloud is $262K. That is down $15.02K from the prior month.
  • Does 3522 21st Ave S have air conditioning?
    Yes, 3522 21st Ave S in Saint Cloud, MN has air conditioning.
  • Does 3522 21st Ave S have a pool?
    Yes, 3522 21st Ave S in Saint Cloud, MN has a pool.

Explore by feature - Pet Friendly

64 pet-friendly rentals in Saint Cloud, MN

Explore by feature - Garage

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