3520 Bay Ct, Saint Cloud, FL 34769
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Property image
OFF MARKET

3520 Bay Ct
Saint Cloud, FL 34769

  • 2 Beds
  • 2.5 Baths
  • 1,359 sqft

$205,700

Trulia Estimate
as of Aug 9, 2026
Est. Refi. Payment $1,374/mo*
Refinance Your Home

$205,700

Trulia Estimate
as of Aug 9, 2026
Est. Refi. Payment $1,374/mo*
Refinance Your Home
2 Beds
2.5 Baths
1,359 sqft

Local Information

  • Map ViewExplore the area around 3520 Bay Ct.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Townhouse
Year Built
1985
Living Area
1,359 sqft
Price/Sqft
$151

About this House

This townhouse is located at 3520 Bay Ct, Saint Cloud, FL. 3520 Bay Ct is in Saint Cloud, FL and in ZIP code 34769. This property has 2 bedrooms, 3 bathrooms and approximately 1,359 sqft of floor space. This property has a lot size of 1584 sqft and was built in 1985.
3520 Bay Ct, Saint Cloud, FL 34769 is a 2 bedroom, 3 bathroom, 1,359 sqft townhouse built in 1985. It last sold for $80,000 on Jun 30, 2017. More recently, it was listed as a rental in June 2019 with an asking price of $900 per month. That rental listing was removed on June 25, 2019. It is currently off market. The Trulia Estimate is $205,700, with a rent estimate of $1,817/month.

Home Details for 3520 Bay Ct

Interior Features

Heating & Cooling
Heating: Heat Pump, ElectricAir ConditioningCooling System: CentralHeating Fuel: Heat Pump
Levels, Entrance, & Accessibility
Stories: 2Floors: Tile
Interior Details
Number of Rooms: 5Types of Rooms: Walk In Closet, Dining Room, Family Room, Master Bath, Sun RoomCeiling Fan
Appliances & Utilities
DishwasherDisposalDryerMicrowaveRefrigeratorWasher
Windows, Doors, Floors & Walls
Double Paned Windows

Exterior Features

Exterior Home Features
Roof: Shake ShingleExterior: Shingle, StuccoFoundation Type: FootingGardenPorch
Parking & Garage
Parking Spaces: 2Parking: On Street

Property Information

Year Built
Year Built: 1985Year Updated: 2019
Property Type / Style
Property Type: TownhouseArchitecture: Spanish

Community

Units in Building: 1

Lot Information

Lot Area: 1584 sqft

Price History for 3520 Bay Ct

DatePriceEventSource
06/25/2019$1,250ListingRemovedAgent Provided
06/18/2019$900Listed For RentAgent Provided
06/30/2017$80,000Sold
N/A
02/09/2013$900ListingRemovedAgent Provided
01/26/2013$900PriceChange
Agent Provided
01/03/2013$850Listed For RentAgent Provided
05/02/2012$850ListingRemovedAgent Provided
04/24/2012$850Listed For RentAgent Provided
01/06/2012$850ListingRemovedAgent Provided
11/16/2011$850PriceChange
Agent Provided
10/16/2011$950Listed For RentAgent Provided
09/20/2008$122,000ListingRemovedAgent Provided
06/21/2008$122,000PriceChange
Agent Provided
05/28/2008$135,000Listed For SaleAgent Provided
02/21/1997$65,500Sold
N/A

Market trends in Saint Cloud

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$393K
$5.33KMoM
Sale-to-List Price
98.7%
0.1%MoM
Price per sq ft
$202
$0MoM
Available listings
1034
29MoM
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Property Tax and Assessment

Year2025
Tax$2,781
Assessment$198,300
Home facts updated by county records

Comparable Sales for 3520 Bay Ct

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3704 BAY COURT, Saint Cloud, FL
0.08
Townhouse
$210,000
08/22/25
2
2
1,084
1148 MONROE AVENUE, Saint Cloud, FL
0.10
Townhouse
$275,100
09/08/25
3
2
1,302
1107 MONROE AVENUE, Saint Cloud, FL
0.17
Townhouse
$210,000
09/19/25
2
2
954
4151 JEFFERSON DRIVE, Saint Cloud, FL
0.11
Townhouse
$270,000
11/26/25
3
2
1,298
4207 HAMILTON COURT, Saint Cloud, FL
0.16
Townhouse
$260,000
02/19/26
3
2
1,371
3570 HOME TOWN LANE, Saint Cloud, FL
0.56
Townhouse
$250,000
10/20/25
2
2
1,186
4520 CALVARY WAY, Saint Cloud, FL
0.57
Townhouse
$293,000
08/06/26
3
2.5
1,370
2725 SHELBY RUTH PLACE, Saint Cloud, FL
0.70
Townhouse
$277,000
12/16/25
2
2
1,249
2717 SHELBY RUTH PLACE, Saint Cloud, FL
0.71
Townhouse
$279,900
06/04/26
2
2
1,249
3401 HOME TOWN LANE, Saint Cloud, FL
0.55
Townhouse
$261,340
02/02/26
3
2
1,527

Nearby homes

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Assigned Schools

These are the assigned schools for 3520 Bay Ct.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 468 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say streets are well-lit

  • 66 % Say kids play outside

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
    Flag
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

271 pet-friendly rentals in Saint Cloud, FL

Explore by feature - Garage

301 rentals with a garage in Saint Cloud, FL

Explore by feature - Air Conditioning

350 rentals with air conditioning in Saint Cloud, FL

Explore by feature - Pool

268 rentals with a pool in Saint Cloud, FL

Explore by feature - Washer/dryer

321 rentals with a washer/dryer in Saint Cloud, FL

Explore by feature - Outdoor Space

99 rentals with an outdoor space in Saint Cloud, FL

Homes for sale near 3520 Bay Ct

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Off Market Homes Near 3520 Bay Ct

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Frequently asked questions about 3520 Bay Ct

  • What is 3520 Bay Ct estimated to be worth?
    Trulia's estimated value for 3520 Bay Ct in Saint Cloud, FL is $205,700.
  • What is the price history for 3520 Bay Ct?
    3520 Bay Ct in Saint Cloud, FL last sold for $80,000 in June 2017.
  • Is Saint Cloud a buyer's or seller's market?
    Saint Cloud is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Saint Cloud?
    The median sale price in Saint Cloud is $393K. That is down $5.33K from the prior month.
  • Does 3520 Bay Ct have air conditioning?
    Yes, 3520 Bay Ct in Saint Cloud, FL has air conditioning.
  • Does 3520 Bay Ct have laundry facilities?
    Yes, 3520 Bay Ct in Saint Cloud, FL has in-unit laundry.