345 Bluff St, Clearwater, MN 55320
OFF MARKET

345 Bluff St
Clearwater, MN 55320

  • 4 Beds
  • 1 Bath
  • 1,980 sqft

$217,200

Trulia Estimate
as of Jun 3, 2026
Est. Refi. Payment $1,317/mo*

$217,200

Trulia Estimate
as of Jun 3, 2026
Est. Refi. Payment $1,317/mo*
4 Beds
1 Bath
1,980 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Enjoy this affordable home with most of the expensive updates already complete. Updates include fuse panel, new meter, furnace in 2021 (Ac is all set up and ready), windows, and more. Plenty of room for the kids or pets to roam. No neighbors on 3 sides!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from May 06, 2025

Home Highlights

Parking
No Info
Outdoor
Porch
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 345 Bluff St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Number of Rooms: 6Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 1Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 1980 Square FeetFoundation Area: 1380
Appliances & Utilities
Appliances: Cooktop, Range, RefrigeratorRefrigerator
Heating & Cooling
Heating: Forced Air,Fireplace(s)Has CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Free StandingHas a Fireplace
Gas & Electric
Electric: Circuit BreakersGas: Propane
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: Front PorchOther Structures: Storage ShedFoundation: Brick/Mortar
Parking & Garage
No CarportNo GarageNo Attached GarageParking: Gravel
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1980 Square Feet

Days on Market

Cumulative Days on Market: 4

Property Information

Year Built
Year Built: 1868
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Not a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 104010030050

Price & Status

Price
List Price: $169,900
Status Change & Dates
Off Market Date: Mon Apr 17 2023

Location

Direction & Address
City: ClearwaterCommunity: Original Clearwater
School Information
High School District: St. Cloud

Building

Building Area
Building Area: 1980 Square Feet

HOA

No HOA

Lot Information

Lot Area: 8363.52 sqft

Offer

Contingencies: None

Miscellaneous

Mls Number: 6354481Above Grade Unfinished Area: 1980
Last check for updates: about 5 hours ago
Listed by Steven Merten, (320) 493-1358
Blue Ridge Realty
Bought with: Sheryl Kammerer-Home 4 You Team, (763) 229-8515, Edina Realty, Inc.
Source: NorthstarMLS as distributed by MLS GRID, MLS#6354481

Price History for 345 Bluff St

DatePriceEventSource
05/15/2023$189,900Sold
NorthstarMLS as distributed by MLS GRID #6354481
05/10/2023$169,900PendingNorthstarMLS as distributed by MLS GRID #6354481
07/26/2019$110,000Sold
NorthstarMLS as distributed by MLS GRID #5197915
06/20/2019$117,000PendingAgent Provided
06/16/2019$117,000PriceChange
Agent Provided
06/03/2019$119,900PriceChange
Agent Provided
05/17/2019$129,900PriceChange
Agent Provided
03/26/2019$139,000PriceChange
Agent Provided
03/14/2019$145,000Listed For SaleAgent Provided
06/08/2017$115,000Sold
N/A
08/25/2016$76,000Sold
N/A
04/05/2005$115,000Sold
N/A
03/09/2004$76,000Sold
N/A

Market trends in Clearwater

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
8
1
MoM
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Property Tax and Assessment

Year2025
Tax$2,100
Assessment$172,600
Home facts updated by county records

Comparable Sales for 345 Bluff St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.23
Single-Family Home
$191,000
08/20/25
4
1.5
1,876
0.08
Single-Family Home
$309,400
07/02/25
3
2
1,858
0.11
Single-Family Home
$295,000
06/27/25
3
2
2,064
0.15
Single-Family Home
$292,000
04/23/26
4
2.5
2,436
0.19
Single-Family Home
$206,000
06/05/25
3
1.5
2,284
0.18
Single-Family Home
$359,900
12/30/25
3
2
1,380
0.30
Single-Family Home
$85,000
08/19/25
3
1
956
0.54
Single-Family Home
$220,000
07/18/25
3
2
1,685

Nearby homes

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Assigned Schools

These are the assigned schools for 345 Bluff St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Clearwater

At least 5 Trulia users voted on each feature.
  • 100 % Say it's dog friendly

  • 100 % Say kids play outside

  • 89 % Say there's holiday spirit

  • 88 % Say people would walk alone at night

  • 80 % Say parking is easy

  • 80 % Say it's quiet

  • 78 % Say it's walkable to restaurants

  • 77 % Say yards are well-kept

  • 67 % Say it's walkable to grocery stores

  • 64 % Say neighbors are friendly

  • 63 % Say car is needed

  • 57 % Say they plan to stay for at least 5 years

  • 56 % Say streets are well-lit

  • 43 % Say there are community events

  • 40 % Say there's wildlife

  • 25 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Stevenbakken
    "Easy access to interstate 94 and to US highway 10 light rail is available nearby in Big Lake into the Twin cities "
  • Velda M.
    "It’s a very quiet and friendly neighborhood . Neighbors are very kind and friendly although it’s not enough lighting it’s well kept during the day"
  • Tom
    "Clearwater has a country feel but is close enough to everything. 94 runs through it so getting to St. Cloud is a matter of 12 minutes. 15 to Monticello. Right on the Mississippi and Clearwater rivers. Crime is low and people are friendly. "

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 345 Bluff St

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Off Market Homes Near 345 Bluff St

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Based on information submitted to the MLS GRID as of 2026-06-03 11:03:08 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement

Homes for rent near 345 Bluff St

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345 Bluff St, Clearwater, MN 55320 is a 4 bedroom, 1 bathroom, 1,980 sqft single-family home built in 1868. This property is not currently available for sale. 345 Bluff St was last sold on May 15, 2023 for $189,900 (12% higher than the asking price of $169,900). The current Trulia Estimate for 345 Bluff St is $217,200.