245 Bluff St, Clearwater, MN 55320
OFF MARKET

245 Bluff St
Clearwater, MN 55320

  • 3 Beds
  • 2 Baths
  • 1,858 sqft

$311,300

Trulia Estimate
as of Jun 11, 2026
Est. Refi. Payment $1,898/mo*

$311,300

Trulia Estimate
as of Jun 11, 2026
Est. Refi. Payment $1,898/mo*
3 Beds
2 Baths
1,858 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Charming 3 bedroom , split-level home with a fenced in backyard! Welcome to this 3-bedroom, 2-full bathroom home built in 2004, offering a functional layout and great bones for your personal touch. Located in an established neighborhood, this home features a nice sized living room, bright dining room and practical kitchen with a breakfast bar. The finished lower level of this home provides ample sunlight, a roomy gathering place with a separate space idea for working from home, another full bathroom and massive primary and walk-in closet. The heated attached garage is furnished with a work bench and plenty of attractive cabinets and storage. The freshly spruced mulch beds welcome you and make way to the fenced in backyard which includes a useful storage shed. This well maintained home is set near parks, walking paths, the Mississippi River and many Clearwater amenities.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from July 02, 2025

Home Highlights

Parking
2 Car Garage
Outdoor
Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 245 Bluff St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Daylight,Finished,FullNumber of Rooms: 12Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Deck, Dining Room, Family Room, Foyer, Kitchen, Living Room, Walk In Closet
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1858 Square FeetFoundation Area: 912
Appliances & Utilities
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener OwnedDishwasherDryerLaundry: In Basement,Electric Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Circuit BreakersGas: Natural Gas
Levels, Entrance, & Accessibility
Levels: Multi/SplitAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less AsphaltPatio / Porch: DeckFencing: Chain Link
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions (24x22)No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Asphalt,Heated Garage,Insulated Garage
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 946 Square FeetFinished Area (below surface): 912 Square Feet

Days on Market

Cumulative Days on Market: 21

Property Information

Year Built
Year Built: 2004
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: BlockNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 104035001040

Price & Status

Price
List Price: $309,900
Status Change & Dates
Off Market Date: Thu May 29 2025

Location

Direction & Address
City: ClearwaterCommunity: Clearwater Bluff Estates 2nd A
School Information
High School District: St. Cloud

Building

Building Area
Building Area: 1858 Square Feet

HOA

No HOA

Lot Information

Lot Area: 9713.88 sqft

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 6716767Above Grade Unfinished Area: 946
Last check for updates: about 22 hours ago
Listed by Jenna M. Potter, GRI, CRS, (612) 801-4967
Oak Realty LLP
Bought with: Adam Canton, (763) 232-4842, Keller Williams Premier Realty
Source: NorthstarMLS as distributed by MLS GRID, MLS#6716767

Price History for 245 Bluff St

DatePriceEventSource
07/02/2025$309,400Sold
NorthstarMLS as distributed by MLS GRID #6716767
05/29/2025$309,900PendingNorthstarMLS as distributed by MLS GRID #6716767
05/08/2025$309,900Listed For SaleNorthstarMLS as distributed by MLS GRID #6716767
07/18/2016$167,000Sold
NorthstarMLS as distributed by MLS GRID #4739331
07/13/2016$167,000Listed For SaleAgent Provided

Market trends in Clearwater

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
8
1
MoM
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Property Tax and Assessment

Year2025
Tax$2,526
Assessment$238,300
Home facts updated by county records

Homeowner tools

Estimated monthly rent$2,518/mo

Comparable Sales for 245 Bluff St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.06
Single-Family Home
$295,000
06/27/25
3
2
2,064
0.23
Single-Family Home
$359,900
12/30/25
3
2
1,380
0.22
Single-Family Home
$292,000
04/23/26
4
2.5
2,436
0.32
Single-Family Home
$191,000
08/20/25
4
1.5
1,876
0.62
Single-Family Home
$220,000
07/18/25
3
2
1,685
0.77
Single-Family Home
$400,000
01/30/26
3
2
2,066
0.71
Single-Family Home
$415,000
04/01/26
3
2
1,801
0.67
Single-Family Home
$349,500
10/17/25
3
2
1,622

Nearby homes

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Assigned Schools

These are the assigned schools for 245 Bluff St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Clearwater

At least 5 Trulia users voted on each feature.
  • 100 % Say it's dog friendly

  • 100 % Say kids play outside

  • 89 % Say there's holiday spirit

  • 88 % Say people would walk alone at night

  • 80 % Say parking is easy

  • 80 % Say it's quiet

  • 78 % Say it's walkable to restaurants

  • 77 % Say yards are well-kept

  • 67 % Say it's walkable to grocery stores

  • 64 % Say neighbors are friendly

  • 63 % Say car is needed

  • 57 % Say they plan to stay for at least 5 years

  • 56 % Say streets are well-lit

  • 43 % Say there are community events

  • 40 % Say there's wildlife

  • 25 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Stevenbakken
    "Easy access to interstate 94 and to US highway 10 light rail is available nearby in Big Lake into the Twin cities "
  • Velda M.
    "It’s a very quiet and friendly neighborhood . Neighbors are very kind and friendly although it’s not enough lighting it’s well kept during the day"
  • Tom
    "Clearwater has a country feel but is close enough to everything. 94 runs through it so getting to St. Cloud is a matter of 12 minutes. 15 to Monticello. Right on the Mississippi and Clearwater rivers. Crime is low and people are friendly. "

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 245 Bluff St

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Off Market Homes Near 245 Bluff St

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Based on information submitted to the MLS GRID as of 2026-06-10 09:48:15 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement
245 Bluff St, Clearwater, MN 55320 is a 3 bedroom, 2 bathroom, 1,858 sqft single-family home built in 2004. This property is not currently available for sale. 245 Bluff St was last sold on Jul 2, 2025 for $309,400 (0% lower than the asking price of $309,900). The current Trulia Estimate for 245 Bluff St is $311,300.