245 Bluff St, Clearwater, MN 55320
Property image
Property image
OFF MARKET

$313,200

Trulia Estimate
  • 3 Beds
  • 2 Baths
  • 1,858 sqft

245 Bluff St, Clearwater, MN 55320

Est. Refi. Payment $2,005/mo*
Refinance Your Home
Currently Off Market - Sold Jul 2, 2025 for $309,400

Home Value

Trulia Estimate
$313K
Since last month
$100 (0%)
Since last year
Increased$2K (+0.7%)
Since last sale
Increased$3K (+1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +85% in the last 10 years
MonthEstimated value
2026
August 2026$312K
July 2026$313K
June 2026$314K
May 2026$310K
April 2026$311K
March 2026$312K
February 2026$314K
January 2026$310K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
440 Prairie St, Clearwater, MN
0.23
Single-Family Home
$359,900
12/30/25
3
2
1,380
320 Bluff St, Clearwater, MN
0.08
Single-Family Home
$271,000
06/26/26
2
2
2,244
520 County Road 75 NW, Clearwater, MN
0.22
Single-Family Home
$292,000
04/23/26
4
2.5
2,436
425 Walnut St N, Clearwater, MN
0.35
Single-Family Home
$305,000
08/20/26
4
1.5
1,578
132 Goldfinch Ln, Clearwater, MN
0.77
Single-Family Home
$400,000
01/30/26
3
2
2,066
108 Goldfinch Ln, Clearwater, MN
0.71
Single-Family Home
$415,000
04/01/26
3
2
1,801
165 Cardinal Ln, Clearwater, MN
0.77
Single-Family Home
$277,000
09/11/26
3
2
1,754
3033 Fulton Cir, Clearwater, MN
0.67
Single-Family Home
$349,500
10/17/25
3
2
1,622
145 Bluebird Ln, Clearwater, MN
0.77
Single-Family Home
$300,000
10/21/25
2
2
1,773

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
290 Lime St, Clearwater, MN 55320
0.04
$322,300
3
2
1,922
Off Market
Bluff St, Clearwater, MN 55320
0.06
$40,000
-
-
-
Recently Sold
255 Lime St, Clearwater, MN 55320
0.06
$298,700
3
2
2,064
Off Market
320 Bluff St, Clearwater, MN 55320
0.08
$271,000
2
2
2,244
Recently Sold
265 Lime St, Clearwater, MN 55320
0.07
$318,300
4
2
2,296
Off Market
425 Elm St, Clearwater, MN 55320
0.09
$308,500
5
2
2,100
Off Market
140 Bluff St, Clearwater, MN 55320
0.11
$208,000
3
1.5
2,284
Off Market
440 Lime St, Clearwater, MN 55320
0.14
$232,800
4
2
2,216
Off Market
435 Bluff St, Clearwater, MN 55320
0.15
$330,000
2
2
1,437
For Sale
438 Prairie St, Clearwater, MN 55320
0.22
$319,900
3
2.5
1,620
For Sale
4XX Prairie, Clearwater, MN 55320
0.22
$41,000
-
-
-
Recently Sold

Local Information

  • Map ViewExplore the area around 245 Bluff St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 2004
1,858 sqft
$169/sqft
2 Car Garage

About this House

Charming 3 bedroom , split-level home with a fenced in backyard! Welcome to this 3-bedroom, 2-full bathroom home built in 2004, offering a functional layout and great bones for your personal touch. Located in an established neighborhood, this home features a nice sized living room, bright dining room and practical kitchen with a breakfast bar. The finished lower level of this home provides ample sunlight, a roomy gathering place with a separate space idea for working from home, another full bathroom and massive primary and walk-in closet. The heated attached garage is furnished with a work bench and plenty of attractive cabinets and storage. The freshly spruced mulch beds welcome you and make way to the fenced in backyard which includes a useful storage shed. This well maintained home is set near parks, walking paths, the Mississippi River and many Clearwater amenities.
245 Bluff St, Clearwater, MN 55320 is a 3 bedroom, 2 bathroom, 1,858 sqft single-family home built in 2004. It last sold for the $309,900 asking price on Jul 2, 2025. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $313,200, with a rent estimate of $2,244/month.
Last check for updates: about 4 hours ago
Listed by Jenna M. Potter, GRI, CRS, (612) 801-4967
Oak Realty LLP
Bought with: Adam Canton, (763) 232-4842, Keller Williams Premier Realty
Source: NorthstarMLS as distributed by MLS GRID, MLS#6716767

Home Details for 245 Bluff St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Daylight,Finished,FullNumber of Rooms: 12Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Deck, Dining Room, Family Room, Foyer, Kitchen, Living Room, Walk In Closet
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1858 Square FeetFoundation Area: 912
Appliances & Utilities
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener OwnedDishwasherDryerLaundry: In Basement,Electric Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Circuit BreakersGas: Natural Gas
Levels, Entrance, & Accessibility
Levels: Multi/SplitAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less AsphaltPatio / Porch: DeckFencing: Chain Link
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions (24x22)No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Asphalt,Heated Garage,Insulated Garage
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 946 Square FeetFinished Area (below surface): 912 Square Feet

Days on Market

Cumulative Days on Market: 21

Property Information

Year Built
Year Built: 2004
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family
Building
Construction Materials: BlockNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 104035001040

Price & Status

Price
List Price: $309,900
Status Change & Dates
Off Market Date: Thu May 29 2025

Location

Direction & Address
City: ClearwaterCommunity: Clearwater Bluff Estates 2nd A
School Information
High School District: St. Cloud

Building

Building Area
Building Area: 1858 Square Feet

HOA

No HOA

Lot Information

Lot Area: 9713.88 sqft

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 6716767Above Grade Unfinished Area: 946

Price and Tax history

DateEventPrice
Jul 2, 2025
Source: NorthstarMLS as distributed by MLS GRID #6716767
Sold
$309,400
May 29, 2025
Source: NorthstarMLS as distributed by MLS GRID #6716767
Pending
$309,900
May 8, 2025
Source: NorthstarMLS as distributed by MLS GRID #6716767
Listed For Sale
$309,900
Jul 18, 2016
Source: NorthstarMLS as distributed by MLS GRID #4739331
Sold
$167,000
Jul 13, 2016
Source: Agent Provided
Listed For Sale
$167,000

Market trends in Clearwater

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
10
1MoM

Around this home

What Locals Say about Clearwater

At least 5 Trulia users voted on each feature.

  • 100 % Say it's dog friendly

  • 100 % Say kids play outside

  • 89 % Say there's holiday spirit

  • 88 % Say people would walk alone at night

  • 80 % Say parking is easy

  • 80 % Say it's quiet

  • 78 % Say it's walkable to restaurants

  • 77 % Say yards are well-kept

  • 67 % Say it's walkable to grocery stores

  • 64 % Say neighbors are friendly

  • 63 % Say car is needed

  • 57 % Say they plan to stay for at least 5 years

  • 56 % Say streets are well-lit

  • 43 % Say there are community events

  • 40 % Say there's wildlife

  • 25 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Stevenbakken
    "Easy access to interstate 94 and to US highway 10 light rail is available nearby in Big Lake into the Twin cities "
    0
    Flag
  • Velda M.
    "It’s a very quiet and friendly neighborhood . Neighbors are very kind and friendly although it’s not enough lighting it’s well kept during the day"
    1
    Flag
  • Tom
    "Clearwater has a country feel but is close enough to everything. 94 runs through it so getting to St. Cloud is a matter of 12 minutes. 15 to Monticello. Right on the Mississippi and Clearwater rivers. Crime is low and people are friendly. "
    0
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026-09-14 03:33:32 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement

Frequently asked questions about 245 Bluff St

  • What is 245 Bluff St estimated to be worth?
    Trulia's estimated value for 245 Bluff St in Clearwater, MN is $313,200.
  • What is the price history for 245 Bluff St?
    245 Bluff St in Clearwater, MN last sold for $309,400 in July 2025.
  • Is Clearwater a buyer's or seller's market?
    Clearwater is currently a balanced market, based on recent for-sale activity.
  • What do residents say about Clearwater?
    Residents describe Clearwater, MN as dog-friendly, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Clearwater, MN.
  • Does 245 Bluff St have air conditioning?
    Yes, 245 Bluff St in Clearwater, MN has air conditioning.
  • Does 245 Bluff St have laundry facilities?
    Yes, 245 Bluff St in Clearwater, MN has in-unit laundry.

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