320 Bluff St, Clearwater, MN 55320
FOR SALE
0.47 ACRES

320 Bluff St
Clearwater, MN 55320

  • 2 Beds
  • 2 Baths
  • 2,244 sqft (on 0.47 acres)

$255,000

Est. Mortgage $1,534/mo*

$255,000

Est. Mortgage $1,534/mo*
2 Beds
2 Baths
2,244 sqft
(on 0.47 acres)
We estimate this home will sell faster than 89% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Old world charm with some modern updates in the heart of Clearwater! This one-of-a-kind home features original hardwood floors, original cabinetry, cool vintage light fixtures, and a custom fireplace. The main floor bedroom offers a walk-through bath with granite countertops, knotty pine walls and a fully tiled shower. On the 2nd floor, you'll find an additional bedroom plus a flex space perfect for an office, gaming area, or whatever fits your lifestyle. Don't miss the  eye-catching catwalk that gives a bird’s-eye view of the main floor. The walkout lower level offers a spacious rec room with a cozy wood-burning fireplace, workshop area, and a 3/4 bathroom ready for your finishing touches.
Enjoy the huge wraparound deck that extends to the front porch, overlooks the spacious wooded yard and the flag stone patio. Some updated vinyl windows, plus the home features a 2024 furnace and water heater, along with a 2023 roof. The 19x30 garage, built in 2002 per county records, includes a concrete driveway with extra parking. Bring your ideas and add your own style to make this space truly yours!
We estimate this home will sell faster than 89% nearby.

Home Highlights

Parking
Garage
Outdoor
Porch, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
$114
Listed
7 days ago

Home Details for 320 Bluff St

Active Status

MLS Status: Active with Contingency

Interior Features

Interior Details
Basement: Egress Window(s),Finished,Full,Sump Pump,Walk-Out AccessNumber of Rooms: 8Types of Rooms: Bedroom, Bedroom 2, Deck, Dining Room, Family Room, Flex Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (three quarters): 2
Dimensions and Layout
Living Area: 2244 Square FeetFoundation Area: 780
Appliances & Utilities
Appliances: Cooktop, Dishwasher, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliance(s), Water Softener OwnedDishwasherLaundry: Gas Dryer Hookup,Lower LevelRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 2Fireplace: Free Standing, Masonry, Wood Burning, Wood Burning StoveHas a Fireplace
Gas & Electric
Electric: 100 Amp ServiceGas: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less AsphaltPatio / Porch: Deck, Porch, Wrap AroundFencing: Wood
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions (19x30), Garage Door Height (8), Garage Door Width (16)No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Detached Garage,Concrete,Garage Door Opener
Frontage
Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1464 Square FeetFinished Area (below surface): 340 Square Feet

Days on Market

Days on Market: 7

Property Information

Year Built
Year Built: 1925
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family
Building
Not a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 104010017080

Price & Status

Price
List Price: $255,000Price Per Sqft: $114

Location

Direction & Address
City: ClearwaterCommunity: Original Clearwater
School Information
High School District: St. Cloud

Agent Information

Listing Agent
Listing ID: 7064159

Building

Building Area
Building Area: 2244 Square Feet

HOA

No HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.47 acres

Offer

Contingencies: Inspection

Miscellaneous

BasementMls Number: 7064159Above Grade Unfinished Area: 1464Activation Date: Tue Jun 02 2026
Last check for updates: about 1 hour ago
Listing courtesy of Lisa M Salfer, (952) 381-4343
Edina Realty, Inc.
Source: NorthstarMLS as distributed by MLS GRID, MLS#7064159

Market trends in Clearwater

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
8
1
MoM

Price History for 320 Bluff St

DatePriceEventSource
06/02/2026$255,000Listed For SaleNorthstarMLS as distributed by MLS GRID #7064159

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Property Tax and Assessment

Year2024
Tax$2,602
Assessment$214,200
Home facts updated by county records

Comparable Sales for 320 Bluff St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.12
Single-Family Home
$295,000
06/27/25
3
2
2,064
0.08
Single-Family Home
$309,400
07/02/25
3
2
1,858
0.23
Single-Family Home
$359,900
12/30/25
3
2
1,380
0.26
Single-Family Home
$191,000
08/20/25
4
1.5
1,876
0.19
Single-Family Home
$292,000
04/23/26
4
2.5
2,436
0.64
Single-Family Home
$415,000
04/01/26
3
2
1,801
0.71
Single-Family Home
$349,500
10/17/25
3
2
1,622
0.56
Single-Family Home
$220,000
07/18/25
3
2
1,685
0.70
Single-Family Home
$400,000
01/30/26
3
2
2,066

Nearby homes

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Assigned Schools

These are the assigned schools for 320 Bluff St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Clearwater

At least 5 Trulia users voted on each feature.
  • 100 % Say it's dog friendly

  • 100 % Say kids play outside

  • 89 % Say there's holiday spirit

  • 88 % Say people would walk alone at night

  • 80 % Say parking is easy

  • 80 % Say it's quiet

  • 78 % Say it's walkable to restaurants

  • 77 % Say yards are well-kept

  • 67 % Say it's walkable to grocery stores

  • 64 % Say neighbors are friendly

  • 63 % Say car is needed

  • 57 % Say they plan to stay for at least 5 years

  • 56 % Say streets are well-lit

  • 43 % Say there are community events

  • 40 % Say there's wildlife

  • 25 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Stevenbakken
    "Easy access to interstate 94 and to US highway 10 light rail is available nearby in Big Lake into the Twin cities "
  • Velda M.
    "It’s a very quiet and friendly neighborhood . Neighbors are very kind and friendly although it’s not enough lighting it’s well kept during the day"
  • Tom
    "Clearwater has a country feel but is close enough to everything. 94 runs through it so getting to St. Cloud is a matter of 12 minutes. 15 to Monticello. Right on the Mississippi and Clearwater rivers. Crime is low and people are friendly. "

LGBTQ Local Legal Protections

Lisa M Salfer, Edina Realty, Inc.
Agent Phone: (952) 381-4343
Based on information submitted to the MLS GRID as of 2026-06-05 02:33:31 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement
320 Bluff St, Clearwater, MN 55320 is a 2 bedroom, 2 bathroom, 2,244 sqft single-family home built in 1925. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on May 28, 2026. The MLS # for this home is MLS# 7064159.