320 Bluff St, Clearwater, MN 55320
Property image
Property image
SOLD
JUN 26, 2026

$271,900

Trulia Estimate
  • 2 Beds
  • 2 Baths
  • 2,244 sqft (on 0.35 acres)

320 Bluff St, Clearwater, MN 55320

Est. Refi. Payment $1,750/mo*
Refinance Your Home
Currently Off Market - Sold Jun 26, 2026 for $271,000 (6% above list price)

Home Value

Trulia Estimate
$272K
Since last month
Decreased$600 (-0.2%)
Since last year
Increased$57K (+26.9%)
Since last sale
Decreased$400 (-0.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +109% in the last 10 years
MonthEstimated value
2026
September 2026$271K
August 2026$272K
July 2026$271K
June 2026$271K
May 2026$248K
April 2026$233K
March 2026$228K
February 2026$230K
January 2026$228K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
425 Walnut St N, Clearwater, MN
0.29
Single-Family Home
$305,000
08/20/26
4
1.5
1,578
440 Prairie St, Clearwater, MN
0.23
Single-Family Home
$359,900
12/30/25
3
2
1,380
520 County Road 75 NW, Clearwater, MN
0.19
Single-Family Home
$292,000
04/23/26
4
2.5
2,436
108 Goldfinch Ln, Clearwater, MN
0.64
Single-Family Home
$415,000
04/01/26
3
2
1,801
145 Bluebird Ln, Clearwater, MN
0.70
Single-Family Home
$300,000
10/21/25
2
2
1,773
131 Goldfinch Ln, Clearwater, MN
0.71
Single-Family Home
$314,900
05/22/26
2
2
1,646
132 Goldfinch Ln, Clearwater, MN
0.70
Single-Family Home
$400,000
01/30/26
3
2
2,066
229 Goldfinch Ln, Clearwater, MN
0.78
Single-Family Home
$325,000
11/24/25
2
2
1,502

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
Bluff St, Clearwater, MN 55320
0.02
$40,000
-
-
-
Recently Sold
425 Elm St, Clearwater, MN 55320
0.07
$308,500
5
2
2,100
Off Market
290 Lime St, Clearwater, MN 55320
0.08
$323,400
3
2
1,922
Off Market
245 Bluff St, Clearwater, MN 55320
0.08
$311,200
3
2
1,858
Off Market
435 Bluff St, Clearwater, MN 55320
0.10
$330,000
2
2
1,437
For Sale
440 Lime St, Clearwater, MN 55320
0.12
$323,000
4
2
2,216
Off Market
265 Lime St, Clearwater, MN 55320
0.12
$315,700
4
2
2,296
Off Market
255 Lime St, Clearwater, MN 55320
0.12
$296,800
3
2
2,064
Off Market
520 County Road 75 NW, Clearwater, MN 55320
0.19
$292,000
4
2.5
2,436
Recently Sold
500 Main St, Clearwater, MN 55320
0.16
$239,700
4
1
1,500
Off Market
140 Bluff St, Clearwater, MN 55320
0.16
$207,200
3
1.5
2,284
Off Market

Local Information

  • Map ViewExplore the area around 320 Bluff St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1925
0.35 acre lot
2,244 sqft
$121/sqft
Garage

About this House

Old world charm with some modern updates in the heart of Clearwater! This one-of-a-kind home features original hardwood floors, original cabinetry, cool vintage light fixtures, and a custom fireplace. The main floor bedroom offers a walk-through bath with granite countertops, knotty pine walls and a fully tiled shower. On the 2nd floor, you'll find an additional bedroom plus a flex space perfect for an office, gaming area, or whatever fits your lifestyle. Don't miss the  eye-catching catwalk that gives a bird’s-eye view of the main floor. The walkout lower level offers a spacious rec room with a cozy wood-burning fireplace, workshop area, and a 3/4 bathroom ready for your finishing touches.
Enjoy the huge wraparound deck that extends to the front porch, overlooks the spacious wooded yard and the flag stone patio. Some updated vinyl windows, plus the home features a 2024 furnace and water heater, along with a 2023 roof. The 19x30 garage, built in 2002 per county records, includes a concrete driveway with extra parking. Bring your ideas and add your own style to make this space truly yours!
320 Bluff St, Clearwater, MN 55320 is a 2 bedroom, 2 bathroom, 2,244 sqft single-family home built in 1925. It last sold for $271,000 on Jun 26, 2026 (6% above the $255,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $271,900, with a rent estimate of $2,128/month.
Last check for updates: about 12 hours ago
Listed by Lisa M Salfer, (952) 381-4343
Edina Realty, Inc.
Bought with: Amber Fenton, (763) 447-0362, Reliance Realty Advisers, LLC
Source: NorthstarMLS as distributed by MLS GRID, MLS#7064159

Home Details for 320 Bluff St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Egress Window(s),Finished,Full,Sump Pump,Walk-Out AccessNumber of Rooms: 8Types of Rooms: Bedroom, Bedroom 2, Deck, Dining Room, Family Room, Flex Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (three quarters): 2
Dimensions and Layout
Living Area: 2244 Square FeetFoundation Area: 780
Appliances & Utilities
Appliances: Cooktop, Dishwasher, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliance(s), Water Softener OwnedDishwasherLaundry: Gas Dryer Hookup,Lower LevelRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 2Fireplace: Free Standing, Masonry, Wood Burning, Wood Burning StoveHas a Fireplace
Gas & Electric
Electric: 100 Amp ServiceGas: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less AsphaltPatio / Porch: Deck, Porch, Wrap AroundFencing: Wood
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions (19x30), Garage Door Height (8), Garage Door Width (16)No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Detached Garage,Concrete,Garage Door Opener
Frontage
Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1464 Square FeetFinished Area (below surface): 340 Square Feet

Days on Market

Cumulative Days on Market: 9

Property Information

Year Built
Year Built: 1925
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family
Building
Not a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 104010017080

Price & Status

Price
List Price: $255,000Price Per Sqft: $121/sqft
Status Change & Dates
Off Market Date: Thu Jun 11 2026

Location

Direction & Address
City: ClearwaterCommunity: Original Clearwater
School Information
High School District: St. Cloud

Building

Building Area
Building Area: 2244 Square Feet

HOA

No HOA

Lot Information

Lot Area: 0.35 acres

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 7064159Above Grade Unfinished Area: 1464Activation Date: Tue Jun 02 2026

Price and Tax history

DateEventPrice
Jun 26, 2026
Source: NorthstarMLS as distributed by MLS GRID #7064159
Sold
$271,000
Jun 11, 2026
Source: NorthstarMLS as distributed by MLS GRID #7064159
Pending
$255,000
Jun 2, 2026
Source: NorthstarMLS as distributed by MLS GRID #7064159
Listed For Sale
$255,000

Market trends in Clearwater

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
10
1MoM

Around this home

What Locals Say about Clearwater

At least 5 Trulia users voted on each feature.

  • 100 % Say it's dog friendly

  • 100 % Say kids play outside

  • 89 % Say there's holiday spirit

  • 88 % Say people would walk alone at night

  • 80 % Say parking is easy

  • 80 % Say it's quiet

  • 78 % Say it's walkable to restaurants

  • 77 % Say yards are well-kept

  • 67 % Say it's walkable to grocery stores

  • 64 % Say neighbors are friendly

  • 63 % Say car is needed

  • 57 % Say they plan to stay for at least 5 years

  • 56 % Say streets are well-lit

  • 43 % Say there are community events

  • 40 % Say there's wildlife

  • 25 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Stevenbakken
    "Easy access to interstate 94 and to US highway 10 light rail is available nearby in Big Lake into the Twin cities "
    0
    Flag
  • Velda M.
    "It’s a very quiet and friendly neighborhood . Neighbors are very kind and friendly although it’s not enough lighting it’s well kept during the day"
    1
    Flag
  • Tom
    "Clearwater has a country feel but is close enough to everything. 94 runs through it so getting to St. Cloud is a matter of 12 minutes. 15 to Monticello. Right on the Mississippi and Clearwater rivers. Crime is low and people are friendly. "
    0
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026-09-16 01:38:05 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement

Frequently asked questions about 320 Bluff St

  • What is 320 Bluff St estimated to be worth?
    Trulia's estimated value for 320 Bluff St in Clearwater, MN is $271,900.
  • What is the price history for 320 Bluff St?
    320 Bluff St in Clearwater, MN last sold for $271,000 in June 2026.
  • Is Clearwater a buyer's or seller's market?
    Clearwater is currently a balanced market, based on recent for-sale activity.
  • What do residents say about Clearwater?
    Residents describe Clearwater, MN as dog-friendly, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Clearwater, MN.
  • Does 320 Bluff St have air conditioning?
    Yes, 320 Bluff St in Clearwater, MN has air conditioning.
  • Does 320 Bluff St have laundry facilities?
    Yes, 320 Bluff St in Clearwater, MN has laundry facilities.

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