3281 Settlers Trl, Saint Cloud, FL 34772
OFF MARKET

3281 Settlers Trl
Saint Cloud, FL 34772

  • 3 Beds
  • 2 Baths
  • 1,634 sqft

$403,200

Trulia Estimate
as of May 23, 2026
Est. Refi. Payment $2,608/mo*
Refinance Your Home

$403,200

Trulia Estimate
as of May 23, 2026
Est. Refi. Payment $2,608/mo*
Refinance Your Home
3 Beds
2 Baths
1,634 sqft

Local Information

Map showing home location
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-- mins to
Commute Destination

Description

MOVE IN READY...METICULOUSLY MAINTAINED...POOL HOME...FENCED IN YARD...This 3 Bedroom, 2 Bathroom pool home is located in Canoe Creek Lakes Subdivision. Homes shows like a model. As you open the french doors you are greeted by the formal living room which can be used as an office or Formal Dining. Kitchen includes new stainless steel appliances , open concept , combo living and dining room. Home features split floor plan. Tiles throughout and carpet in all bedrooms. You can access the pool from the master room sliding doors or the living room sliding doors. Both Bathrooms were recently updated. Master Bathroom is complete with a garden tub, shower stall, dual sinks and a walk in closet. Home comes with an exhaust fan to reduce your electric bill. Patio has brick pavers, pool screen was recently replaced , lots of space for entertaining, no rear neighbors, nice size yard. The fence was recently replaced also. This home is a complete package . Its minute away from Disney, Universal Studios, Airport and everything Central Florida has to offer. Bring your offer today!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
Garage
Outdoor
Deck, Pool
View
No Info
HOA
None
Price/Sqft
No Info
Listed
No Info

Home Details for 3281 Settlers Trl

Interior Features

Heating & Cooling
Heating: Heat Pump, ElectricAir ConditioningCooling System: CentralHeating Fuel: Heat Pump
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Carpet
Interior Details
Number of Rooms: 5Types of Rooms: Dining Room
Appliances & Utilities
DishwasherDryerMicrowaveRefrigerator

Exterior Features

Exterior Home Features
Roof: CompositionDeckExterior: StuccoFoundation Type: Footing
Pool
Pool
Parking & Garage
GarageParking Spaces: 2Parking: Carport, Garage Attached

Property Information

Year Built
Year Built: 2001Year Updated: 2001
Property Type / Style
Property Type: Single Family HomeArchitecture: Contemporary

Community

Units in Building: 1

Lot Information

Lot Area: 10018 sqft

Price History for 3281 Settlers Trl

DatePriceEventSource
05/30/2018$245,000Sold
N/A
05/03/2018$250,000PendingAgent Provided
04/10/2018$250,000Listed For SaleAgent Provided
05/24/2016$190,000Sold
Stellar MLS #S4828534
05/08/2016$198,000PendingAgent Provided
05/08/2016$198,000Listed For SaleAgent Provided
04/05/2016$198,000ListingRemovedAgent Provided
03/23/2016$198,000Listed For SaleAgent Provided
06/03/2002$138,000Sold
N/A
02/12/2001$22,900Sold
N/A
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Property Tax and Assessment

Year2024
Tax$3,247
Assessment$357,900
Home facts updated by county records

Comparable Sales for 3281 Settlers Trl

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3586 Yellow Bird Ct, Saint Cloud, FL
0.06
Single-Family Home
$309,000
12/15/25
3
2
1,530
4241 Settlers Ct, Saint Cloud, FL
0.14
Single-Family Home
$366,600
04/29/26
3
2
1,636
4274 Sasha Trl, Saint Cloud, FL
0.12
Single-Family Home
$370,000
12/30/25
3
2
1,499
4240 Settlers Ct, Saint Cloud, FL
0.14
Single-Family Home
$350,000
08/22/25
3
2
1,435
3271 Settlers Trl, Saint Cloud, FL
0.03
Single-Family Home
$425,000
09/05/25
4
2
2,076
4229 Settlers Ct, Saint Cloud, FL
0.22
Single-Family Home
$359,000
06/02/25
3
2
1,636
4222 Gold Rush Ln, Saint Cloud, FL
0.22
Single-Family Home
$315,000
08/21/25
3
2
1,362
4217 Sky Flower Ln, Saint Cloud, FL
0.29
Single-Family Home
$325,000
04/30/26
3
2
1,585
4216 Gold Rush Ln, Saint Cloud, FL
0.23
Single-Family Home
$395,000
08/29/25
3
2
1,734
2924 Jebidiah Loop, Saint Cloud, FL
0.24
Single-Family Home
$365,000
10/09/25
3
2
1,925

Nearby homes

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Assigned Schools

These are the assigned schools for 3281 Settlers Trl.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
    Flag
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

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3281 Settlers Trl, Saint Cloud, FL 34772 is a 3 bedroom, 2 bathroom, 1,634 sqft single-family home built in 2001. This property is not currently available for sale. 3281 Settlers Trl was last sold on May 30, 2018 for $245,000. The current Trulia Estimate for 3281 Settlers Trl is $403,200.