3204 OXBOW CT, Harmony, FL 34773
Property image
Property image
FOR SALE
3D VIEW

$429,900

Original price: $449,900
  • 4 Beds
  • 3 Baths
  • 2,361 sqft

3204 OXBOW CT, Harmony, FL 34773

Harmony
Est. Mortgage $3,010/mo*
Get Pre-Qualified

Home Highlights

Parking
2 Car Garage
Outdoor
Porch
HOA
$216/Monthly
Price/Sqft
$182
Climate Control
Central & Central Air
Listed
180+ days ago

Local Information

  • Map ViewExplore the area around 3204 OXBOW CT.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Check it Out! Welcome home to this beautifully maintained 4-bedroom, 3-bathroom home built in 2022, located in a gated golf course community and zoned for the sought-after Harmony neighborhood schools. This one-owner home sits on a premium lot with a fully fenced backyard that backs up to privacy—perfect for relaxing evenings, pets, or playtime. From the moment you arrive, you’ll notice the attention to detail, with paver driveway and porches, plantation shutters, crown molding throughout the 1st floor, gutters and a whole-house water system already in place. Inside, the open and functional layout includes a flex room and full bathroom on the main floor—ideal for guests, a home office, or even a playroom. The gourmet kitchen is a true highlight, featuring stainless steel appliances, quartz countertops, and plenty of space for cooking, hosting, and gathering. Upstairs, all bedrooms are conveniently located near the spacious laundry room, keeping chores simple and organized. Whether you're looking for comfort, style, or convenience, this home checks all the boxes. You’ll be just minutes from the beaches and less than an hour to Orlando’s theme parks and international airport—giving you the best of both Florida fun and everyday practicality. Don’t miss your chance to own a move-in-ready home in a great location with top-rated schools!
Last check for updates: about 13 hours ago
Listing Provided by: Chris Woeste, (407) 908-2716
TIE TEAM REALTY LLC, (321) 805-4392
Originating MLS: Osceola
Source: Stellar MLS, MLS#S5144242
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 3204 OXBOW CT

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2361 Square Feet
Appliances & Utilities
Utilities: Electricity ConnectedAppliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Inside,Laundry Room,Upper LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsDoor: Sliding DoorsFlooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Tile
View
Has a ViewView: Trees/Woods

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Front Porch, Rear PorchFencing: FencedExterior: Irrigation System, Rain GuttersFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 22x20No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Waterfront: LakeRoad Surface Type: Paved, AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 353Days on Market: 180+

Property Information

Year Built
Year Built: 2022
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 202632349600010100

Price & Status

Price
List Price: $429,900Price Per Sqft: $182

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: ENCLAVE AT LAKES OF HARMONY

Agent Information

Listing Agent
Listing ID: S5144242

Building

Building Details
Builder Model: HARBOR ISLEBuilder Name: JONES USA
Building Area
Building Area: 3034 Square Feet

Community

Community Features: Dock, LakeNot Senior Community

HOA

HOA Fee Includes: Common Area Taxes, Community Pool, Maintenance Grounds, Maintenance RepairsHOA Name: MARK HILLHOA Phone: 407-847-2280Association for this Listing: OsceolaHas an HOAHOA Fee: $216/Monthly

Lot Information

Lot Area: 4792 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Assumable, Cash, Conventional

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5144242Showing Requirements: LockboxUniversal Property Id: US-12097-N-202632349600010100-R-N

Additional Information

HOA Amenities: Clubhouse,Fitness Center,Gated,Golf Course,Playground,Pool

Around this home

Neighborhood Overview

Harmony
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Harmony

At least 30 Trulia users voted on each feature.

  • 90 % Say there's wildlife

  • 86 % Say car is needed

  • 86 % Say it's quiet

  • 85 % Say yards are well-kept

  • 84 % Say it's dog friendly

  • 82 % Say there's holiday spirit

  • 82 % Say there are sidewalks

  • 77 % Say parking is easy

  • 76 % Say streets are well-lit

  • 68 % Say kids play outside

  • 64 % Say neighbors are friendly

  • 59 % Say there are community events

  • 55 % Say people would walk alone at night

  • 51 % Say they plan to stay for at least 5 years

  • 50 % Say it's walkable to restaurants

  • 35 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Pjw1171
    "There are lots of dog parks to take your dog and plenty of places to take your dog for a nice walk. The community provides stations with bags and trash can for cleaning up after your dog."
    0
    Flag
  • Alissaovletrea
    "It’s a quiet neighborhood, the wild life is always fun to see, it’s safe, I work many different shifts and I see kids playing in the streets until late into the night or people up early running in pitch dark."
    2
    Flag
  • Mark L.
    "A little off the beaten path but still close enough to what Orlando has to offer."
    0
    Flag
  • Maggie H.
    "I think this is a safe and friendly area for families, etc. Harmony High School has excellent ratings. It is definitely all country. Great for mudding, etc. If you're looking to have some land and some quiet, it's great. But, you should know that it is about 20 mins from the nearest grocery store, pharmacy, etc. It is also about an hour from most of the amusement parks and about 45 minutes from the beach (indialantic). If you don't mind driving a bit(there is no public transportation), it's a nice little area. "
    0
    Flag
  • rick_boschen
    "Many of the people out here have no respect from other peoples property, you have been warned - RB"
    0
    Flag
  • Douglas P.
    "I lived here for five years until we ran out of room as our family grew. We really miss the peace and quiet where we could hear the wind blowing through the trees AND miss the shade and PRIVACY. The campfires were awesome too."
    0
    Flag

Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Home Value

Trulia Estimate
$428K
Since last month
Decreased$16K (-3.7%)
Since last year
Decreased$34K (-7.3%)
Since last sale
Decreased$4K (-0.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +2% in the last 10 years
MonthEstimated value
2026
August 2026$428K
July 2026$444K
June 2026$445K
May 2026$458K
April 2026$462K
March 2026$463K
February 2026$466K
January 2026$460K
2025

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
7455 OAKMARK ROAD, Saint Cloud, FL
0.31
Single-Family Home
$405,000
04/20/26
3
2.5
1,908
3326 SAGEBRUSH STREET, Saint Cloud, FL
0.31
Single-Family Home
$430,000
04/24/26
4
3.5
2,822
3462 SAGEBRUSH STREET, Saint Cloud, FL
0.13
Single-Family Home
$305,000
05/29/26
2
2
1,637
3428 SAGEBRUSH STREET, Saint Cloud, FL
0.24
Single-Family Home
$350,000
05/14/26
3
2
1,474
3123 GREENVIEW LANE, Saint Cloud, FL
0.37
Single-Family Home
$532,224
09/24/25
4
3
2,355

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3212 OXBOW COURT, Harmony, FL 34773
0.02
$370,000
3
2
1,580
For Sale
3236 OXBOW COURT, Harmony, FL 34773
0.07
$419,400
4
3
2,361
Off Market
7485 WING SPAN WAY, Harmony, FL 34773
0.14
$373,100
4
2
1,901
Off Market
3101 SONGBIRD CIRCLE, Saint Cloud, FL 34773
0.14
$317,900
2
2
1,474
Off Market
3105 SONGBIRD CIRCLE, Saint Cloud, FL 34773
0.14
$307,400
2
2
1,431
Off Market
3113 SONGBIRD CIR, Saint Cloud, FL 34773
0.15
$385,000
3
2
1,876
For Sale
3458 SAGEBRUSH STREET, Saint Cloud, FL 34773
0.12
$273,000
2
2
1,637
Off Market
7520 Castlewood Ct, Saint Cloud, FL 34773
0.14
$399,000
2
2
1,455
For Sale
3144 Songbird Cir, Saint Cloud, FL 34773
0.14
$370,000
3
2
1,850
For Sale
3156 Songbird Cir, Saint Cloud, FL 34773
0.14
$400,000
2
2
1,423
For Sale
3462 SAGEBRUSH STREET, Saint Cloud, FL 34773
0.13
$305,000
2
2
1,637
Recently Sold

Price and Tax history

DateEventPrice
Aug 12, 2026
Source: Stellar MLS #S5144242
PriceChange
$429,900
Price decreased by 4%
Jun 22, 2026
Source: Stellar MLS #S5144242
PriceChange
$449,900
Price decreased by 3%
May 2, 2026
Source: Stellar MLS #S5144242
PriceChange
$463,900
Price decreased by 1%
Feb 19, 2026
Source: Stellar MLS #S5144242
Listed For Sale
$469,000
Dec 23, 2025
Source: Stellar MLS #S5129765
ListingRemoved
$469,000

LGBTQ Local Legal Protections

Chris Woeste, TIE TEAM REALTY LLC, (321) 805-4392
Agent Phone: (407) 908-2716

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Frequently asked questions about 3204 OXBOW CT

  • What is the estimated monthly payment for 3204 OXBOW CT?
    Based on a $429,900 list price with 20% down at today's rates, the estimated monthly payment for 3204 OXBOW CT in Harmony, FL is approximately $2,829 (about $2,220 principal & interest, $534 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3204 OXBOW CT compare to homes in Harmony?
    3204 OXBOW CT in Harmony, FL is listed at $429,900, about 10% above the $390K median sale price in Harmony.
  • What do residents say about Harmony?
    Residents describe Harmony, FL as quiet, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Harmony, FL.
  • What are the closest schools to 3204 OXBOW CT?
    The closest schools to 3204 OXBOW CT in Harmony, FL are Harmony Community School (Pre-K/Elementary, rated 9/10), Harmony High School (rated 5/10), Middle School AA (rated 6/10).
  • Does 3204 OXBOW CT have air conditioning?
    Yes, 3204 OXBOW CT in Harmony, FL has air conditioning.
  • Does 3204 OXBOW CT have a pool?
    Yes, 3204 OXBOW CT in Harmony, FL has a pool.
3204 OXBOW CT, Harmony, FL 34773 is a 4 bedroom, 3 bathroom, 2,361 sqft single-family home built in 2022. 3204 OXBOW CT is located in Harmony, Harmony. This property is currently available for sale and was listed by Stellar MLS on Feb 19, 2026. The MLS # for this home is MLS# S5144242.