319 Oak St, Elgin, IL 60123
Property image
Property image
UNDER CONTRACT

$300,000

  • 2 Beds
  • 1 Bath
  • 1,491 sqft

319 Oak St, Elgin, IL 60123

Southwest Elgin
Est. Mortgage $2,161/mo*
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We estimate this home will sell faster than 85% nearby.

Home Highlights

Parking
Garage
Price/Sqft
$201
Climate Control
Natural Gas & Central Air
Listed
13 days ago

Local Information

  • Map ViewExplore the area around 319 Oak St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Charming bungalow in a convenient Elgin location, just minutes from downtown Elgin! This well-maintained home offers comfortable living spaces, abundant natural light, and plenty of storage throughout. The light-filled main level features a spacious living room with an abundance of windows, a nicely sized dining room, two generously sized bedrooms, a versatile den/office, and a full bathroom. The main level has been freshly painted, creating a bright and inviting atmosphere. The kitchen offers tons of cabinet space and plenty of room to accommodate your everyday needs. The finished basement provides additional living space with a large recreation room, along with plenty of storage and a workspace in the utility room. Enjoy your morning coffee or unwind at the end of the day on the enclosed front porch surrounded by windows, or head outside to the patio and peaceful yard. A storage shed provides even more space for tools and outdoor equipment. The property also features a driveway with parking for multiple vehicles and a 1-car garage. Ideally located within a short distance of schools, downtown Elgin, the Metra train station, and Wing Park. A great opportunity to own a charming home in a convenient location!
Last check for updates: about 5 hours ago
Listing courtesy of: Christopher Davis, (847) 489-3476
Inspire Realty Group LLC
Source: MRED as distributed by MLS GRID, MLS#12732802
Also Listed on MRED as distributed by MLS GRID, MRED as distributed by MLS GRID.
We estimate this home will sell faster than 85% nearby.

Home Details for 319 Oak St

Active Status

MLS Status: Contingent

Interior Features

Interior Details
Basement: Partially Finished,FullNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Den, Dining Room, Family Room, Kitchen, Laundry, Living Room, Screened Porch
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1491 Square Feet
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1Accessibility: No Disability Access
View
No View

Exterior Features

Exterior Home Features
Roof: Asphalt
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageNo Attached GarageParking Spaces: 1Parking: Concrete,Yes,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 13

Property Information

Year Built
Year Built: 1923
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Aluminum SidingNot a New Construction
Property Information
Parcel Number: 0623276013

Price & Status

Price
List Price: $300,000Price Per Sqft: $201
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School District: 46Jr High / Middle School District: 46High School District: 46

Agent Information

Listing Agent
Listing ID: 12732802

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 9849 sqft

Listing Info

Special Conditions: None

Offer

Contingencies: Attorney/Inspection

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12732802Zillow Contingency Status: Under Contract

Additional Information

Source Internet Consumer CommentSource Internet Entire Listing DisplayMRD IDX Comments Reviews: YesMRD Listing On IDX Display: YesMRD AVM On IDX Display: YesMRD Address On VOW Display: YesSource Internet Automated Valuation DisplayMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesSource Internet Address DisplayMRD REMARKSINTERNET: YesMRD Remarks On VOW Display: Yes

Around this home

Neighborhood Overview

Southwest Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Southwest Elgin

  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Grant S.
    "we are off the beaten path as far as traffic is concerned... there is a very low crime rate in our neighborhood. we have two parks relatively close. there is a grade school within a quarter mile. lots of kids in the neighborhood. even though it appears to be primarily Hispanic there are few rentals and fairly descent upkeep of the houses and landscape. it's one of the quieter neighborhoods I've been in in my 25 years here in elgin"
    0
    Flag
  • Grant S.
    "close to downtown but off the beaten path. except for trains a very quiet area. traffic tends to be too much at rush hours."
    0
    Flag
  • Amysmooch
    "I have lived here for 11yrs and I love the way everyone is friendly. And neighbors still watch all the neighborhood kids to keep them safe . "
    0
    Flag
  • Grant S.
    "quieter neighborhood.... quiet neighbors... lots of wildlife and birds. trains are a little bothersome"
    1
    Flag
  • Grant S.
    "one of the quiter neigjborhoods I've lived in in elgin over 30 yrs and 8 different locations. i think the diversity of our neighborhood ethically is well balanced and adds to the feeling."
    1
    Flag

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$207
$2MoM
Available listings
251
12MoM

Home Value

Trulia Estimate
$303K
Since last month
Increased$41K (+15.6%)
Since last year
Increased$50K (+19.6%)
Since last sale
Increased$143K (+89.4%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +118% in the last 10 years
MonthEstimated value
2026
August 2026$303K
July 2026$262K
June 2026$264K
May 2026$262K
April 2026$257K
March 2026$252K
February 2026$248K
January 2026$247K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
455 Walnut Ave, Elgin, IL
0.24
Single-Family Home
$145,000
03/03/26
3
1
1,671
552 Orange St, Elgin, IL
0.29
Single-Family Home
$215,000
08/29/25
2
1
1,131
321 Morgan St, Elgin, IL
0.15
Single-Family Home
$222,000
09/09/25
2
1
775
552 Walnut Ave, Elgin, IL
0.37
Single-Family Home
$215,000
04/06/26
3
1
1,600
333 Elm St, Elgin, IL
0.15
Single-Family Home
$249,900
11/21/25
3
1
1,140
515 Oak St, Elgin, IL
0.23
Single-Family Home
$277,000
07/14/26
3
1
1,100
402 Orange St, Elgin, IL
0.10
Single-Family Home
$259,700
12/22/25
3
2
1,554
618 Washburn St, Elgin, IL
0.39
Single-Family Home
$220,000
07/31/26
3
1
1,727
261 Perry St, Elgin, IL
0.28
Single-Family Home
$205,000
01/09/26
2
1
904

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
414 Billings St, Elgin, IL 60123
0.03
$345,000
4
1.5
2,110
Recently Sold
318 E Oak St, Elgin, IL 60123
0.05
$247,000
2
1
-
Off Market
417 W Billings St, Elgin, IL 60123
0.07
$319,200
4
2
1,873
Off Market
371 Elm St, Elgin, IL 60123
0.08
$317,200
3
2
1,525
Off Market
331 Orange St, Elgin, IL 60123
0.08
$237,000
3
2
2,226
Recently Sold
359 Elm St, Elgin, IL 60123
0.10
$184,600
1
1
521
Off Market
408 Elm St, Elgin, IL 60123
0.09
$292,100
3
1
1,166
Off Market
418 Elm St, Elgin, IL 60123
0.10
$330,600
3
2.5
1,403
Off Market
402 Orange St, Elgin, IL 60123
0.10
$259,700
3
2
1,554
Recently Sold
431 Griswold St, Elgin, IL 60123
0.14
$322,900
4
2
1,128
Off Market
330 Wheelock St, Elgin, IL 60123
0.14
$311,500
3
2
2,030
Off Market
218 S Orange St, Elgin, IL 60123
0.15
$237,400
1
1.5
-
Off Market

Price and Tax history

DateEventPrice
Aug 17, 2026
Source: MRED as distributed by MLS GRID #12732802
Contingent
$300,000
Aug 13, 2026
Source: MRED as distributed by MLS GRID #12732802
Listed For Sale
$300,000
Aug 10, 2022
Source: N/A
Sold
$160,000
Oct 19, 1999
Source: N/A
Sold
$117,000

LGBTQ Local Legal Protections

Christopher Davis, Inspire Realty Group LLC
Agent Phone: (847) 489-3476
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

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Frequently asked questions about 319 Oak St

  • What is the estimated monthly payment for 319 Oak St?
    Based on a $300,000 list price with 20% down at today's rates, the estimated monthly payment for 319 Oak St in Elgin, IL is approximately $2,178 (about $1,565 principal & interest, $538 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 319 Oak St compare to homes in Elgin?
    319 Oak St in Elgin, IL is listed at $300,000, about 11% below the $337K median sale price in Elgin.
  • What are the closest schools to 319 Oak St?
    The closest schools to 319 Oak St in Elgin, IL are Abbott Middle School (rated 3/10), Larkin High School (Pre-K, rated 3/10), Lowrie Elementary School (rated 3/10).
  • What is 319 Oak St estimated to be worth?
    Trulia's estimated value for 319 Oak St in Elgin, IL is $303,400.
  • Does 319 Oak St have air conditioning?
    Yes, 319 Oak St in Elgin, IL has air conditioning.
  • Does 319 Oak St have laundry facilities?
    Yes, 319 Oak St in Elgin, IL has laundry facilities.
319 Oak St, Elgin, IL 60123 is a 2 bedroom, 1 bathroom, 1,491 sqft single-family home built in 1923. 319 Oak St is located in Southwest Elgin, Elgin. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Aug 13, 2026. The MLS # for this home is MLS# 12732802.