991 Reserve Dr, Elgin, IL 60124
Property image
Property image
FOR SALE

$319,319

  • 2 Beds
  • 2.5 Baths
  • 1,626 sqft

991 Reserve Dr, Elgin, IL 60124

Est. Mortgage $2,588/mo*
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Home Highlights

Townhouse
Built in 2008
$196/sqft
2 Car Garage
HOA $248/mo

Local Information

  • Map ViewExplore the area around 991 Reserve Dr.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to 991 Reserve Drive, a spacious and thoughtfully updated Fenwick townhome in the Reserve of Elgin offering 2 bedrooms, 2.5 baths, a loft and a finished English-style lower level. The open main level flows from the living and dining areas into a kitchen with stainless steel appliances, 42-inch maple cabinetry and generous counter space. First-floor laundry adds convenience, while a private balcony offers a quiet place to relax outdoors. Upstairs, the 20' x 12' primary suite features a vaulted ceiling, large walk-in closet and en suite bath with a dual-sink vanity. A second bedroom and flexible loft complete the upper level. The 17' x 12' finished lower level has above-grade windows and room for recreation, exercise or another workspace. An attached two-car garage and abundant storage add everyday practicality. Flooring was updated on all three levels from 2023 through 2025. Appliance updates include the refrigerator in 2023, dishwasher in 2024, and washer, dryer and microwave in 2025. Bathroom updates in 2026 include new tile and two toilets. The Reserve of Elgin is adjacent to forest-preserve land with native prairie and wetlands, with walking and biking paths winding through the community. Dog-waste stations are located along the paths, and the Gail Borden Public Library's Rakow Branch is at the neighborhood's northwest corner. Randall Road shopping and dining are nearby, with convenient access to U.S. Route 20, I-90 and Metra service in Elgin.
Last check for updates: about 8 hours ago
Listing courtesy of: Rachael Ivanovic, (847) 495-5000
HomeSmart Connect LLC
Source: MRED as distributed by MLS GRID, MLS#12730940
Also Listed on MRED as distributed by MLS GRID, MRED as distributed by MLS GRID.

Home Details for 991 Reserve Dr

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Finished,DaylightNumber of Rooms: 7Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room, Loft
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1626 Square Feet
Appliances & Utilities
Laundry: Main Level,Washer Hookup,In Unit,Laundry Closet
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Electric, BasementHas a FireplaceNo Spa
Gas & Electric
Electric: Circuit Breakers
Levels, Entrance, & Accessibility
Number of Stories: 2Accessibility: No Disability Access
View
No View

Exterior Features

Exterior Home Features
Roof: AsphaltExterior: BalconyFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer, Storm Sewer

Property Information

Year Built
Year Built: 2008
Property Type / Style
Property Type: ResidentialProperty Subtype: Townhouse, Single Family Residence
Building
Construction Materials: Brick, OtherNot a New ConstructionIs Habitable Residence
Property Information
Parcel Number: 0629428083Model Home Type: Fenwick

Price & Status

Price
List Price: $319,319Price Per Sqft: $196
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: ElginCommunity: The Reserve Of Elgin
School Information
Elementary School: Otter Creek Elementary SchoolElementary School District: 46Jr High / Middle School: Abbott Middle SchoolJr High / Middle School District: 46High School: South Elgin High SchoolHigh School District: 46

Agent Information

Listing Agent
Listing ID: 12730940

Building

Building Details
Builder Model: Fenwick
Building Area
Building Area: 1842 Square Feet

Community

Community Features: Street Lights

HOA

HOA Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow RemovalHas an HOAHOA Fee: $248/Monthly

Lot Information

Lot Area: 1218 sqft

Listing Info

Special Conditions: Standard

Business

Business Information
Ownership: Fee Simple w/ HO Assn.

Miscellaneous

BasementMls Number: 12730940

Additional Information

Street LightsSource Internet Entire Listing DisplayMRD IDX Comments Reviews: NoMRD Listing On IDX Display: YesMRD Address On VOW Display: YesMRD AVM On IDX Display: NoMRD Price History On IDX Display: NoMRD Market Time On IDX Display: NoMRD REMARKSINTERNET: YesSource Internet Address DisplayHide Days On Site DisplayHide Price History DisplayMRD Remarks On VOW Display: Yes

Around this home

What Locals Say about Elgin

At least 941 Trulia users voted on each feature.

  • 87 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 82 % Say car is needed

  • 78 % Say parking is easy

  • 76 % Say yards are well-kept

  • 72 % Say there's holiday spirit

  • 70 % Say kids play outside

  • 63 % Say streets are well-lit

  • 59 % Say people would walk alone at night

  • 56 % Say it's quiet

  • 54 % Say it's walkable to restaurants

  • 52 % Say it's walkable to grocery stores

  • 52 % Say there's wildlife

  • 48 % Say neighbors are friendly

  • 48 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Lydiadannenberg4816
    "Homes are custom made. Large lots. Friendly neighborhood. "
    0
    Flag
  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Wpnhs6gnpj
    "We have a lot people walking with their door not matter what time , my neighbor is really peaceful , inkivebromoibe here for the last 30 years . If I have to choice other place in houses , I choose elgin again "
    0
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Amneey
    "Welcome to this neighborhood. Pets friendly and caring people . Safe and neat area, caring people. "
    0
    Flag
  • Charles B
    "Use the meta to get downtown. There is no public transportation here. Roads are busy sometimes so you need to be careful. "
    0
    Flag
  • NK
    "We love it here. Such a family friendly area. Amazing place to raise kids and feel safe! We are very grateful to live here."
    1
    Flag
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Erik
    "There aren’t really events but it’s just a friendly safe neighborhood to be in And has schools near by and local stores "
    1
    Flag
  • Imaadus
    "Love my neighborhood, it’s clean and save where I live! Schools are good. Nice well maintained parks"
    1
    Flag
  • Jeanette
    "I’ve lives in this neighborhood for about 3yrs and have had plenty of packages delivered with no issues and neighbors are pretty friendly around here. "
    3
    Flag
  • Jess Jessica
    "There’s always something going on in downtown Elgin for every season/holiday/event. We have a Casino boat too for entertainment. "
    2
    Flag
  • Jenjengu
    "I love Elgin! It is a friendly, diverse community with great shopping, parks, and recreation. I feel the schools offer students wonderful education opportunities. "
    3
    Flag
  • Trulia User
    "Only one entrance into the subdivision. Safe and adjacent to the Elgin Country Club. Homes well kept with beautiful landscaping. Low annual HOA with a few restrictions designed to maintain price integrity. "
    1
    Flag
  • Yvonne B.
    "Pretty safe, beautiful scenery, we have lots of entertainment. Elgin has plenty parks and great restaurants "
    1
    Flag
  • Jfairone
    "Nice neighborhood for families and pets, very walkable with sidewalks. Near library and good schools"
    11
    Flag
  • Reuben A.
    "Great Town to love in all close by for shopping food clothing etc., It’s is the city in the suburbs!"
    1
    Flag
  • Jfairone
    "Well kept for homes and friendly people. Near by shopping, restaurants good hospitals. Everything you need is close by"
    0
    Flag
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Jordan S.
    "Certain parts of Elgin are great then small parts not so much but I give it a 8 out of 10 for also the lack of transportation."
    6
    Flag
  • Samcasey92600
    "Dogs are very common in Elgin, and you usually will see plenty of other dogs while you walk your own. It’s nice, good ways to start up conversations and meet your neighbors. "
    0
    Flag
  • Chure2002
    "i have no neighbors , quite street, closed to 24 hr Walgreens closed to 24 hr jewel osco, closed to everthing "
    4
    Flag
  • Jaclyn B.
    "Decent neighborhood, nice neighbors. Good location close to highways and major roads. Grocery stores within driving distance. Would recommend for starter home area."
    0
    Flag
  • Jaclyn B.
    "Decent neighborhood. Not walking distance to many things but driving distance is decent. Neighbors are nice and well kept grounds in my subdivision. Would recommend for family and friends. Close to expressways and major roadways. "
    0
    Flag
  • Zzarate479
    "The 4th of July parade is so much fun,it last hours but is fun to watch the people that walk and do tricks and then the horses are even fun"
    2
    Flag
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
    Flag
  • Stephanie S.
    "it's nice there are different parts of town. mostly all nice areas. high school are not the best. I like the elementary schools "
    0
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  • Nancytorres90
    "Kids are safe here.. my kids are always outside playing soccer with the kids in the neighborhood and i feel safe letting them be."
    0
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  • Dulce R.
    "Large fancy neighborhood surrounds the area. The townhomes are nice and spacious. The neighbors keep to themselves but are great neighbors and watch for strange vehicles. "
    0
    Flag
  • Joshua D. P.
    "Lots of people have dogs. There are several dog parks in the area. There are plenty of housing options that are pet friendly. "
    0
    Flag
  • Daniel E.
    "i see neightbors walking their dogs. having family cook outs and other events. great ambients to have your children grow in."
    0
    Flag
  • Tstewy625
    "I’ve been here my whole entire life and I think the most unique part of Elgin is for the most part we get along! "
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Co_wolf
    "I have a short commute to one of the 3 Metra stations in Elgin and take the train downtown every day."
    0
    Flag
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
    Flag
  • Cousinkimkimmie
    "sexual offenders in thier area and be aware of crime light up thier homes and lock doors dont let kids walk home.alone "
    4
    Flag
  • Jessica G.
    "Nightmare on Chicago street every year for Halloween is a huge even held in downtown Elgin! There is also many events held throughout the year "
    0
    Flag
  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
    0
    Flag
  • Geneva R.
    "well we have things for the kids to do like play basketball and football the girls play volleyball and rope. and my sit around and just talk and play board games that's what we do in are community for are kids and young kid's."
    0
    Flag

Market trends in Elgin

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$331K
$4.67KMoM
Sale-to-List Price
100.2%
Price per sq ft
$203
$4MoM
Available listings
264
13MoM

Home Value

Trulia Estimate
$315K
Since last month
Decreased$6K (-1.7%)
Since last year
Increased$400 (+0.1%)
Since last sale
Increased$70K (+28.4%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +80% in the last 10 years
MonthEstimated value
2026
September 2026$315K
August 2026$320K
July 2026$329K
June 2026$333K
May 2026$332K
April 2026$327K
March 2026$325K
February 2026$317K
January 2026$312K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1021 Crane Point, Elgin, IL
0.04
Townhouse
$325,000
09/14/26
2
2.5
1,626
1043 Crane Pointe Rd, Elgin, IL
0.04
Townhouse
$291,500
11/17/25
2
2.5
1,448
1077 Crane Point, Elgin, IL
0.11
Townhouse
$292,000
10/30/25
3
2.5
1,626
1011 Reserve Dr, Elgin, IL
0.04
Townhouse
$316,500
02/20/26
3
2.5
1,980
1015 Reserve Dr, Elgin, IL
0.05
Townhouse
$307,500
04/15/26
2
2.5
1,980
2464 Emily Ln, Elgin, IL
0.36
Townhouse
$272,500
12/30/25
2
2.5
1,500
2451 Anna Way, Elgin, IL
0.30
Townhouse
$320,000
12/04/25
3
2.5
1,980

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
995 Reserve Dr, Elgin, IL 60124
0.01
$339,000
3
2.5
1,976
For Sale
1043 Crane Pointe Rd, Elgin, IL 60124
0.04
$291,500
2
2.5
1,448
Recently Sold
1007 Reserve Dr, Elgin, IL 60124
0.04
$323,100
2
2.5
1,854
Off Market
1014 Reserve Dr, Elgin, IL 60124
0.06
$327,600
3
2.5
1,980
Off Market
1011 Reserve Dr, Elgin, IL 60124
0.04
$316,500
3
2.5
1,980
Recently Sold
1021 Crane Point, Elgin, IL 60124
0.04
$325,000
2
2.5
1,626
Recently Sold
1015 Reserve Dr, Elgin, IL 60124
0.05
$307,500
2
2.5
1,980
Recently Sold
1029 Crane Point #511, Elgin, IL 60124
0.06
$338,000
2
2.5
1,980
Off Market
1030 Reserve Dr #703, Elgin, IL 60124
0.09
$296,800
2
2.5
1,098
Off Market
1051 Crane Pointe Point, Elgin, IL 60124
0.07
$320,300
2
2.5
1,626
Off Market
1044 Reserve Dr #1044, Elgin, IL 60123
0.09
$396,000
3
2.5
1,626
Off Market

Price and Tax history

DateEventPrice
Apr 7, 2022
Source: N/A
Sold
$245,000
Feb 10, 2018
Source: Agent Provided
ListingRemoved
$1,640
Jan 20, 2018
Source: Agent Provided
PriceChange
$1,640
Price decreased by 1%
Dec 2, 2017
Source: Agent Provided
Listed For Rent
$1,655
Apr 9, 2009
Source: N/A
Sold
$198,000

LGBTQ Local Legal Protections

Rachael Ivanovic, HomeSmart Connect LLC
Agent Phone: (847) 495-5000
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

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Frequently asked questions about 991 Reserve Dr

  • What is the estimated monthly payment for 991 Reserve Dr?
    Based on a $319,319 list price with 20% down at today's rates, the estimated monthly payment for 991 Reserve Dr in Elgin, IL is approximately $2,388 (about $1,741 principal & interest, $572 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 991 Reserve Dr compare to homes in Elgin?
    991 Reserve Dr in Elgin, IL is listed at $319,319, about 4% below the $331K median sale price in Elgin.
  • What do residents say about Elgin?
    Residents describe Elgin, IL as pedestrian-friendly, dog-friendly, and easy to park in. See homes for sale in Elgin, IL.
  • What are the closest schools to 991 Reserve Dr?
    The closest schools to 991 Reserve Dr in Elgin, IL are Abbott Middle School (rated 3/10), Otter Creek Elementary School (rated 6/10), South Elgin High School (rated 4/10).
  • Does 991 Reserve Dr have air conditioning?
    Yes, 991 Reserve Dr in Elgin, IL has air conditioning.
  • Does 991 Reserve Dr have laundry facilities?
    Yes, 991 Reserve Dr in Elgin, IL has laundry facilities.
991 Reserve Dr, Elgin, IL 60124 is a 2 bedroom, 3 bathroom, 1,626 sqft townhouse built in 2008. This property is currently available for sale and was listed by MRED as distributed by MLS GRID. The MLS # for this home is MLS# 12730940.