3185 Settlers Trl, Saint Cloud, FL 34772
OFF MARKET

3185 Settlers Trl
Saint Cloud, FL 34772

  • 3 Beds
  • 2 Baths
  • 1,362 sqft (on 0.28 acres)

$360,500

Trulia Estimate
as of May 27, 2026
Est. Refi. Payment $2,306/mo*
Refinance Your Home

$360,500

Trulia Estimate
as of May 27, 2026
Est. Refi. Payment $2,306/mo*
Refinance Your Home
3 Beds
2 Baths
1,362 sqft
(on 0.28 acres)

Local Information

Map showing home location
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-- mins to
Commute Destination

Description

LOCATION! LOCATION! Look no further! This recently updated well maintained home will provide the personal retreat you need at the end of a hectic day! 2 minutes to the Turnpike, minutes from shopping, and great restaurants! Recently updated kitchen and bathrooms. Fully finished Florida room adds an additional 450 sq ft of space to relax and unwind. The entertainment space in the backyard complete with a firepit will have you feeling like you're at your own personal resort. Covered bar area is complete with running water and a covered area for grilling or smoking. Entertainment space is completely finished with beautiful brick pavers and a custom wall with steps to access for upper level seating/entertaining space. Custom built seating surrounds the beautiful mature shade tree. Perfect to come together and enjoy a beverage with friends and family! Beyond the fenced area is addition space for gardening or additional area for pets.No neighbors behind your backyard!Shed provides storage of your lawn equipment and additional storage needs. A/C and Water heater are only 3 Years old. This is a MUST SEE! This one won't last! Home is also equipped with an exterior plug to accommodate a generator. Room sizes not exact.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

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Home Details for 3185 Settlers Trl

Interior Features

Heating & Cooling
Heating: Forced Air, Other, ElectricAir ConditioningCooling System: Central, OtherHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Carpet, Laminate
Interior Details
Number of Rooms: 9Types of Rooms: Walk In Closet, Dining Room, Family Room, Master Bath, Workshop, Sun RoomCeiling Fan
Appliances & Utilities
DishwasherDisposalMicrowaveRefrigerator
Fireplace & Spa
Jetted Bath Tub

Exterior Features

Exterior Home Features
Roof: Shake ShingleExterior: Stucco, Cement ConcreteFoundation Type: FootingSprinkler System
Parking & Garage
GarageParking Spaces: 2Parking: Garage Attached

Property Information

Year Built
Year Built: 1994Year Updated: 1994
Property Type / Style
Property Type: Single Family HomeArchitecture: Conventional

Community

Units in Building: 1

Lot Information

Lot Area: 0.28 acres

Price History for 3185 Settlers Trl

DatePriceEventSource
03/25/2022$365,000Sold
N/A
02/13/2022$365,000PendingStellar MLS #O5995866
02/04/2022$365,000PendingToActiveStellar MLS #O5995866
01/18/2022$365,000PendingStellar MLS #O5995866
01/11/2022$365,000Listed For SaleStellar MLS #O5995866
12/07/2021$328,000Sold
N/A
05/06/2019$245,000Sold
N/A
03/25/2019$239,900PendingToActiveAgent Provided
03/25/2019$239,900PendingAgent Provided
03/24/2019$239,900PendingToActiveAgent Provided
03/24/2019$239,900PendingAgent Provided
03/23/2019$239,900PriceChange
Agent Provided
03/07/2019$244,900PriceChange
Agent Provided
01/25/2019$249,900PriceChange
Agent Provided
12/20/2018$255,000Listed For SaleAgent Provided
08/02/2006$221,000Sold
N/A
08/18/2003$135,000Sold
N/A
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Property Tax and Assessment

Year2024
Tax$5,871
Assessment$328,700
Home facts updated by county records

Comparable Sales for 3185 Settlers Trl

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4274 Sasha Trl, Saint Cloud, FL
0.08
Single-Family Home
$370,000
12/30/25
3
2
1,499
4222 Gold Rush Ln, Saint Cloud, FL
0.11
Single-Family Home
$315,000
08/21/25
3
2
1,362
3586 Yellow Bird Ct, Saint Cloud, FL
0.09
Single-Family Home
$309,000
12/15/25
3
2
1,530
4229 Settlers Ct, Saint Cloud, FL
0.24
Single-Family Home
$359,000
06/02/25
3
2
1,636
4216 Gold Rush Ln, Saint Cloud, FL
0.12
Single-Family Home
$395,000
08/29/25
3
2
1,734
4240 Settlers Ct, Saint Cloud, FL
0.19
Single-Family Home
$350,000
08/22/25
3
2
1,435
4241 Settlers Ct, Saint Cloud, FL
0.17
Single-Family Home
$366,600
04/29/26
3
2
1,636
4217 Sky Flower Ln, Saint Cloud, FL
0.18
Single-Family Home
$325,000
04/30/26
3
2
1,585
3271 Settlers Trl, Saint Cloud, FL
0.09
Single-Family Home
$425,000
09/05/25
4
2
2,076
2924 Jebidiah Loop, Saint Cloud, FL
0.20
Single-Family Home
$365,000
10/09/25
3
2
1,925

Nearby homes

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Assigned Schools

These are the assigned schools for 3185 Settlers Trl.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
    Flag
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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3185 Settlers Trl, Saint Cloud, FL 34772 is a 3 bedroom, 2 bathroom, 1,362 sqft single-family home built in 1994. This property is not currently available for sale. 3185 Settlers Trl was last sold on Mar 25, 2022 for $365,000. The current Trulia Estimate for 3185 Settlers Trl is $360,500.