3185 Settlers Trl, Saint Cloud, FL 34772
Property image
Property image
OFF MARKET

$356,900

Trulia Estimate
  • 3 Beds
  • 2 Baths
  • 1,362 sqft (on 0.28 acres)

3185 Settlers Trl, Saint Cloud, FL 34772

Est. Refi. Payment $2,340/mo*
Refinance Your Home
Currently Off Market - Sold Mar 25, 2022 for $365,000

Home Value

Trulia Estimate
$357K
Since last month
Increased$4K (+1%)
Since last year
Decreased$6K (-1.7%)
Since last sale
Decreased$8K (-2.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +108% in the last 10 years
MonthEstimated value
2026
August 2026$358K
July 2026$354K
June 2026$357K
May 2026$360K
April 2026$358K
March 2026$359K
February 2026$360K
January 2026$360K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4274 SASHA TRAIL, Saint Cloud, FL
0.08
Single-Family Home
$370,000
12/30/25
3
2
1,499
3586 YELLOW BIRD COURT, Saint Cloud, FL
0.09
Single-Family Home
$309,000
12/15/25
3
2
1,530
4216 GOLD RUSH LANE, Saint Cloud, FL
0.12
Single-Family Home
$395,000
08/29/25
3
2
1,734
4241 SETTLERS COURT, Saint Cloud, FL
0.17
Single-Family Home
$366,600
04/29/26
3
2
1,636
4209 RED BIRD AVENUE, Saint Cloud, FL
0.23
Single-Family Home
$340,000
08/10/26
3
2
1,389
4217 SKY FLOWER LANE, Saint Cloud, FL
0.18
Single-Family Home
$325,000
04/30/26
3
2
1,585
3271 SETTLERS TRL, Saint Cloud, FL
0.09
Single-Family Home
$425,000
09/05/25
4
2
2,076
2924 JEBIDIAH LOOP, Saint Cloud, FL
0.20
Single-Family Home
$365,000
10/09/25
3
2
1,925
4205 RED BIRD AVENUE, Saint Cloud, FL
0.24
Single-Family Home
$380,000
01/23/26
3
2
1,686
3594 YELLOW BIRD COURT, Saint Cloud, FL
0.13
Single-Family Home
$398,000
07/28/26
4
2
1,850

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3161 SETTLERS TRAIL, Saint Cloud, FL 34772
0.03
$306,200
3
2
1,383
Off Market
3211 Settlers Trl, Saint Cloud, FL 34772
0.04
$402,600
3
2
2,451
Off Market
3221 SETTLERS TRAIL, Saint Cloud, FL 34772
0.06
$367,900
4
2
1,791
Off Market
3271 SETTLERS TRL, Saint Cloud, FL 34772
0.09
$406,300
4
2
2,076
Off Market
3589 YELLOW BIRD COURT, Saint Cloud, FL 34772
0.08
$368,100
3
2
1,826
Off Market
4222 GOLD RUSH LANE, Saint Cloud, FL 34772
0.11
$300,800
3
2
1,362
Off Market
4274 SASHA TRAIL, Saint Cloud, FL 34772
0.08
$370,000
3
2
1,499
Recently Sold
3586 YELLOW BIRD COURT, Saint Cloud, FL 34772
0.09
$425,000
3
2
1,530
For Sale
4216 GOLD RUSH LANE, Saint Cloud, FL 34772
0.12
$377,400
3
2
1,734
Off Market
3594 YELLOW BIRD COURT, Saint Cloud, FL 34772
0.13
$398,000
4
2
1,850
Recently Sold
4233 SKY FLOWER LANE, Saint Cloud, FL 34772
0.17
$338,800
3
2
1,389
Off Market
4206 SKY FLOWER LANE, Saint Cloud, FL 34772
0.17
$455,700
4
2
2,236
Off Market

Local Information

  • Map ViewExplore the area around 3185 Settlers Trl.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1994
Lot Size
0.28 acres
Living Area
1,362 sqft
Price/Sqft
$262
Parking
Garage

About this House

LOCATION! LOCATION! Look no further! This recently updated well maintained home will provide the personal retreat you need at the end of a hectic day! 2 minutes to the Turnpike, minutes from shopping, and great restaurants! Recently updated kitchen and bathrooms. Fully finished Florida room adds an additional 450 sq ft of space to relax and unwind. The entertainment space in the backyard complete with a firepit will have you feeling like you're at your own personal resort. Covered bar area is complete with running water and a covered area for grilling or smoking. Entertainment space is completely finished with beautiful brick pavers and a custom wall with steps to access for upper level seating/entertaining space. Custom built seating surrounds the beautiful mature shade tree. Perfect to come together and enjoy a beverage with friends and family! Beyond the fenced area is addition space for gardening or additional area for pets.No neighbors behind your backyard!Shed provides storage of your lawn equipment and additional storage needs. A/C and Water heater are only 3 Years old. This is a MUST SEE! This one won't last! Home is also equipped with an exterior plug to accommodate a generator. Room sizes not exact.
3185 Settlers Trl, Saint Cloud, FL 34772 is a 3 bedroom, 2 bathroom, 1,362 sqft single-family home built in 1994. It last sold for $365,000 on Mar 25, 2022. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $356,900, with a rent estimate of $1,962/month.

Home Details for 3185 Settlers Trl

Interior Features

Heating & Cooling
Heating: Forced Air, ElectricAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Carpet, Laminate
Interior Details
Number of Rooms: 9Types of Rooms: Walk In Closet, Dining Room, Family Room, Master Bath, Workshop, Sun RoomCeiling Fan
Appliances & Utilities
DishwasherDisposalMicrowaveRefrigerator
Fireplace & Spa
Jetted Bath Tub

Exterior Features

Exterior Home Features
Roof: Shake ShingleExterior: Stucco, Cement ConcreteFoundation Type: FootingSprinkler System
Parking & Garage
GarageParking Spaces: 2Parking: Garage Attached

Property Information

Year Built
Year Built: 1994Year Updated: 1994
Property Type / Style
Property Type: Single Family HomeArchitecture: Conventional

Community

Units in Building: 1

Lot Information

Lot Area: 0.28 acres

Price and Tax history

DateEventPrice
Mar 25, 2022
Source: N/A
Sold
$365,000
Feb 13, 2022
Source: Stellar MLS #O5995866
Pending
$365,000
Feb 4, 2022
Source: Stellar MLS #O5995866
PendingToActive
$365,000
Jan 18, 2022
Source: Stellar MLS #O5995866
Pending
$365,000
Jan 11, 2022
Source: Stellar MLS #O5995866
Listed For Sale
$365,000

Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
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  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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LGBTQ Local Legal Protections

Frequently asked questions about 3185 Settlers Trl

  • What is 3185 Settlers Trl estimated to be worth?
    Trulia's estimated value for 3185 Settlers Trl in Saint Cloud, FL is $356,900.
  • What is the price history for 3185 Settlers Trl?
    3185 Settlers Trl in Saint Cloud, FL last sold for $365,000 in March 2022.
  • Is Saint Cloud a buyer's or seller's market?
    Saint Cloud is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Saint Cloud?
    The median sale price in Saint Cloud is $390K. That is down $3.33K from the prior month.
  • Does 3185 Settlers Trl have air conditioning?
    Yes, 3185 Settlers Trl in Saint Cloud, FL has air conditioning.
  • How big is the lot at 3185 Settlers Trl?
    The lot at 3185 Settlers Trl in Saint Cloud, FL is about 0.28 acres (12,196 sq ft).

Explore by feature - Pet Friendly

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