3161 SETTLERS TRAIL, Saint Cloud, FL 34772
OFF MARKET

3161 SETTLERS TRAIL
Saint Cloud, FL 34772

  • 3 Beds
  • 2 Baths
  • 1,383 sqft (on 0.25 acres)

$309,900

Trulia Estimate
as of Aug 23, 2026
Est. Refi. Payment $2,056/mo*
Refinance Your Home

$309,900

Trulia Estimate
as of Aug 23, 2026
Est. Refi. Payment $2,056/mo*
Refinance Your Home
3 Beds
2 Baths
1,383 sqft
(on 0.25 acres)

Home Value

Trulia Estimate
$310K
Since last month
Increased$6K (+1.9%)
Since last year
Increased$4K (+1.3%)
Since last sale
Decreased$10K (-3.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +118% in the last 10 years
MonthEstimated value
2026
August 2026$310K
July 2026$304K
June 2026$304K
May 2026$301K
April 2026$304K
March 2026$308K
February 2026$313K
January 2026$306K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3586 YELLOW BIRD COURT, Saint Cloud, FL
0.12
Single-Family Home
$309,000
12/15/25
3
2
1,530
4274 SASHA TRAIL, Saint Cloud, FL
0.11
Single-Family Home
$370,000
12/30/25
3
2
1,499
4217 SKY FLOWER LANE, Saint Cloud, FL
0.16
Single-Family Home
$325,000
04/30/26
3
2
1,585
4209 RED BIRD AVENUE, Saint Cloud, FL
0.21
Single-Family Home
$340,000
08/10/26
3
2
1,389
4216 GOLD RUSH LANE, Saint Cloud, FL
0.10
Single-Family Home
$395,000
08/29/25
3
2
1,734
4241 SETTLERS COURT, Saint Cloud, FL
0.20
Single-Family Home
$366,600
04/29/26
3
2
1,636
2924 JEBIDIAH LOOP, Saint Cloud, FL
0.19
Single-Family Home
$365,000
10/09/25
3
2
1,925
4205 RED BIRD AVENUE, Saint Cloud, FL
0.22
Single-Family Home
$380,000
01/23/26
3
2
1,686
3271 SETTLERS TRL, Saint Cloud, FL
0.11
Single-Family Home
$425,000
09/05/25
4
2
2,076
4878 ZION DRIVE, Saint Cloud, FL
0.30
Single-Family Home
$380,000
08/29/25
3
2
1,621

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3211 Settlers Trl, Saint Cloud, FL 34772
0.07
$402,600
3
2
2,451
Off Market
3221 SETTLERS TRAIL, Saint Cloud, FL 34772
0.08
$367,900
4
2
1,791
Off Market
3271 SETTLERS TRL, Saint Cloud, FL 34772
0.11
$415,200
4
2
2,076
Off Market
3589 YELLOW BIRD COURT, Saint Cloud, FL 34772
0.11
$370,000
3
2
1,826
For Sale
4222 GOLD RUSH LANE, Saint Cloud, FL 34772
0.09
$307,400
3
2
1,362
Off Market
4274 SASHA TRAIL, Saint Cloud, FL 34772
0.11
$370,000
3
2
1,499
Recently Sold
3586 YELLOW BIRD COURT, Saint Cloud, FL 34772
0.12
$425,000
3
2
1,530
For Sale
4216 GOLD RUSH LANE, Saint Cloud, FL 34772
0.10
$385,700
3
2
1,734
Off Market
3594 YELLOW BIRD COURT, Saint Cloud, FL 34772
0.16
$398,000
4
2
1,850
Recently Sold
4233 SKY FLOWER LANE, Saint Cloud, FL 34772
0.14
$338,800
3
2
1,389
Off Market
4206 SKY FLOWER LANE, Saint Cloud, FL 34772
0.15
$464,900
4
2
2,236
Off Market

Local Information

  • Map ViewExplore the area around 3161 SETTLERS TRAIL.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1996
Lot Size
0.25 acres
Living Area
1,383 sqft
Price/Sqft
$224
Parking
2 Car Garage
HOA
$23/Monthly

About this House

Your Dreams are within Reach with this absolutely charming 3 bedroom, 2 bathroom residence in St. Cloud! This home offers the perfect blend of modern comfort and small-town charm in a beautiful and growing area. As you enter, you'll be greeted by the inviting ambiance of a freshly updated interior, featuring beautiful tiled floors and showered with radiant, natural sunlight cascading in from sliding glass doors, onto a spacious great room. The kitchen is equipped with updated stainless steel appliances and pantry closet. (dishwasher 2022, garbage disposal 2023) The primary suite is a true retreat with a large walk-in closet and en-suite bathroom featuring a garden tub/shower. The split bedroom floor plan ensures privacy plus it also features an office with a barn door for additional privacy and could also double as a 4th bedroom, if the need arises. Step through the sliding glass doors and discover your own private oasis in the large fenced-in backyard for you to create countless memories with endless possibilities. Roof replaced (2017), A/C (2020), Water Heater 2018, Water Softener 2017. Low HOA fees. Explore the variety of dining and shopping options in the vicinity. With multiple golf courses, pickleball courts and shopping options, plus all the theme parks just minutes away, you'll find plenty of activities to suit your lifestyle. This home offers not just a residence, but a lifestyle where you can truly savor the best of Florida living. Don't miss the opportunity to make this sweet gem your home – schedule a showing today and start calling St. Cloud home, today!
3161 SETTLERS TRAIL, Saint Cloud, FL 34772 is a 3 bedroom, 2 bathroom, 1,383 sqft single-family home built in 1996. It last sold for $320,000 on Feb 7, 2025 (4% below the $334,900 asking price). It is currently off market. The Trulia Estimate is $309,900, with a rent estimate of $1,974/month.
Last check for updates: about 7 hours ago
Listed by Sean DeCoster, (407) 758-5179
FIERCE REALTY, (407) 758-5179
Cindy DeCoster, (407) 963-7967
FIERCE REALTY, (407) 758-5179
Bought with: Arla Howell, (407) 953-6499, BEE REALTY CORP, (386) 279-7522
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6256895
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 3161 SETTLERS TRAIL

Interior Features

Interior Details
Number of Rooms: 6Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1383 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Water ConnectedAppliances: Dishwasher, Disposal, Electric Water Heater, Microwave, RangeDishwasherDisposalLaundry: Inside,Laundry ClosetMicrowave
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: BlindsFlooring: Ceramic Tile, Laminate
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Ceramic Tile, Laminate
View
No View
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: PatioFencing: FencedExterior: SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 20x19No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: None
Frontage
Responsible for Road Maintenance: Public Maintained RoadRoad Surface Type: Paved, AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 48

Property Information

Year Built
Year Built: 1996
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary
Building
Construction Materials: Block, StuccoNot a New ConstructionNot Attached PropertyNo Additional ParcelsDoes Not Include Home Warranty
Property Information
Condition: CompletedParcel Number: 162630057500010120

Price & Status

Price
List Price: $334,900
Status Change & Dates
Off Market Date: Mon Dec 30 2024Possession Timing: Close Of Escrow

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: SAINT CLOUDCommunity: CANOE CREEK LAKES UNIT 1

Building

Building Area
Building Area: 1802 Square Feet

Community

Community Features: SidewalksNot Senior Community

HOA

HOA Name: Leland ManagementHOA Phone: 407-781-1188Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $23/Monthly

Lot Information

Lot Area: 0.25 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6256895Showing Considerations: Pet(s) on PremisesShowing Requirements: ShowingTimeUniversal Property Id: US-12097-N-162630057500010120-R-N

Additional Information

Sidewalks

Price and Tax history

DateEventPrice
Feb 7, 2025
Source: Stellar MLS #O6256895
Sold
$320,000
Dec 30, 2024
Source: Stellar MLS #O6256895
Pending
$334,900
Dec 4, 2024
Source: Stellar MLS #O6256895
PriceChange
$334,900
Price decreased by 3%
Nov 12, 2024
Source: Stellar MLS #O6256895
Listed For Sale
$344,900
Sep 5, 2017
Source: N/A
Sold
$196,000

Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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LGBTQ Local Legal Protections

Frequently asked questions about 3161 SETTLERS TRAIL

  • What is 3161 SETTLERS TRAIL estimated to be worth?
    Trulia's estimated value for 3161 SETTLERS TRAIL in Saint Cloud, FL is $309,900.
  • What is the price history for 3161 SETTLERS TRAIL?
    3161 SETTLERS TRAIL in Saint Cloud, FL last sold for $320,000 in February 2025.
  • Is Saint Cloud a buyer's or seller's market?
    Saint Cloud is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Saint Cloud?
    The median sale price in Saint Cloud is $390K. That is down $3.33K from the prior month.
  • Does 3161 SETTLERS TRAIL have air conditioning?
    Yes, 3161 SETTLERS TRAIL in Saint Cloud, FL has air conditioning.
  • Does 3161 SETTLERS TRAIL have laundry facilities?
    Yes, 3161 SETTLERS TRAIL in Saint Cloud, FL has laundry facilities.

Explore by feature - Pet Friendly

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