3181 WHISPER WIND DRIVE, Saint Cloud, FL 34771
Property image
Property image
FOR SALE
3D VIEW
0.51 ACRES

$649,500

Original price: $674,999
  • 4 Beds
  • 2.5 Baths
  • 2,754 sqft (on 0.51 acres)

3181 WHISPER WIND DRIVE, Saint Cloud, FL 34771

Est. Mortgage $4,580/mo*
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Home Highlights

Parking
2 Car Garage
Outdoor
Porch, Deck, Pool
HOA
$68/Monthly
Price/Sqft
$236
Climate Control
Central, Heat Pump & Central Air, Zoned
Listed
60 days ago

Local Information

  • Map ViewExplore the area around 3181 WHISPER WIND DRIVE.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to this one-of-a-kind custom pool home filled with warmth, character, and architectural charm! Nestled beneath mature oak trees on a spacious lot, this unique property offers soaring vaulted ceilings, exposed wood beams, rich flooring, and a stunning floor-to-ceiling stone fireplace that creates an unforgettable focal point in the main living area. Designed for both entertaining and everyday living, the open-concept layout flows seamlessly into the spacious kitchen featuring modern countertops, stainless steel appliances, abundant cabinetry, center island, and generous dining space. Large windows and sliding glass doors bring in natural light while creating a seamless indoor-outdoor connection. This versatile floor plan offers oversized bedrooms, loft areas, and multiple flex spaces perfect for a home office, media room, playroom, gym, or additional living area. The spacious primary suite provides a private retreat with ample room to relax and unwind. Step outside into your own private Florida oasis featuring a large screened-in pool enclosure, covered lanai, expansive patio space, and mature landscaping surrounded by beautiful oak trees and peaceful outdoor views. Whether hosting family and friends or enjoying a quiet evening poolside, this backyard was designed for making memories. Additional features include solar panels for energy efficiency, updated flooring throughout, rustic-modern finishes, balcony access overlooking the outdoor living space, oversized driveway, and exceptional curb appeal. If you are searching for a home with personality, flexibility, and timeless character, this is not your typical cookie-cutter property. This home offers a rare combination of space, charm, and resort-style outdoor living all in one unique package.
Last check for updates: about 3 hours ago
Listing Provided by: Peter Luu, (321) 917-7864
REAL BROKER, LLC, (855) 450-0442
Ed Luther, (407) 504-9233
REAL BROKER, LLC, (855) 450-0442
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6415271
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 3181 WHISPER WIND DRIVE

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2754 Square Feet
Appliances & Utilities
Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Solar, Underground Utilities, Water AvailableAppliances: Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, RefrigeratorDishwasherDisposalLaundry: InsideRefrigerator
Heating & Cooling
Heating: Central,Electric,Heat Pump,ZonedHas CoolingAir Conditioning: Central Air,ZonedHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Living Room, Stone, Wood BurningHas a FireplaceNo Spa
Gas & Electric
Electric: Photovoltaics Seller OwnedHas Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsDoor: Sliding DoorsFlooring: Engineered Hardwood, Vinyl, Hardwood
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Engineered Hardwood, Vinyl, Hardwood
View
Has a ViewView: Pool, Trees/Woods
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Deck, Enclosed, Front Porch, Porch, Rear Porch, ScreenedFencing: Chain LinkExterior: Balcony, Irrigation System, Private Mailbox, Rain GuttersFoundation: SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 24x19No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener,Garage Faces Side,Oversized
Pool
Pool: Deck, Heated, In Ground, Screen EnclosurePool
Frontage
Waterfront: Freshwater Canal Access, Lake Privileges, Boat Ramp - PrivateRoad Frontage: Private RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Septic TankWater Body: LAKE AJAY

Days on Market

Cumulative Days on Market: 83Days on Market: 60

Property Information

Year Built
Year Built: 1980
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary
Building
Construction Materials: HardiPlank Type, Stone, Wood FrameNot a New ConstructionNo Additional ParcelsIncludes Home Warranty
Property Information
Parcel Number: 042531251200010380

Price & Status

Price
List Price: $649,500Price Per Sqft: $236

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: LAKE AJAY VILLAGE
School Information
Elementary School: Narcoossee ElementaryJr High / Middle School: Narcoossee MiddleHigh School: Tohopekaliga High School

Agent Information

Listing Agent
Listing ID: O6415271

Building

Building Area
Building Area: 3742 Square Feet

Community

Community Features: Dock, Private Boat Ramp, Water Access, Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Special Community Restrictions, Tennis Court(s)Not Senior Community

HOA

HOA Fee Includes: Common Area Taxes, Maintenance Grounds, Private Road, Recreational FacilitiesHOA Name: Lake Ajay VillageHOA Phone: 407-770-1748Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $68/Monthly

Lot Information

Lot Area: 0.51 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, Other, VA Loan

Energy

Energy Efficiency Features: Windows

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6415271Back On Market Date: Mon Jun 29 2026Showing Considerations: Pet(s) on Premises, See RemarksShowing Requirements: Call Agent 2, See Remarks, ShowingTimeUniversal Property Id: US-12097-N-042531251200010380-R-N

Additional Information

DockPrivate Boat RampWater AccessDeed RestrictionsGated Community - No GuardGolf Carts OKSpecial Community RestrictionsTennis Court(s)

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
    Flag
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Home Value

Trulia Estimate
$638K
Since last month
Decreased$32K (-4.8%)
Since last year
Increased$61K (+10.5%)
Since last sale
Increased$13K (+2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +141% in the last 10 years
MonthEstimated value
2026
August 2026$638K
July 2026$670K
June 2026$689K
May 2026$594K
April 2026$639K
March 2026$636K
February 2026$634K
January 2026$628K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
5302 FOREST BREEZE COURT, Saint Cloud, FL
0.25
Single-Family Home
$625,000
03/20/26
4
2
2,301
5367 CROOKED OAK CIRCLE, Saint Cloud, FL
0.45
Single-Family Home
$625,000
08/21/26
4
3
2,804
5369 CROOKED OAK CIRCLE, Saint Cloud, FL
0.42
Single-Family Home
$590,000
06/05/26
4
2
2,279
3264 MAJESTIC OAK DRIVE, Saint Cloud, FL
0.40
Single-Family Home
$580,000
01/16/26
3
2
2,595
16808 LONE OAK CIR, Orlando, FL
0.29
Single-Family Home
$1,157,220
01/30/26
4
3
2,494
3272 MAJESTIC OAK DRIVE, Saint Cloud, FL
0.36
Single-Family Home
$799,000
07/28/26
4
3
3,284
16438 LONE OAK CIRCLE, Orlando, FL
0.32
Single-Family Home
$748,700
03/21/26
4
3
3,076
16526 LONE OAK CIRCLE, Orlando, FL
0.23
Single-Family Home
$848,380
05/11/26
4
3.5
2,883
16505 LONE OAK CIRCLE, Orlando, FL
0.31
Single-Family Home
$875,880
06/11/26
4
3
2,946

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3185 FOREST BREEZE WAY LOT 62, Saint Cloud, FL 34771
0.03
$307,500
-
-
-
Recently Sold
3180 WHISPER WIND DRIVE, Saint Cloud, FL 34771
0.05
$520,300
3
2
1,962
Off Market
3192 FOREST BREEZE WAY, Saint Cloud, FL 34771
0.10
$551,900
3
2.5
2,012
Off Market
3187 MISTY MORN COURT, Saint Cloud, FL 34771
0.08
$586,600
3
2
2,139
Off Market
3192 MISTY MORN COURT, Saint Cloud, FL 34771
0.12
$695,000
4
3.5
3,320
Off Market
11483 HARBORVIEW STREET, Orlando, FL 32832
0.20
$424,000
3
2.5
1,683
Recently Sold
11499 HARBORVIEW STREET, Orlando, FL 32832
0.20
$424,390
3
2.5
1,683
Recently Sold
11467 HARBORVIEW STREET, Orlando, FL 32832
0.20
$444,990
4
2.5
1,770
Recently Sold
11523 HARBORVIEW STREET, Orlando, FL 32832
0.20
$435,000
3
2.5
1,770
Recently Sold
11539 Harborview St, Orlando, FL 32832
0.21
$427,000
3
2.5
1,683
For Sale
11547 Harborview St, Orlando, FL 32832
0.21
$425,000
3
2.5
1,683
For Sale

Price and Tax history

DateEventPrice
Aug 20, 2026
Source: Stellar MLS #O6415271
PriceChange
$649,500
Price decreased by 4%
Jul 30, 2026
Source: Stellar MLS #O6415271
PriceChange
$674,999
Price decreased by 1%
Jul 24, 2026
Source: Stellar MLS #O6415271
PriceChange
$684,999
Price decreased by 2%
Jun 29, 2026
Source: Stellar MLS #O6415271
Listed For Sale
$699,000
Jun 19, 2026
Source: Stellar MLS #O6415271
ListingRemoved
$699,000

LGBTQ Local Legal Protections

Peter Luu, REAL BROKER, LLC, (855) 450-0442
Agent Phone: (321) 917-7864

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Frequently asked questions about 3181 WHISPER WIND DRIVE

  • What is the estimated monthly payment for 3181 WHISPER WIND DRIVE?
    Based on a $649,500 list price with 20% down at today's rates, the estimated monthly payment for 3181 WHISPER WIND DRIVE in Saint Cloud, FL is approximately $4,623 (about $3,395 principal & interest, $1,153 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3181 WHISPER WIND DRIVE compare to homes in Saint Cloud?
    3181 WHISPER WIND DRIVE in Saint Cloud, FL is listed at $649,500, about 67% above the $390K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 3181 WHISPER WIND DRIVE?
    The closest schools to 3181 WHISPER WIND DRIVE in Saint Cloud, FL are Narcoossee Elementary School (Pre-K, rated 6/10), Narcoossee Middle School (rated 6/10), Tohopekaliga High School (Pre-K, rated 5/10).
  • Does 3181 WHISPER WIND DRIVE have air conditioning?
    Yes, 3181 WHISPER WIND DRIVE in Saint Cloud, FL has air conditioning.
  • Does 3181 WHISPER WIND DRIVE have a pool?
    Yes, 3181 WHISPER WIND DRIVE in Saint Cloud, FL has a pool.
3181 WHISPER WIND DRIVE, Saint Cloud, FL 34771 is a 4 bedroom, 3 bathroom, 2,754 sqft single-family home built in 1980. This property is currently available for sale and was listed by Stellar MLS on Jun 29, 2026. The MLS # for this home is MLS# O6415271.