3174 Cedar Ridge Ln, Waterloo, IL 62298
OFF MARKET
Listed by Jena Gibbs, eXp Realty, (888) 574-9405 . Bought with eXp Realty

3174 Cedar Ridge Ln
Waterloo, IL 62298

  • 3 Beds
  • 2 Baths
  • 2,317 sqft (on 4.25 acres)

$440,300

Trulia Estimate
as of Jul 23, 2026
Est. Refi. Payment $2,944/mo*

$440,300

Trulia Estimate
as of Jul 23, 2026
Est. Refi. Payment $2,944/mo*
3 Beds
2 Baths
2,317 sqft
(on 4.25 acres)

Local Information

  • Map ViewExplore the area around 3174 Cedar Ridge Ln.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1990
Lot Size
4.25 acres
Living Area
2,317 sqft
Price/Sqft
$190
Parking
2 Car Garage
HOA
$41/Monthly

About this House

ATTENTION all investors!! Potential for a beautiful renovation is right here!! This home is located in the beautiful Cedar Lakes Estates in Waterloo! This 3 Bedroom/2 bath ranch sits on 4.25 acres. Seller is selling “AS IS”.
"Agent Related" Additional Rooms: Sun Room
3174 Cedar Ridge Ln, Waterloo, IL 62298 is a 3 bedroom, 2 bathroom, 2,317 sqft single-family home built in 1990. It last sold for $288,000 on Feb 14, 2024 (1% below the $290,000 asking price). It is currently off market. The Trulia Estimate is $440,300, with a rent estimate of $2,362/month.

Home Details for 3174 Cedar Ridge Ln

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Full,Unfinished,Walk-Out AccessNumber of Rooms: 3
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 2317 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Gas Range, Gas Oven, Gas Water HeaterDishwasher
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Living Room, Wood BurningHas a Fireplace
Windows, Doors, Floors & Walls
Window: Skylight(s)Door: Panel Door(s)Flooring: Carpet
Levels, Entrance, & Accessibility
Levels: OneFloors: Carpet

Exterior Features

Exterior Home Features
Patio / Porch: Deck
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: RV Access/Parking,Attached,Garage,Oversized
Frontage
Road Surface Type: GravelNot on Waterfront
Water & Sewer
Sewer: Septic Tank
Finished Area
Finished Area (above surface): 2317 Square Feet

Days on Market

Cumulative Days on Market: 35

Property Information

Year Built
Year Built: 1990
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Other,Ranch
Building
Construction Materials: Wood Siding, Cedar
Property Information
Parcel Number: 0709301008000

Price & Status

Price
List Price: $290,000
Status Change & Dates
Off Market Date: Wed Feb 14 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: Cedar Lake Estates
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 2317 Square Feet

HOA

HOA Fee Includes: OtherAssociation for this Listing: Southwestern Illinois Board of REALTORSHOA Fee: $488/Annually

Lot Information

Lot Area: 4.25 Acres

Listing Info

Special Conditions: Standard

Offer

Contingencies: Subject to Closing-Buyer, Subject to Closing-SellerListing Terms: Cash, Conventional

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 24001045Above Grade Unfinished Area: 2317Showing Requirements: Vacant
Last check for updates: about 4 hours ago
Listed by Jena Gibbs, (618) 317-2319
eXp Realty
Bought with: Jena Gibbs, (618) 317-2319, eXp Realty
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#24001045

Price History for 3174 Cedar Ridge Ln

DatePriceEventSource
12/29/2024$549,900ListingRemovedMARIS #24055988
12/13/2024$549,900PendingToActiveMARIS #24055988
11/04/2024$549,900ContingentMARIS #24055988
10/04/2024$549,900PriceChange
MARIS #24055988
09/13/2024$564,900Listed For SaleMARIS #24055988
09/03/2024ListingRemovedN/A
08/27/2024$565,000Listed For SaleN/A
02/14/2024$288,000Sold
MARIS #24001045
02/13/2024$290,000PendingMARIS #24001045
01/16/2024$290,000ContingentMARIS #24001045
01/08/2024$290,000Listed For SaleMARIS #24001045
08/01/2022ListingRemovedMARIS #22027886
06/04/2022$320,000PriceChange
MARIS #22027886
05/23/2022$329,000PriceChange
MARIS #22027886
05/05/2022$339,000Listed For SaleMARIS #22027886

Market trends in Waterloo

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$301K
$30K
MoM
Sale-to-List Price
Price per sq ft
$167
$11
MoM
Available listings
59
10
MoM
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Property Tax and Assessment

Year2024
Tax$3,435
Assessment$334,740
Home facts updated by county records

Comparable Sales for 3174 Cedar Ridge Ln

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.56
Single-Family Home
$350,000
11/14/25
3
3
2,208
0.38
Single-Family Home
$551,900
08/15/25
4
3
3,766
0.40
Single-Family Home
$175,000
06/26/26
3
1
1,512
0.87
Single-Family Home
$380,000
05/29/26
5
2
2,020
0.98
Single-Family Home
$475,000
07/24/25
3
3
2,745
1.28
Single-Family Home
$330,000
10/01/25
2
2
2,333
1.37
Single-Family Home
$360,400
03/02/26
3
2.5
1,899
1.60
Single-Family Home
$333,000
03/30/26
4
3
1,800

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Assigned Schools

These are the assigned schools for 3174 Cedar Ridge Ln.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

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Homes for sale near 3174 Cedar Ridge Ln

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