983 White Oak Dr, Waterloo, IL 62298
Property image
Property image
SOLD
SEP 17, 2026
Listed by Linda R Frierdich, Century 21 Advantage, (618) 281-7621 . Bought with Keller Williams Pinnacle

$475,300

Trulia Estimate
  • 3 Beds
  • 3 Baths
  • 2,740 sqft (on 2.51 acres)

983 White Oak Dr, Waterloo, IL 62298

Est. Refi. Payment $3,296/mo*
Refinance Your Home
Currently Off Market - Sold Sep 17, 2026 for $475,000

Home Value

Trulia Estimate
$475K
Since last month
$200 (0%)
Since last year
Increased$19K (+4.3%)
Since last sale
$100 (0%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +91% in the last 10 years
MonthEstimated value
2026
September 2026$475K
August 2026$475K
June 2026$466K
May 2026$463K
April 2026$463K
March 2026$451K
February 2026$441K
January 2026$432K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3019 Cedar Ridge Ln, Waterloo, IL
0.66
Single-Family Home
$350,000
11/14/25
3
3
2,208
3090 Hanover Rd, Waterloo, IL
0.87
Single-Family Home
$330,000
10/01/25
2
2
2,333
3456 Hanover Rd, Columbia, IL
1.20
Single-Family Home
$333,000
03/30/26
4
3
1,800
8552 Naumann Dr, Waterloo, IL
1.16
Single-Family Home
$360,400
03/02/26
3
2.5
1,899
7812 White Tail Cir, Waterloo, IL
1.04
Single-Family Home
$810,000
08/31/26
4
4
4,500
3028 Hh Rd, Waterloo, IL
0.77
Single-Family Home
$175,000
06/26/26
3
1
1,512
7725 Forest Hills Ln, Waterloo, IL
1.26
Single-Family Home
$380,000
05/29/26
5
2
2,020

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
8274 Andy Rd, Waterloo, IL 62298
0.12
$503,400
3
2.5
1,940
Off Market
1017 Roseberry Dr, Waterloo, IL 62298
0.25
$140,000
-
-
-
Recently Sold
8173 Andy Rd, Waterloo, IL 62298
0.39
$511,900
3
3.5
3,375
Off Market
3174 Cedar Ridge Ln, Waterloo, IL 62298
0.43
$447,900
3
2
2,317
Off Market
8718 D Rd, Waterloo, IL 62298
0.67
$549,900
3
2.5
2,328
For Sale
8742 D Rd, Waterloo, IL 62298
0.68
$174,500
2
2
1,366
Off Market
3019 Cedar Ridge Ln, Waterloo, IL 62298
0.66
$354,500
3
3
2,208
Off Market
Andy Rd, Waterloo, IL 62298
0.75
$170,000
-
-
-
Recently Sold
3028 Hh Rd, Waterloo, IL 62298
0.77
$175,000
3
1
1,512
Recently Sold
7957 Grizzly Holw, Waterloo, IL 62298
0.79
$562,300
4
3
3,766
Off Market
3090 Hanover Rd, Waterloo, IL 62298
0.87
$335,100
2
2
2,333
Off Market

Local Information

  • Map ViewExplore the area around 983 White Oak Dr.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1996
2.51 acre lot
2,740 sqft
$173/sqft
2 Car Garage
HOA $32/mo

About this House

Welcome to this exceptional 3-bedroom, 3-bathroom home nestled on a stunning 2.51-acre lot graced with beautiful mature shade trees in Waterloo, IL! With 2,740 square feet of thoughtfully designed living space, a gorgeous brick and vinyl exterior, and an incredible array of updates and features, this property is truly something special from the moment you arrive.

The charming covered front porch sets the tone for the warmth and character found throughout this remarkable home. The attached 2-car side entry garage provides everyday convenience, while a separate 1-car detached garage offers excellent additional storage space for all your needs.

Step inside and be immediately captivated by the breathtaking family room featuring stunning hardwood floors, a classic wood burning fireplace perfect for cozy evenings, and a bay door that opens to the generously sized newly updated composite deck, where scenic views of the beautiful wooded acreage create an absolutely unforgettable backdrop for entertaining and relaxing. The well-appointed kitchen boasts a tile backsplash, ample cabinet storage, and a cheerful breakfast area with all appliances included! The dedicated dining room provides an elegant setting for meals and gatherings, while a convenient main level laundry room and full bathroom add exceptional everyday functionality.

Head upstairs to discover the truly sprawling primary bedroom suite which is a luxurious retreat featuring a cathedral ceiling, an enormous walk-in closet, and a spa-like attached bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional well-appointed bedrooms, a second full bathroom, and a versatile loft area — perfect for a home office, reading nook, or additional lounge space — complete the upper level.

The finished lower level further expands your living space with a sprawling recreation room and a dedicated exercise room — providing the ultimate space for entertaining, fitness, and everyday enjoyment. And the best part? The bar and shuffleboard can stay with an accepted contract request, making this the ultimate entertainment destination!

Recent updates provide exceptional peace of mind and add significant value throughout, including a brand new roof, new composite decking, and approximately 90% new siding, ensuring this home is as solid as it is beautiful. A dual furnace system, all-electric utilities, and all appliances included round out this incredible package.

Step outside and experience the magic of 2.51 private acres dotted with beautiful mature shade trees — a serene and picturesque setting unlike anything else. The deck and patio create the perfect outdoor entertaining and relaxation space, completing this truly exceptional property.

With its stunning acreage, incredible updates, spacious layout, and fantastic features throughout, 983 White Oak Dr is a rare and wonderful find in Waterloo.
983 White Oak Dr, Waterloo, IL 62298 is a 3 bedroom, 3 bathroom, 2,740 sqft single-family home built in 1996. It last sold for the $475,000 asking price on Sep 17, 2026. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $475,300, with a rent estimate of $2,984/month.

Home Details for 983 White Oak Dr

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Partially FinishedNumber of Rooms: 10Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Bathroom, Breakfast Room, Dining Room, Exercise Room, Family Room, Kitchen, Laundry, Loft, Office, Recreation Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2740 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Water ConnectedAppliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Built-In Electric Oven, Free-Standing Refrigerator, Washer, Electric Water HeaterDishwasherDisposalDryerLaundry: Main LevelMicrowaveWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Family Room, Wood BurningHas a Fireplace
Gas & Electric
Electric: OtherHas Electric on Property
Windows, Doors, Floors & Walls
Window: Bay Window(s)Door: French Doors
Levels, Entrance, & Accessibility
Levels: Two
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Patio / Porch: Covered, Deck, Front Porch, PatioOther Structures: Garage(s)
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Attached,Detached,Driveway,Garage,Garage Door Opener,Garage Faces Side
Frontage
Road Frontage: City StreetRoad Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Septic Tank
Farm & Range
Frontage Length: 270
Finished Area
Finished Area (above surface): 2140 Square FeetFinished Area (below surface): 600

Days on Market

Cumulative Days on Market: 42

Property Information

Year Built
Year Built: 1996
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Traditional
Building
Construction Materials: Brick, Vinyl SidingNot Attached PropertyDoes Not Include Home Warranty
Property Information
Parcel Number: 0709301002000

Price & Status

Price
List Price: $475,000Price Per Sqft: $173/sqft
Status Change & Dates
Off Market Date: Thu Sep 17 2026Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: WaterlooCommunity: Cedar Lake Estates
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 2740 Square Feet

Community

Not Senior Community

HOA

HOA Fee Includes: Common Area MaintenanceHOA Name: CEDAR LAKE ESTATESAssociation for this Listing: Southwestern Illinois Board of REALTORSHas an HOAHOA Fee: $32/Monthly

Lot Information

Lot Area: 2.51 Acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 26049892Above Grade Unfinished Area: 2140Showing Requirements: Appointment Only, Showing Service

Additional Information

HOA Amenities: None

Price and Tax history

DateEventPrice
Sep 17, 2026
Source: MARIS #26049892
Sold
$475,000
Aug 11, 2026
Source: MARIS #26049892
Contingent
$475,000
Aug 6, 2026
Source: MARIS #26049892
Listed For Sale
$475,000
Jul 29, 2026
Source: N/A
ListingRemoved
Jul 15, 2026
Source: N/A
Listed For Sale
$469,900

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
41
4MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

LGBTQ Local Legal Protections

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Frequently asked questions about 983 White Oak Dr

  • What is 983 White Oak Dr estimated to be worth?
    Trulia's estimated value for 983 White Oak Dr in Waterloo, IL is $475,300.
  • What is the price history for 983 White Oak Dr?
    983 White Oak Dr in Waterloo, IL last sold for $475,000 in September 2026.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
  • Does 983 White Oak Dr have air conditioning?
    Yes, 983 White Oak Dr in Waterloo, IL has air conditioning.
  • Does 983 White Oak Dr have laundry facilities?
    Yes, 983 White Oak Dr in Waterloo, IL has in-unit laundry.

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