316 Ruby Lake Loop
Winter Haven, FL 33884
3 Beds
2 Baths
1,805 sqft
$398,900
Last Sold: Oct 17, 2025
0% below list $400K
$221/sqft
Est. Refi. Payment $2,537/mo*
$398,900
Last Sold: Oct 17, 2025
0% below list $400K
$221/sqft
Est. Refi. Payment $2,537/mo*
3 Beds
2 Baths
1,805 sqft
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0.26 ACRESLOCKHART & ASSOCIATES INC- NEW - 46 MIN AGO0.28 ACRESBHHS FLORIDA PROPERTIES GROUP
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Local Information
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Description
Back on Market - Buyer Financing Fell Through! This move-in ready home is priced BELOW its recent Appraised Value, giving the next buyer instant equity and a head start. With the Appraisal already Complete and in hand, you can enjoy a smoother, faster closing. Welcome to Ruby Lake, a highly desirable gated community in Winter Haven! This updated 3BR/2BA home offers the best of Florida living with a resort-style saltwater pool and expansive paver patio, perfect for entertaining. Inside, enjoy an open layout with raised ceilings, upgraded Pergo Outlast floors, crown molding, and a cozy fireplace. Fresh paint, a vinyl privacy fence, and energy-efficient 3M UV-tinted windows add comfort, style, and savings. Ruby Lake residents also enjoy relaxation ponds, lake views, street lights and matching mailboxes and well-kept open grounds ideal for walks with pets on a leash. Ideally located near Legoland, shopping, dining, and major highways. Beautifully maintained, and priced to sell—don’t miss this opportunity! This home qualifies for major financing incentives! Combined with the recnet dip in mortgage rates, this hone is more affordable than ever!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from October 18, 2025
Home Highlights
Parking
2 Car Garage
Outdoor
Porch, Patio, Deck, Pool
View
Pool
HOA
$71/Monthly
Price/Sqft
$221/sqft
Listed
180+ days ago
Home Details for 316 Ruby Lake Loop
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Interior Details Number of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Bathroom 2, Dining Room, Family Room, Foyer, Kitchen, Living Room, Utility Room |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1805 Square Feet |
Appliances & Utilities Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water ConnectedAppliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, RefrigeratorDishwasherDisposalLaundry: Electric Dryer Hookup,Inside,Laundry Room,Washer HookupMicrowaveRefrigerator |
Heating & Cooling Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central |
Fireplace & Spa Fireplace: Family Room, Wood BurningHas a FireplaceNo Spa |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Window: Blinds, Drapes, Tinted Windows, Window TreatmentsDoor: Sliding DoorsFlooring: Laminate |
Levels, Entrance, & Accessibility Stories: 1Levels: OneFloors: Laminate |
View Has a ViewView: Pool |
Security Security: Gated Community, Smoke Detector(s) |
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Exterior Home Features Roof: ShinglePatio / Porch: Covered, Deck, Front Porch, Patio, Rear PorchFencing: VinylVegetation: Mature Landscaping, Trees/LandscapedExterior: Irrigation System, Private Mailbox, Sprinkler MeteredFoundation: SlabHas a Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener |
Pool Pool: Auto Cleaner, Chlorine Free, Deck, Gunite, In Ground, Lighting, Pool Alarm, Pool Sweep, Salt Water, Self Cleaning, TilePool |
Frontage Waterfront: LakeRoad Frontage: Private RoadResponsible for Road Maintenance: Private Maintained RoadRoad Surface Type: Paved, AsphaltNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
Farm & Range Horse Amenities: None |
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Cumulative Days on Market: 29 |
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Year Built Year Built: 1998 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Florida,Ranch,Traditional |
Building Construction Materials: Block, StuccoNot a New ConstructionNot Attached PropertyNo Additional Parcels |
Property Information Condition: CompletedParcel Number: 272907855604000720 |
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Price List Price: $399,900Price Per Sqft: $221/sqft |
Status Change & Dates Off Market Date: Tue Oct 07 2025Possession Timing: Close Of Escrow |
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MLS Status: Sold |
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Direction & Address City: WINTER HAVENCommunity: RUBY LAKE PHASE 3 |
School Information Elementary School: Chain O Lakes ElemJr High / Middle School: Denison MiddleHigh School: Lake Region High |
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Building Area Building Area: 2434 Square Feet |
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Community Features: Lake, Buyer Approval Required, Deed Restrictions, Dog Park, Gated Community - No GuardNot Senior Community |
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HOA Fee Includes: Common Area Taxes, Private RoadHOA Name: Michellette RamosHOA Phone: 407-483-1301Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $71/Monthly |
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Lot Area: 9912 sqft |
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Special Conditions: None |
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Listing Terms: Cash, Conventional, FHA, Other, VA Loan |
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Business Information Ownership: Fee Simple |
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Mls Number: O6337182Back On Market Date: Thu Sep 25 2025Showing Considerations: See RemarksShowing Requirements: Gate Code RequiredUniversal Property Id: US-12105-N-272907855604000720-R-N |
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LakeBuyer Approval RequiredDeed RestrictionsDog ParkGated Community - No Guard |
Last check for updates: about 6 hours ago
Listed by Jeremy Harper, PA, (863) 288-0886
LOKATION, (954) 545-5583
Bought with: Jill Lingenfelter, (863) 242-0900, CENTURY 21 MYERS REALTY, (863) 875-5656
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6337182
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
Price History for 316 Ruby Lake Loop
| Date | Price | Event | Source |
|---|---|---|---|
| 10/17/2025 | $398,900 | Sold | Stellar MLS #O6337182 |
| 10/08/2025 | $399,900 | Pending | Stellar MLS #O6337182 |
| 09/26/2025 | $399,900 | PendingToActive | Stellar MLS #O6337182 |
| 09/16/2025 | $399,900 | Pending | Stellar MLS #O6337182 |
| 09/03/2025 | $399,900 | PendingToActive | Stellar MLS #O6337182 |
| 08/25/2025 | $399,900 | Pending | Stellar MLS #O6337182 |
| 08/19/2025 | $399,900 | Listed For Sale | Stellar MLS #O6337182 |
| 07/22/2015 | $173,000 | Sold | N/A |
| 05/20/2015 | $174,900 | Pending | Agent Provided |
| 04/01/2015 | $174,900 | PriceChange | Agent Provided |
| 11/18/2014 | $179,000 | PriceChange | Agent Provided |
| 09/05/2014 | $175,000 | Listed For Sale | Agent Provided |
| 07/30/2013 | $1,125 | ListingRemoved | Agent Provided |
| 06/11/2013 | $179,000 | ListingRemoved | Agent Provided |
| 05/17/2013 | $179,000 | Listed For Sale | Agent Provided |
| 04/07/2013 | $1,125 | PriceChange | Agent Provided |
| 03/06/2013 | $1,200 | PriceChange | Agent Provided |
| 01/11/2013 | $1,300 | Listed For Rent | Agent Provided |
| 10/02/2011 | $1,200 | ListingRemoved | Agent Provided |
| 09/01/2011 | $1,200 | PriceChange | Agent Provided |
| 07/29/2011 | $1,300 | Listed For Rent | Agent Provided |
| 01/08/1999 | $132,000 | Sold | N/A |
| 01/30/1998 | $50,000 | Sold | N/A |
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Property Tax and Assessment
| Year | 2024 |
|---|---|
| Tax | $3,115 |
| Assessment | $321,414 |
Home facts updated by county records
Comparable Sales for 316 Ruby Lake Loop
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.10 | Single-Family Home | $261,000 | 03/31/26 | 3 | 2 | 1,914 | |
0.08 | Single-Family Home | $294,900 | 04/29/26 | 4 | 2 | 1,840 | |
0.20 | Single-Family Home | $300,000 | 07/17/25 | 3 | 2 | 1,731 | |
0.17 | Single-Family Home | $265,000 | 06/25/25 | 3 | 2 | 1,659 | |
0.22 | Single-Family Home | $348,000 | 03/31/26 | 4 | 2 | 1,888 | |
0.22 | Single-Family Home | $260,000 | 07/28/25 | 3 | 2 | 1,557 | |
0.30 | Single-Family Home | $275,000 | 07/11/25 | 3 | 2 | 1,514 | |
0.30 | Single-Family Home | $319,990 | 06/09/25 | 3 | 2 | 1,761 |
Assigned Schools
These are the assigned schools for 316 Ruby Lake Loop.
- Denison Middle School
- 6-8
- Public
- 775 Students
3/10GreatSchools RatingParent Rating AverageTerrible school, terrible teaching terrible staff they lock the bathrooms and take away the children’s privilege to use it just too bad They turned their Google reviews off with photos. they don’t have safety put in place for these children. There’s not enough staff. There’s not enough room on this facility for this many people. I don’t know how they get away with it. why can’t Port County afford to build new middle schools but yet they can pop up elementary school schools like nothing?? 40+ kids to one teacher?? what are y’all teaching? What are you doing? This school needs to be shut down. My daughter went there in 2023. They were locking the bathrooms. My niece is now currently going there in 2026. Same thing is going on. she runs from the bus stop every day because she has to use the bathroom so bad do you not realize the health problem you are causing these kids ? What about the young ladies on their menstrual cycles that are bleeding on their self because they’re not getting to use the bathroom on time or enough? Polk County school board is trash. This school specifically is extremely trash and should have been shut down years ago. I myself went to this middle school. Polk county is trash. Their school board is trash. Their police are trash if your kid goes to the school. I’m so sorry. Homeschooling is much better and they provide funds.Parent Review1mo ago - Lake Region High School
- 9-12
- Public
- 1631 Students
2/10GreatSchools RatingParent Rating AverageThis school deserves ZERO stars. The bullying and the fighting that administrators refuse to diffuse or intervene has gotten completely out of hand. Schools are supposed to be a safe place for your children to learn and grow. No one’s child should have to go to school on edge or in fear for their life everyday & it’s the ADULTS (teachers, administrators, school resource officers) that have a duty to protect our children from danger whether it’s their job to or not and that does not happen. They all should be ashamed of themselves!! SCHOOL BOARD NEEDS TO REANALYZE THESE SO CALLED PROFESSIONALS.Parent Review7mo ago - Chain Of Lakes Elementary School
- PK-5
- Public
- 1074 Students
5/10GreatSchools RatingParent Rating AverageI have nothing against the school personally, but the security guard permanently banned my wife from the school when she had depression, and had an episode. We did ask the principal if my wife was allowed to come to our daughter's graduation, and she agreed. When we were at the graduation, the security guard saw us inside and made us leave. Due to this, we won't register our son to Chain of Lakes. My wife has been healthy for a year now, and I just feel like we were discriminated against due to my wife's illness. This was so heartbreaking for our daughter to witness us being kicked out of her graduation.Parent Review11mo ago 
Check out schools near 316 Ruby Lake Loop.
What Locals Say about Winter Haven
At least 795 Trulia users voted on each feature.
83 % Say car is needed
80 % Say parking is easy
78 % Say yards are well-kept
76 % Say it's dog friendly
68 % Say there's holiday spirit
64 % Say it's quiet
61 % Say kids play outside
49 % Say people would walk alone at night
48 % Say there are sidewalks
47 % Say streets are well-lit
47 % Say they plan to stay for at least 5 years
44 % Say neighbors are friendly
43 % Say it's walkable to grocery stores
32 % Say there's wildlife
30 % Say it's walkable to restaurants
24 % Say there are community events
Learn more about our methodology.
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316 Ruby Lake Loop, Winter Haven, FL 33884 is a 3 bedroom, 2 bathroom, 1,805 sqft single-family home built in 1998. This property is not currently available for sale. 316 Ruby Lake Loop was last sold on Oct 17, 2025 for $398,900 (0% lower than the asking price of $399,900). The current Trulia Estimate for 316 Ruby Lake Loop is $392,800.