3129 Windermere Hl, Covington, KY 41015
Property image
Property image
FOR SALE

$438,000

Original price: $450,000
  • 4 Beds
  • 2.5 Baths
  • 2,692 sqft

3129 Windermere Hl, Covington, KY 41015

Est. Mortgage $2,821/mo*
Get Pre-Qualified
We estimate this home will sell faster than 81% nearby.

Home Highlights

Single-Family Home
Built in 2002
$163/sqft
Garage
HOA $28/mo

Local Information

  • Map ViewExplore the area around 3129 Windermere Hl.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Situated on a quiet cul-de-sac in Manor Hill, this move-in-ready 4-bedroom home offers the kind of space that makes everyday life feel easy.

The main level presents as a cohesive layout, with hardwood floors, 9-foot ceilings, and a spacious living room flows onto the covered deck and into the eat-in kitchen, making this a great space to entertain. The kitchen features beautiful 42-inch wood cabinetry, an island, and stainless steel appliances. First-floor laundry adds another layer of everyday convenience.

Upstairs, generously sized bedrooms give everyone room to spread out, while the vaulted primary suite creates a comfortable retreat with an updated en-suite bath and modern finishes.

And the outdoor spaces may become your favorite part. Start your mornings and end your days on the screened-in deck, or gather around the fire pit on the stamped concrete patio below.

The walkout basement offers even more potential, with a rough-in for a future half bath and room to create the space that fits your needs. An additional parking pad provides extra off-street parking.

Recent improvements include Andersen replacement windows across the front, new front and side entry doors, an updated kitchen-area window, and a roof replaced approximately three years ago.

An Achosa Home Warranty is included, adding another layer of confidence as you settle in and make this Manor Hill home your own.
Last check for updates: about 6 hours ago
Listing courtesy of Patrina Hensley, (859) 803-8223
eXp Realty, LLC
Source: NKMLS, MLS#645235
Also Listed on NKMLS, eXp Realty.
We estimate this home will sell faster than 81% nearby.

Home Details for 3129 Windermere Hl

Interior Features

Interior Details
Basement: FullNumber of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom 2, Bathroom 3, Breakfast Room, Dining Room, Entry, Family Room, Kitchen, Laundry, Office, Primary Bath
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2692 Square Feet
Appliances & Utilities
Utilities: Natural Gas AvailableAppliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, RefrigeratorDishwasherLaundry: Laundry Room,Main LevelMicrowaveRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: GasHas a Fireplace
Levels, Entrance, & Accessibility
Stories: 2Levels: Two
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, Enclosed, PatioFoundation: Poured Concrete
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Faces Front,Off Street,On Street
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 28Days on Market: 52

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialStructure Type: HouseArchitecture: Transitional
Building
Construction Materials: Brick, Vinyl SidingNot a New ConstructionNot Attached Property
Property Information
Condition: Existing StructureParcel Number: 0610001047.00

Price & Status

Price
List Price: $438,000Price Per Sqft: $163

Active Status

MLS Status: Active

Location

Direction & Address
City: Latonia
School Information
Elementary School: Whites Tower ElementaryJr High / Middle School: Twenhofel Middle SchoolHigh School: Simon Kenton HighHigh School District: Kenton Co Public

Agent Information

Listing Agent
Listing ID: 645235

Building

Building Area
Building Area: 2692 Square Feet

HOA

Has an HOAHOA Fee: $340/Annually

Lot Information

Lot Area: 10454.4 sqft

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

BasementMls Number: 645235

Additional Information

HOA Amenities: Playground,Trail(s)

Around this home

What Locals Say about Independence

At least 152 Trulia users voted on each feature.

  • 93 % Say car is needed

  • 89 % Say it's dog friendly

  • 86 % Say yards are well-kept

  • 84 % Say parking is easy

  • 82 % Say kids play outside

  • 78 % Say there's holiday spirit

  • 78 % Say people would walk alone at night

  • 75 % Say there are sidewalks

  • 63 % Say it's quiet

  • 59 % Say there's wildlife

  • 56 % Say neighbors are friendly

  • 53 % Say streets are well-lit

  • 51 % Say they plan to stay for at least 5 years

  • 32 % Say there are community events

  • 29 % Say it's walkable to grocery stores

  • 24 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • Sami.impanis
    " 5 years as resident very peaceful great area to raise a family good schools great family oriented "
    0
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  • Kathy Kampsen
    "I have lived in Independence for over 27 years. This is where my kids have been raised and now my grandchildren, it’s safe, clean and makes you feel home! "
    0
    Flag
  • Susan Neltner
    "There are Events but I’ve only went to two of them. Independence is a very nice and country friendly place to live "
    0
    Flag
  • Travis G.
    "Liver herr my whole life. Best city in Kentucky . Plenty of schools around. Local festivals. One of the biggest Kroger’s in the state in the center of town "
    6
    Flag
  • Srhodes3577
    "They would like that there’s lots of places to walk your dog. The yards are also quite large which makes it a great place for the dogs to be."
    4
    Flag
  • Kcdut
    "Quite a bit of traffic on 3L every morning. Commute takes about 20 minutes to Erlanger. Depending on whatever time to leave it could take longer. "
    2
    Flag
  • Christina C.
    "Not all neighborhoods have sidewalks for walking and not a lot of trash receptacles for poo. Also see people have dogs in their yard off the leash. So that can be a little scary depending on the dog’s behavior. "
    5
    Flag
  • Brittney N.
    "It's a beautiful area and well maintained. You are "in the city" but get that "countryside" feel. I feel super safe here and it's a great place to raise a family. Everything you need is nearby but without all the hustle & bustle and without so much crime. I do wish that there were a few more time windows for bus transit's BUT the upside of there not being a constant line of buses is that it is what helps the city be so safe in MY OPINION. Independence is a fabulous place to call home."
    4
    Flag
  • Tess V.
    "It’s a really safe neighborhood for kids to play in their yards and take walks around the neighborhoods where I live. I am a young adult and I often take night walks around the neighborhood and I have never once felt unsafe. The people are always friendly though people tend to keep to themselves. "
    1
    Flag
  • Stacie
    "Great family and budget friendly neighborhood. Safe and schools aren’t bad. Would definitely recommended living here if you’re ready for a country neighborhood "
    0
    Flag
  • Scott041680
    "Independence is a great suburban area for raising a family but there’s not much of a night life here there aren’t many nice restaurants and all the homes are the same and value design over uniqueness and functionality but you are next to good school districts and stores"
    4
    Flag
  • Scott041680
    "No there’s not much to say about independence it’s a lovely little town for the right type of people. Someone who wants to settle down and wants to experience all four seasons.That being said there’s not many unique homes out here there all cookies cutter homes that focus on design instead of quality functionality and uniqueness. Altogether it’s a neighbor hood for a certain type of buyer there’s a lot of Restaurants and schools."
    1
    Flag
  • Kcdut
    "FAIRLY EASY WHEN THERES NOT ALOT OF TRAFFIC. 3L HWY IS ALWAYS UNPREDICTABLE WITH TRAFFIC FLOW THOUGH!! "
    0
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  • Caz S.
    "I drive to work and there is rarely ever any congested traffic areas. The biggest issue is deer but there’s not much you can do with that."
    0
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  • Kippyfer
    "people walk their dogs in our neighborhood all the time. very pet friendly. I feel every one genuinely cares about their dogs and takes the time to spend time with their dogs."
    0
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  • Anonymous
    "Lots of parks nearby. My kids love the park. Quiet and peaceful area. ..............................."
    0
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  • Tonyabeecher
    "It's great here. The school districts are wonderful. It's definitely very homely feeling. I would recommend to anyone."
    0
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  • S8j3h8
    "I’m retired so I no longer commute, independence has KY 17=which gives it good access to I275. I75/I71 is easy to access via KY 16."
    0
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  • Jessica H
    "I grew up here and love living here. I do not plan on leaving Independence. Great place to raise a family. "
    0
    Flag
  • Christina C.
    "People have a lot of dogs and take care of them. You rarely see a stray and if a dog gets loose everyone is willing to help get them back to their home. Not ideal if you don’t like barking because there are a lot of dogs. 😂"
    0
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  • Coppydogg
    "I’ve lived here for 6+ years.. it’s a friendly area and people look out for one another. Well mixed with older and newer homes"
    0
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  • Gabbard35
    "Independence is great. 20 minutes to downtown Cincinnati. Family friendly city with lots of potential. "
    0
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  • Benschlickenmeyer
    "Very nice and quite area. Close to Florence and other cuties where you can get what you need then get out lol. "
    0
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  • Vipagan
    "Dog friendly, only a few dogs bark. People clean up after dog waste. Large and small dogs in neighborhood "
    0
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  • Jen H.
    "safe area and good place for families. no a lot of restaurants, but everything is close. schools are decent. yards are nice taxes are reasonable."
    0
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  • Gabbyp2014
    "Very busy, a lot of red lights. Not a lot of people know right of way laws. Makes things very frustrating "
    0
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  • Gabbyp2014
    "I don’t really like the area... and I’m trying to move to a place with more restaurants. There simply aren’t enough places to eat or quick access to the interstate "
    0
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  • Katmaxwell40
    "Family based community neighborhood block watch even without signs we all watch out for all the kids in the neighborhood "
    0
    Flag
  • Jessica H.
    "There’s plenty of places to walk your dog and the neighborhood is family friendly. Just make sure you pick up the poo! "
    0
    Flag
  • Richardxks
    "plenty of area to walk your dog and plenty of dog owners around to talk to or walk with. I personally have 3 in my house and everyone is really dog friendly. "
    1
    Flag
  • Jennifer D.
    "Great sidewalks for walking your dog and dogs are never allowed to just roam free. Park located centrally in neighborhood too."
    0
    Flag

Market trends in Independence

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$308K
$142MoM
Sale-to-List Price
100.0%
Price per sq ft
$209
$11MoM
Available listings
92
9MoM

Home Value

Trulia Estimate
$431K
Since last month
Decreased$400 (-0.1%)
Since last year
Decreased$15K (-3.3%)
Since last sale
Increased$101K (+30.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +60% in the last 10 years
MonthEstimated value
2026
September 2026$431K
August 2026$432K
July 2026$450K
June 2026$457K
May 2026$454K
April 2026$453K
March 2026$445K
February 2026$436K
January 2026$425K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3142 Tennyson Pl, Covington, KY
0.05
Single-Family Home
$312,500
03/16/26
4
2.5
3,000
3135 Chipping Camden, Covington, KY
0.06
Single-Family Home
$520,270
08/10/26
4
3
3,374
3141 Willowhurst Trce, Covington, KY
0.18
Single-Family Home
$367,000
11/17/25
3
2.5
1,868
3024 Belleglade Dr, Covington, KY
0.36
Single-Family Home
$373,479
09/02/26
3
2.5
1,842
3071 Belleglade Dr, Covington, KY
0.43
Single-Family Home
$349,381
08/18/26
3
2
1,430
10490 Fairbourne Dr, Covington, KY
0.55
Single-Family Home
$392,000
12/05/25
3
2.5
2,263
3137 Belleglade Dr, Independence, KY
0.55
Single-Family Home
$385,000
05/29/26
3
2.5
1,853
3131 Chipping Camden, Independence, KY
0.06
Single-Family Home
$519,651
12/08/25
4
3.5
2,934
3131 Chipping Camden, Covington, KY
0.07
Single-Family Home
$519,651
12/08/25
4
3.5
2,934

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3133 Windermere Hl, Covington, KY 41015
0.02
$433,400
4
2.5
2,438
Off Market
3122 Tennyson Pl, Independence, KY 41051
0.04
$589,100
4
3
3,390
Off Market
3126 Windermere Hl, Covington, KY 41015
0.04
$531,200
4
3
3,390
Off Market
3126 Windermere Hl, Independence, KY 41051
0.04
$683,800
4
3
3,390
Off Market
3142 Tennyson Pl, Covington, KY 41015
0.05
$475,000
4
2.5
3,000
For Sale
3121 Tennyson Pl, Covington, KY 41015
0.07
$571,100
2
3
3,675
Off Market
3131 Chipping Camden, Independence, KY 41051
0.06
$519,651
4
3.5
2,934
Recently Sold
3131 Chipping Camden, Covington, KY 41015
0.07
$519,651
4
3.5
2,934
Recently Sold
3135 Chipping Camden, Covington, KY 41015
0.06
$520,270
4
3
3,374
Recently Sold
3132 Chipping Camden, Covington, KY 41015
0.08
$501,300
4
2.5
-
Off Market
3147 Tennyson Pl, Independence, KY 41051
0.09
$471,700
4
2.5
2,696
Off Market

Price and Tax history

DateEventPrice
Aug 28, 2026
Source: NKMLS #645235
PriceChange
$438,000
Price decreased by 3%
Jul 31, 2026
Source: NKMLS #645235
Listed For Sale
$450,000
Oct 8, 2020
Source: N/A
Sold
$330,000
Sep 1, 2020
Source: Agent Provided
Pending
$334,900
Aug 28, 2020
Source: Agent Provided
Listed For Sale
$334,900

LGBTQ Local Legal Protections

Patrina Hensley, eXp Realty, LLC
Agent Phone: (859) 803-8223
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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Frequently asked questions about 3129 Windermere Hl

  • What is the estimated monthly payment for 3129 Windermere Hl?
    Based on a $438,000 list price with 20% down at today's rates, the estimated monthly payment for 3129 Windermere Hl in Covington, KY is approximately $2,807 (about $2,378 principal & interest, $354 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3129 Windermere Hl compare to homes in Covington?
    3129 Windermere Hl in Covington, KY is listed at $438,000, about 42% above the $308K median sale price in Covington.
  • What do residents say about Covington?
    Residents describe Covington, KY as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Covington, KY.
  • What are the closest schools to 3129 Windermere Hl?
    The closest schools to 3129 Windermere Hl in Covington, KY are Simon Kenton High School (rated 7/10), Twenhofel Middle School (rated 7/10), White's Tower Elementary School (Pre-K, rated 6/10).
  • Does 3129 Windermere Hl have air conditioning?
    Yes, 3129 Windermere Hl in Covington, KY has air conditioning.
  • Does 3129 Windermere Hl have laundry facilities?
    Yes, 3129 Windermere Hl in Covington, KY has laundry facilities.
3129 Windermere Hl, Covington, KY 41015 is a 4 bedroom, 3 bathroom, 2,692 sqft single-family home built in 2002. This property is currently available for sale and was listed by NKMLS on Jul 31, 2026. The MLS # for this home is MLS# 645235.