2945 ELIO HAMMOCK DR, Saint Cloud, FL 34773
Property image
Property image
FOR SALE
3D VIEW

$430,000

Original price: $450,000
  • 5 Beds
  • 3 Baths
  • 2,451 sqft

2945 ELIO HAMMOCK DR, Saint Cloud, FL 34773

Harmony
Est. Mortgage $2,890/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
Built in 2025
$175/sqft
2 Car Garage
HOA $15/mo

Local Information

  • Map ViewExplore the area around 2945 ELIO HAMMOCK DR.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

3.99% ASSUMABLE VA LOAN offers qualified buyers a financing opportunity worth a closer look. Built in 2025, this Harmony West home combines an OPEN FLOOR PLAN with a FIRST FLOOR BEDROOM AND FULL BATH, creating flexible space for guests, a home office or multigenerational living. The kitchen opens to the main living and dining areas and features GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES and a CENTER ISLAND. Upstairs, the primary suite and three additional bedrooms provide plenty of room to spread out. Enjoy Harmony West amenities including a COMMUNITY POOL, CLUBHOUSE, PLAYGROUND, DOG PARK and WALKING TRAILS. Convenient to shopping, dining and major roadways. Loan assumption subject to lender approval, buyer qualification, existing loan terms and applicable requirements.
Last check for updates: about 8 hours ago
Listing Provided by: Jessica Collins, (386) 564-0120
ORCHARD BROKERAGE, LLC, (844) 515-9880
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6427274
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 2945 ELIO HAMMOCK DR

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2451 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, PublicAppliances: Dishwasher, Microwave, Range, RefrigeratorDishwasherLaundry: Inside,Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Ceramic Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Ceramic Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Irrigation System, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 58Days on Market: 58

Property Information

Year Built
Year Built: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 182632537600011020

Price & Status

Price
List Price: $430,000Price Per Sqft: $175
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: HARMONYCommunity: VILLAGES/HARMONY PH 2E & 2F
School Information
Elementary School: Harmony Community School (K-5)Jr High / Middle School: Harmony MiddleHigh School: Harmony High

Agent Information

Listing Agent
Listing ID: O6427274

Building

Building Area
Building Area: 2922 Square Feet

Community

Community Features: Clubhouse, Deed Restrictions, Playground, PoolNot Senior Community
Other
Playground

HOA

HOA Name: Harmony West Homeowners Association, Inc.Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $15/Monthly

Lot Information

Lot Area: 4210 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6427274Showing Requirements: Appointment Only, ShowingTimeUniversal Property Id: US-12097-N-182632537600011020-R-N

Additional Information

ClubhouseDeed RestrictionsPlaygroundPool

Around this home

Neighborhood Overview

Harmony
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Harmony

At least 30 Trulia users voted on each feature.

  • 90 % Say there's wildlife

  • 86 % Say car is needed

  • 86 % Say it's quiet

  • 85 % Say yards are well-kept

  • 84 % Say it's dog friendly

  • 82 % Say there's holiday spirit

  • 82 % Say there are sidewalks

  • 77 % Say parking is easy

  • 76 % Say streets are well-lit

  • 68 % Say kids play outside

  • 64 % Say neighbors are friendly

  • 59 % Say there are community events

  • 55 % Say people would walk alone at night

  • 51 % Say they plan to stay for at least 5 years

  • 50 % Say it's walkable to restaurants

  • 35 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Pjw1171
    "There are lots of dog parks to take your dog and plenty of places to take your dog for a nice walk. The community provides stations with bags and trash can for cleaning up after your dog."
    0
    Flag
  • Alissaovletrea
    "It’s a quiet neighborhood, the wild life is always fun to see, it’s safe, I work many different shifts and I see kids playing in the streets until late into the night or people up early running in pitch dark."
    2
    Flag
  • Mark L.
    "A little off the beaten path but still close enough to what Orlando has to offer."
    0
    Flag
  • Maggie H.
    "I think this is a safe and friendly area for families, etc. Harmony High School has excellent ratings. It is definitely all country. Great for mudding, etc. If you're looking to have some land and some quiet, it's great. But, you should know that it is about 20 mins from the nearest grocery store, pharmacy, etc. It is also about an hour from most of the amusement parks and about 45 minutes from the beach (indialantic). If you don't mind driving a bit(there is no public transportation), it's a nice little area. "
    0
    Flag
  • rick_boschen
    "Many of the people out here have no respect from other peoples property, you have been warned - RB"
    0
    Flag
  • Douglas P.
    "I lived here for five years until we ran out of room as our family grew. We really miss the peace and quiet where we could hear the wind blowing through the trees AND miss the shade and PRIVACY. The campfires were awesome too."
    0
    Flag

Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17KMoM
Sale-to-List Price
98.8%
0.1%MoM
Price per sq ft
$202
$1MoM
Available listings
991
12MoM

Home Value

Trulia Estimate
$429K
Since last month
Decreased$19K (-4.2%)
Since last year
Increased$4K (+0.8%)
Since last sale
Increased$3K (+0.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +1% in the last 10 years
MonthEstimated value
2026
September 2026$429K
August 2026$448K
July 2026$459K
June 2026$417K
May 2026$415K
April 2026$418K
March 2026$423K
February 2026$425K
January 2026$424K
2025

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2990 HOUSE FINCH ROAD, Saint Cloud, FL
0.10
Single-Family Home
$425,990
02/20/26
5
3
2,447
2940 ELIO HAMMOCK DRIVE, Saint Cloud, FL
0.02
Single-Family Home
$449,990
06/30/26
5
3
2,601
2977 HOUSE FINCH ROAD, Saint Cloud, FL
0.10
Single-Family Home
$419,990
02/20/26
5
3
2,447
3017 GREY MOSS DRIVE, Saint Cloud, FL
0.10
Single-Family Home
$415,000
06/29/26
5
3
2,447
3014 HOUSE FINCH ROAD, Saint Cloud, FL
0.12
Single-Family Home
$414,990
04/14/26
5
3
2,447
2941 HOUSE FINCH ROAD, Saint Cloud, FL
0.07
Single-Family Home
$414,990
02/26/26
5
3
2,447
3001 HOUSE FINCH ROAD, Saint Cloud, FL
0.12
Single-Family Home
$401,990
03/12/26
5
3
2,447
2934 ELIO HAMMOCK DRIVE, Saint Cloud, FL
0.02
Single-Family Home
$459,990
05/06/26
5
3
2,601
2987 GREY MOSS DRIVE, Saint Cloud, FL
0.07
Single-Family Home
$414,990
03/30/26
5
3
2,447

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
2934 ELIO HAMMOCK DRIVE, Saint Cloud, FL 34773
0.02
$459,990
5
3
2,601
Recently Sold
2940 ELIO HAMMOCK DRIVE, Saint Cloud, FL 34773
0.02
$449,990
5
3
2,601
Recently Sold
2928 ELIO HAMMOCK DRIVE, Saint Cloud, FL 34773
0.02
$406,990
5
3
2,077
For Sale
2958 ELIO HAMMOCK DRIVE, Saint Cloud, FL 34773
0.02
$420,500
4
2
1,828
Recently Sold
2916 ELIO HAMMOCK DRIVE, Saint Cloud, FL 34773
0.04
$404,990
4
2
1,828
Recently Sold
2915 ELIO HAMMOCK DR, Saint Cloud, FL 34773
0.04
$348,700
3
2
1,504
Off Market
2904 ELIO HAMMOCK DRIVE, Saint Cloud, FL 34773
0.05
$455,990
5
3
2,601
Recently Sold
2976 GREY MOSS DRIVE, Saint Cloud, FL 34773
0.06
$445,997
4
3
2,336
For Sale
2988 GREY MOSS DRIVE, Saint Cloud, FL 34773
0.07
$479,990
5
3
2,490
Recently Sold
2880 ELIO HAMMOCK DRIVE, Saint Cloud, FL 34773
0.08
$459,990
5
3
2,601
Recently Sold
2987 GREY MOSS DRIVE, Saint Cloud, FL 34773
0.07
$414,990
5
3
2,447
Recently Sold

Price and Tax history

DateEventPrice
Sep 3, 2026
Source: Stellar MLS #O6427274
PriceChange
$430,000
Price decreased by 4%
Aug 6, 2026
Source: Stellar MLS #O6427274
PriceChange
$450,000
Price decreased by 2%
Jul 23, 2026
Source: Stellar MLS #O6427274
Listed For Sale
$460,000
Sep 26, 2025
Source: Stellar MLS #O6322939
Sold
$425,990
Sep 2, 2025
Source: Stellar MLS #O6322939
Pending
$425,990

LGBTQ Local Legal Protections

Jessica Collins, ORCHARD BROKERAGE, LLC, (844) 515-9880
Agent Phone: (386) 564-0120

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Frequently asked questions about 2945 ELIO HAMMOCK DR

  • What is the estimated monthly payment for 2945 ELIO HAMMOCK DR?
    Based on a $430,000 list price with 20% down at today's rates, the estimated monthly payment for 2945 ELIO HAMMOCK DR in Saint Cloud, FL is approximately $2,944 (about $2,335 principal & interest, $534 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 2945 ELIO HAMMOCK DR compare to homes in Saint Cloud?
    2945 ELIO HAMMOCK DR in Saint Cloud, FL is listed at $430,000, about 13% above the $380K median sale price in Saint Cloud.
  • What do residents say about the Harmony neighborhood?
    Residents describe the Harmony neighborhood in Saint Cloud, FL as quiet, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Harmony, Saint Cloud.
  • What are the closest schools to 2945 ELIO HAMMOCK DR?
    The closest schools to 2945 ELIO HAMMOCK DR in Saint Cloud, FL are Harmony Community School (Pre-K/Elementary, rated 9/10), Harmony High School (rated 5/10), Middle School AA (rated 6/10).
  • Does 2945 ELIO HAMMOCK DR have air conditioning?
    Yes, 2945 ELIO HAMMOCK DR in Saint Cloud, FL has air conditioning.
  • Does 2945 ELIO HAMMOCK DR have a pool?
    Yes, 2945 ELIO HAMMOCK DR in Saint Cloud, FL has a pool.
2945 ELIO HAMMOCK DR, Saint Cloud, FL 34773 is a 5 bedroom, 3 bathroom, 2,451 sqft single-family home built in 2025. 2945 ELIO HAMMOCK DR is located in Harmony, Saint Cloud. This property is currently available for sale and was listed by Stellar MLS on Jul 23, 2026. The MLS # for this home is MLS# O6427274.