$344,900
Original price: $349,900
- 3 Beds
- 2 Baths
- 1,780 sqft
7584 BENT TREE LOOP, Saint Cloud, FL 34771
Est. Mortgage $2,623/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 2026
$194/sqft
2 Car Garage
HOA $69/mo
Local Information
-- mins to
About this House
What's unique:Granite countersCovered outdoor livingPool with cabanasDog parkStainless appliances
7584 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $344,900. 3 bedrooms, 2 full baths, 1,780 sq ft. granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $67,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,815.89/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $344,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.
Last check for updates: about 5 hours ago
Listing Provided by: Jannette Rodriguez, (407) 690-1717
ADAMS HOMES REALTY, INC, (850) 469-0977
Liza Carrasquillo, (407) 751-8225
ADAMS HOMES REALTY, INC., (407) 523-1030
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6416188

Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
Home Details for 7584 BENT TREE LOOP
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Interior Details Number of Rooms: 7Types of Rooms: Primary Bedroom, Primary Bathroom, Bathroom 2, Bathroom 3, Kitchen, Laundry, Living Room |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1780 Square Feet |
Appliances & Utilities Utilities: Cable Available, Electricity AvailableAppliances: Dishwasher, Microwave, RangeDishwasherLaundry: InsideMicrowave |
Heating & Cooling Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric |
Fireplace & Spa No Fireplace |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Flooring: Carpet, Ceramic Tile |
Levels, Entrance, & Accessibility Stories: 1Levels: OneFloors: Carpet, Ceramic Tile |
View No View |
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Exterior Home Features Roof: ShingleExterior: Balcony, GardenFoundation: Concrete PerimeterGardenNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached |
Frontage Road Surface Type: Asphalt, ConcreteNot on Waterfront |
Water & Sewer Sewer: Private Sewer |
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Cumulative Days on Market: 138Days on Market: 138 |
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Year Built Year Built: 2026 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: Cement Siding, ConcreteIs a New ConstructionNo Additional Parcels |
Property Information Condition: CompletedParcel Number: 3226323666000O0110 |
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Price List Price: $344,900Price Per Sqft: $194 |
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MLS Status: Active |
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Direction & Address City: ST CLOUDCommunity: HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 1 |
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Listing Agent Listing ID: O6416188 |
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Building Area Building Area: 2080 Square Feet |
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Not Senior Community |
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HOA Name: Pedro GutierrezAssociation for this Listing: Orlando RegionalHas an HOAHOA Fee: $69/Monthly |
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Lot Area: 6098 sqft |
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Special Conditions: None |
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Business Information Ownership: Fee Simple |
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Mls Number: O6416188Showing Advance Notice: 24Showing Requirements: 24 Hour Notice, Appointment OnlyUniversal Property Id: US-12097-N-32263236660000110-R-N |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Oct 16, 2026 Source: Stellar MLS #O6416188 | PriceChange | $344,900 Price decreased by 1% |
Oct 1, 2026 Source: Stellar MLS #O6416188 | PriceChange | $349,900 Price decreased by 1% |
Sep 16, 2026 Source: Stellar MLS #O6416188 | PriceChange | $355,000 Price decreased by 5% |
Aug 22, 2026 Source: Stellar MLS #O6416188 | PriceChange | $375,000 Price decreased by 9% |
Jun 13, 2026 Source: Stellar MLS #O6416188 | Listed For Sale | $411,900 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $831 | $60,000 |
Home facts updated by county records
Around this home
What Locals Say about Harmony
This October
Trick-or-Treat Score
Built from what locals say about Harmony.- 82% say there's holiday spirit
- 82% say there are sidewalks
- 64% say neighbors are friendly
Trulia Trick or TreatStart Ghost Hunt
At least 30 Trulia users voted on each feature.
90 % Say there's wildlife
86 % Say car is needed
86 % Say it's quiet
85 % Say yards are well-kept
84 % Say it's dog friendly
82 % Say there's holiday spirit
82 % Say there are sidewalks
77 % Say parking is easy
76 % Say streets are well-lit
68 % Say kids play outside
64 % Say neighbors are friendly
59 % Say there are community events
55 % Say people would walk alone at night
51 % Say they plan to stay for at least 5 years
50 % Say it's walkable to restaurants
35 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Saint Cloud
Last updated September 2026
Avg. sale price
$375K
$3.08KMoM
Sale-to-List Price
98.6%
0.2%MoM
Price per sq ft
$204
$2MoM
Available listings
923
70MoM
Sourced by Trulia Market Trends
Home Value
Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.05 | Single-Family Home | $382,900 | 06/20/26 | 3 | 2 | 1,515 | |
0.02 | Single-Family Home | $429,900 | 04/30/26 | 3 | 2 | 1,955 | |
0.05 | Single-Family Home | $360,000 | 01/23/26 | 3 | 2 | 1,415 | |
0.19 | Single-Family Home | $368,900 | 09/25/26 | 3 | 2 | 1,602 | |
0.17 | Single-Family Home | $399,900 | 06/08/26 | 4 | 2 | 1,820 | |
0.32 | Single-Family Home | $412,000 | 12/23/25 | 3 | 2 | 1,780 | |
0.08 | Single-Family Home | $445,000 | 05/22/26 | 4 | 2.5 | 2,405 | |
0.30 | Single-Family Home | $407,900 | 08/12/26 | 3 | 2 | 1,955 | |
0.30 | Single-Family Home | $408,900 | 03/10/26 | 4 | 2 | 1,820 | |
0.32 | Single-Family Home | $393,900 | 12/31/25 | 4 | 2 | 1,820 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.02 | $429,900 | 3 | 2 | 1,955 | Recently Sold | |
0.04 | $344,900 | 3 | 2 | 1,415 | For Sale | |
0.04 | $438,900 | 4 | 2.5 | 2,405 | Recently Sold | |
0.04 | $336,900 | 3 | 2 | 1,515 | For Sale | |
0.05 | $355,000 | 3 | 2 | 1,780 | For Sale | |
0.05 | $382,900 | 3 | 2 | 1,515 | Recently Sold | |
0.05 | - | - | - | - | Off Market | |
0.05 | $360,000 | 3 | 2 | 1,415 | Recently Sold | |
0.06 | - | - | - | - | Off Market | |
0.06 | - | - | - | - | Off Market | |
0.06 | $408,900 | 4 | 2.5 | 2,202 | Recently Sold | |
0.07 | $366,900 | 3 | 2 | 1,780 | For Sale | |
0.07 | - | - | - | - | Off Market | |
0.08 | $445,000 | 4 | 2.5 | 2,405 | Recently Sold | |
0.08 | $362,900 | 4 | 2 | 1,820 | For Sale | |
0.09 | $344,900 | 3 | 2 | 1,780 | For Sale | |
0.09 | - | - | - | - | Off Market | |
0.09 | $361,900 | 3 | 2 | 1,780 | For Sale | |
0.09 | - | - | - | - | Off Market | |
0.10 | - | - | - | - | Off Market |
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Jannette Rodriguez, ADAMS HOMES REALTY, INC, (850) 469-0977
Agent Phone: (407) 690-1717

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Frequently asked questions about 7584 BENT TREE LOOP
- What is the estimated monthly payment for 7584 BENT TREE LOOP?Based on a $344,900 list price with 20% down at today's rates, the estimated monthly payment for 7584 BENT TREE LOOP in Saint Cloud, FL is approximately $2,569 (about $1,882 principal & interest, $612 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 7584 BENT TREE LOOP compare to homes in Saint Cloud?7584 BENT TREE LOOP in Saint Cloud, FL is listed at $344,900, about 8% below the $375K median sale price in Saint Cloud.
- What do residents say about the Harmony neighborhood?Residents describe the Harmony neighborhood in Saint Cloud, FL as quiet, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Harmony, Saint Cloud.
- What are the closest schools to 7584 BENT TREE LOOP?The closest schools to 7584 BENT TREE LOOP in Saint Cloud, FL are Harmony Community School (Pre-K/Elementary, rated 9/10), Harmony High School (rated 5/10), Middle School AA (rated 6/10).
- Does 7584 BENT TREE LOOP have air conditioning?Yes, 7584 BENT TREE LOOP in Saint Cloud, FL has air conditioning.
- Does 7584 BENT TREE LOOP have laundry facilities?Yes, 7584 BENT TREE LOOP in Saint Cloud, FL has laundry facilities.
7584 BENT TREE LOOP, Saint Cloud, FL 34771 is a 3 bedroom, 2 bathroom, 1,780 sqft single-family home built in 2026. 7584 BENT TREE LOOP is located in Harmony, Saint Cloud. This property is currently available for sale and was listed by Stellar MLS on Jun 13, 2026. The MLS # for this home is MLS# O6416188.

