7528 BENT TREE LOOP, Saint Cloud, FL 34773
Property image
Property image
FOR SALE
NEW CONSTRUCTION
3D VIEW

$344,900

Original price: $349,900
  • 3 Beds
  • 2 Baths
  • 1,780 sqft

7528 BENT TREE LOOP, Saint Cloud, FL 34773

Harmony
Est. Mortgage $2,417/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
Built in 2026
$194/sqft
2 Car Garage
HOA $76/mo

Local Information

  • Map ViewExplore the area around 7528 BENT TREE LOOP.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Covered lanaiGranite kitchen countersPool with cabanasDog parkPrivate primary suiteStainless-steel appliances
7528 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FL 34773 MOVE-IN READY - $344,900. The $71,000 price reduction is already included. This new Adams Home offers 3 bedrooms, 2 baths, 1,780 sq ft, a 2-car garage, granite kitchen counters, stainless-steel appliances, an island, flexible dining/office space, a private primary suite and covered lanai. PROMOTION & CLOSING-COST SAVINGS Does the builder pay closing costs? Yes. Save thousands with builder-paid closing costs using a preferred lender, excluding prepaids. What is the promotion? $10,000 Flex Cash toward eligible purchase expenses or a rate buydown, plus free washer, dryer and refrigerator received after closing. Advertised FHA financing starts at 4.99%; see ARM disclosure below. Subject to builder, lender and loan-program terms. New contract by November 1, 2026, no contingencies, with a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be due at closing. A 1% Buyer Credit through Acrisure is available for eligible contracts by November 1, 2026, subject to lender terms. Confirm complete terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for the budget. 3. Medical City distance? Community website estimates 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Established master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. All travel estimates vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? This home's flex dining/office space offers a workspace. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,815.89/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $344,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.
Last check for updates: about 5 hours ago
Listing Provided by: Jannette Rodriguez, (407) 690-1717
ADAMS HOMES REALTY, INC, (850) 469-0977
Liza Carrasquillo, (407) 751-8225
ADAMS HOMES REALTY, INC., (407) 523-1030
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6372876
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 7528 BENT TREE LOOP

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1780 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Water ConnectedAppliances: Dishwasher, Microwave, RangeDishwasherLaundry: Laundry RoomMicrowave
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet, Tile
View
Has a ViewView: Trees/Woods

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Irrigation System, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 293Days on Market: 180+

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: BlockIs a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 3226323666000O0040

Price & Status

Price
List Price: $344,900Price Per Sqft: $194

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: HARMONY CENTRAL PH 2
School Information
Elementary School: Harmony Community School (K-5)Jr High / Middle School: Harmony MiddleHigh School: Harmony High

Agent Information

Listing Agent
Listing ID: O6372876

Building

Building Area
Building Area: 2122 Square Feet

Community

Community Features: Community Mailbox, Dog Park, PoolNot Senior Community

HOA

HOA Fee Includes: Community Pool, Pool MaintenanceHOA Name: Artemis Life StyleHOA Phone: 407-705-2190Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $76/Monthly

Lot Information

Lot Area: 6098 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6372876Back On Market Date: Wed Nov 04 2026Showing Considerations: See RemarksShowing Requirements: Call Listing Agent, See Remarks, ShowingTimeUniversal Property Id: US-12097-N-32263236660000040-R-N

Additional Information

Community MailboxDog ParkPool

Price and Tax history

DateEventPrice
Oct 16, 2026
Source: Stellar MLS #O6372876
PriceChange
$344,900
Price decreased by 1%
Oct 1, 2026
Source: Stellar MLS #O6372876
PriceChange
$349,900
Price decreased by 1%
Sep 18, 2026
Source: Stellar MLS #O6372876
PriceChange
$355,000
Price decreased by 5%
Aug 22, 2026
Source: Stellar MLS #O6372876
PriceChange
$375,000
Price decreased by 5%
Mar 12, 2026
Source: Stellar MLS #O6372876
PriceChange
$395,900
Price increased by 2%

Around this home

Neighborhood Overview

Harmony
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Harmony

At least 30 Trulia users voted on each feature.

  • 90 % Say there's wildlife

  • 86 % Say car is needed

  • 86 % Say it's quiet

  • 85 % Say yards are well-kept

  • 84 % Say it's dog friendly

  • 82 % Say there's holiday spirit

  • 82 % Say there are sidewalks

  • 77 % Say parking is easy

  • 76 % Say streets are well-lit

  • 68 % Say kids play outside

  • 64 % Say neighbors are friendly

  • 59 % Say there are community events

  • 55 % Say people would walk alone at night

  • 51 % Say they plan to stay for at least 5 years

  • 50 % Say it's walkable to restaurants

  • 35 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Pjw1171
    "There are lots of dog parks to take your dog and plenty of places to take your dog for a nice walk. The community provides stations with bags and trash can for cleaning up after your dog."
    0
    Flag
  • Alissaovletrea
    "It’s a quiet neighborhood, the wild life is always fun to see, it’s safe, I work many different shifts and I see kids playing in the streets until late into the night or people up early running in pitch dark."
    2
    Flag
  • Mark L.
    "A little off the beaten path but still close enough to what Orlando has to offer."
    0
    Flag
  • Maggie H.
    "I think this is a safe and friendly area for families, etc. Harmony High School has excellent ratings. It is definitely all country. Great for mudding, etc. If you're looking to have some land and some quiet, it's great. But, you should know that it is about 20 mins from the nearest grocery store, pharmacy, etc. It is also about an hour from most of the amusement parks and about 45 minutes from the beach (indialantic). If you don't mind driving a bit(there is no public transportation), it's a nice little area. "
    0
    Flag
  • rick_boschen
    "Many of the people out here have no respect from other peoples property, you have been warned - RB"
    0
    Flag
  • Douglas P.
    "I lived here for five years until we ran out of room as our family grew. We really miss the peace and quiet where we could hear the wind blowing through the trees AND miss the shade and PRIVACY. The campfires were awesome too."
    0
    Flag

Market trends in Saint Cloud

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$375K
$3.08KMoM
Sale-to-List Price
98.6%
0.2%MoM
Price per sq ft
$204
$2MoM
Available listings
923
70MoM
Sourced by Trulia Market Trends

Home Value

Trulia Estimate
$345K
Since last month
Decreased$10K (-2.9%)
Since last year
Decreased$41K (-10.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -11% in the last 10 years
MonthEstimated value
2026
November 2026$345K
October 2026$345K
September 2026$355K
August 2026$375K
July 2026$395K
June 2026$395K
May 2026$395K
April 2026$395K
March 2026$394K
February 2026$387K
January 2026$386K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
7533 BENT TREE LOOP, Saint Cloud, FL
0.04
Single-Family Home
$360,000
01/23/26
3
2
1,415
3657 BRIARLYNNE WAY, Saint Cloud, FL
0.17
Single-Family Home
$368,900
09/25/26
3
2
1,602
7504 BENT TREE LOOP, Saint Cloud, FL
0.25
Single-Family Home
$412,000
12/23/25
3
2
1,780
3608 BRIARLYNNE WAY, Saint Cloud, FL
0.12
Single-Family Home
$382,900
06/20/26
3
2
1,515
7600 BENT TREE LOOP, Saint Cloud, FL
0.11
Single-Family Home
$429,900
04/30/26
3
2
1,955
7690 BENT TREE LOOP, Saint Cloud, FL
0.19
Single-Family Home
$399,900
06/08/26
4
2
1,820
7560 BENT TREE LOOP, Saint Cloud, FL
0.22
Single-Family Home
$407,900
08/12/26
3
2
1,955
7568 BENT TREE LOOP, Saint Cloud, FL
0.22
Single-Family Home
$408,900
03/10/26
4
2
1,820
7512 BENT TREE LOOP, Saint Cloud, FL
0.25
Single-Family Home
$393,900
12/31/25
4
2
1,820
7539 BENT TREE LOOP, Saint Cloud, FL
0.04
Single-Family Home
$408,900
03/31/26
4
2.5
2,202

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
7515 Bent Tree Loop, Saint Cloud, FL 34773
0.01
-
-
-
-
Off Market
7509 Bent Tree Loop, Saint Cloud, FL 34773
0.01
-
-
-
-
Off Market
7497 BENT TREE LOOP, Saint Cloud, FL 34773
0.02
$405,200
4
2.5
2,202
Off Market
7503 Bent Tree Loop, Saint Cloud, FL 34773
0.02
-
-
-
-
Off Market
7527 Bent Tree Loop, Saint Cloud, FL 34773
0.02
-
-
-
-
Off Market
7536 Bent Tree Loop, Saint Cloud, FL 34773
0.04
-
-
-
-
Off Market
7539 BENT TREE LOOP, Saint Cloud, FL 34773
0.04
$408,900
4
2.5
2,202
Recently Sold
7533 BENT TREE LOOP, Saint Cloud, FL 34773
0.04
$360,000
3
2
1,415
Recently Sold
7485 BENT TREE LOOP, Saint Cloud, FL 34773
0.04
$408,400
4
2.5
2,202
Off Market
7544 Bent Tree Loop, Saint Cloud, FL 34773
0.04
-
-
-
-
Off Market
7479 Bent Tree Loop, Saint Cloud, FL 34773
0.05
-
-
-
-
Off Market
7545 BENT TREE LOOP, Saint Cloud, FL 34773
0.05
$438,900
4
2.5
2,405
Recently Sold
7563 BENT TREE LOOP, Saint Cloud, FL 34771
0.06
$336,900
3
2
1,515
For Sale
7569 BENT TREE LOOP, Saint Cloud, FL 34771
0.07
$344,900
3
2
1,415
For Sale
8093 BENT TREE LOOP, Saint Cloud, FL 34773
0.07
$393,100
4
2.5
2,202
Off Market
7575 BENT TREE LOOP, Saint Cloud, FL 34773
0.08
$390,000
4
2.5
2,202
Recently Sold
7491 BENT TREE LOOP, Saint Cloud, FL 34773
0.08
$417,200
4
2.5
2,405
Off Market
7473 BENT TREE LOOP, Saint Cloud, FL 34773
0.08
$405,300
4
2.5
2,405
Off Market
7465 BENT TREE LOOP, Saint Cloud, FL 34773
0.08
$407,600
4
2.5
2,335
Off Market
7442 BENT TREE LOOP, Saint Cloud, FL 34773
0.08
$349,400
3
2
1,515
Off Market

LGBTQ Local Legal Protections

Jannette Rodriguez, ADAMS HOMES REALTY, INC, (850) 469-0977
Agent Phone: (407) 690-1717

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Frequently asked questions about 7528 BENT TREE LOOP

  • What is the estimated monthly payment for 7528 BENT TREE LOOP?
    Based on a $344,900 list price with 20% down at today's rates, the estimated monthly payment for 7528 BENT TREE LOOP in Saint Cloud, FL is approximately $2,378 (about $1,875 principal & interest, $428 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 7528 BENT TREE LOOP compare to homes in Saint Cloud?
    7528 BENT TREE LOOP in Saint Cloud, FL is listed at $344,900, about 8% below the $375K median sale price in Saint Cloud.
  • What do residents say about the Harmony neighborhood?
    Residents describe the Harmony neighborhood in Saint Cloud, FL as quiet, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Harmony, Saint Cloud.
  • What are the closest schools to 7528 BENT TREE LOOP?
    The closest schools to 7528 BENT TREE LOOP in Saint Cloud, FL are Harmony Community School (Pre-K/Elementary, rated 9/10), Harmony High School (rated 5/10), Middle School AA (rated 6/10).
  • Does 7528 BENT TREE LOOP have air conditioning?
    Yes, 7528 BENT TREE LOOP in Saint Cloud, FL has air conditioning.
  • Does 7528 BENT TREE LOOP have a pool?
    Yes, 7528 BENT TREE LOOP in Saint Cloud, FL has a pool.
7528 BENT TREE LOOP, Saint Cloud, FL 34773 is a 3 bedroom, 2 bathroom, 1,780 sqft single-family home built in 2026. 7528 BENT TREE LOOP is located in Harmony, Saint Cloud. This property is currently available for sale and was listed by Stellar MLS on Jan 12, 2026. The MLS # for this home is MLS# O6372876.