25 Settlement Rd, Murphy, NC 28909
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OFF MARKET

25 Settlement Rd
Murphy, NC 28909

  • 3 Beds
  • 3 Baths

$509,800

Trulia Estimate
as of Aug 13, 2026
Est. Refi. Payment $2,852/mo*
Refinance Your Home

$509,800

Trulia Estimate
as of Aug 13, 2026
Est. Refi. Payment $2,852/mo*
Refinance Your Home
3 Beds
3 Baths
(on 1.23 acres)

Home Value

Trulia Estimate
$510K
Since last month
Decreased$6K (-1.1%)
Since last year
Decreased$13K (-2.5%)
Since last sale
Decreased$4K (-0.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -9% in the last 10 years
MonthEstimated value
2026
August 2026$515K
July 2026$506K
June 2026$520K
2025
2024

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
818 Five Forks Dr, Murphy, NC
0.58
Single-Family Home
$447,000
07/07/26
3
3
2,236
1473 Cherokee Mountain Trl, Murphy, NC
0.46
Single-Family Home
$510,000
06/09/26
3
4
3,038
40 Crab Apple Lane, Murphy, NC
0.93
Single-Family Home
$425,000
05/04/26
2
3
1,600
586 Stonebriar Dr, Murphy, NC
1.01
Single-Family Home
$350,000
10/30/25
3
2
1,458
3291 Moccasin Creek Rd, Murphy, NC
0.91
Single-Family Home
$500,000
12/08/25
3
3
2,004
687 Point Overlook Trail, Murphy, NC
1.03
Single-Family Home
$425,000
07/31/26
2
2
1,220
2322 Moccasin Rd, Blairsville, GA
0.81
Single-Family Home
$206,000
12/12/25
2
2
936
125 Mountain Overlook Dr, Murphy, NC
1.30
Single-Family Home
$425,000
11/25/25
3
3
2,353
1170 Highland Trce, Blairsville, GA
1.43
Single-Family Home
$775,000
10/01/25
3
3
4,032
383 Point Overlook Trl, Murphy, NC
1.24
Single-Family Home
$432,000
04/21/26
2
2
-

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1200 Cherokee Mountain Trail, Murphy, NC 28906
0.31
-
-
-
-
Off Market
Lot 16 Travelers Gap Trail, Murphy, NC 28906
0.33
$266,600
2
2
1,200
Off Market
427 Beaver Gap Rd #31, Murphy, NC 28906
0.39
-
-
-
-
Off Market
341 Beaver Gap Road, Murphy, NC 28906
0.40
$576,100
2
2.5
3,072
Off Market
1729 Sumac Trail, Murphy, NC 28906
0.46
$180,400
1
1
-
Off Market
26 Beaver Gap Road, Murphy, NC 28906
0.41
$330,900
2
2
1,440
Off Market
Glen Loudermilk Rd, Murphy, NC 28906
0.48
-
-
-
-
Off Market
1473 Cherokee Mountain Trl, Murphy, NC 28906
0.46
$510,000
3
3
3,038
Recently Sold
171 Sequoyah Ln #42, Murphy, NC 28906
0.45
-
-
-
-
Off Market
0 Glen Loudermilk Road, Murphy, NC 28906
0.49
-
-
-
-
Off Market
19 Tsali Trl #19, Murphy, NC 28906
0.47
-
-
-
-
Off Market

Local Information

  • Map ViewExplore the area around 25 Settlement Rd.
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2023
Lot Size
1.23 acres
Parking
Open Parking
HOA
$30/Monthly

About this House

NEW CONSTRUCTION. Come relax and enjoy the peaceful setting and breathtaking view from this newly constructed mountain home. This beautiful home offers a long range, unobstructed mountain view and stunning sunsets for you and your family and friends. This home has a great location and is ideal for full-time living or a relaxing mountain getaway. The home is located in the Cherokee Mountain Estates subdivision in Murphy, NC, but is also just minutes away from downtown Blairsville, GA. Features of this home include an open living, kitchen, and dining area with an amazing two story vaulted ceiling and large wall of widows to take in the spectacular view. Living room has a cozy gas fireplace and the kitchen comes complete with new appliances and gas stove top, granite countertops, large pantry and custom cabinets. There are 3 bedrooms and 2 1/2 baths with an open loft perfect for sitting area to read and relax or office, etc. Full unfinished basement provides tons of storage space and has been plumbed for a 3rd full bath should you wish to finish the area for add'l bedrooms or family room/game room. All furnishings are negotiable except 2 wicker deck chairs. Home has 2 BR septic.
25 Settlement Rd, Murphy, NC 28909 is a 3 bedroom, 3 bathroom single-family home built in 2023. It last sold for $518,500 on Jan 15, 2025 (5% below the $545,000 asking price). It is currently off market. The Trulia Estimate is $509,800, with a rent estimate of $2,557/month.

Home Details for 25 Settlement Rd

Active Status

MLS Status: Sold

Interior Features

Interior Details
Basement: Unfinished,FullNumber of Rooms: 1Types of Rooms: Master Bedroom
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (partial): 1
Appliances & Utilities
Appliances: Refrigerator, Range, Microwave, Dishwasher, Washer, Dryer, Electric Water HeaterDishwasherDryerLaundry: In BasementMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Heat Pump,PropaneHas CoolingAir Conditioning: Central Air,Electric,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Ventless, Gas LogHas a Fireplace
Windows, Doors, Floors & Walls
Window: Insulated Windows, ScreensFlooring: Wood, Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 3Levels: Three Or MoreFloors: Wood, Carpet, Tile
View
Has a ViewView: Mountain(s), Year Round, Long Range

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Deck, Covered, Patio, Wrap Around
Parking & Garage
No CarportNo GarageHas Open ParkingParking: Driveway,Gravel
Frontage
Frontage Type: RoadRoad Frontage: Private RoadRoad Surface Type: Gravel, PavedNot on Waterfront
Water & Sewer
Sewer: Septic Tank
Surface & Elevation
Topography: Level, Rolling, Steep

Property Information

Year Built
Year Built: 2023
Property Type / Style
Property Type: ResidentialProperty Subtype: ResidentialArchitecture: Traditional
Building
Construction Materials: Frame, ConcreteIs a New Construction
Property Information
Condition: New ConstructionParcel Number: 449900324533

Price & Status

Price
List Price: $545,000

Media

Location

Direction & Address
City: MurphyCommunity: Cherokee Mountain Estates

Community

Not Senior Community

HOA

Has an HOAHOA Fee: $360/Annually

Lot Information

Lot Area: 1.23 Acres

Miscellaneous

BasementMls Number: 404000Attribution Contact: 7068968097, mollym@remax.net
Last check for updates: 21 minutes ago
Listed by James Stewart, (706) 970-9184
REMAX Town & Country - Hiawassee
Bought with: Bonnie DuPree, (828) 361-1027, REMAX Town & Country - Murphy
Source: NGBOR, MLS#404000

Price and Tax history

DateEventPrice
Jan 15, 2025
Source: NGBOR #404000
Sold
$518,500
Dec 18, 2024
Source: Mountain Lakes BOR #148306
Pending
$545,000
Sep 11, 2024
Source: NGBOR #404000
PriceChange
$545,000
Price decreased by 1%
Jun 14, 2024
Source: NGBOR #404000
PriceChange
$549,900
Price decreased by 3%
May 19, 2024
Source: NGBOR #404000
Listed For Sale
$569,000

Market trends in Murphy

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$308K
$5KMoM
Sale-to-List Price
96.2%
1.3%MoM
Price per sq ft
$199
$3MoM
Available listings
357
8MoM
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Around this home

What Locals Say about Murphy

At least 80 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 83 % Say there's wildlife

  • 80 % Say yards are well-kept

  • 76 % Say parking is easy

  • 76 % Say it's quiet

  • 73 % Say there's holiday spirit

  • 64 % Say they plan to stay for at least 5 years

  • 63 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 39 % Say kids play outside

  • 31 % Say there are community events

  • 22 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 19 % Say there are sidewalks

  • 12 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Liza G Ovington
    "Not sure but it seems like there are lots of places to take your dogs on leash. Although many of the roads have no shoulder"
    1
    Flag
  • Bigliz14
    "Great place to live and raise a family . People are friendly and atmosphere in this town is fantastic "
    0
    Flag
  • Trulia User
    "A little congested but roads are kept clean and safe in the winter the roads are well maintained. I would recommend living in Murphy "
    0
    Flag
  • Mary Obryan
    "No this is a rural area with no public transportation. There is no need for it generally speaking. There is a community transport that will pick up people at their homes I believe."
    0
    Flag
  • Laurence Wood
    "Good schools a growing town with opportunities for all! Every day is like vacation with all the amazing places to go to!"
    2
    Flag
  • Laurence Wood
    "No traffic jams Service people are slow to come out but it’s part of the slower pace of life we enjoy "
    1
    Flag
  • Laurence Wood
    "A fast growing town and you need to expect long drives for services and stores. Medical care is difficult to find close by. We love our town and get upset when new residents try to change our culture "
    0
    Flag
  • Barbara Ratterree
    "Country living. People are private but willing to help others. Most homes around me are homesteads or farms. "
    1
    Flag
  • KatieB
    "Most people don’t walk their dogs they let them run loose or keep them fenced, those who do walk their dogs are usually friendly and always say hello! "
    1
    Flag
  • Irving R.
    "vehicle is a must have commodity to get around when you live out of the town city limits. Unless you like to walk or ride a bike. They're are few other drawbacks as well. Communicating by cell phone is not very good around the countryside, lacking cell towers. This is a problem, even trying to get on the internet. Somedays are better than others but still we have poor reception. Other than that we have the beautiful outdoors. We can enjoy going to the national forest for hiking, camping, hunting, fishing or just driving around the back roads and enjoy scenery as well as wildlife. Living outside the city's limit might have it's drawbacks but you take the good and the bad as it comes and make the best of it."
    0
    Flag
  • Kristyleew49
    "Love Murphy! The people, the mountains, the town are all amazing! No attitudes, just good people looking out for each other!"
    0
    Flag
  • Michelle R.
    "We just stay socialized with each other and van together when necessary. The kids are what keeps the community a whole. "
    0
    Flag
  • Michelle R.
    "We all ban together and make it about the kids. Lots of summer fun. When problems arise within the community we solve together as a team until things are fixed. "
    1
    Flag
  • Mesa2617
    "Live music at local pub and restaurants. Friendly staff is several local stores and restaurants. The town of Murphy felt really welcoming. "
    1
    Flag
  • Errol D.
    "Very beautiful place to live and quiet, very kid friendly. I been here for some years really nicely place to be "
    0
    Flag
  • TiffanyTabor
    "we need some really nice dog parks! People need to be more accountable for their dogs! There us no place to take to your dog where they can run, swim and play safely!"
    0
    Flag
  • Kimkoogler
    "I've lived here for 7 years. I love every beautiful road. mountain views, lake views, great food. it's a beautiful place to live."
    0
    Flag
  • Pprzonek
    "the beautiful mountain views, the wonderful change of the seasons.The small city feel and how nice the people are to each other"
    30
    Flag
  • Gloria Geringer
    "I like it because it's quite. No lights outside, except for what's on the house and carport. What I don't like is everyone's dogs run free. I take mine out on a leash."
    5
    Flag
  • Cindyandchuck
    "Concerts, yard sales, boat and golf cart parades, fireworks with live music. Tennis, pool and marina"
    9
    Flag
  • Bsfrazee
    "Every one knows every one. People watch each others place when they are out of town or checks in on one another if your sick. I have vacationed here for a few years now staying with friends but now would love to own a piece of paradise !!!"
    0
    Flag
  • NolaR
    "One Neighbor has a hostile dog. I don't feel safe walking by his house. There is still enough areas to walk your pet."
    0
    Flag
  • Jjoachiltz
    "There is no leash law here so watch your children and your pets closely!! Our dog was attacked and killed by 2 dogs in our neighborhood. There was nothing we could do about it. "
    0
    Flag
  • Steve B.
    "Murphy, NC is a small community with all the basics (yes, including Walmart). There is a lot to do or you can relax and enjoy the beauty of the mountains. Winters are NOT harsh, however, you will need warm clothing. You can enjoy the wildlife from your back deck or walk the many trails throughout the county. Although Murphy will have a Casino come the Summer of 2015; it will have little impact on the quality of life."
    0
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  • Wendy B.
    "It only mentions one high school but we have TCEC which is the best school in N.C.! Your kid will graduate with all honors AND an associates degree! Best place to raise a child EVER! Safe, peaceful place!"
    0
    Flag
  • Wendy B.
    "I live here and think Murphy and surrounding areas are heaven on earth. Beautiful, friendly, amazing environment to raise your kids! 9th grade up offers TCEC, a small FREE high school that will have your child graduate with honors AND and Associates Degree! Loving teachers! "
    0
    Flag

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Apartments for Rent

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Explore by feature - Air Conditioning

12 rentals with air conditioning in Murphy, NC

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10 rentals with a washer/dryer in Murphy, NC

Homes for sale near 25 Settlement Rd

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Off Market Homes Near 25 Settlement Rd

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Frequently asked questions about 25 Settlement Rd

  • What is 25 Settlement Rd estimated to be worth?
    Trulia's estimated value for 25 Settlement Rd in Murphy, NC is $509,800.
  • What is the price history for 25 Settlement Rd?
    25 Settlement Rd in Murphy, NC last sold for $518,500 in January 2025.
  • Is Murphy a buyer's or seller's market?
    Murphy is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Murphy?
    The median sale price in Murphy is $308K. That is down $5K from the prior month.
  • Does 25 Settlement Rd have air conditioning?
    Yes, 25 Settlement Rd in Murphy, NC has air conditioning.
  • Does 25 Settlement Rd have laundry facilities?
    Yes, 25 Settlement Rd in Murphy, NC has in-unit laundry.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.