1914 Garrard St, Covington, KY 41014
Property image
Property image
FOR SALE

$239,900

Original price: $249,900
  • 3 Beds
  • 2 Baths
  • 2,112 sqft

1914 Garrard St, Covington, KY 41014

Est. Mortgage $1,551/mo*
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Home Highlights

Single-Family Home
Built in 1889
$114/sqft
Open Parking

Local Information

  • Map ViewExplore the area around 1914 Garrard St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Turnkey. Spacious. Close to everything! Welcome to 1914 Garrard Street, a beautifully renovated 3-bedroom, 2-bath home offering over 2,100 sq. ft!. Fully renovated in 2023, nearly everything is just three years old or less, giving you the charm of an established home without the long list of projects! Inside, you'll find a bright, inviting floor plan with modern finishes and plenty of room to spread out. Outside, enjoy a cute backyard plus the convenience of off-street parking. And the location is hard to beat--just 7 minutes from Mainstrasse Village and less than 10 minutes from downtown Cincinnati. Whether you're looking for your first home, more space, or simply something you can move into and enjoy from day one, this one checks a lot of boxes!
Last check for updates: about 1 hour ago
Listing courtesy of Andrew Duncan, (513) 335-4393
Keller Williams Advisors
Source: NKMLS, MLS#646132
Also Listed on NKMLS.

Home Details for 1914 Garrard St

Interior Features

Interior Details
Basement: FullNumber of Rooms: 6Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bathroom 2, Breakfast Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2112 Square Feet
Appliances & Utilities
Utilities: Cable Available, Natural Gas Available, Sewer Available, Water AvailableAppliances: Stainless Steel Appliance(s), Electric Oven, Electric Range, Dishwasher, Dryer, Microwave, WasherDishwasherDryerMicrowaveWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: ElectricHas a Fireplace
Windows, Doors, Floors & Walls
Window: Vinyl Clad Window(s)
Levels, Entrance, & Accessibility
Stories: 2Levels: Two
View
Has a ViewView: Neighborhood

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: PorchFencing: Chain LinkExterior: Private YardFoundation: Stone
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway,Off Street,On Street
Frontage
Road Frontage: City StreetRoad Surface Type: Paved
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 12Days on Market: 25

Property Information

Year Built
Year Built: 1889
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialStructure Type: HouseArchitecture: Traditional
Building
Construction Materials: Wood SidingNot a New ConstructionNot Attached Property
Property Information
Condition: Existing StructureParcel Number: 0553211023.00

Price & Status

Price
List Price: $239,900Price Per Sqft: $114

Active Status

MLS Status: Active

Location

Direction & Address
City: Covington
School Information
Elementary School: Sixth District ElementaryJr High / Middle School: Holmes Middle SchoolHigh School: Holmes Senior HighHigh School District: Covington Indep

Agent Information

Listing Agent
Listing ID: 646132

Building

Building Area
Building Area: 2112 Square Feet

HOA

No HOA

Lot Information

Lot Area: 2613.6 sqft

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

BasementMls Number: 646132

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Covington

At least 422 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 73 % Say car is needed

  • 72 % Say yards are well-kept

  • 66 % Say there's holiday spirit

  • 65 % Say parking is easy

  • 63 % Say kids play outside

  • 58 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 53 % Say it's walkable to restaurants

  • 52 % Say people would walk alone at night

  • 52 % Say there's wildlife

  • 50 % Say it's walkable to grocery stores

  • 48 % Say they plan to stay for at least 5 years

  • 37 % Say it's quiet

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Khnf6nyf29
    "Dogs are walked, both on sidewalks and alley ways. Done barking dogs in neighborhood and a few coyotes. "
    0
    Flag
  • Drew Woll
    "Close to almost anything in the Cincinnati area. If commute is a top priority this is the cheapest location with the shortest commute. I work 30 mins up north in Springdale which is a 25 mile drive. In 30 mins I could probably make it down to Williamstown, KY. South of MLK Street can be a bit unsafe just fyi."
    0
    Flag
  • Reeds-fuzzier.0l
    "Nice area, very quiet, packages are safe outside.. however not a very minority friendly area. I've lived here for years, neighbors only began to speak/ look me in the face once they seen I had gotten a puppy. "
    0
    Flag
  • Keli Simpson
    "The schools are not the greatest. The sixth district school has been completely remodeled and has air conditioning. There is an FC sponsored soccer pitch close,"
    0
    Flag
  • Htibtani
    "I moved in Covington on year 2000 Started my business and purchase home raised my kids and I’m still here, I love my Covington."
    0
    Flag
  • Asiago Lattimore
    "Probably the traffic sometimes lack of green space. There’s only 1 dog park and it’s near the northern west part of the city. "
    2
    Flag
  • Trulia User
    "It’s safe to live in Kentucky. I enjoy that everything is around me and we have great parks to go to "
    2
    Flag
  • Leanna
    "There's a new dog park right across from Larry's -great vibe neighborhood bar with food! The small dog community is starting to form and it's fun to run into your community friends out and about."
    0
    Flag
  • Leanna
    "There's a new dog park that's becoming a great place to meet people and getting to know your neighbors."
    1
    Flag
  • Trulia User
    "Yes it is very important for them to know everything about it they will know everything about it yes "
    1
    Flag
  • Trulia User
    "I love Latonia I’ve lived here for 47 years Latonia is our home for my daughter and I We love the area I still run in to people I went to kindergarten with A lot is in walking distance "
    0
    Flag
  • Trulia User
    "My mom lives here I visit her very frequently it’s not the nicest place since it’s a low income place people take advantage "
    0
    Flag
  • Trulia User
    "Not much space for pets house are on hills, the streets are horrible and it’s a pain to get around in the winter season "
    2
    Flag
  • Tim
    "LOVE IT I don’t have a dog. We have a pet rabbit, but all that does is make all the neighborhood dogs be quite affectionate. I think at least 75% of residence own a dog. 90% have a pet of some type"
    0
    Flag
  • Marsha B.
    "We have the licking river historic community. Neighborly condo association., farmers market for the community. "
    0
    Flag
  • Kelsie L.
    "There is few grassy spots on walks and the yard space is pretty limited in most areas in town. Great dogs parks nearby as well as devou park for hikes. "
    0
    Flag
  • Jdt.714
    "Some areas are okay, many are sketchy. Not an area to walk alone at night. Petty crime is common. Many folks won’t clean up after their pets."
    22
    Flag
  • Dena H.
    "Oktoberfest Maifest Dog costume parade. There used to be a festival every month during the summer and fall "
    0
    Flag
  • Jmsmith1990
    "trustworthy group of individuals, left packages on our doorstep and none have disappeared. I have borrowed from neighbors and all have been very generous"
    0
    Flag
  • Orlando W.
    "The neighborhood is a dog friendly area and people are very friendly. I like the area for that reason as well. When my grand babies come over I feel safe with them playing out side."
    0
    Flag
  • Skloeker01
    "Schools are improving and there is a general sense of community that has developed strongly over the last 8 to 10 years."
    0
    Flag
  • Debra H.
    "there are 4 buses that I can take to get downtown so if I miss one there are 3 others I can take. it gets me where I need to go"
    6
    Flag
  • Alicia H.
    "Alot of events in the main Strauss area threw out the year. It's known as a German town. Food pubs year around. then festivals Mardi gras ect. It's a beautiful city. any day of the year just for a walk by the river for the view "
    12
    Flag
  • Aaron.henderson33
    "My neighborhood has a great community feel. It’s safe and convenient but still secluded enough to feel private"
    0
    Flag
  • Charles H.
    "All kinds of events put on by the Mainstrasse council during the holidays. Halloween costume contest and animal parades, tree lightings etc"
    0
    Flag
  • Donna
    "Street parties in main Strauss are always fun and family friendly. We’re also close to other towns who throw events. "
    1
    Flag
  • Shelli.rowland
    "I’ve lived here for 10 yrs. we live in the oldest settlement in Covington. The neighbors are kind and we have a great walking neighborhood. "
    15
    Flag
  • TJ
    "It’s been very enjoyable. The neighborhood is quiet and the area is well kept. I have been here for a year and so far so good."
    12
    Flag
  • Lacie H.
    "It’s home to me! I’ve grown up here. The community sticks together, we are one big family. I’m safe here. Positive out-ways the negative."
    2
    Flag
  • Jessezetko
    "great access to TANK services, bus stop around every corner. Uber and Lyft is everywhere for people who can't or don't drive. Not any bad traffic besides when there are crashes on Madison."
    6
    Flag
  • Dan M.
    "A quick and easy access to 75, 71, 74, and 275. The perfect in between location! Downtown is only an 8 minute drive. Uber and Lyft rides downtown are on average about $12. "
    0
    Flag
  • Rob B.
    "There are lots of families moving into the city and the parks and restaurants are wonderful. The city is actively working to improve life for the city’s residents. "
    0
    Flag
  • Daisy W.
    "German heritage, gentrification, goetta fest, may fest, Madison theater, garden tours, biking and walking to work!"
    0
    Flag

Market trends in Covington

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$230K
Sale-to-List Price
99.7%
0.6%MoM
Price per sq ft
$169
$1MoM
Available listings
207
14MoM

Home Value

Trulia Estimate
$237K
Since last month
Decreased$13K (-5.2%)
Since last year
Decreased$8K (-3.2%)
Since last sale
Increased$22K (+10.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +345% in the last 10 years
MonthEstimated value
2026
September 2026$237K
August 2026$250K
July 2026$257K
June 2026$263K
May 2026$261K
April 2026$256K
March 2026$250K
February 2026$243K
January 2026$239K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2007 Garrard St, Covington, KY
0.07
Single-Family Home
$189,900
08/28/26
3
2
1,690
2032 Greenup St, Covington, KY
0.15
Single-Family Home
$176,000
02/03/26
4
1.5
1,904
1816 Scott Street, Covington, KY
0.17
Single-Family Home
$254,900
10/17/25
3
2
1,824
515 Delmar Pl, Covington, KY
0.18
Single-Family Home
$195,500
04/27/26
3
2
1,696
1942 Eastern Ave, Covington, KY
0.15
Single-Family Home
$200,000
06/09/26
3
1.5
1,418
211 E 18th St, Covington, KY
0.13
Single-Family Home
$205,000
07/14/26
2
1.5
1,620

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1920 Garrard St, Covington, KY 41014
0.01
$159,500
2
1
1,364
Recently Sold
1917 Denver St, Covington, KY 41014
0.02
$268,800
3
2.5
-
Off Market
1912 Garrard St, Covington, KY 41014
0.00
$260,800
3
1.5
1,888
Off Market
1913 Denver St, Covington, KY 41014
0.02
$235,200
2
2
1,890
Off Market
1913 Garrard St, Covington, KY 41014
0.03
$205,000
2
1.5
-
Recently Sold
1911 Garrard St, Covington, KY 41014
0.03
$217,800
2
2
-
Off Market
2007 Garrard St, Covington, KY 41014
0.07
$189,900
3
2
1,690
Recently Sold
1828 Garrard St, Covington, KY 41014
0.05
-
-
-
-
Off Market
2015 Garrard St, Covington, KY 41014
0.09
-
-
-
-
Off Market
2017 Garrard St, Covington, KY 41014
0.09
$235,500
3
1.5
-
Off Market
309 E 21st St, Covington, KY 41014
0.11
$134,000
2
1.5
1,080
Recently Sold

Price and Tax history

DateEventPrice
Sep 9, 2026
Source: NKMLS #646132
PriceChange
$239,900
Price decreased by 4%
Aug 28, 2026
Source: NKMLS #646132
Listed For Sale
$249,900
Sep 11, 2023
Source: Zillow Rentals
ListingRemoved
Aug 25, 2023
Source: Zillow Rentals
Listed For Rent
$1,850
Aug 14, 2023
Source: NKMLS #615504
Sold
$215,000

LGBTQ Local Legal Protections

Andrew Duncan, Keller Williams Advisors
Agent Phone: (513) 335-4393
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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Frequently asked questions about 1914 Garrard St

  • What is the estimated monthly payment for 1914 Garrard St?
    Based on a $239,900 list price with 20% down at today's rates, the estimated monthly payment for 1914 Garrard St in Covington, KY is approximately $1,568 (about $1,299 principal & interest, $194 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 1914 Garrard St compare to homes in Covington?
    1914 Garrard St in Covington, KY is listed at $239,900, about 4% above the $230K median sale price in Covington.
  • What do residents say about Covington?
    Residents describe Covington, KY as pedestrian-friendly, dog-friendly, and well-kept. See homes for sale in Covington, KY.
  • What are the closest schools to 1914 Garrard St?
    The closest schools to 1914 Garrard St in Covington, KY are Holmes High School (rated 1/10), Holmes Middle School (rated 3/10), Sixth District Elementary School (rated 3/10).
  • Does 1914 Garrard St have air conditioning?
    Yes, 1914 Garrard St in Covington, KY has air conditioning.
  • Does 1914 Garrard St have laundry facilities?
    Yes, 1914 Garrard St in Covington, KY has in-unit laundry.
1914 Garrard St, Covington, KY 41014 is a 3 bedroom, 2 bathroom, 2,112 sqft single-family home built in 1889. This property is currently available for sale and was listed by NKMLS on Aug 28, 2026. The MLS # for this home is MLS# 646132.