190 E Water St
Inlet Beach, FL 32461
Rosemary Beach
4 Beds
4 Baths
2,344 sqft
$3,475,000
Last Sold: Jul 22, 2026
3% below list $3.6M
$1,483/sqft
Est. Refi. Payment $20,615/mo*
$3,475,000
Last Sold: Jul 22, 2026
3% below list $3.6M
$1,483/sqft
Est. Refi. Payment $20,615/mo*
4 Beds
4 Baths
2,344 sqft
Local Information
- Map ViewExplore the area around 190 E Water St.
- Schools1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
Home Highlights
Property Type
Single-Family Home
Year Built
2000
Living Area
2,344 sqft
Price/Sqft
$1,483/sqft
Parking
Garage
About this House
A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams. A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of this space. As you approach the second floor, you will notice the incredible custom washed pecky cypress wood wall, and the beautiful red stained glass windows that were rescued from an old home in Louisiana. This floor hosts the master bedroom with private en-suite bath, along with the two additional guest bedrooms. The peaceful and private courtyard encompasses a lounge area, summer kitchen, wood burning fireplace and water fountain features. This is one of the most charming courtyards in Rosemary. The outdoor space includes access to the carriage house located above the garage. The carriage house offers an open living, dining and kitchen space with 2nd story private bedroom and bath. This delightful space also has 2 small built-in beds in the living area that can be closed off for privacy. This immaculate residence has been lovingly and meticulously cared for with notable attention to detail. Rosemary Beach embraces the principles of traditional town planning with a pedestrian friendly design. Allow us to say welcome home... you'll be happy to be here!
190 E Water St, Inlet Beach, FL 32461 is a 4 bedroom, 5 bathroom, 2,344 sqft single-family home in Rosemary Beach, built in 2000. It last sold for $3,475,000 on Jul 22, 2026 (3% below the $3,595,000 asking price). It is currently off market. The Trulia Estimate is $3,370,500, with a rent estimate of $5,071/month.
Home Details for 190 E Water St
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Interior Details Number of Rooms: 16Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Dining Area, Garage, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 5Number of Bathrooms (full): 3Number of Bathrooms (half): 2 |
Dimensions and Layout Living Area: 2344 Square Feet |
Appliances & Utilities Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Electric Water HeaterDishwasherDisposalDryerLaundry: Washer/Dryer HookupMicrowaveWasher |
Heating & Cooling Heating: Central,Natural GasHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central |
Fireplace & Spa Fireplace: EPA Qualified Fireplace, GasHas a Fireplace |
Windows, Doors, Floors & Walls Window: Window TreatmentsFlooring: Hardwood, Laminate, TileCommon Walls: No Common Walls |
Levels, Entrance, & Accessibility Stories: 2Floors: Hardwood, Laminate, Tile |
View No View |
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Exterior Home Features Roof: MetalPatio / Porch: Covered, Patio, PorchFencing: PartialOther Structures: Guest HouseExterior: Balcony, Columns, Outdoor Shower, Outdoor Kitchen |
Parking & Garage Number of Garage Spaces: 1Number of Covered Spaces: 2Has a CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Guest,Carport,Garage |
Frontage Road Frontage: Private RoadRoad Surface Type: PavedNot on Waterfront |
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Year Built Year Built: 2000 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Beach House |
Building Construction Materials: Block, Concrete, Stucco, Trim WoodNot a New ConstructionNot Attached Property |
Property Information Condition: Construction CompleteParcel Number: 353S18160640320020 |
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Price List Price: $3,595,000Price Per Sqft: $1,483/sqft |
Status Change & Dates Off Market Date: Tue Jun 16 2026 |
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MLS Status: Sold |
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Direction & Address City: Inlet BeachCommunity: ROSEMARY BEACH |
School Information Elementary School: Dune LakesJr High / Middle School: Emerald CoastHigh School: South Walton |
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Building Area Building Area: 2344 Square Feet |
Community rooms Fitness Center |
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Community Features: Beach, Community Room, Deed Access, Fitness Center, Fishing, Pavillion/Gazebo, Picnic Area, Playground, Pool, TV Cable, Tennis Court(s), Waterfront |
Other Playground |
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HOA Fee Includes: Maintenance Grounds, Land Recreation, Management, Security, Cable TV, InternetHas an HOA |
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Lot Area: 2613.6 sqft |
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Partially Furnished |
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Mls Number: 995450 |
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BeachCommunity RoomDeed AccessFishingPavillion/GazeboPicnic AreaPlaygroundPoolTV CableTennis Court(s)Waterfront |
Last check for updates: about 5 hours ago
Listed by Clark & Mitchell Group, (850) 428-7635
Rosemary Beach Realty LLC
Bought with: The 30A Collective, (850) 814-4323, Rosemary Beach Realty LLC
Source: ECAOR, MLS#995450
Price History for 190 E Water St
| Date | Price | Event | Source |
|---|---|---|---|
| 07/22/2026 | $3,475,000 | Sold | ECAOR #995450 |
| 06/16/2026 | $3,595,000 | Pending | ECAOR #995450 |
| 03/04/2026 | $3,595,000 | PendingToActive | ECAOR #995450 |
| 02/22/2026 | $3,595,000 | Pending | ECAOR #995450 |
| 02/16/2026 | $3,595,000 | Listed For Sale | ECAOR #995450 |
| 07/30/2020 | $1,930,000 | Sold | ECAOR #847838 |
| 06/07/2020 | $1,995,000 | Listed For Sale | Agent Provided |
| 03/03/2004 | $279,000 | Sold | N/A |
Market trends in Inlet Beach
Last updated June 2026
Avg. sale price
$1.48M
$46.67KMoM
Sale-to-List Price
95.1%
1.4%MoM
Price per sq ft
$589
$23MoM
Available listings
455
10MoM
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Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $18,999 |
| Assessment | $2,257,405 |
Home facts updated by county records
Comparable Sales for 190 E Water St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.01 | Single-Family Home | $3,450,000 | 08/01/25 | 4 | 4.5 | 2,538 | |
0.14 | Single-Family Home | $3,100,000 | 07/13/26 | 4 | 3.5 | 2,169 | |
0.04 | Single-Family Home | $3,950,000 | 01/13/26 | 5 | 4 | 2,828 | |
0.09 | Single-Family Home | $3,075,000 | 07/02/26 | 4 | 3.5 | 2,397 | |
0.02 | Single-Family Home | $3,000,000 | 07/17/26 | 3 | 3.5 | 1,781 | |
0.07 | Single-Family Home | $3,125,000 | 12/19/25 | 4 | 3.5 | 2,214 | |
0.06 | Single-Family Home | $3,250,000 | 07/13/26 | 3 | 4 | 2,315 | |
0.27 | Single-Family Home | $3,325,000 | 02/26/26 | 4 | 4 | 2,524 | |
0.17 | Single-Family Home | $4,300,000 | 12/01/25 | 4 | 3.5 | 3,072 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.
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Assigned Schools
These are the assigned schools for 190 E Water St.
- South Walton High School
- 9-12
- Public
- 1017 Students
8/10GreatSchools RatingParent Rating AverageThe freshman AP History teacher is a disrespectful bully and an ineffective teacher. Avoid him at all costs. This school is does not prepare students for today's world.Student Review10mo ago - Bay Elementary School
- K-5
- Public
- 911 Students
10/10GreatSchools RatingParent Rating AverageWonderful school. We are actually in a different zone but enrolled our child here.Parent Review8y ago - Emerald Coast Middle School
- 6-8
- Public
- 910 Students
8/10GreatSchools RatingParent Rating AverageThe school does not have a welcoming and good educational environment. The interaction of the students is clique, which makes it hard for new students to assimilate. The teachers seem very interested in helping the students learn but there is an issue with the administrative staff. They will question your child and intimidate them so advise your child to have a parent present if questioned. The Staff appears to be enthusiastic for the school and students but below the surface we did not find a very caring place for our student to excel.Parent Review2y ago 
Check out schools near 190 E Water St.
Neighborhood Overview
Neighborhood stats provided by third party data sources.
What Locals Say about Rosemary Beach
LGBTQ Local Legal Protections
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