190 E  Water St, Inlet Beach, FL 32461
FOR SALE

190 E Water St
Inlet Beach, FL 32461

Rosemary Beach
  • 4 Beds
  • 4 Baths
  • 2,344 sqft

$3,595,000

Est. Mortgage $20,289/mo*

$3,595,000

Est. Mortgage $20,289/mo*
4 Beds
4 Baths
2,344 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams. A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of this space. As you approach the second floor, you will notice the incredible custom washed pecky cypress wood wall, and the beautiful red stained glass windows that were rescued from an old home in Louisiana. This floor hosts the master bedroom with private en-suite bath, along with the two additional guest bedrooms. The peaceful and private courtyard encompasses a lounge area, summer kitchen, wood burning fireplace and water fountain features. This is one of the most charming courtyards in Rosemary. The outdoor space includes access to the carriage house located above the garage. The carriage house offers an open living, dining and kitchen space with 2nd story private bedroom and bath. This delightful space also has 2 small built-in beds in the living area that can be closed off for privacy. This immaculate residence has been lovingly and meticulously cared for with notable attention to detail. Rosemary Beach embraces the principles of traditional town planning with a pedestrian friendly design. Allow us to say welcome home... you'll be happy to be here!

Home Highlights

Parking
Garage
Outdoor
Porch, Patio
View
No Info
HOA
None
Price/Sqft
$1,534
Listed
82 days ago

Home Details for 190 E Water St

Interior Features

Interior Details
Number of Rooms: 16Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Dining Area, Garage, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 5Number of Bathrooms (full): 3Number of Bathrooms (half): 2
Dimensions and Layout
Living Area: 2344 Square Feet
Appliances & Utilities
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Electric Water HeaterDishwasherDisposalDryerLaundry: Washer/Dryer HookupMicrowaveWasher
Heating & Cooling
Heating: Central,Natural GasHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: EPA Qualified Fireplace, GasHas a Fireplace
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Hardwood, Laminate, TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Floors: Hardwood, Laminate, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Covered, Patio, PorchFencing: PartialOther Structures: Guest HouseExterior: Balcony, Columns, Outdoor Shower, Outdoor Kitchen
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 2Has a CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Guest,Carport,Garage
Frontage
Road Frontage: Private RoadRoad Surface Type: PavedNot on Waterfront

Days on Market

Days on Market: 82

Property Information

Year Built
Year Built: 2000
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Beach House
Building
Construction Materials: Block, Concrete, Stucco, Trim WoodNot a New ConstructionNot Attached Property
Property Information
Condition: Construction CompleteParcel Number: 353S18160640320020

Price & Status

Price
List Price: $3,595,000Price Per Sqft: $1,534

Active Status

MLS Status: Active

Location

Direction & Address
City: Inlet BeachCommunity: ROSEMARY BEACH
School Information
Elementary School: Dune LakesJr High / Middle School: Emerald CoastHigh School: South Walton

Agent Information

Listing Agent
Listing ID: 995450

Building

Building Area
Building Area: 2344 Square Feet
Community rooms
Fitness Center

Community

Community Features: Beach, Community Room, Deed Access, Fitness Center, Fishing, Pavillion/Gazebo, Picnic Area, Playground, Pool, TV Cable, Tennis Court(s), Waterfront
Other
Playground

HOA

HOA Fee Includes: Maintenance Grounds, Land Recreation, Management, Security, Cable TV, Internet

Lot Information

Lot Area: 2613.6 sqft

Rental Terms, Policies & Fees

Partially Furnished

Miscellaneous

Mls Number: 995450

Additional Information

BeachCommunity RoomDeed AccessFishingPavillion/GazeboPicnic AreaPlaygroundPoolTV CableTennis Court(s)Waterfront
Last check for updates: about 8 hours ago
Listing courtesy of Clark & Mitchell Group, (850) 428-7635
Rosemary Beach Realty LLC
Source: ECAOR, MLS#995450
Also Listed on ECAOR.

Price History for 190 E Water St

DatePriceEventSource
03/04/2026$3,595,000PendingToActiveECAOR #995450
02/22/2026$3,595,000PendingECAOR #995450
02/16/2026$3,595,000Listed For SaleECAOR #995450
07/30/2020$1,930,000Sold
ECAOR #847838
06/07/2020$1,995,000Listed For SaleAgent Provided
03/03/2004$279,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax$18,881
Assessment$2,384,690
Home facts updated by county records

Comparable Sales for 190 E Water St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.07
Single-Family Home
$3,125,000
12/19/25
4
3.5
2,214
0.01
Single-Family Home
$3,450,000
08/01/25
4
4.5
2,538
0.05
Single-Family Home
$3,950,000
01/13/26
5
4
2,828
0.43
Single-Family Home
$1,700,000
04/03/26
4
4
2,352
0.11
Single-Family Home
$3,950,000
05/15/25
4
4
2,748
0.44
Single-Family Home
$1,615,000
10/28/25
4
4
2,402
0.12
Single-Family Home
$3,300,000
05/29/25
4
4.5
2,724
0.21
Single-Family Home
$3,750,000
06/24/25
3
3.5
2,156
0.36
Single-Family Home
$1,800,000
02/24/26
5
4.5
2,417
0.36
Single-Family Home
$1,535,000
10/28/25
4
4
2,565

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Rosemary Beach

  • Brucedwhite
    "There is no commute. The community was designed to maximize walk ability and discourage automobile traffic. It is a model New Urbanism neighborhood."
  • Josephine B.
    "the Gulf of Mexico, that's why you want the be here. Emerald waters of the beautiful Gulf of Mexico invite you to enjoy it's warm waters and long streches of white sandy beaches. Remember to bring sunscreen "

LGBTQ Local Legal Protections

Clark & Mitchell Group, Rosemary Beach Realty LLC
Agent Phone: (850) 428-7635
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189
190 E Water St, Inlet Beach, FL 32461 is a 4 bedroom, 5 bathroom, 2,344 sqft single-family home built in 2000. 190 E Water St is located in Rosemary Beach, Inlet Beach. This property is currently available for sale and was listed by ECAOR on Feb 16, 2026. The MLS # for this home is MLS# 995450.