1705 Garrard St, Covington, KY 41014
OFF MARKET

$129,600

Trulia Estimate
  • 4 Beds
  • 1 Bath
  • 1,500 sqft

1705 Garrard St, Covington, KY 41014

Est. Refi. Payment $850/mo*
Refinance Your Home
Currently Off Market - Sold Jul 17, 2001 for $27,500

Home Value

Trulia Estimate
$130K
Since last month
Increased$2K (+1.8%)
Since last year
Increased$28K (+27.8%)
Since last sale
Increased$102K (+371.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +226% in the last 10 years
MonthEstimated value
2026
August 2026$130K
July 2026$127K
June 2026$140K
May 2026$131K
April 2026$125K
March 2026$126K
February 2026$112K
2025
2024
2023
2022
2021
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
422 E 16th St, Covington, KY
0.22
Single-Family Home
$25,000
05/07/26
3
1
1,168
326 E 16th St, Covington, KY
0.12
Single-Family Home
$80,000
05/21/26
3
1
1,424
332 E 17th St, Covington, KY
0.10
Single-Family Home
$50,000
07/20/26
3
2
1,856
518 E 17th St, Covington, KY
0.26
Single-Family Home
$40,000
04/22/26
2
1
800
1713 Garrard St, Covington, KY
0.02
Single-Family Home
$138,000
12/19/25
3
2
1,320
1825 Scott Blvd, Covington, KY
0.21
Single-Family Home
$74,660
10/30/25
2
1
1,428
325 E 16th St, Covington, KY
0.10
Single-Family Home
$75,000
05/13/26
2
1
937
1538 Nancy St, Covington, KY
0.19
Single-Family Home
$87,500
05/21/26
2
1
1,188
326 E 17th St, Covington, KY
0.09
Single-Family Home
$95,000
04/01/26
2
1
992
1906 Oakland Ave, Covington, KY
0.31
Single-Family Home
$125,000
08/03/26
3
1
1,346

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1702 Garrard St, Covington, KY 41014
0.03
$299,200
4
2.5
3,379
Off Market
1712 Garrard St, Covington, KY 41014
0.03
$129,900
2
2
1,520
For Sale
1716 Garrard St, Covington, KY 41014
0.04
$246,600
4
2
1,720
Off Market
1713 Garrard St, Covington, KY 41014
0.02
$138,000
3
2
1,320
Recently Sold
1619 Garrard St, Covington, KY 41014
0.02
-
5
2
2,316
Off Market
1617 Garrard St, Covington, KY 41014
0.03
$193,800
2
1
900
Off Market
1615 Garrard St, Covington, KY 41014
0.03
$237,600
3
1.5
1,155
Off Market
320 E 17th St, Covington, KY 41014
0.07
$196,900
2
1.5
-
Off Market
1728 Garrard St, Covington, KY 41014
0.06
$208,300
2
2
1,134
Off Market
322 E 17th St, Covington, KY 41014
0.08
$225,000
Studio
-
1,680
For Sale
326 E 17th St, Covington, KY 41014
0.09
$95,000
2
1
992
Recently Sold
1718 Greenup St, Covington, KY 41011
0.06
$310,000
3
2.5
1,950
Recently Sold

Local Information

  • Map ViewExplore the area around 1705 Garrard St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Living Area
1,500 sqft
Price/Sqft
$86

About this House

Covington Handy Person Special

\this house features a fenced in back yard, a full unfinished basement, large rooms and washer and dryer hookups.

If you have the skills to do the work this house needs, you can BUY it with owner financing for just $695 down and $595 a month.. The best news of all is that if you make those monthly payments for 2 years on a lease option we will then transfer your loan into a land contract for the remainder 13 years, youll completely pay off the house and never have to make another mortgage or rent payment ever again!

You wont have to get qualified with a bank, either. Through our unique program we specialize in making people homeowners who never thought they could own a home. We are easy to deal with, and we dont even care how bad your credit is.

We only have two big qualifications. The first is that you have enough consistent income to make the $595/mo payments. The other is that you have the skills and resources to do the repairs that this house needs and to maintain it once youve moved in.

At $595 a month, you can bet that it does need some work. While all the mechanical systems appear to be in working condition they may need a tune up when turning them back on. Also when things break or need to be done in the future you will be responsible for doing them since it will be your house.

We also have a number of other homes available. They are listed on our website at www.HeritageRent.com

Were looking for a handyperson who wants to make a low downpayment, low monthly payment, and own their own home free and clear in 15 years, and who isnt afraid of repairs. if thats you, and youd like to know more about the house, the deal, or set up a showing so you can see the inside, just give us a call at 899-1112.

(RLNE2178131)
1705 Garrard St, Covington, KY 41014 is a 4 bedroom, 1 bathroom, 1,500 sqft single-family home. It last sold for $27,500 on Jul 17, 2001. More recently, it was listed as a rental in March 2016 with an asking price of $595 per month. That rental listing was removed on March 22, 2016. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $129,600, with a rent estimate of $1,818/month.

Home Details for 1705 Garrard St

Interior Features

Heating & Cooling
Heating: Forced AirAir ConditioningCooling System: WallHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 2

Property Information

Property Type / Style
Property Type: Single Family Home

Exterior Features

Exterior Home Features
Exterior: OtherFoundation Type: StoneLawn
Parking & Garage
Parking Space: 1Parking: Off Street

Community

Units in Building: 1

Lot Information

Lot Area: 2613 sqft

Price and Tax history

DateEventPrice
Mar 22, 2016
Source: Agent Provided
ListingRemoved
$595
Mar 15, 2016
Source: Agent Provided
Listed For Rent
$595
Jul 17, 2001
Source: N/A
Sold
$27,500

Market trends in Covington

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$231K
$6.71KMoM
Sale-to-List Price
99.1%
0.4%MoM
Price per sq ft
$171
$3MoM
Available listings
193

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Covington

At least 422 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 73 % Say car is needed

  • 72 % Say yards are well-kept

  • 66 % Say there's holiday spirit

  • 65 % Say parking is easy

  • 63 % Say kids play outside

  • 58 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 53 % Say it's walkable to restaurants

  • 52 % Say people would walk alone at night

  • 52 % Say there's wildlife

  • 50 % Say it's walkable to grocery stores

  • 48 % Say they plan to stay for at least 5 years

  • 37 % Say it's quiet

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Khnf6nyf29
    "Dogs are walked, both on sidewalks and alley ways. Done barking dogs in neighborhood and a few coyotes. "
    0
    Flag
  • Drew Woll
    "Close to almost anything in the Cincinnati area. If commute is a top priority this is the cheapest location with the shortest commute. I work 30 mins up north in Springdale which is a 25 mile drive. In 30 mins I could probably make it down to Williamstown, KY. South of MLK Street can be a bit unsafe just fyi."
    0
    Flag
  • Reeds-fuzzier.0l
    "Nice area, very quiet, packages are safe outside.. however not a very minority friendly area. I've lived here for years, neighbors only began to speak/ look me in the face once they seen I had gotten a puppy. "
    0
    Flag
  • Keli Simpson
    "The schools are not the greatest. The sixth district school has been completely remodeled and has air conditioning. There is an FC sponsored soccer pitch close,"
    0
    Flag
  • Htibtani
    "I moved in Covington on year 2000 Started my business and purchase home raised my kids and I’m still here, I love my Covington."
    0
    Flag
  • Asiago Lattimore
    "Probably the traffic sometimes lack of green space. There’s only 1 dog park and it’s near the northern west part of the city. "
    2
    Flag
  • Trulia User
    "It’s safe to live in Kentucky. I enjoy that everything is around me and we have great parks to go to "
    2
    Flag
  • Leanna
    "There's a new dog park right across from Larry's -great vibe neighborhood bar with food! The small dog community is starting to form and it's fun to run into your community friends out and about."
    0
    Flag
  • Leanna
    "There's a new dog park that's becoming a great place to meet people and getting to know your neighbors."
    1
    Flag
  • Trulia User
    "Yes it is very important for them to know everything about it they will know everything about it yes "
    1
    Flag
  • Trulia User
    "I love Latonia I’ve lived here for 47 years Latonia is our home for my daughter and I We love the area I still run in to people I went to kindergarten with A lot is in walking distance "
    0
    Flag
  • Trulia User
    "My mom lives here I visit her very frequently it’s not the nicest place since it’s a low income place people take advantage "
    0
    Flag
  • Trulia User
    "Not much space for pets house are on hills, the streets are horrible and it’s a pain to get around in the winter season "
    2
    Flag
  • Tim
    "LOVE IT I don’t have a dog. We have a pet rabbit, but all that does is make all the neighborhood dogs be quite affectionate. I think at least 75% of residence own a dog. 90% have a pet of some type"
    0
    Flag
  • Marsha B.
    "We have the licking river historic community. Neighborly condo association., farmers market for the community. "
    0
    Flag
  • Kelsie L.
    "There is few grassy spots on walks and the yard space is pretty limited in most areas in town. Great dogs parks nearby as well as devou park for hikes. "
    0
    Flag
  • Jdt.714
    "Some areas are okay, many are sketchy. Not an area to walk alone at night. Petty crime is common. Many folks won’t clean up after their pets."
    22
    Flag
  • Dena H.
    "Oktoberfest Maifest Dog costume parade. There used to be a festival every month during the summer and fall "
    0
    Flag
  • Jmsmith1990
    "trustworthy group of individuals, left packages on our doorstep and none have disappeared. I have borrowed from neighbors and all have been very generous"
    0
    Flag
  • Orlando W.
    "The neighborhood is a dog friendly area and people are very friendly. I like the area for that reason as well. When my grand babies come over I feel safe with them playing out side."
    0
    Flag
  • Skloeker01
    "Schools are improving and there is a general sense of community that has developed strongly over the last 8 to 10 years."
    0
    Flag
  • Debra H.
    "there are 4 buses that I can take to get downtown so if I miss one there are 3 others I can take. it gets me where I need to go"
    6
    Flag
  • Alicia H.
    "Alot of events in the main Strauss area threw out the year. It's known as a German town. Food pubs year around. then festivals Mardi gras ect. It's a beautiful city. any day of the year just for a walk by the river for the view "
    12
    Flag
  • Aaron.henderson33
    "My neighborhood has a great community feel. It’s safe and convenient but still secluded enough to feel private"
    0
    Flag
  • Charles H.
    "All kinds of events put on by the Mainstrasse council during the holidays. Halloween costume contest and animal parades, tree lightings etc"
    0
    Flag
  • Donna
    "Street parties in main Strauss are always fun and family friendly. We’re also close to other towns who throw events. "
    1
    Flag
  • Shelli.rowland
    "I’ve lived here for 10 yrs. we live in the oldest settlement in Covington. The neighbors are kind and we have a great walking neighborhood. "
    15
    Flag
  • TJ
    "It’s been very enjoyable. The neighborhood is quiet and the area is well kept. I have been here for a year and so far so good."
    12
    Flag
  • Lacie H.
    "It’s home to me! I’ve grown up here. The community sticks together, we are one big family. I’m safe here. Positive out-ways the negative."
    2
    Flag
  • Jessezetko
    "great access to TANK services, bus stop around every corner. Uber and Lyft is everywhere for people who can't or don't drive. Not any bad traffic besides when there are crashes on Madison."
    6
    Flag
  • Dan M.
    "A quick and easy access to 75, 71, 74, and 275. The perfect in between location! Downtown is only an 8 minute drive. Uber and Lyft rides downtown are on average about $12. "
    0
    Flag
  • Rob B.
    "There are lots of families moving into the city and the parks and restaurants are wonderful. The city is actively working to improve life for the city’s residents. "
    0
    Flag
  • Daisy W.
    "German heritage, gentrification, goetta fest, may fest, Madison theater, garden tours, biking and walking to work!"
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 1705 Garrard St

  • What is 1705 Garrard St estimated to be worth?
    Trulia's estimated value for 1705 Garrard St in Covington, KY is $129,600.
  • What is the price history for 1705 Garrard St?
    1705 Garrard St in Covington, KY last sold for $27,500 in July 2001.
  • Is Covington a buyer's or seller's market?
    Covington is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Covington?
    The median sale price in Covington is $231K. That is up $6.71K from the prior month.
  • Does 1705 Garrard St have air conditioning?
    Yes, 1705 Garrard St in Covington, KY has air conditioning.
  • How big is the lot at 1705 Garrard St?
    The lot at 1705 Garrard St in Covington, KY is about 0.06 acres (2,613 sq ft).

Explore by feature - Pet Friendly

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Explore by feature - Pool

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Explore by feature - Washer/dryer

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Explore by feature - Outdoor Space

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Off Market Homes Near 1705 Garrard St

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