1646 Silver St, Morganton, NC 28655
Property image
Property image
UNDER CONTRACT
1.17 ACRES

$197,900

  • 3 Beds
  • 1 Bath
  • 952 sqft (on 1.17 acres)

1646 Silver St, Morganton, NC 28655

Est. Mortgage $1,196/mo*
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Home Highlights

Parking
8 Open Spaces
Outdoor
Porch
Price/Sqft
$208
Listed
30 days ago
Climate Control
Forced Air, Heat Pump & Air Conditioning

Local Information

  • Map ViewExplore the area around 1646 Silver St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to your own private woodland retreat! Nestled on a peaceful 1.17-acre lot, this charming 3 bedroom, 1 bath home offers warmth, character, and the perfect setting to unwind. Spend your mornings or evenings relaxing on the back deck overlooking the serene wooded backyard, where privacy and nature surround you.
Inside, you'll love the cozy ambiance created by the wood-burning stove, perfect for gathering around during cool mountain evenings. While the home could use a little TLC and offers a wonderful opportunity to add your own personal touches, it has great bones and plenty of potential to become a cozy full-time residence, mountain getaway, or investment property.
Conveniently located less than 10 minutes from Fonta Flora Trail and public access to beautiful Lake James, and less than 15 minutes from downtown Morganton, you'll enjoy easy access to hiking, biking, kayaking, boating, shopping, dining, and all the outdoor recreation Western North Carolina has to offer.
If you've been dreaming of an affordable home with privacy, acreage, and endless possibilities in a sought-after location, this hidden gem is one you won't want to miss!
Last check for updates: about 22 hours ago
Listing Provided by: Yusleidys Abreu
River & Spire LLC
Source: Canopy MLS as distributed by MLS GRID, MLS#4408426
Also Listed on Canopy MLS as distributed by MLS GRID.

Home Details for 1646 Silver St

Active Status

MLS Status: Under Contract-No Show

Interior Features

Interior Details
Basement: Storage Space,Unfinished,Walk-Out AccessNumber of Rooms: 3Types of Rooms: Primary Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 952 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, PropaneAppliances: Dishwasher, Gas Range, RefrigeratorDishwasherLaundry: In BasementRefrigerator
Heating & Cooling
Heating: Forced Air,Heat Pump,OilHas CoolingAir Conditioning: Heat Pump,OtherHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Fireplace: Wood Burning Stove
Gas & Electric
Has Electric on Property
Levels, Entrance, & Accessibility
Stories: 1Levels: One
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: Front Porch, Rear Porch, Side Porch, Wrap Around
Parking & Garage
Open Parking Spaces: 8Other Parking: Sloped driveway with multiple parking spacesNo CarportNo GarageNo Attached GarageHas Open ParkingParking Spaces: 8Parking: Driveway
Frontage
Responsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: Gravel
Water & Sewer
Sewer: Septic Installed
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 952 Square Feet

Days on Market

Cumulative Days on Market: 24Days on Market: 30

Property Information

Year Built
Year Built: 1956
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cabin,Cottage
Building
Construction Materials: AsbestosNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 1774245730

Price & Status

Price
List Price: $197,900Price Per Sqft: $208

Location

Direction & Address
City: MorgantonCommunity: None
School Information
Elementary School: Oak HillJr High / Middle School: Table RockHigh School: Freedom

Agent Information

Listing Agent
Listing ID: 4408426

Building

Building Area
Building Area: 952 Square Feet

Community

Not Senior Community

Lot Information

Lot Area: 1.17 acres

Listing Info

Special Conditions: Standard

Miscellaneous

BasementMls Number: 4408426Zillow Contingency Status: Under ContractAttribution Contact: riverandspire@gmail.comAbove Grade Unfinished Area: 952

Around this home

What Locals Say about Morganton

At least 149 Trulia users voted on each feature.

  • 84 % Say parking is easy

  • 81 % Say yards are well-kept

  • 80 % Say car is needed

  • 72 % Say it's dog friendly

  • 67 % Say there's holiday spirit

  • 58 % Say they plan to stay for at least 5 years

  • 58 % Say it's quiet

  • 58 % Say kids play outside

  • 52 % Say people would walk alone at night

  • 51 % Say there's wildlife

  • 49 % Say neighbors are friendly

  • 49 % Say streets are well-lit

  • 34 % Say it's walkable to restaurants

  • 33 % Say there are sidewalks

  • 32 % Say it's walkable to grocery stores

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Ashleyjay1125
    "Morganton is small but it’s quite not a lot of crime, with a country like setting most anywhere you live. "
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  • Schafincow13
    "Great friendly people . Always something to do down town. Live bands you can hear from the house. Breweries near by. Movie theatre. Down town Morganton does trick r treating and also the churches do trunk r treating. We have an actual witch that lives near by. There are dog parks that you can take your fury friend to. Several festivals near by. Firework display in parks and other town close by."
    0
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  • Prkrrp
    "We have lots of festivals throughout the year. Our town has several parades to celebrate different holidays. We several parks in the community that support local sports and out door activities. Lake James is also close by. Lake James is good for fishing, swimming and boating. "
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  • Lisa B.
    "lots of dogs in the neighborhood. people clean up after pets. leashes used. it's a dog friendly community. "
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  • Kellyrae0928
    "There is Tons of trails to walk, dog parks and greenway tracks! Most businesses are also dog friendly."
    1
    Flag
  • Bananasrock84
    "I feel very safe in my neighborhood. The neighbors are very friendly and helpful. I've never had to worry about my mail or packages going missing."
    0
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  • Shelly S.
    "We have a good community, low crime rate and genuinely nice friendly people. I know all of my neighbors, and we all try to lend a helping hand when needed. We may not live in Mayberry but we have a small town feel. "
    0
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  • Brandi N. P.
    "I live in Morganton in the Parkview Apartments and it is wonderful. Upkeep is always done in a timely manor, I feel safe at home. Really quiet neighborhood, walking distance to Bethel Park. Clean. Nice neighbors that become friends, we love it!"
    5
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  • Trulia User
    "I have lived in Morganton all of my life. It is a great place to live with lots of Southern charm. Small town environment meets the rural South."
    0
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  • Ryanpatrickpage
    "Great people! No crime in my neighborhood. Park nearby with dog park. Plenty of places to grocery shop."
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  • Sleepinbeauty305
    "I dont have kids so I have no idea. So sorry. It is how ever a good neighborhood and neighbors are friendly."
    0
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  • Sherry.young
    "Friday night Concerts on the square in downtown Morganton. Cute shops, restaurants and parks close by too. "
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  • kevinsimpsondc
    "I own a downtown condo with my wife. We both grew up in Morganton, both love it and both hope to retire and move back to Morganton! It's a great place to raise a family and offers many options for how the parents want to raise their children. Overall, you will get from it what you put into it..."
    6
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  • Dameronlyon
    "It's quiet peacefull,besides k9ds playing nearby at the school and in my neighborhood.Near the mountains and beautiful sights yet also close to town and shopping "
    0
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  • Lyssaleigh1972
    "My husband retired from the navy, 20 year service and we moved here from Norfolk Virginia. It was difficult at first but we’ve been here for about 4 years now and I love it. My son goes to New Dimensions, best school in my opinion. We are looking for our forever home here in Morganton. "
    5
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  • Lyssa L.
    "easy access to everything. Interstate, shopping, movies, restaurants, brewing..ect. I have lived for about 4 years and I love it. The people are diverse and nice. good school and nice parks. "
    2
    Flag
  • Lindsay S.
    "There are very few rentals allowing dogs. However, dogs are fairly common and accepted in this neighborhood. "
    0
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Market trends in Morganton

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$280K
$38.5KMoM
Sale-to-List Price
—
Price per sq ft
$182
$21MoM
Available listings
202
3MoM

Home Value

Trulia Estimate
$193K
Since last month
Decreased$4K (-1.9%)
Since last year
Increased$12K (+6.5%)
Since last sale
Increased$81K (+71.4%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +513% in the last 10 years
MonthEstimated value
2026
August 2026$194K
July 2026$197K
June 2026$187K
May 2026$189K
April 2026$183K
March 2026$186K
February 2026$178K
January 2026$176K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1145 Allman Ridge Rd, Morganton, NC
0.62
Single-Family Home
$280,000
02/20/26
3
2
1,116
2556 State Highway 126, Morganton, NC
0.70
Single-Family Home
$199,900
06/12/26
3
2
1,660
3654 Frank Whisnant Rd, Morganton, NC
1.11
Single-Family Home
$136,500
11/18/25
3
1
1,188
2936 State Highway 126, Morganton, NC
1.17
Single-Family Home
$175,000
09/24/25
2
1
981

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1521 Lemon Tree Ln, Morganton, NC 28655
0.21
$70,000
3
2
1,445
Recently Sold
1515 States Ave, Morganton, NC 28655
0.29
$229,900
3
2
2,066
For Sale
2235 State Highway 126, Morganton, NC 28655
0.32
$212,200
3
1
1,412
Off Market
1248 Star Ln, Morganton, NC 28655
0.56
$283,300
3
2
1,699
Off Market
1132 Allman Ridge Rd, Morganton, NC 28655
0.58
-
3
2
1,132
Off Market
1129 Allman Ridge Rd, Morganton, NC 28655
0.59
$275,400
3
2
1,222
Off Market
1140 Allman Ridge Rd, Morganton, NC 28655
0.60
$180,400
3
2
1,224
Off Market
1145 Allman Ridge Rd, Morganton, NC 28655
0.62
$280,000
3
2
1,116
Recently Sold
2556 State Highway 126, Morganton, NC 28655
0.70
$199,900
3
2
1,660
Recently Sold
2639 State Highway 126, Morganton, NC 28655
0.72
$185,800
4
2
2,014
Off Market
1960 State Highway 126, Morganton, NC 28655
0.71
$873,200
4
4
5,105
Off Market
Cedar Ridge Rd, Morganton, NC 28655
0.76
-
-
-
-
Off Market

Price and Tax history

DateEventPrice
Aug 18, 2026
Source: Canopy MLS as distributed by MLS GRID #4408426
Pending
$197,900
Jul 27, 2026
Source: Canopy MLS as distributed by MLS GRID #4408426
Listed For Sale
$197,900
Jul 1, 2026
Source: Canopy MLS as distributed by MLS GRID #4398414
ListingRemoved
$197,900
Jun 29, 2026
Source: Canopy MLS as distributed by MLS GRID #4398414
Listed For Sale
$197,900
Nov 17, 2021
Source: Canopy MLS as distributed by MLS GRID #3757346
Sold
$112,900

LGBTQ Local Legal Protections

Yusleidys Abreu, River & Spire LLC
Based on information submitted to the MLS GRID as of 2026-08-25 14:18:11 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 1646 Silver St

  • What is the estimated monthly payment for 1646 Silver St?
    Based on a $197,900 list price with 20% down at today's rates, the estimated monthly payment for 1646 Silver St in Morganton, NC is approximately $1,205 (about $1,023 principal & interest, $107 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 1646 Silver St compare to homes in Morganton?
    1646 Silver St in Morganton, NC is listed at $197,900, about 29% below the $280K median sale price in Morganton.
  • What do residents say about Morganton?
    Residents describe Morganton, NC as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Morganton, NC.
  • What are the closest schools to 1646 Silver St?
    The closest schools to 1646 Silver St in Morganton, NC are Freedom High (rated 4/10), Oak Hill Elementary (Pre-K, rated 3/10), Table Rock Middle (rated 7/10).
  • Does 1646 Silver St have air conditioning?
    Yes, 1646 Silver St in Morganton, NC has air conditioning.
  • Does 1646 Silver St have laundry facilities?
    Yes, 1646 Silver St in Morganton, NC has laundry facilities.
1646 Silver St, Morganton, NC 28655 is a 3 bedroom, 1 bathroom, 952 sqft single-family home built in 1956. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Jul 27, 2026. The MLS # for this home is MLS# 4408426.