13635 97TH TERRACE, Seminole, FL 33776
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Property image
ACCEPTING BACKUPS
3D VIEW

$649,000

  • 3 Beds
  • 2 Baths
  • 2,321 sqft

13635 97TH TERRACE, Seminole, FL 33776

Urban Lake Estates
Est. Mortgage $4,370/mo*
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We estimate this home will sell faster than 88% nearby.

Home Highlights

Single-Family Home
Built in 1973
$280/sqft
2 Car Garage

Local Information

  • Map ViewExplore the area around 13635 97TH TERRACE.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Under contract-accepting backup offers. Virtually Staged. Welcome to Urban Lake Estates neighborhood and this beautifully updated 3-bedroom, 2-bath home with a 2-car garage in highly regarded Seminole. Thoughtful renovations, major recent improvements and a location convenient to the beaches and the entire Tampa Bay area make this a home that's ready to enjoy. One of the home's standout features is its versatile floor plan with separate living, dining and family rooms, providing plenty of space for everyday living, entertaining, working from home or simply spreading out. Hardwood-look plank tile flooring flows throughout the home, creating a warm, cohesive appearance that's also easy to maintain. The renovated kitchen features granite countertops and a Carrara marble backsplash, along with newer appliances including a dishwasher installed in 2025 and microwave in 2026. Both bathrooms have also been beautifully renovated. The primary bath features a walk-in shower with marble tile, terrazzo shower floor and full-body shower system. Major improvements provide additional peace of mind, including a NEW ROOF installed in July 2026, air-conditioning system and electrical panel in 2024. Impact-resistant windows protect most of the home, with hurricane shutters provided for the sliding glass doors and front door. Frontier Communications has also recently installed fiber service in the neighborhood. Step outside to the screened lanai and fenced backyard, creating an inviting setting for enjoying Florida's year-round outdoor lifestyle. The fenced yard provides space and privacy for entertaining, gardening, pets or simply relaxing outdoors, while mature tropical fruit trees—including mango, avocado and starfruit—add a distinctive Florida touch. The Seminole location puts so much of the Tampa Bay lifestyle within easy reach. Enjoy convenient access to Indian Rocks Beach, Clearwater Beach and the Gulf's beautiful sugar sand beaches, while Tampa and St. Petersburg are just a short drive away. Boating enthusiasts will appreciate having multiple boat ramps nearby. Seminole is also known for its schools and outstanding community amenities. The nearby Seminole Recreation Center offers fitness facilities, basketball, pickleball and racquetball courts, athletic fields, a seasonal family pool, playground and recreational programs for children, adults and seniors. With its three separate living and entertaining spaces, renovated kitchen and bathrooms, newer roof, HVAC and electrical panel, hurricane protection, screened outdoor living space and desirable Seminole location, this home offers a compelling combination of comfort, flexibility, convenience and Florida lifestyle. Make this your next home!
Last check for updates: about 24 hours ago
Listing Provided by: Tony Anderson, (727) 282-5151
NEXTHOME GULF COAST, (727) 282-5151
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#TB8539196
Also Listed on Stellar MLS, NextHome.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
We estimate this home will sell faster than 88% nearby.

Home Details for 13635 97TH TERRACE

Interior Features

Interior Details
Number of Rooms: 12Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Bathroom 2, Balcony Porch Lanai, Dining Room, Family Room, Foyer, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2321 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Sewer ConnectedAppliances: Dishwasher, Disposal, Microwave, Range, RefrigeratorDishwasherDisposalLaundry: Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Hurricane ShuttersFlooring: Ceramic Tile, Terrazzo
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Ceramic Tile, Terrazzo
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleFencing: Fenced, VinylExterior: Rain GuttersFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 24x22No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 7Days on Market: 16

Property Information

Year Built
Year Built: 1973
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 203015935290010170

Price & Status

Price
List Price: $649,000Price Per Sqft: $280
Status Change & Dates
Off Market Date: Fri Aug 28 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Pending

Location

Direction & Address
City: SEMINOLECommunity: URBAN LAKE ESTATES 2ND ADD
School Information
Elementary School: Oakhurst Elementary-PNJr High / Middle School: Seminole Middle-PNHigh School: Seminole High-PN

Agent Information

Listing Agent
Listing ID: TB8539196

Building

Building Area
Building Area: 3168 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Suncoast TampaNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 8773 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: TB8539196Zillow Contingency Status: Accepting Back-up OffersShowing Requirements: Lockbox - Electronic - CBS Code RequiredUniversal Property Id: US-12103-N-203015935290010170-R-N

Neighborhood Overview

Neighborhood stats provided by third party data sources.

Market trends in Seminole

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$375K
$4.83K
MoM
Sale-to-List Price
97.5%
0.3%
MoM
Price per sq ft
$265
$3
MoM
Available listings
384
34
MoM

Home Value

Trulia Estimate
$645K
Since last month
Increased$58K (+9.9%)
Since last year
Increased$77K (+13.5%)
Since last sale
Increased$357K (+124%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +122% in the last 10 years
MonthEstimated value
2026
August 2026$645K
August 2026$645K
July 2026$587K
June 2026$598K
May 2026$575K
April 2026$569K
March 2026$572K
February 2026$568K
January 2026$554K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.09
Single-Family Home
$459,900
01/21/26
3
2
1,459
0.05
Single-Family Home
$600,000
06/16/26
3
2
2,055
0.19
Single-Family Home
$370,000
09/30/25
3
2
1,524
0.14
Single-Family Home
$468,000
06/05/26
3
2
1,535
0.19
Single-Family Home
$524,900
01/22/26
3
2
1,654
0.23
Single-Family Home
$460,000
04/17/26
3
2
1,844
0.17
Single-Family Home
$460,000
01/16/26
3
2
1,407
0.21
Single-Family Home
$555,000
05/01/26
3
2
1,564
0.20
Single-Family Home
$302,000
09/01/26
2
2
1,164

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
$566,300
5
2
2,138
Off Market
0.03
$742,700
4
2
2,197
Off Market
0.05
$600,000
3
2
2,055
Recently Sold
0.05
$437,200
2
2
1,590
Off Market
0.07
$1,220,000
5
3
2,650
For Sale
0.09
$459,900
3
2
1,459
Recently Sold
0.09
$873,900
5
3
2,522
Off Market
0.12
$438,400
2
2
1,512
Off Market
0.12
$509,100
3
2
1,607
Off Market
0.12
$432,300
3
2
1,353
Off Market
0.13
$498,900
5
2
2,189
For Sale
0.13
$375,000
4
3
1,591
Recently Sold

Price and Tax history

DateEventPrice
Aug 31, 2026
Source: NextHome #TB8539196
Pending
$649,000
Aug 21, 2026
Source: Stellar MLS #TB8539196
Listed For Sale
$649,000
Oct 14, 2016
Source: Stellar MLS #U7785239
Sold
$288,000
Aug 9, 2016
Source: Agent Provided
PriceChange
$293,000
Price decreased by 2%
Jul 18, 2016
Source: Agent Provided
Listed For Sale
$299,500

LGBTQ Local Legal Protections

Tony Anderson, NEXTHOME GULF COAST, (727) 282-5151
Agent Phone: (727) 282-5151

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Frequently asked questions about 13635 97TH TERRACE

  • What is the estimated monthly payment for 13635 97TH TERRACE?
    Based on a $649,000 list price with 20% down at today's rates, the estimated monthly payment for 13635 97TH TERRACE in Seminole, FL is approximately $4,468 (about $3,414 principal & interest, $979 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 13635 97TH TERRACE compare to homes in Seminole?
    13635 97TH TERRACE in Seminole, FL is listed at $649,000, about 73% above the $375K median sale price in Seminole.
  • What are the closest schools to 13635 97TH TERRACE?
    The closest schools to 13635 97TH TERRACE in Seminole, FL are Oakhurst Elementary School (Pre-K, rated 10/10), Seminole High School (rated 4/10), Seminole Middle School (rated 7/10).
  • What is 13635 97TH TERRACE estimated to be worth?
    Trulia's estimated value for 13635 97TH TERRACE in Seminole, FL is $644,900.
  • Does 13635 97TH TERRACE have air conditioning?
    Yes, 13635 97TH TERRACE in Seminole, FL has air conditioning.
  • Does 13635 97TH TERRACE have laundry facilities?
    Yes, 13635 97TH TERRACE in Seminole, FL has laundry facilities.
13635 97TH TERRACE, Seminole, FL 33776 is a 3 bedroom, 2 bathroom, 2,321 sqft single-family home built in 1973. 13635 97TH TERRACE is located in Urban Lake Estates, Seminole. This property is currently available for sale and was listed by Stellar MLS on Aug 21, 2026. The MLS # for this home is MLS# TB8539196.