1224 Clay St, Gary, IN 46403
Property image
Property image
FOR SALE

$100,000

  • 4 Beds
  • 2 Baths
  • 777 sqft

1224 Clay St, Gary, IN 46403

Aetna
Est. Mortgage $681/mo*
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Home Highlights

Single-Family Home
Built in 1950
$129/sqft
Open Parking

Local Information

  • Map ViewExplore the area around 1224 Clay St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Investor Special! This 3-bedroom, 1-bath ranch offers an excellent opportunity to renovate and build equity. Situated on a generously sized lot, the property features a spacious backyard, vinyl siding, and a functional layout ready for your vision and updates. Whether you're an investor looking for your next project or a buyer seeking to customize a home to your taste, this property has tremendous potential. Conveniently located near schools, parks, shopping, and major highways. Property is being sold as-is. Bring your ideas and unlock the possibilities!
Last check for updates: about 10 hours ago
Listing courtesy of Ashley Tarver
@properties/Christie's Intl RE, (219) 440-0070
Source: NIRA as distributed by MLS GRID, MLS#840609
Also Listed on NIRA as distributed by MLS GRID.

Home Details for 1224 Clay St

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 5Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 777 Square Feet
Appliances & Utilities
Appliances: None
Heating & Cooling
Heating: NoneNo Heating
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: 100 Amp Service
Levels, Entrance, & Accessibility
Levels: One
View
Has a ViewView: Neighborhood

Exterior Features

Parking & Garage
No GarageNo Attached GarageHas Open ParkingParking: Driveway
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 777

Days on Market

Days on Market: 91

Property Information

Year Built
Year Built: 1950
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Not a New ConstructionNot Attached Property
Property Information
Parcel Number: 450812229041000004

Price & Status

Price
List Price: $100,000Price Per Sqft: $129

Location

Direction & Address
City: GaryCommunity: Aetna Manor 02

Agent Information

Listing Agent
Listing ID: 840609

Building

Building Area
Building Area: 777 Square Feet

HOA

No HOA

Lot Information

Lot Area: 6490.44 sqft

Listing Info

Special Conditions: None

Offer

Listing Agreement Type: Exclusive AgencyListing Terms: Assumable, VA Loan, USDA Loan, FHA, Conventional, Contract, Cash

Miscellaneous

Mls Number: 840609Above Grade Unfinished Area: 777

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Aetna
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Aetna

At least 46 Trulia users voted on each feature.

  • 90 % Say car is needed

  • 80 % Say there are sidewalks

  • 74 % Say parking is easy

  • 71 % Say yards are well-kept

  • 67 % Say there's wildlife

  • 63 % Say there's holiday spirit

  • 55 % Say kids play outside

  • 52 % Say it's dog friendly

  • 51 % Say it's quiet

  • 48 % Say neighbors are friendly

  • 46 % Say it's walkable to restaurants

  • 39 % Say they plan to stay for at least 5 years

  • 35 % Say there are community events

  • 34 % Say streets are well-lit

  • 28 % Say it's walkable to grocery stores

  • 20 % Say people would walk alone at night

Sourced by Trulia users. Learn more about our methodology.
  • Ursula Hyde
    "I have a vehicle so I don’t use public transportation, but they just redid a multimillion dollar soft train station line which is 23 minutes away from my home and I think it’s a lovely thing for the community "
    0
    Flag
  • Jhamalsmith2
    "You do have to commute to other surrounding city’s for shopping for your need and wants outside of ordering online."
    0
    Flag
  • Trulia User
    "miller Marquette park is the best area in Gary Indiana Also I love being near the beach . It's great to raise a family and safe love living here so much don't want to live no where else in Indiana. Been all throughout Gary IN and this place is the best I seen ."
    6
    Flag
  • Trulia User
    "the beach is nice some times. they redid the side walk for bikes so there's more space to walk and no space to drive. besides that, there really isn't much more to talk about. "
    0
    Flag
  • Laronda169
    "I don’t know yet I just moved here in feb but I will see how things are through the months. But the beach is very nice and huge. Everything is convenient and not crowded "
    16
    Flag
  • Latasha S.
    "Access to public transportation in the city and the train to Chicago is close by and has free parking for those that utilize it. "
    1
    Flag
  • Christinaroberts982
    "This is a good neighborhood! I love that the blocks are filled with home owners and they keep their yards cut and so nice and clean!"
    5
    Flag
  • Tyeed123
    "You really need you own transportation to get around shopping but if you want to visit Chicago the train is very close and using Lyft or Uber price is fair as long it’s not peak hours you good"
    1
    Flag
  • Kocarika Evans
    "The beach is close and there is a park on the beach with picnic tables and grills try visiting it's beautiful there "
    1
    Flag
  • Johnsonkistsha
    "Have to have transportation no city buses close by...very wooded area impossible to walk anywhere...takes me 1 hour to 1 1/2 to work everyday 2 hours round trip to and from work maybe more depending on 94 eastbound traffic "
    6
    Flag
  • Kandace M.
    "Abandoned school across the street. Neighborhood can be rough but this avenue keep their homes well maintained"
    5
    Flag

Market trends in Gary

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$139K
$14.26KMoM
Sale-to-List Price
98.9%
0.8%MoM
Price per sq ft
$97
$11MoM
Available listings
303
47MoM

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1151 Benton St, Gary, IN
0.11
Single-Family Home
$150,000
03/27/26
3
2
936
4240 E 12th Pl, Gary, IN
0.29
Single-Family Home
$9,001
01/30/26
3
2
1,932
1119 Cass St, Gary, IN
0.11
Single-Family Home
$80,000
02/20/26
3
1
1,066
1310 Dearborn St, Gary, IN
0.07
Single-Family Home
$82,000
01/27/26
3
1
1,156

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1310 Dearborn St, Gary, IN 46403
0.07
$82,000
3
1
1,156
Recently Sold
4924 E 13th Ave, Gary, IN 46403
0.06
$105,200
3
1
-
Off Market
1226 Cass St, Gary, IN 46403
0.06
$169,700
4
3
1,872
Off Market
1179 Dearborn Cir, Gary, IN 46403
0.09
$93,800
3
1
850
Off Market
1140 N Clay St, Gary, IN 46403
0.08
$99,500
2
1
-
Off Market
1358 Dearborn St, Gary, IN 46403
0.12
$153,800
3
1.5
1,600
Off Market
1171 Dearborn Cir, Gary, IN 46403
0.10
$89,000
2
1
875
For Sale
1118 Dearborn Cir, Gary, IN 46403
0.10
$123,500
3
1
1,008
Off Market
1132 Clay St, Gary, IN 46403
0.09
$189,000
4
2
2,322
Off Market
4725 E 13th Pl, Gary, IN 46403
0.13
$239,200
4
3
1,872
Off Market
1240 Benton St, Gary, IN 46403
0.11
$76,000
3
1
1,928
Recently Sold

Price and Tax history

DateEventPrice
Jun 12, 2026
Source: NIRA as distributed by MLS GRID #840609
Listed For Sale
$100,000
Sep 23, 2004
Source: NIRA as distributed by MLS GRID #109315
Sold
$6,000

LGBTQ Local Legal Protections

Ashley Tarver, @properties/Christie's Intl RE, (219) 440-0070
Based on information submitted to the MLS GRID as of 2026-09-11 19:33:07 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 1224 Clay St

  • What is the estimated monthly payment for 1224 Clay St?
    Based on a $100,000 list price with 20% down at today's rates, the estimated monthly payment for 1224 Clay St in Gary, IN is approximately $695 (about $538 principal & interest, $82 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 1224 Clay St compare to homes in Gary?
    1224 Clay St in Gary, IN is listed at $100,000, about 28% below the $139K median sale price in Gary.
  • What do residents say about the Aetna neighborhood?
    Residents describe the Aetna neighborhood in Gary, IN as pedestrian-friendly, easy to park in, and well-kept. See homes for sale in Aetna, Gary.
  • What are the closest schools to 1224 Clay St?
    The closest schools to 1224 Clay St in Gary, IN are Banneker Elementary at Marquette (rated 3/10), Gary Middle School (rated 3/10), Mary M Bethune Early Child Development Center (Pre-K/Elementary).
  • How big is the lot at 1224 Clay St?
    The lot at 1224 Clay St in Gary, IN is about 0.15 acres (6,490 sq ft).
  • Does 1224 Clay St have parking?
    Yes, 1224 Clay St in Gary, IN has on-site parking.
1224 Clay St, Gary, IN 46403 is a 4 bedroom, 2 bathroom, 777 sqft single-family home built in 1950. 1224 Clay St is located in Aetna, Gary. This property is currently available for sale and was listed by NIRA as distributed by MLS GRID on Jun 12, 2026. The MLS # for this home is MLS# 840609.