1209 Garrard St, Covington, KY 41011
Property image
Property image
FOR SALE

$164,900

  • 3 Beds
  • 1 Bath
  • 1,600 sqft

1209 Garrard St, Covington, KY 41011

Est. Mortgage $1,089/mo*
Get Pre-Qualified
We estimate this home will sell faster than 82% nearby.

Home Highlights

Single-Family Home
Built in 1909
$103/sqft
Open Parking

Local Information

  • Map ViewExplore the area around 1209 Garrard St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Welcoming front porch
Calling all investors and renovation enthusiasts! This 2-story home offers 3 bedrooms, 1 bathroom, and a welcoming front porch. Ready for updates and improvements, the property provides a great opportunity to bring your vision to life and create something special. With plenty of potential throughout, this could be an exciting addition to an investment portfolio or your next renovation project. Bring your ideas and see the possibilities this property has to offer. Schedule your showing today!
Last check for updates: about 9 hours ago
Listing courtesy of Adam Woodring, (931) 801-7210
Mainstay Brokerage LLC
Source: NKMLS, MLS#646390
Also Listed on NKMLS.
We estimate this home will sell faster than 82% nearby.

Home Details for 1209 Garrard St

Interior Features

Interior Details
Basement: FullNumber of Rooms: 6Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bonus Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1600 Square Feet
Appliances & Utilities
Utilities: Sewer Available, Water AvailableAppliances: Electric Range, RefrigeratorRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Windows, Doors, Floors & Walls
Window: Other
Levels, Entrance, & Accessibility
Stories: 2Levels: Two

Exterior Features

Exterior Home Features
Roof: ShingleVegetation: OtherFoundation: Stone
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: On Street
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 1Days on Market: 20

Property Information

Year Built
Year Built: 1909
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialArchitecture: Traditional
Building
Construction Materials: Vinyl SidingNot a New ConstructionNot Attached Property
Property Information
Parcel Number: 0542425013.00

Price & Status

Price
List Price: $164,900Price Per Sqft: $103

Active Status

MLS Status: Active

Location

Direction & Address
City: Covington
School Information
Elementary School: John G. Carlisle ElementaryJr High / Middle School: Holmes Middle SchoolHigh School: Holmes Senior HighHigh School District: Covington Indep

Agent Information

Listing Agent
Listing ID: 646390

Building

Building Area
Building Area: 1600 Square Feet

HOA

No HOA

Lot Information

Lot Area: 2178 sqft

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

BasementMls Number: 646390

Around this home

What Locals Say about Covington

At least 422 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 73 % Say car is needed

  • 72 % Say yards are well-kept

  • 66 % Say there's holiday spirit

  • 65 % Say parking is easy

  • 63 % Say kids play outside

  • 58 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 53 % Say it's walkable to restaurants

  • 52 % Say people would walk alone at night

  • 52 % Say there's wildlife

  • 50 % Say it's walkable to grocery stores

  • 48 % Say they plan to stay for at least 5 years

  • 37 % Say it's quiet

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Khnf6nyf29
    "Dogs are walked, both on sidewalks and alley ways. Done barking dogs in neighborhood and a few coyotes. "
    0
    Flag
  • Drew Woll
    "Close to almost anything in the Cincinnati area. If commute is a top priority this is the cheapest location with the shortest commute. I work 30 mins up north in Springdale which is a 25 mile drive. In 30 mins I could probably make it down to Williamstown, KY. South of MLK Street can be a bit unsafe just fyi."
    0
    Flag
  • Reeds-fuzzier.0l
    "Nice area, very quiet, packages are safe outside.. however not a very minority friendly area. I've lived here for years, neighbors only began to speak/ look me in the face once they seen I had gotten a puppy. "
    0
    Flag
  • Keli Simpson
    "The schools are not the greatest. The sixth district school has been completely remodeled and has air conditioning. There is an FC sponsored soccer pitch close,"
    0
    Flag
  • Htibtani
    "I moved in Covington on year 2000 Started my business and purchase home raised my kids and I’m still here, I love my Covington."
    0
    Flag
  • Asiago Lattimore
    "Probably the traffic sometimes lack of green space. There’s only 1 dog park and it’s near the northern west part of the city. "
    2
    Flag
  • Trulia User
    "It’s safe to live in Kentucky. I enjoy that everything is around me and we have great parks to go to "
    2
    Flag
  • Leanna
    "There's a new dog park right across from Larry's -great vibe neighborhood bar with food! The small dog community is starting to form and it's fun to run into your community friends out and about."
    0
    Flag
  • Leanna
    "There's a new dog park that's becoming a great place to meet people and getting to know your neighbors."
    1
    Flag
  • Trulia User
    "Yes it is very important for them to know everything about it they will know everything about it yes "
    1
    Flag
  • Trulia User
    "I love Latonia I’ve lived here for 47 years Latonia is our home for my daughter and I We love the area I still run in to people I went to kindergarten with A lot is in walking distance "
    0
    Flag
  • Trulia User
    "My mom lives here I visit her very frequently it’s not the nicest place since it’s a low income place people take advantage "
    0
    Flag
  • Trulia User
    "Not much space for pets house are on hills, the streets are horrible and it’s a pain to get around in the winter season "
    2
    Flag
  • Tim
    "LOVE IT I don’t have a dog. We have a pet rabbit, but all that does is make all the neighborhood dogs be quite affectionate. I think at least 75% of residence own a dog. 90% have a pet of some type"
    0
    Flag
  • Marsha B.
    "We have the licking river historic community. Neighborly condo association., farmers market for the community. "
    0
    Flag
  • Kelsie L.
    "There is few grassy spots on walks and the yard space is pretty limited in most areas in town. Great dogs parks nearby as well as devou park for hikes. "
    0
    Flag
  • Jdt.714
    "Some areas are okay, many are sketchy. Not an area to walk alone at night. Petty crime is common. Many folks won’t clean up after their pets."
    22
    Flag
  • Dena H.
    "Oktoberfest Maifest Dog costume parade. There used to be a festival every month during the summer and fall "
    0
    Flag
  • Jmsmith1990
    "trustworthy group of individuals, left packages on our doorstep and none have disappeared. I have borrowed from neighbors and all have been very generous"
    0
    Flag
  • Orlando W.
    "The neighborhood is a dog friendly area and people are very friendly. I like the area for that reason as well. When my grand babies come over I feel safe with them playing out side."
    0
    Flag
  • Skloeker01
    "Schools are improving and there is a general sense of community that has developed strongly over the last 8 to 10 years."
    0
    Flag
  • Debra H.
    "there are 4 buses that I can take to get downtown so if I miss one there are 3 others I can take. it gets me where I need to go"
    6
    Flag
  • Alicia H.
    "Alot of events in the main Strauss area threw out the year. It's known as a German town. Food pubs year around. then festivals Mardi gras ect. It's a beautiful city. any day of the year just for a walk by the river for the view "
    12
    Flag
  • Aaron.henderson33
    "My neighborhood has a great community feel. It’s safe and convenient but still secluded enough to feel private"
    0
    Flag
  • Charles H.
    "All kinds of events put on by the Mainstrasse council during the holidays. Halloween costume contest and animal parades, tree lightings etc"
    0
    Flag
  • Donna
    "Street parties in main Strauss are always fun and family friendly. We’re also close to other towns who throw events. "
    1
    Flag
  • Shelli.rowland
    "I’ve lived here for 10 yrs. we live in the oldest settlement in Covington. The neighbors are kind and we have a great walking neighborhood. "
    15
    Flag
  • TJ
    "It’s been very enjoyable. The neighborhood is quiet and the area is well kept. I have been here for a year and so far so good."
    12
    Flag
  • Lacie H.
    "It’s home to me! I’ve grown up here. The community sticks together, we are one big family. I’m safe here. Positive out-ways the negative."
    2
    Flag
  • Jessezetko
    "great access to TANK services, bus stop around every corner. Uber and Lyft is everywhere for people who can't or don't drive. Not any bad traffic besides when there are crashes on Madison."
    6
    Flag
  • Dan M.
    "A quick and easy access to 75, 71, 74, and 275. The perfect in between location! Downtown is only an 8 minute drive. Uber and Lyft rides downtown are on average about $12. "
    0
    Flag
  • Rob B.
    "There are lots of families moving into the city and the parks and restaurants are wonderful. The city is actively working to improve life for the city’s residents. "
    0
    Flag
  • Daisy W.
    "German heritage, gentrification, goetta fest, may fest, Madison theater, garden tours, biking and walking to work!"
    0
    Flag

Market trends in Covington

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$230K
Sale-to-List Price
99.7%
0.6%MoM
Price per sq ft
$169
$1MoM
Available listings
207
14MoM

Home Value

Trulia Estimate
$161K
Since last month
Decreased$23K (-12.2%)
Since last year
Decreased$8K (-4.7%)
Since last sale
Increased$36K (+29%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +277% in the last 10 years
MonthEstimated value
2026
September 2026$161K
August 2026$184K
July 2026$180K
June 2026$183K
May 2026$183K
April 2026$180K
March 2026$181K
February 2026$175K
January 2026$169K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
240 E Robbins St, Covington, KY
0.20
Single-Family Home
$286,000
12/11/25
3
2
1,800
939 Patterson St, Newport, KY
0.57
Single-Family Home
$127,500
04/24/26
3
1.5
1,392
409 E 13th St, Covington, KY
0.17
Single-Family Home
$180,000
06/02/26
2
1
1,083
215 W 15th St, Covington, KY
0.52
Single-Family Home
$180,000
11/20/25
2
1
1,472
1034 Isabella St, Newport, KY
0.63
Single-Family Home
$125,000
08/14/26
3
1
1,195

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1201 Garrard St, Covington, KY 41011
0.02
$255,800
3
1.5
1,476
Off Market
221 E Martin Luther King Jr Blvd, Covington, KY 41011
0.02
$150,000
4
1.5
1,395
Recently Sold
1225 Garrard St, Covington, KY 41011
0.03
$206,500
3
2.5
1,400
Recently Sold
221 Trevor St, Covington, KY 41011
0.03
$275,000
5
1.5
1,944
Recently Sold
221 Treveor St, Alexandria, KY 41001
0.03
$95,100
3
2
1,944
Off Market
219 Trevor St, Covington, KY 41011
0.03
$148,100
1
1
1,116
Off Market
1210 Garrard St, Covington, KY 41011
0.03
$204,000
2
2
1,248
Recently Sold
310 Trevor St, Covington, KY 41011
0.04
$173,600
2
1
-
Off Market
1228 Garrard St, Covington, KY 41011
0.05
$230,000
2
1.5
1,323
Recently Sold
1234 Garrard St, Covington, KY 41011
0.06
$198,000
4
1.5
1,445
Off Market
1210 Greenup St, Covington, KY 41011
0.06
$280,000
3
1.5
1,994
Recently Sold

Price and Tax history

DateEventPrice
Sep 5, 2026
Source: NKMLS #646390
Listed For Sale
$164,900
Feb 17, 2021
Source: N/A
Sold
$125,000
Feb 1, 2021
Source: Agent Provided
Pending
$139,900
Jan 29, 2021
Source: Agent Provided
PriceChange
$139,900
Price decreased by 3%
Jan 19, 2021
Source: Agent Provided
PriceChange
$144,900
Price decreased by 3%

LGBTQ Local Legal Protections

Adam Woodring, Mainstay Brokerage LLC
Agent Phone: (931) 801-7210
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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Frequently asked questions about 1209 Garrard St

  • What is the estimated monthly payment for 1209 Garrard St?
    Based on a $164,900 list price with 20% down at today's rates, the estimated monthly payment for 1209 Garrard St in Covington, KY is approximately $1,129 (about $921 principal & interest, $133 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 1209 Garrard St compare to homes in Covington?
    1209 Garrard St in Covington, KY is listed at $164,900, about 28% below the $230K median sale price in Covington.
  • What do residents say about Covington?
    Residents describe Covington, KY as pedestrian-friendly, dog-friendly, and well-kept. See homes for sale in Covington, KY.
  • What are the closest schools to 1209 Garrard St?
    The closest schools to 1209 Garrard St in Covington, KY are Holmes High School (rated 1/10), Holmes Middle School (rated 3/10), John G Carlisle Elementary School (rated 7/10).
  • Does 1209 Garrard St have air conditioning?
    Yes, 1209 Garrard St in Covington, KY has air conditioning.
  • How big is the lot at 1209 Garrard St?
    The lot at 1209 Garrard St in Covington, KY is about 0.05 acres (2,178 sq ft).
1209 Garrard St, Covington, KY 41011 is a 3 bedroom, 1 bathroom, 1,600 sqft single-family home built in 1909. This property is currently available for sale and was listed by NKMLS on Sep 5, 2026. The MLS # for this home is MLS# 646390.