109 Bay Lake Dr, Ormond Beach, FL 32174
Property image
Property image
FOR SALE
3D VIEW
0.38 ACRES

$639,900

  • 3 Beds
  • 2 Baths
  • 2,048 sqft (on 0.38 acres)

109 Bay Lake Dr, Ormond Beach, FL 32174

Est. Mortgage $4,507/mo*
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We estimate this home will sell faster than 95% nearby.

Home Highlights

Single-Family Home
Built in 2003
0.38 acre lot
$312/sqft
2 Car Garage
HOA $121/mo

Local Information

  • Map ViewExplore the area around 109 Bay Lake Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to this beautifully upgraded 3/2 ICI Tiffany model in desirable Ormond Beach, where refined indoor comfort meets exceptional Florida outdoor living. From the moment you arrive, the impressive curb appeal sets the tone, featuring elegant stone accents on the front of the home, plantation shutters, professionally enhanced landscaping with decorative lava rock, and a Shark-coated driveway and garage floor for both style and durability.

Step inside to a light, sophisticated interior that has been freshly painted throughout and features tile flooring across the entire home for effortless Florida living. New LED lighting adds a crisp, modern touch, while plantation shutters provide timeless elegance and privacy.
The gourmet kitchen has been thoughtfully refreshed with new granite countertops, a new sink and faucet, creating a beautiful and functional space for everyday living and entertaining. The spacious primary suite offers a private retreat, complete with custom closets, an updated primary bathroom, and sliding glass doors leading directly to the lanai. The guest bedroom offers exceptional flexibility with a Murphy bed and wraparound desk, making it ideal for guests, a home office, or both.

The true showstopper is the resort-style backyard oasis. The approximately two-year-old saltwater, heated pool features LED lighting and Wi-Fi capability, creating the perfect setting for relaxing swims, evening entertaining, or enjoying Florida's year-round outdoor lifestyle. A screened enclosure and paver patio provide an inviting extension of the living space.

The expansive lanai is designed for entertaining, featuring a fully equipped outdoor kitchen with granite countertops, Weber grill, and mini refrigerator. New ceiling fans and LED lighting enhance the lanai's comfort and ambiance. A motorized garage screen adds even more versatility to the garage and outdoor living areas.

Located in Flagler County with NO CDD fees, this exceptional home combines thoughtful upgrades, stylish finishes, and a truly spectacular outdoor living experience. Beautifully maintained and move-in ready, this is Florida living at its finest. The roof is 2 years old and the hot water heater is 2021! Please note, the hot tub is negotiable!



Come & enjoy the 45 holes of golf, pickleball, tennis, 2 pools, gym & spa! Brand new clubhouse & tiki-bar!
Buyers of this property will enjoy a substantial discount on the club initiation fees, when they join within 30 days of closing!
Last check for updates: about 14 hours ago
Listing courtesy of Debbie Spelman, (386) 690-6511
Venture Development Realty, Inc
Source: DBAMLS, MLS#1230349
Also Listed on Stellar MLS, DBAMLS, Stellar MLS.
We estimate this home will sell faster than 95% nearby.

Home Details for 109 Bay Lake Dr

Active Status

MLS Status: Active

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Bedroom 1, Bedroom 2, Bedroom 3, Dining Room, Family Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2048 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sewer Connected, Water ConnectedAppliances: Refrigerator, Microwave, Electric Range, DishwasherDishwasherLaundry: Electric Dryer Hookup,In Unit,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Central,Electric,Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Tile
View
Has a ViewView: Trees/Woods

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Rear Porch, ScreenedFoundation: Block, Slab
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Garage
Pool
Pool: In Ground, Electric HeatPool
Frontage
Road Frontage: Private RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 18

Property Information

Year Built
Year Built: 2003
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialArchitecture: Traditional
Building
Construction Materials: Block, Concrete, Stone, StuccoNot a New ConstructionNot Attached Property
Property Information
Parcel Number: 03133151201C0201090

Price & Status

Price
List Price: $639,900Price Per Sqft: $312
Status Change & Dates
Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: Ormond BeachCommunity: Plantation Bay

Agent Information

Listing Agent
Listing ID: 1230349

Building

Building Area
Building Area: 2816 Square Feet

Community

Not Senior Community

HOA

HOA Fee Includes: SecurityHOA Name: PLANTATION BAY COMMUNITY ASSOCIATION, INC.Has an HOAHOA Fee: $363/Quarterly

Lot Information

Lot Area: 0.38 acres

Offer

Listing Terms: Cash, Conventional, VA Loan

Miscellaneous

Delayed Marketing Date: Wed Sep 02 2026Mls Number: 1230349

Additional Information

HOA Amenities: Basketball Court,Clubhouse,Fitness Center,Gated,Golf Course,Pickleball,Pool,Tennis Court(s)

Around this home

What Locals Say about Ormond Beach

At least 486 Trulia users voted on each feature.

  • 91 % Say it's dog friendly

  • 87 % Say parking is easy

  • 87 % Say car is needed

  • 79 % Say there's holiday spirit

  • 78 % Say yards are well-kept

  • 76 % Say people would walk alone at night

  • 72 % Say it's quiet

  • 64 % Say there are sidewalks

  • 63 % Say they plan to stay for at least 5 years

  • 61 % Say streets are well-lit

  • 60 % Say there's wildlife

  • 58 % Say neighbors are friendly

  • 54 % Say kids play outside

  • 51 % Say it's walkable to restaurants

  • 46 % Say it's walkable to grocery stores

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jaxswart
    "Very safe and quiet neighbourhood "
    0
    Flag
  • Janmgrfla
    "I’ve lived in this neighborhood for 4 years. The neighbors are always friendly. Lots of restaurants nearby. The beach is about 10 minutes away. Playgrounds, dog parks, parks and walking paths are close by. "
    0
    Flag
  • Marcella Hill
    "Public transportation via bus stops directly in front of condo. But traffic is really starting to get congested due to influx of people. "
    0
    Flag
  • 7ph4kwwbnh
    "Great safe place to live and the community is quiet and pleasant. Great place to raise kids and have a family "
    0
    Flag
  • Metaldiz2000
    "I lived here for more then 10 years and love it. Doing all the hobbies and the entertainment is a large part for me. I love the beach and festivities are great"
    0
    Flag
  • Janmgrfla
    "Family oriented neighborhood. Park with playgrounds and walking paths across the street. Friendly, Safe neighborhood. "
    0
    Flag
  • Aliciaccaputo
    "Travel on Granada is difficult. Give yourself extra time. There is a lot of traffic and narrow roadways. "
    0
    Flag
  • James J.
    "I live and work here. My commute is 20 minutes. On a busy day it is 25 minutes. Beach Street runs along the intracoastal waterway and it is common to see sail boats and dolphins while driving to and from work. "
    0
    Flag
  • Greg Smith
    "Nice dog friendly area , take my dogs out daily very nice area to take them out in your neighborhood "
    0
    Flag
  • Stan Trojak
    "Great little city, lots of community events for the family year round. You’re only a few minutes away from the outlet mall and International Speedway. "
    0
    Flag
  • Ezwiser50
    "It’s a quiet neighborhood. From families with littles, to an older crowd. Very peaceful neighborhood. Great food, entertainment, and artsy influence nearby. Highly recommended! "
    0
    Flag
  • Dallas Lovelace
    "It’s apartments It’s easy and well lit . Friends and neighbors very close by , walking circle for measured distances "
    0
    Flag
  • Jpwenterprises
    "We have the coolest Thanksgiving a party every year down the street at Ormond beach brewery and there is also a Big party that goes on on the ocean side of the Granada bridge with bands and shops where every can enjoy our amazing river and bridge. These are really fun events that everyone should go to and check out for some good times and get the vibe for the community "
    0
    Flag
  • Heather
    "I work from home. Traffic doesn’t seem too bad, except around the times schools let out. Everything is within easy driving distance. "
    0
    Flag
  • Chance A
    "Ormond is a great area, I grew up here and live here as an adult, great place to bring up a family. "
    0
    Flag
  • Greg Smith
    "I lived in Ormond beach for over a year and I love it here shops and medical facilities are close the ocean is a 10 min drive , people are really friendly "
    0
    Flag
  • Metaldiz2000
    "25 mins at 60. There is no assistance at all out here. Not for the Weak. But there is little outside problems here"
    0
    Flag
  • Artisanabodes
    "I would like to see more protected crosswalks to the beach walkovers. Also, there needs to be lights flashing for the crosswalks especially at night."
    1
    Flag
  • Cynthia
    "Barry I live in is good for people 55 and older is all the doctors food stores drugstores are all in one room"
    0
    Flag
  • Mamariano518
    "Wildlife, landscaping and surrounded by natural Preserve . Low crime area. Lots of pets especially dogs of all kinds."
    1
    Flag
  • Becky Darnell
    "This is mostly a neighborhood of retirees and older citizens with no young children. Kids can play and ride bikes on side streets but A1A is busy with traffic."
    4
    Flag
  • Pnlweaver412
    "I’ve lived here now for 3 years and it’s quiet calm and relaxing it’s a 55 plus community and all the residents are polite and look after each other no problems with dogs in the area or cats "
    0
    Flag
  • Cynthia
    "No dog park in my development. And we have lots of dogs in the area there’s dog parks outside my neighborhood."
    0
    Flag
  • Janmgrfla
    "There is a park nearby with a lake and playground along with basketball court and a pavilion. Ormond Beach has great beaches and good schools. "
    1
    Flag
  • Sgiacomo1125
    "This area is beautiful. Mixed population. Very laid back. Would love to see more professional families move here. "
    6
    Flag
  • Heidi T.
    "This area seems very friendly and people watch out for one another. I love the location and all the activity “s"
    1
    Flag
  • Tom R.
    "Little traffic makes for a better dog walk. I have not heard any barking dogs anywhere near me. No stray cats have been seen"
    1
    Flag
  • Heather
    "Dogs are welcome, just check the breed and weight restrictions that some communities have. Lots of outdoor dining that is dog friendly, and the dog beach in Flagler is only 20 minutes away! Volusia county is NOT dog friendly on the beaches, no dogs are even allowed in your car. "
    1
    Flag
  • Jared O.
    "Plenty of sidewalks and lots of dogs so everyone is very welcoming to dog owners. Not many dog parks close by. "
    0
    Flag
  • Marcia
    "No events that I’ve seen this is a community with an hoa so there are meetings for that but other than a garage sale no events"
    0
    Flag
  • Marcia
    "Lots of dog owners and sidewalks and trails to walk. Everyone out walks dogs in this area very common. "
    0
    Flag
  • Salli010308
    "There are many dog owners in town. Most are respectful of each other’s property. There is no specific dog park but people bring their dogs to different parks in town."
    24
    Flag
  • Cheryl.kohen
    "Events at the community pool. Events in the trails shopping center. Granada events and shoppes and parade. Beach up the road. "
    0
    Flag
  • Heather V.
    "I love this neighborhood! My kids love their friends and we love our neighbors. We live close to shopping and grocery stores."
    10
    Flag
  • Danielle M.
    "They would dislike the lack of sidewalks where I live, there also needs to be a puppy park available. "
    6
    Flag
  • Jennifer M.
    "I feel safe, I think it’s a nice neighborhood, my family lives here It’s close to many stores . It’s close to the date we have a nine public park called Rockefeller Gardens, and the Granada Bridge is close and great for exercise"
    0
    Flag
  • Melissa C.
    "beautiful nice amazing friendly people............................. i love it its perfect for families and children"
    0
    Flag
  • Lisa M.
    "There is an event at the casement park almost every other weekend. The fishing is great. The area is a little older but there’s 2 breweries, there is no traffic and you can ride your bike everywhere . I love living here! "
    0
    Flag
  • Betsy
    "We are in a gated community and love it. We have events all throughout our neighborhood. We live in Plantation Bay and love it."
    0
    Flag
  • Tim C
    "good people and great beach lots of things to see and do very pet friendly if you like quiet and a peaceful style of living I highly recommend Ormond-By-The-Sea "
    3
    Flag

Market trends in Ormond Beach

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$393K
$2.92KMoM
Sale-to-List Price
97.2%
0.2%MoM
Price per sq ft
$219
$0MoM
Available listings
790
5MoM

Home Value

Trulia Estimate
$619K
Since last month
Increased$74K (+13.6%)
Since last year
Increased$87K (+16.4%)
Since last sale
Increased$89K (+16.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +126% in the last 10 years
MonthEstimated value
2026
September 2026$619K
August 2026$545K
July 2026$537K
June 2026$541K
May 2026$541K
April 2026$539K
March 2026$542K
February 2026$532K
January 2026$532K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
94 Bay Lake Dr, Ormond Beach, FL
0.05
Single-Family Home
$490,000
06/24/26
3
2
2,014
30 Bay Ct, Ormond Beach, FL
0.39
Single-Family Home
$549,900
11/24/25
3
2
1,941
8 Gale Ln, Ormond Beach, FL
0.51
Single-Family Home
$500,000
08/07/26
3
2
2,113
24 Gale Ln, Ormond Beach, FL
0.52
Single-Family Home
$392,500
01/02/26
3
2
2,118
27 Bay Ct, Ormond Beach, FL
0.40
Single-Family Home
$585,000
01/02/26
3
2
2,101
43 Gale Ln, Ormond Beach, FL
0.56
Single-Family Home
$500,000
09/04/26
3
2
2,169
902 Brookridge Ln, Ormond Beach, FL
0.71
Single-Family Home
$575,000
04/21/26
3
2
2,202
31 Gale Ln, Ormond Beach, FL
0.53
Single-Family Home
$529,000
03/26/26
4
3
2,596
41 Bay Pointe Dr, Ormond Beach, FL
0.79
Single-Family Home
$433,000
06/01/26
3
2
1,974

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
94 Bay Lake Dr, Ormond Beach, FL 32174
0.05
$490,000
3
2
2,014
Recently Sold
99 BAY LAKE DRIVE, Ormond Beach, FL 32174
0.08
$407,600
3
2
1,931
Off Market
112 Bay Lake Dr, Ormond Beach, FL 32174
0.04
$545,000
3
2
1,941
For Sale
98 Bay Lake Dr, Ormond Beach, FL 32174
0.08
$593,100
3
2
2,149
Off Market
69 Bridgewater Ln, Ormond Beach, FL 32174
0.09
$670,200
4
2
2,434
Off Market
88 Bridgewater Ln, Ormond Beach, FL 32174
0.11
$444,600
3
2
2,114
Off Market
115 Bay Lake Dr, Ormond Beach, FL 32174
0.08
$431,000
3
2
2,111
Off Market
119 BAY LAKE DRIVE, Ormond Beach, FL 32174
0.15
$524,000
3
2
2,081
Off Market
46 Winchester Rd, Ormond Beach, FL 32174
0.14
$766,300
3
3
2,274
Off Market
120 Bay Lake Ct, Ormond Beach, FL 32174
0.16
$561,900
3
2
2,127
Off Market
40 WINCHESTER ROAD, Ormond Beach, FL 32174
0.19
$789,100
4
3
2,386
Off Market

Price and Tax history

DateEventPrice
Sep 20, 2026
Source: DBAMLS #1230349
PendingToActive
$639,900
Sep 14, 2026
Source: DBAMLS #1230349
Pending
$639,900
Sep 2, 2026
Source: DBAMLS #1230349
Listed For Sale
$639,900
Nov 15, 2023
Source: DBAMLS #1112250
Sold
$530,000
Oct 2, 2023
Source: DBAMLS #1112250
Contingent
$549,900

LGBTQ Local Legal Protections

Debbie Spelman, Venture Development Realty, Inc
Agent Phone: (386) 690-6511
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 109 Bay Lake Dr

  • What is the estimated monthly payment for 109 Bay Lake Dr?
    Based on a $639,900 list price with 20% down at today's rates, the estimated monthly payment for 109 Bay Lake Dr in Ormond Beach, FL is approximately $4,487 (about $3,473 principal & interest, $939 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 109 Bay Lake Dr compare to homes in Ormond Beach?
    109 Bay Lake Dr in Ormond Beach, FL is listed at $639,900, about 63% above the $393K median sale price in Ormond Beach.
  • What do residents say about Ormond Beach?
    Residents describe Ormond Beach, FL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Ormond Beach, FL.
  • What are the closest schools to 109 Bay Lake Dr?
    The closest schools to 109 Bay Lake Dr in Ormond Beach, FL are Buddy Taylor Middle School (rated 5/10), Bunnell Elementary School (Pre-K, rated 5/10), Flagler-Palm Coast High School (rated 4/10).
  • Does 109 Bay Lake Dr have air conditioning?
    Yes, 109 Bay Lake Dr in Ormond Beach, FL has air conditioning.
  • Does 109 Bay Lake Dr have a pool?
    Yes, 109 Bay Lake Dr in Ormond Beach, FL has a pool.
109 Bay Lake Dr, Ormond Beach, FL 32174 is a 3 bedroom, 2 bathroom, 2,048 sqft single-family home built in 2003. This property is currently available for sale and was listed by DBAMLS on Sep 2, 2026. The MLS # for this home is MLS# 1230349.