10689 SE 174th Loop, Summerfield, FL 34491
FOR SALE

10689 SE 174th Loop
Summerfield, FL 34491

  • 2 Beds
  • 2 Baths
  • 1,008 sqft

$222,900

Est. Mortgage $1,675/mo*

$222,900

Est. Mortgage $1,675/mo*
2 Beds
2 Baths
1,008 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome home to Central Florida living in the heart of Summerfield! Located in the desirable 55+ community of Spruce Creek South, this “cute as a button” Pecan model offers comfort, privacy, and access to an exceptional lifestyle. This house has been well maintained and ready for new owner to enjoy: 2020 H.V.A.C. / 2020 H.W.H. / 2014 ROOF :) With no rear neighbors, the generous backyard backs up to a nature walk, bike trail, and golf-cart path—perfect for peaceful outdoor enjoyment. You can enjoy sitting in your Florida room and relaxing while enjoying the peaceful atmosphere and nature... Step inside to an inviting living/dining combination filled with natural light. The kitchen features quartz countertops, a newer tile backsplash, and a solar tube that enhances daytime brightness. Through the sliding glass doors, you’ll find a spacious Florida room/lanai with two ceiling fans and a portable A/C unit for added comfort. The open patio with roof cover includes a privacy shade and ceiling fan—ideal for relaxing outdoors. The primary bedroom offers a large walk-in closet and elegant chandelier lighting. The en-suite bath includes abundant cabinetry and a walk-in shower. For guest convenience, the second bedroom is located across the hall from the guest bath. Flooring throughout consists of laminate and ceramic tile—no carpet. Additional highlights: Covered front porch to have your morning brew or evening tea. Covered rear patio with ceiling fan and utility sink 2-car attached garage with laundry area Community Features: Spruce Creek South is a gated community with 24-hour guard service and golf-cart access across Hwy 441 to banks, doctors, shopping, restaurants, Walmart, and more. The residential gate leads to a nearby plaza with drugstores, urgent care, restaurants, spa services, and a newer Planet Fitness. Residents enjoy: 18-hole golf course and The Links Restaurant Heated pool & hot tub Separate men’s and women’s saunas with showers Fitness center Billiards room, library, and card rooms Event center with clubs, dances, live music, Zumba, and exercise classes Pickleball, tennis, and bocce ball courts Men’s and women’s softball teams with a professionally maintained field Scenic wooded areas for golf-cart rides and dog walking Just minutes from The Villages town squares, you can also enjoy nightly live entertainment (weather permitting). This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee. No CDD and no bond. Schedule your private showing today or request a virtual tour and start living the Florida lifestyle

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
View
No Info
HOA
$180/Monthly
Price/Sqft
$221
Listed
84 days ago

Home Details for 10689 SE 174th Loop

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom 2, Primary Bathroom, Bathroom 2, Dining Room, Florida Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1008 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Private, Sewer Available, Sewer Connected, Water Available, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, WasherDishwasherDisposalDryerLaundry: In GarageMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,OtherHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Skylight(s), Window TreatmentsFlooring: Laminate, Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Laminate, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Private Mailbox, Private YardFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: Asphalt, PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 81Days on Market: 84

Property Information

Year Built
Year Built: 1994
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl Siding, Wood FrameNot a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 6013002008

Price & Status

Price
List Price: $222,900Price Per Sqft: $221

Active Status

MLS Status: Active

Location

Direction & Address
City: SUMMERFIELDCommunity: SPRUCE CREEK SOUTH
School Information
Elementary School: Belleview Elementary SchoolJr High / Middle School: Belleview Middle SchoolHigh School: Belleview High School

Agent Information

Listing Agent
Listing ID: G5109057

Building

Building Details
Builder Model: EXTENDED PECAN / MAPLE
Building Area
Building Area: 2198 Square Feet
Community rooms
Fitness Center

Community

Community Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Racquetball, Restaurant, Tennis Court(s), Wheelchair AccessIs a Senior Community

HOA

HOA Fee Includes: Community Pool, ManagerHOA Name: TRACY BROWNHOA Phone: 352-347-3700Association for this Listing: Lake and SumterHas an HOAHOA Fee: $180/Monthly

Lot Information

Lot Area: 10019 sqft

Listing Info

Special Conditions: None

Business

Business Information
Ownership: Fee Simple

Rental Terms, Policies & Fees

Partially Furnished

Miscellaneous

Mls Number: G5109057Showing Requirements: Call Before Showing, Call Listing Agent, Combination Lock BoxUniversal Property Id: US-12083-N-6013002008-R-N

Additional Information

HOA Amenities: Basketball Court,Clubhouse,Fence Restrictions,Fitness Center,Gated,Golf Course,Other,Pickleball Court(s),Pool,Racquetball,Recreation Facilities,Sauna,Security,Shuffleboard Court,Spa/Hot Tub,Tennis Court(s),Trail(s),Wheelchair Access
Last check for updates: about 3 hours ago
Listing Provided by: Gerrie Cosme Matias, (352) 205-3262
RE/MAX PREMIER REALTY LADY LK, (352) 753-2029
Originating MLS: Lake and Sumter
Source: Stellar MLS, MLS#G5109057
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 10689 SE 174th Loop

DatePriceEventSource
03/04/2026$222,900Listed For SaleStellar MLS #G5109057
12/29/2025$229,000ListingRemovedStellar MLS #OM710663
10/25/2025$229,000PriceChange
Stellar MLS #OM710663
10/03/2025$239,000Listed For SaleStellar MLS #OM710663
07/03/2025$229,900ListingRemovedStellar MLS #G5095300
05/04/2025$229,900Listed For SaleStellar MLS #G5095300
03/30/2025ListingRemovedN/A
03/26/2025$249,000Listed For SaleN/A
01/04/2017$115,000Sold
N/A
01/23/2004$97,000Sold
Stellar MLS #OM142951

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 10689 SE 174th Loop

Skip to last item
Skip to first item

Property Tax and Assessment

Year2024
Tax$1,347
Assessment$184,918
Home facts updated by county records

Comparable Sales for 10689 SE 174th Loop

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.04
Single-Family Home
$214,900
12/29/25
2
2
1,008
0.17
Single-Family Home
$215,000
10/31/25
2
2
1,296
0.21
Single-Family Home
$204,000
08/26/25
2
2
1,008
0.23
Single-Family Home
$225,000
04/09/26
2
2
1,144
0.30
Single-Family Home
$188,000
05/05/26
2
2
1,008
0.15
Single-Family Home
$215,000
07/18/25
2
2
1,488
0.02
Single-Family Home
$220,000
04/06/26
3
2
1,450
0.19
Single-Family Home
$239,000
09/04/25
2
2
1,296
0.38
Single-Family Home
$200,000
03/05/26
2
2
1,008
0.14
Single-Family Home
$287,000
11/21/25
2
2
1,678

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 10689 SE 174th Loop.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Summerfield

At least 109 Trulia users voted on each feature.
  • 87 % Say yards are well-kept

  • 87 % Say car is needed

  • 87 % Say parking is easy

  • 75 % Say it's dog friendly

  • 71 % Say there's holiday spirit

  • 62 % Say it's quiet

  • 60 % Say people would walk alone at night

  • 56 % Say neighbors are friendly

  • 52 % Say they plan to stay for at least 5 years

  • 48 % Say there's wildlife

  • 39 % Say kids play outside

  • 23 % Say there are community events

  • 21 % Say streets are well-lit

  • 19 % Say it's walkable to restaurants

  • 18 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Falverio
    "Great place to live for elderly people and also a great place for families that have kids. It’s a safe place "
  • Joss3an
    "None there’s none. The neighborhood needs more activities and things to do together as a community. "
  • Jim Moody
    "Lots of great people. Nice weather, great public pools. Watch out for the swingers. GILFs at the pool. "
  • Matt W.
    "Most homes have fences which allow dog owners to let their puppies run free in their own backyards! "
  • Elizabeth D.
    "I drive everywhere that I go. I don't know of there is public transportation. It is 20-30 minutes to Ocala and also 20-30 minutes to the villages. "
  • Elizabeth D.
    "I live in Belleview Heights Estates, with a Summerfield address. the neighborhood is "ok", however it is so LOUD. Lour cars, loud parties, and just a lot of noise late at night. "
  • Kaileygodwin94
    "It’s quiet in the part of Summerfield I live in. Some other Parts of Summerfield you can’t say the same thing. "
  • Elizabeth D.
    "There is a lot of noise from cars at night. There's not a ton of crime, but there's just nose at night that can be bothersome. "
  • Christine W.
    "no neighbors where I live don't have to worry about dogs so dog owners would livd it here plenty of space to run around "
  • Shelly W.
    "Near ocala but across the street from villages and folks In my neighborhood use golf carts and cross street to shop and go to villages area"
  • Dmhartee112
    "Serene setting with lovely tree lined streets with amenities galore. Easy access to shopping, restaurants, medical facilities. rich with amenities, lush grounds welcome you home, It's just a beautiful place to call home."
  • Ptompkins59
    "This is a 55+ community and there is no kids. Nice and quite but the HOA is a pain. They tend to look for problems "
  • Leann C.
    "Alot of dogs running loose. Beautiful area for dog walking. Not much car traffic on residential streets. "
  • Bob c.
    "people letting there dogs bark all day and all bite sometimes continuously all I say is "good thing I love dogs ""
  • Kristenj2906
    "I don’t live in a neighborhood. We live on 5 acres. We go to Belleview for the Christmas parade every year and the library always has things going on for kids"
  • Cvlopez05
    "I drive everywhere. The people here are terrible drivers. Everyone is either on drugs or drunk, or they’re 80+. Not a place I want to raise my child. Take my advice. Run. "
  • Sarah L.
    "Many pet owners live here. We have a dog park that is for residents only. Residents are very conscientious about picking up dog waste and disposing it. "
  • Barb
    "Great place to live! A nice community, safe , clean and friendly. Close to the villages. Close to stores and restaurants."
  • Sarah L.
    "We are a gated community for 55 and over. We have golf courses, pools, gym, baseball and senior games."
  • Ptompkins59
    "There’s too many old people that live in this area and are very rude and don’t drive very well which causes a lot of accidents"
  • Alice C.
    "Rural farm area....very few neighbors.Horses and goats...donkeys as well as cattle. Live on tpp of a hill...driveway is 1/2 mile long.....typical quiet road. "
  • Fleewoodnas75
    "we're old and quiet and are from a more peaceful generation...no loud music, jazz hot rods or noisy kids, we are helpful and watch out for others, but not nosy to the point of being bothersome.....nobody knocks on doors unless invited,or unless relaying news of danger etc."
  • Meg F. Q.
    "Lived here 30 years, family for over 50 years. You can live in the country..woods, wild turkeys, owls, hawks, lots of wildlife. Feel like you are in a secluded country setting. Just a few miles away, Groceries, shopping,, restaurants, everything ! Also many doctors, A Vetrans Administration (VA) Hospital and The Villages Regional Hospital. Have it all !!"
  • Carolyn Y.
    "Very safe and close to The Villages and Ocala for restaurants, hospitals and recreation."
  • cherokee
    "Great place for seniors -- very convenient to all types of shopping -- low HOA fees -- many activities."

LGBTQ Local Legal Protections

Gerrie Cosme Matias, RE/MAX PREMIER REALTY LADY LK, (352) 753-2029
Agent Phone: (352) 205-3262
10689 SE 174th Loop, Summerfield, FL 34491 is a 2 bedroom, 2 bathroom, 1,008 sqft single-family home built in 1994. This property is currently available for sale and was listed by Stellar MLS on Mar 4, 2026. The MLS # for this home is MLS# G5109057.