103 River Rd, Ludlow, KY 41016
Property image
Property image
FOR SALE

$275,000

  • 3 Beds
  • 1.5 Baths
  • 1,580 sqft

103 River Rd, Ludlow, KY 41016

Est. Mortgage $1,688/mo*
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Home Highlights

Parking
Open Parking
Price/Sqft
$174
Climate Control
Forced Air & Central Air
Listed
87 days ago

Local Information

  • Map ViewExplore the area around 103 River Rd.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

River Road parcel with existing structure, offered only as part of a larger contiguous 9-parcel development package with outstanding Ohio River and Cincinnati skyline views. This assemblage totals approximately 3.348 acres per available records and creates a rare opportunity for a builder, developer, or investor to pursue a larger redevelopment concept in Covington.
Seller has never occupied the home and believes the structure is likely best suited for demolition. Value is primarily in the land, views, utilities at the street, and overall assemblage. Seller will not sell this parcel separately. Buyer to verify zoning, utilities, buildability, acreage, boundaries, floodplain status, access, and intended use. Full portfolio price is $275,000.
Last check for updates: about 8 hours ago
Listing courtesy of Eric Sztanyo, (513) 813-6293
Keller Williams Advisors
Source: NKMLS, MLS#643377
Also Listed on NKMLS.

Home Details for 103 River Rd

Interior Features

Interior Details
Basement: PartialNumber of Rooms: 5Types of Rooms: Primary Bedroom, Bedroom 2, Bathroom 2, Dining Room, Kitchen, Living Room, Other Room, Primary Bath
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1580 Square Feet
Appliances & Utilities
Utilities: Cable Available, Natural Gas Available, Water AvailableAppliances: Electric Oven
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Windows, Doors, Floors & Walls
Window: Wood Frames
Levels, Entrance, & Accessibility
Stories: 2Levels: Two

Exterior Features

Exterior Home Features
Roof: CompositionFoundation: Poured Concrete
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 10Days on Market: 87

Property Information

Year Built
Year Built: 1938
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialArchitecture: Contemporary
Building
Construction Materials: Vinyl SidingNot a New ConstructionNot Attached Property
Property Information
Parcel Number: 0401300036.01

Price & Status

Price
List Price: $275,000Price Per Sqft: $174

Active Status

MLS Status: Active

Location

Direction & Address
City: Covington
School Information
Elementary School: First District ElementaryJr High / Middle School: Holmes Middle SchoolHigh School: Holmes Senior HighHigh School District: Covington Indep

Agent Information

Listing Agent
Listing ID: 643377

Building

Building Area
Building Area: 1580 Square Feet

HOA

No HOA

Lot Information

Lot Area: 6534 sqft

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

BasementMls Number: 643377

Around this home

What Locals Say about Covington

At least 422 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 73 % Say car is needed

  • 72 % Say yards are well-kept

  • 66 % Say there's holiday spirit

  • 65 % Say parking is easy

  • 63 % Say kids play outside

  • 58 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 53 % Say it's walkable to restaurants

  • 52 % Say people would walk alone at night

  • 52 % Say there's wildlife

  • 50 % Say it's walkable to grocery stores

  • 48 % Say they plan to stay for at least 5 years

  • 37 % Say it's quiet

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Khnf6nyf29
    "Dogs are walked, both on sidewalks and alley ways. Done barking dogs in neighborhood and a few coyotes. "
    0
    Flag
  • Drew Woll
    "Close to almost anything in the Cincinnati area. If commute is a top priority this is the cheapest location with the shortest commute. I work 30 mins up north in Springdale which is a 25 mile drive. In 30 mins I could probably make it down to Williamstown, KY. South of MLK Street can be a bit unsafe just fyi."
    0
    Flag
  • Reeds-fuzzier.0l
    "Nice area, very quiet, packages are safe outside.. however not a very minority friendly area. I've lived here for years, neighbors only began to speak/ look me in the face once they seen I had gotten a puppy. "
    0
    Flag
  • Keli Simpson
    "The schools are not the greatest. The sixth district school has been completely remodeled and has air conditioning. There is an FC sponsored soccer pitch close,"
    0
    Flag
  • Htibtani
    "I moved in Covington on year 2000 Started my business and purchase home raised my kids and I’m still here, I love my Covington."
    0
    Flag
  • Asiago Lattimore
    "Probably the traffic sometimes lack of green space. There’s only 1 dog park and it’s near the northern west part of the city. "
    2
    Flag
  • Trulia User
    "It’s safe to live in Kentucky. I enjoy that everything is around me and we have great parks to go to "
    2
    Flag
  • Leanna
    "There's a new dog park right across from Larry's -great vibe neighborhood bar with food! The small dog community is starting to form and it's fun to run into your community friends out and about."
    0
    Flag
  • Leanna
    "There's a new dog park that's becoming a great place to meet people and getting to know your neighbors."
    1
    Flag
  • Trulia User
    "Yes it is very important for them to know everything about it they will know everything about it yes "
    1
    Flag
  • Trulia User
    "I love Latonia I’ve lived here for 47 years Latonia is our home for my daughter and I We love the area I still run in to people I went to kindergarten with A lot is in walking distance "
    0
    Flag
  • Trulia User
    "My mom lives here I visit her very frequently it’s not the nicest place since it’s a low income place people take advantage "
    0
    Flag
  • Trulia User
    "Not much space for pets house are on hills, the streets are horrible and it’s a pain to get around in the winter season "
    2
    Flag
  • Tim
    "LOVE IT I don’t have a dog. We have a pet rabbit, but all that does is make all the neighborhood dogs be quite affectionate. I think at least 75% of residence own a dog. 90% have a pet of some type"
    0
    Flag
  • Marsha B.
    "We have the licking river historic community. Neighborly condo association., farmers market for the community. "
    0
    Flag
  • Kelsie L.
    "There is few grassy spots on walks and the yard space is pretty limited in most areas in town. Great dogs parks nearby as well as devou park for hikes. "
    0
    Flag
  • Jdt.714
    "Some areas are okay, many are sketchy. Not an area to walk alone at night. Petty crime is common. Many folks won’t clean up after their pets."
    22
    Flag
  • Dena H.
    "Oktoberfest Maifest Dog costume parade. There used to be a festival every month during the summer and fall "
    0
    Flag
  • Jmsmith1990
    "trustworthy group of individuals, left packages on our doorstep and none have disappeared. I have borrowed from neighbors and all have been very generous"
    0
    Flag
  • Orlando W.
    "The neighborhood is a dog friendly area and people are very friendly. I like the area for that reason as well. When my grand babies come over I feel safe with them playing out side."
    0
    Flag
  • Skloeker01
    "Schools are improving and there is a general sense of community that has developed strongly over the last 8 to 10 years."
    0
    Flag
  • Debra H.
    "there are 4 buses that I can take to get downtown so if I miss one there are 3 others I can take. it gets me where I need to go"
    6
    Flag
  • Alicia H.
    "Alot of events in the main Strauss area threw out the year. It's known as a German town. Food pubs year around. then festivals Mardi gras ect. It's a beautiful city. any day of the year just for a walk by the river for the view "
    12
    Flag
  • Aaron.henderson33
    "My neighborhood has a great community feel. It’s safe and convenient but still secluded enough to feel private"
    0
    Flag
  • Charles H.
    "All kinds of events put on by the Mainstrasse council during the holidays. Halloween costume contest and animal parades, tree lightings etc"
    0
    Flag
  • Donna
    "Street parties in main Strauss are always fun and family friendly. We’re also close to other towns who throw events. "
    1
    Flag
  • Shelli.rowland
    "I’ve lived here for 10 yrs. we live in the oldest settlement in Covington. The neighbors are kind and we have a great walking neighborhood. "
    15
    Flag
  • TJ
    "It’s been very enjoyable. The neighborhood is quiet and the area is well kept. I have been here for a year and so far so good."
    12
    Flag
  • Lacie H.
    "It’s home to me! I’ve grown up here. The community sticks together, we are one big family. I’m safe here. Positive out-ways the negative."
    2
    Flag
  • Jessezetko
    "great access to TANK services, bus stop around every corner. Uber and Lyft is everywhere for people who can't or don't drive. Not any bad traffic besides when there are crashes on Madison."
    6
    Flag
  • Dan M.
    "A quick and easy access to 75, 71, 74, and 275. The perfect in between location! Downtown is only an 8 minute drive. Uber and Lyft rides downtown are on average about $12. "
    0
    Flag
  • Rob B.
    "There are lots of families moving into the city and the parks and restaurants are wonderful. The city is actively working to improve life for the city’s residents. "
    0
    Flag
  • Daisy W.
    "German heritage, gentrification, goetta fest, may fest, Madison theater, garden tours, biking and walking to work!"
    0
    Flag

Market trends in Covington

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$231K
$6.71KMoM
Sale-to-List Price
99.1%
0.4%MoM
Price per sq ft
$171
$3MoM
Available listings
193

Home Value

Trulia Estimate
$263K
Since last month
Decreased$1K (-0.4%)
Since last year
Increased$119K (+82%)
Since last sale
Increased$217K (+472.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +152% in the last 10 years
MonthEstimated value
2026
August 2026$263K
July 2026$264K
June 2026$268K
May 2026$141K
April 2026$136K
March 2026$137K
February 2026$126K
January 2026$131K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
25 Alberta St, Ludlow, KY
0.30
Single-Family Home
$119,999
01/12/26
3
2
1,824
134 Highway Ave, Ludlow, KY
0.19
Single-Family Home
$250,000
12/11/25
3
1.5
1,255
217 Montclair Ave, Ludlow, KY
0.22
Single-Family Home
$227,500
04/01/26
3
2
1,418
139 Montclair Avenue, Ludlow, KY
0.14
Single-Family Home
$193,000
12/11/25
3
2
1,078
142 Highway Ave, Ludlow, KY
0.20
Single-Family Home
$320,000
03/31/26
3
1.5
2,642

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
111 River Rd, Ludlow, KY 41016
0.02
$27,500
-
-
-
For Sale
113 River Rd, Ludlow, KY 41016
0.01
$27,500
-
-
-
For Sale
109 River Rd, Ludlow, KY 41016
0.03
$35,000
-
-
-
For Sale
105 River Rd, Ludlow, KY 41016
0.04
$50,000
-
-
-
For Sale
101 River Rd, Ludlow, KY 41016
0.06
$22,500
-
-
-
For Sale
90 River Rd, Covington, KY 41016
0.03
$20,000
-
-
-
For Sale
99 River Rd, Ludlow, KY 41016
0.07
$27,500
-
-
-
For Sale
80 River Rd, Covington, KY 41016
0.05
$20,000
-
-
-
For Sale
1399 Lexington St, Covington, KY 41016
0.12
$425,000
-
-
-
Recently Sold
323 Altamont Rd, Covington, KY 41016
0.12
$195,000
3
3
816
For Sale
8 Montrose St, Ludlow, KY 41016
0.13
$233,400
2
1
1,044
Off Market

Price and Tax history

DateEventPrice
Jun 5, 2026
Source: NKMLS #643377
Listed For Sale
$275,000
Mar 24, 2021
Source: N/A
ListingRemoved
Mar 24, 2020
Source: N/A
Sold
$46,000
Jan 26, 2020
Source: N/A
Listed For Sale
$92,000
Dec 26, 2019
Source: N/A
Sold
$38,000

LGBTQ Local Legal Protections

Eric Sztanyo, Keller Williams Advisors
Agent Phone: (513) 813-6293
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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Frequently asked questions about 103 River Rd

  • What is the estimated monthly payment for 103 River Rd?
    Based on a $275,000 list price with 20% down at today's rates, the estimated monthly payment for 103 River Rd in Ludlow, KY is approximately $1,738 (about $1,441 principal & interest, $222 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 103 River Rd compare to homes in Ludlow?
    103 River Rd in Ludlow, KY is listed at $275,000, about 19% above the $231K median sale price in Ludlow.
  • What do residents say about Ludlow?
    Residents describe Ludlow, KY as pedestrian-friendly, dog-friendly, and well-kept. See homes for sale in Ludlow, KY.
  • What are the closest schools to 103 River Rd?
    The closest schools to 103 River Rd in Ludlow, KY are Holmes High School (rated 1/10), Holmes Middle School (rated 3/10), John G Carlisle Elementary School (rated 7/10).
  • Does 103 River Rd have air conditioning?
    Yes, 103 River Rd in Ludlow, KY has air conditioning.
  • How big is the lot at 103 River Rd?
    The lot at 103 River Rd in Ludlow, KY is about 0.15 acres (6,534 sq ft).
103 River Rd, Ludlow, KY 41016 is a 3 bedroom, 2 bathroom, 1,580 sqft single-family home built in 1938. This property is currently available for sale and was listed by NKMLS on Jun 5, 2026. The MLS # for this home is MLS# 643377.