1026 E Division St, Saint Cloud, MN 56304
PENDING
0.8 ACRES

1026 E Division St
Saint Cloud, MN 56304

  • 2 Beds
  • 2 Baths
  • 1,910 sqft (on 0.80 acres)

$159,900

Est. Mortgage $1,016/mo*
Get Pre-Qualified

$159,900

Est. Mortgage $1,016/mo*
Get Pre-Qualified
2 Beds
2 Baths
1,910 sqft
(on 0.80 acres)

Local Information

  • Map ViewExplore the area around 1026 E Division St.
  • Schools2 Preschool Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Property is being sold strictly AS-IS. Cheaper than renting and packed with potential! This 2-bedroom, 2-bath rambler sits on a huge lot with mature trees, offering plenty of space to spread out, garden, or explore future possibilities. The home could use some updating and TLC, but it provides a solid opportunity for an owner-occupant, investor, or handyman looking to build equity. Features include a formal dining room, spacious living room, full bath on the main level, additional office/craft room space, and a lower-level half bath. Recent improvements include a newer roof, new water heater, vinyl siding, and vinyl windows. The heated 3-stall garage provides excellent storage and workspace, while the additional garden shed and dog kennel offer even more outdoor utility. The freezer, stove, and refrigerator will stay with the property. R5 zoning may provide future development opportunities, including apartment potential. Don't miss this affordable opportunity to own a home with a large yard, great storage, and endless possibilities.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating only
HOA
None
Price/Sqft
$84
Listed
8 days ago

Home Details for 1026 E Division St

Active Status

MLS Status: Pending

Interior Features

Interior Details
Basement: Daylight,Partial,Partially Finished,Storage SpaceNumber of Rooms: 6Types of Rooms: Bedroom, Bedroom 2, Dining Room, Flex Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 1910 Square FeetFoundation Area: 1260
Appliances & Utilities
Appliances: Freezer, Range, RefrigeratorLaundry: Lower LevelRefrigerator
Heating & Cooling
Heating: BoilerNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Boiler
Fireplace & Spa
No Fireplace
Gas & Electric
Gas: Electric
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less AsphaltOther Structures: Storage Shed
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 3Parking: Detached Garage,Electric,Garage Door Opener,Storage
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1260 Square FeetFinished Area (below surface): 200 Square Feet

Days on Market

Cumulative Days on Market: 3Days on Market: 8

Property Information

Year Built
Year Built: 1947
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family
Building
Not a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 170113300

Price & Status

Price
List Price: $159,900Price Per Sqft: $84
Status Change & Dates
Off Market Date: Sat Jun 20 2026

Location

Direction & Address
City: Saint CloudCommunity: Eastern Park Add To St Cloud
School Information
High School District: St. Cloud

Agent Information

Listing Agent
Listing ID: 7090210

Building

Building Area
Building Area: 1910 Square Feet

HOA

No HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.80 acres

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 7090210Above Grade Unfinished Area: 1260
Last check for updates: about 5 hours ago
Listing courtesy of Chuck Zwilling, (320) 249-1504
RE/MAX Results
Becca Ruegemer, (320) 282-8901
Source: NorthstarMLS as distributed by MLS GRID, MLS#7090210
Also Listed on NorthstarMLS as distributed by MLS GRID.

Market trends in Saint Cloud

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$263K
$5.76KMoM
Sale-to-List Price
99.5%
Price per sq ft
$123
$2MoM
Available listings
237
12MoM

Price History for 1026 E Division St

DatePriceEventSource
06/20/2026$159,900PendingNorthstarMLS as distributed by MLS GRID #7090210
06/17/2026$159,900Listed For SaleNorthstarMLS as distributed by MLS GRID #7090210

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Property Tax and Assessment

Year2025
Tax$1,778
Assessment$159,800
Home facts updated by county records

Comparable Sales for 1026 E Division St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
20 Columbia Ave SE, Saint Cloud, MN
0.27
Single-Family Home
$205,000
11/21/25
3
2
1,830
317 16th Ave SE, Saint Cloud, MN
0.44
Single-Family Home
$220,000
09/25/25
3
2
2,252
1718 Maple Ct, Saint Cloud, MN
0.69
Single-Family Home
$382,400
12/12/25
3
2
2,105
28 7th Ave SE, Saint Cloud, MN
0.21
Single-Family Home
$154,500
08/22/25
2
1
1,248
1726 Woodland Rd, Saint Cloud, MN
0.66
Single-Family Home
$288,900
05/15/26
4
2
2,444
706 E Saint Germain St, Saint Cloud, MN
0.22
Single-Family Home
$150,000
06/22/26
3
1
1,592
25 7th Ave NE, Saint Cloud, MN
0.29
Single-Family Home
$33,000
08/22/25
3
1
1,071
920 Oakcrest Dr, Sauk Rapids, MN
0.76
Single-Family Home
$381,000
11/26/25
3
2.5
2,686

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 1026 E Division St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 193 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 85 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 75 % Say parking is easy

  • 70 % Say kids play outside

  • 69 % Say there are sidewalks

  • 65 % Say there's holiday spirit

  • 51 % Say there's wildlife

  • 50 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 44 % Say streets are well-lit

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say people would walk alone at night

  • 40 % Say it's walkable to grocery stores

  • 38 % Say it's walkable to restaurants

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I lived a couple of blocks away for 18 years. While everything in the review from 6 years ago was definitely true, I know for a fact that activity has greatly improved. The scsu attendance is greatly reduced, so the walk- by traffic has diminished significantly. The university had extended their discipline of student activity to include bad behavior off-campus. On the downside, there are far fewer events held on campus. It is wonderful to walk to downtown, even to Lake George and to the public library, depending on how much exercising you want to do! Multiple bus routes make a stop at Miller Library so it is very convenient to get around. The Neighborhood’s homeowners would welcome the Rehab of this beautiful jem. There is an historical preservation committee, and the members have a great deal of experience in returning homes to their initial glory. As this is on auction, it could be that the pipes were frozen, and any buyer would be looking at the replacement of the plumbing system. Check the utility records to see if the usage was high during the winter. Good luck searching for the right house for you and your family!"
    0
    Flag
  • Greta Gail Weisman
    "Good people,, safe . Quiet . Sometimes neighbors are too close . I’d like more privacy………………………."..".."
    0
    Flag
  • Maria Mg
    " Convenient and easy to access. I like getting to places quickly and it’s a safe place. I like having a yard. "
    0
    Flag
  • Trulia User
    "Best spot to raise a family and also a treasure of views, shopping and parks - nice community - lots of churches and events for all"
    1
    Flag
  • Punkrocksoul1991
    "We have lived in the neighborhood for 4 years and know most of our neighbors on first name basis. There are lots of families and multi-generational families. We appreciate the diversity of the neighborhood. It is generally very safe although there are places to avoid due to the occupants. We lock our doors and I don’t let my elementary school son walk alone around the block for safety, but I am a cautious person. It’s a busy, but quiet neighborhood. "
    7
    Flag
  • Trulia User
    "it was a great area but our couple neighbors turned on us. I stay away we love our neighborhood now. Clearwater Rd is a great area. "
    1
    Flag
  • Trulia User
    "Close enough to downtown that you can walk or bike if the weather permits. Close to hwy10 for an easy commute out of town as well."
    0
    Flag
  • Trulia User
    "We have lived here for 14 years and our kids have grown here. Safe for kids to play outside and that’s why we call it home. "
    0
    Flag
  • Trulia User
    "Good stuff. This neighborhood is good stuff. The best. The greatest. If you don’t live here you’re not cool. "
    1
    Flag
  • Cloud native
    "Easy trip down the Interstate to MSP Airport. Learn the backroads in Saint Cloud and commuting and shopping is easy. Stay of Division. "
    5
    Flag
  • Amanda H.
    "Lots of traffic on Veterans drive so a fenced in yard is beneficial in this area! Lots of dog walkers in the area so having a friendly, social pup is ideal! "
    4
    Flag
  • Wichapi S.
    "I drive a car but would like to utilize the bus routes and wished they would be more frequent to pick those up at bus stops and operate longer in the evening..out traffic is mild to moderate"
    1
    Flag
  • Debra.dee.jones
    "We walk our dogs every day or take them to one of the nearby dog parks. We never have issues with people or other dogs."
    2
    Flag
  • Wichapi S.
    "This is a rural community. So traffic is light. It takes about 8 minutes to the nearest city, which can be heavy traffic in the morning and late afternoon and weekends"
    0
    Flag
  • Henkemeyer18
    "There are a lot of new people to meet and we build amazing bonds and friendships I’ve now live here for eleven years and it is a blast"
    1
    Flag
  • Kota J.
    "Many people have dogs in this neighborhood, and when it's a nice day you can see many people walking their dogs."
    0
    Flag
  • Dawn O.
    "High crime area. We have had a few incidents within our neighborhood in the last 4 years that we have lived here. We will move when we are able to. "
    4
    Flag
  • Emily.grafing
    "All of the kids play together which brings the parents out to interact with one another as well! We’ve become great friends with our neighbors! "
    0
    Flag
  • Barb R
    "Just moving in and neighborhood has been very welcoming. Commute has been very simple to get around town. Enjoy lake George very clean."
    0
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  • Thespecialistpoolservice
    "Very safe quiet neighborhood with some families. Beautiful lawns, pretty areas to walk. Park around the corner and close to schools. "
    0
    Flag
  • Chasity86
    "Nothing else I can think of at the moment. Nice area, quiet, safe, sleep with garage open and door unlocked"
    0
    Flag
  • Katie W.
    "I love my house and I feel comfortable with my neighbors. We have a park within walking distance. I like my neighborhoods proximity to the mall and downtown."
    0
    Flag
  • Mike
    "A lot of old homes built here. Most are in need of a lot work, older homeowners have up kept their homes, but there are equally many that are not in good shape. A lot of diversity here. "
    3
    Flag
  • Laura &. T. L.
    "Great location for restaurant and grocery store delivery services. Also only 15 mins drive form most stores and 5 mins from interstate 94. "
    1
    Flag
  • stc
    "Driving around the Lake George neighborhood is a little busier in the morning and afternoon with busing but otherwise average traffic."
    0
    Flag
  • Terri W.
    "I just love the area and all the parks and lots of stuff to do and good people. I also like the fact that the hospital is close and my doctor."
    0
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  • s4
    "my commute is quick and easy. no issues. there is no congestion. I like the bus system in the neighborhood."
    0
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  • Niyokie Williams
    " it's safe and friendly close to bus lines ,stores, downtown, schools ,and all saint cloud has to offer. I feel safe and comfortable here."
    1
    Flag
  • Jinyicocowu
    "Really nice neighborhood, full of retired teachers and worker. Kids come trick or treat every year. Neighbors look out for each other."
    6
    Flag
  • Aminnaim
    "Cool! Quite neighborhood. Excellent view of the Mississippi and great place to watch 4th of July fireworks. "
    0
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  • Heather
    "We don't have many trick or treaters. Busy roads but lots of law enforcement makes me feel safe. Neighbors are all quiet and lawns are well kept."
    0
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  • Makunefke
    "I've lived here over 4 years, and I love it! Our cul de sac (the Loop) feels like one big family. We look out for and take care of one another. We have a happy mix of families with and without children. We all know how to have a good time without being irresponsible or disrespectful. "
    2
    Flag
  • Brro0601
    "Good people and great houses. It is easy to to do walks at anytime day or night. You are near to schools. I have a health club two blocks away. You can also do your grocery shopping or eat at restaurants four blocks away."
    2
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  • Boe t.
    "The roads are in poor condition. There’s a prostitute across the street & druggies in several houses/Apartments nearby. Many parents let their kids run free during the day 8am-9pm, so don’t expect sleep if you work overnights. "
    0
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LGBTQ Local Legal Protections

Chuck Zwilling, RE/MAX Results
Agent Phone: (320) 249-1504
Based on information submitted to the MLS GRID as of 2026-06-25 13:18:15 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement
1026 E Division St, Saint Cloud, MN 56304 is a 2 bedroom, 2 bathroom, 1,910 sqft single-family home built in 1947. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on Jun 17, 2026. The MLS # for this home is MLS# 7090210.