656 E  Saint Germain St, Saint Cloud, MN 56304
FOR SALE

656 E Saint Germain St
Saint Cloud, MN 56304

Southeast
  • 3 Beds
  • 2 Baths
  • 1,544 sqft

$224,900

Est. Mortgage $1,398/mo*

$224,900

Est. Mortgage $1,398/mo*
3 Beds
2 Baths
1,544 sqft
We estimate this home will sell faster than 92% nearby.

Local Information

  • Map ViewExplore the area around 656 E Saint Germain St.
  • Schools2 Preschool Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Move-in ready and filled with charm, this beautifully updated 1.5-story home is an absolute must see. The main level welcomes you with fresh paint, gleaming hardwood flooring throughout, two comfortable bedrooms, and a fully remodeled bathroom featuring a brand-new window. Cooking and entertaining are seamless in the kitchen, which boasts modern stainless steel appliances and granite countertops which flows directly into an adjacent dining room. Upstairs, you will find a versatile loft and a third bedroom, while the basement provides a convenient 3/4 bathroom alongside incredible equity-building potential just waiting for your finishing touches. Enjoy ultimate peace of mind with a brand-new roof and siding installed in 2023, plus a fully fenced yard for your children or pets that also offer easy access to the two-car detached garage and additional alley parking. Schedule your showing today!
We estimate this home will sell faster than 92% nearby.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$146
Listed
10 days ago

Home Details for 656 E Saint Germain St

Active Status

MLS Status: Active with Contingency

Interior Features

Interior Details
Basement: Block,UnfinishedNumber of Rooms: 8Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Dining Room, Kitchen, Living Room, Loft, Storage
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 1544 Square FeetFoundation Area: 992
Appliances & Utilities
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), WasherDishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Gas: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Asphalt PitchedFencing: Chain Link
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions (24x22)No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached Garage,Concrete
Frontage
Not on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1488 Square FeetFinished Area (below surface): 56 Square Feet

Days on Market

Days on Market: 10

Property Information

Year Built
Year Built: 1950
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family
Building
Not a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 170020100

Price & Status

Price
List Price: $224,900Price Per Sqft: $146

Location

Direction & Address
City: Saint CloudCommunity: East St Cloud
School Information
High School District: St. Cloud

Agent Information

Listing Agent
Listing ID: 7093797

Building

Building Area
Building Area: 2480 Square Feet

HOA

No HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 7884.36 sqft

Offer

Contingencies: Inspection

Miscellaneous

BasementMls Number: 7093797Above Grade Unfinished Area: 1488
Last check for updates: about 6 hours ago
Listing courtesy of Jeffrey Wucherer, (320) 492-5983
Counselor Realty, Inc
Source: NorthstarMLS as distributed by MLS GRID, MLS#7093797

Market trends in Saint Cloud

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$263K
$5.76K
MoM
Sale-to-List Price
99.5%
Price per sq ft
$123
$2
MoM
Available listings
237
12
MoM

Price History for 656 E Saint Germain St

DatePriceEventSource
06/16/2026$224,900Listed For SaleNorthstarMLS as distributed by MLS GRID #7093797
05/21/2019$137,000Sold
NorthstarMLS as distributed by MLS GRID #5215703
04/18/2019$139,900Listed For SaleAgent Provided
12/11/2018$63,000Sold
N/A
07/01/2018$94,900ListingRemovedAgent Provided
02/20/2018$94,900PriceChange
Agent Provided
12/17/2017$99,900Listed For SaleAgent Provided
05/16/2016$85,000ListingRemovedAgent Provided
05/09/2016$85,000PendingToActiveAgent Provided
04/14/2016$85,000PendingAgent Provided
03/24/2016$85,000PriceChange
Agent Provided
02/19/2016$95,000Listed For SaleAgent Provided
01/02/2016$99,900ListingRemovedAgent Provided
10/18/2015$99,900Listed For SaleAgent Provided
11/26/2008$97,000Sold
Lake Superior Area Realtors as distributed by MLS GRID #1101794
03/16/2005$137,600Sold
N/A

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Property Tax and Assessment

Year2025
Tax$1,854
Assessment$162,500
Home facts updated by county records

Comparable Sales for 656 E Saint Germain St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.03
Single-Family Home
$205,000
11/21/25
3
2
1,830
0.06
Single-Family Home
$150,000
06/22/26
3
1
1,592
0.14
Single-Family Home
$175,000
12/08/25
3
1
1,200
0.07
Single-Family Home
$154,500
08/22/25
2
1
1,248
0.52
Single-Family Home
$199,900
10/07/25
3
2
1,503
0.47
Single-Family Home
$162,500
07/17/25
4
2
1,234
0.58
Single-Family Home
$189,900
10/17/25
3
1.5
1,573
0.43
Single-Family Home
$180,000
02/13/26
2
2
1,016
0.50
Single-Family Home
$195,000
09/30/25
4
2
1,355

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 656 E Saint Germain St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Southeast

At least 5 Trulia users voted on each feature.
  • 100 % Say kids play outside

  • 100 % Say parking is easy

  • 80 % Say car is needed

  • 75 % Say yards are well-kept

  • 75 % Say it's quiet

  • 63 % Say it's walkable to grocery stores

  • 63 % Say it's dog friendly

  • 60 % Say they plan to stay for at least 5 years

  • 56 % Say it's walkable to restaurants

  • 56 % Say there's wildlife

  • 50 % Say there's holiday spirit

  • 43 % Say there are community events

  • 40 % Say streets are well-lit

  • 39 % Say neighbors are friendly

  • 38 % Say there are sidewalks

  • 33 % Say people would walk alone at night

Sourced by Trulia users. Learn more about our methodology.
  • Chris C.
    "A car is necessary to get around St. Cloud. There seems to be a good bus system, but I have yet to try it for I have a car. "
  • Maryirenehaus
    "The streets are not well taken care of. And it’s kind of a dirty neighborhood, but I’ve never felt unsafe "
  • Jantabb_parkview
    "I married my husband who lived here already. Quiet neighborhood. My neighbors are friendly, but the area is an older part of town with old houses."

LGBTQ Local Legal Protections

Jeffrey Wucherer, Counselor Realty, Inc
Agent Phone: (320) 492-5983
Based on information submitted to the MLS GRID as of 2026-06-26 12:33:34 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement
656 E Saint Germain St, Saint Cloud, MN 56304 is a 3 bedroom, 2 bathroom, 1,544 sqft single-family home built in 1950. 656 E Saint Germain St is located in Southeast, Saint Cloud. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on Jun 16, 2026. The MLS # for this home is MLS# 7093797.