Be sure to select "Refinance" to see the latest Fair Oaks, CA mortgage refinance rates.
Enter your ZIP code for the most accurate results. Refinance rates can vary from state to state.
This helps calculate the loan‑to‑value ratio (LTV) for your loan, which helps determine your interest rate.
This amount is also used to calculate your LTV. LVT requirements vary depending on the loan type.
Also known as a FICO score, a higher credit score will help you qualify for a lower refinance rate.
VA IRRRL Loans
Looking to refinance your VA loan? Check “Military/Veteran” above to get VA IRRRL refinance rates.
Our refinance rate tool automatically includes FHA loans. You can filter results to only show FHA loans.
Interested in a cash‑out refinance? Use the advanced options to enter the amount of cash you'd like to take out.