Find Mortgage Rates in Altoona, IA

Interest rates are totally personal. Enter your info to see what mortgage rates you may qualify for.
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Loan Type
Today's Rate
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3.665%
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2.942%
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Mortgage Rate Trends

Refinance Rate Help

Looking for current refinance rates in Altoona, IA? Here’s how to use our refinance rate tool to find competitive interest rates.

Loan Purpose

Be sure to select "Refinance" to see the latest Altoona, IA mortgage refinance rates.

ZIP Code

Enter your ZIP code for the most accurate results. Refinance rates can vary from state to state.

Property Value

This helps calculate the loan‑to‑value ratio (LTV) for your loan, which helps determine your interest rate.

Current Balance

This amount is also used to calculate your LTV. LVT requirements vary depending on the loan type.

Credit Score

Also known as a FICO score, a higher credit score will help you qualify for a lower refinance rate.

VA IRRRL Loans

Looking to refinance your VA loan? Check “Military/Veteran” above to get VA IRRRL refinance rates.

FHA Loans

Our refinance rate tool automatically includes FHA loans. You can filter results to only show FHA loans.

Cash‑Out Refinance

Interested in a cash‑out refinance? Use the advanced options to enter the amount of cash you'd like to take out.

Should I Refinance my Mortgage?

Refinancing at the right time can help you lower your mortgage payments, but it also requires you to pay fees and other closing costs. Use a refinance calculator to see if refinancing your loan makes sense for you and to estimate the breakeven point. Here are some more tips to help you with your mortgage refinance:

Finding the
Best Rates

Don't settle for the first refinance rate you see. It pays to shop around for the best rates, so check rates from at least three lenders when you’re looking to refinance your home loan.

When to
Refinance

It's best to refinance when rates are low. Rates can change daily, so keep track of the latest Altoona, IA refinance rates and work with your lender to lock in a rate.

Cash‑Out
Refinancing

Refinancing can help you use some of your hard‑earned equity to pay for large expenses, like major home improvements or college tuition, by taking out additional cash at closing.