940 Highway 98 E, Destin, FL 32541
Property image
Property image
FOR SALE

940 Highway 98 E
Destin, FL 32541

  • 2 Beds
  • 2.5 Baths
  • 1,191 sqft

$439,000

Est. Mortgage $3,589/mo*
Get Pre-Qualified

$439,000

Est. Mortgage $3,589/mo*
Get Pre-Qualified
2 Beds
2.5 Baths
1,191 sqft

Local Information

  • Map ViewExplore the area around 940 Highway 98 E.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Welcome to this beautifully positioned 2-bedroom, 2.5-bath waterfront townhome in the highly desirable South Bay by the Gulf community. Offering 1,191 sq ft of refined coastal living, this fully furnished, two-story residence features a light-filled open living space, well-appointed kitchen, and two private balconies overlooking serene lake views. Enjoy a resort-style lifestyle with private beach access, swimming pools, tennis courts, and beautifully maintained grounds—all just a few steps away from the sugar-white sands of the Emerald Coast. An exceptional opportunity as a primary residence, second home, or investment property.

Home Highlights

Parking
No Info
Outdoor
Pool
View
Lake, Water
HOA
$860/Monthly
Price/Sqft
$369
Listed
78 days ago

Home Details for 940 Highway 98 E

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Master Bedroom, Bedroom, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1191 Square Feet
Appliances & Utilities
Appliances: Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, RefrigeratorDishwasherDryerRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Gas & Electric
Electric: Copper Wiring
Windows, Doors, Floors & Walls
Flooring: Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Tile
View
Has a ViewView: Lake, Water

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Balcony, Barbecue, Tennis Court(s)Foundation: SlabHas a Private Pool
Parking & Garage
No CarportNo GarageParking: 1 Space/Unit
Pool
Pool: In Ground, Fenced, CommunityPool
Frontage
WaterfrontWaterfront: Lake, Waterfront, Beach Access, Deed Access, Beach, Waterfront Deed AccessResponsible for Road Maintenance: Private Maintained RoadOn Waterfront
Water & Sewer
Sewer: Public Sewer
Farm & Range
Not Allowed to Raise Horses

Days on Market

Days on Market: 78

Property Information

Year Built
Year Built: 1974
Property Type / Style
Property Type: ResidentialProperty Subtype: CondominiumArchitecture: Contemporary
Building
Building Name: South Bay By The GulfConstruction Materials: Concrete, FrameNot a New Construction
Property Information
Condition: ResaleParcel Number: 002s22420000h50000

Price & Status

Price
List Price: $439,000Price Per Sqft: $369

Active Status

MLS Status: Active

Location

Direction & Address
City: DestinCommunity: Southbay
School Information
Elementary School: Local School In CountyJr High / Middle School: LOCAL SCHOOL IN COUNTYHigh School: Local School In County

Agent Information

Listing Agent
Listing ID: 681904

Building

Building Area
Building Area: 1191 Square Feet

Community

Community Features: Tennis Court(s)Not Senior Community

HOA

HOA Fee Includes: Maintenance Grounds, Management, Recreation FacilityHas an HOAHOA Fee: $10,320/Annually

Documents

Disclaimer: Property is being sold As-Is with right to inspect. Seller makes no warranties or representations as to the condition of the property. Buyer is responsible for verifying all information.

Listing Info

Special Conditions: Standard

Miscellaneous

Mls Number: 681904Water ViewWater View: Lake, Water

Additional Information

Tennis Court(s)
Last check for updates: about 7 hours ago
Listing courtesy of Penelope Bradley, (850) 501-7212
EXP Realty, LLC
Source: PAR, MLS#681904

Market trends in Destin

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$598K
$20KMoM
Sale-to-List Price
95.2%
0.1%MoM
Price per sq ft
$388
$8MoM
Available listings
790
8MoM

Price History for 940 Highway 98 E

DatePriceEventSource
05/01/2026$439,000Listed For SalePAR #681904
04/20/2026$8,296ListingRemovedZillow Rentals
04/18/2026$8,296Listed For RentZillow Rentals
03/03/2021$396,000Sold
N/A
12/02/2020$414,900PriceChange
Agent Provided
10/22/2020$424,900Listed For SaleAgent Provided
03/16/2019$400,000ListingRemovedAgent Provided
09/20/2018$400,000Listed For SaleAgent Provided
07/20/2016$237,500Sold
N/A
04/30/2016$249,900PriceChange
Agent Provided
02/20/2016$259,500PriceChange
Agent Provided
02/20/2015$199,900Listed For SaleAgent Provided
01/09/2004$25,000Sold
N/A

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 940 Highway 98 E

Skip to last item
Skip to first item

Property Tax and Assessment

Year2024
Tax$4,324
Assessment$365,000
Home facts updated by county records

Comparable Sales for 940 Highway 98 E

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
940 Highway 98 E #54, Destin, FL
0.05
Condo
$397,000
06/18/26
2
2.5
1,191
970 Highway 98 #602, Destin, FL
0.15
Condo
$373,000
02/09/26
2
2
1,072
970 Highway 98 #603, Destin, FL
0.15
Condo
$373,000
12/30/25
2
2
1,072
970 Highway 98 #903, Destin, FL
0.15
Condo
$372,500
09/18/25
2
2
1,072
940 Highway 98 E #38, Destin, FL
0.05
Condo
$430,000
09/15/25
3
2.5
1,289
970 Highway 98 #1203, Destin, FL
0.15
Condo
$435,000
11/20/25
2
2
1,070
970 Highway 98 E #406, Destin, FL
0.15
Condo
$350,000
11/03/25
2
2
1,072
970 Highway 98 #806, Destin, FL
0.15
Condo
$485,000
07/08/26
2
2
1,072
940 Highway 98 E #27, Destin, FL
0.09
Condo
$425,000
08/12/25
3
2.5
1,289
970 Highway 98 #1105, Destin, FL
0.16
Condo
$481,587
09/30/25
2
2
1,072

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 940 Highway 98 E.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Destin

At least 291 Trulia users voted on each feature.

  • 86 % Say it's dog friendly

  • 81 % Say car is needed

  • 76 % Say there are sidewalks

  • 73 % Say people would walk alone at night

  • 73 % Say there's holiday spirit

  • 71 % Say yards are well-kept

  • 70 % Say it's quiet

  • 68 % Say kids play outside

  • 65 % Say parking is easy

  • 63 % Say streets are well-lit

  • 57 % Say it's walkable to restaurants

  • 53 % Say they plan to stay for at least 5 years

  • 46 % Say it's walkable to grocery stores

  • 45 % Say neighbors are friendly

  • 40 % Say there's wildlife

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Heather Watkins
    "Short walk to a few places but mainly need car or bike to get around. Rideshare is expensive and unreliable and public transport is non existent. "
    0
    Flag
  • Trulia User
    "Safe Multicultural low key friendly convenient to the beach and shopping. I like it here. Multiple parks in the area. "
    0
    Flag
  • reyna3hsd
    "I don’t live in Destin, I live in Baker, FL. I think dog owners would, give or take, like my neighborhood. It’s a farm neighborhood, but it depends on what dog they have. If they have acreage and a working dog, they’ll love it. If they have a lab or something like that, they might get run over"
    0
    Flag
  • Gwen York
    "It’s a nice area to live and work. Locals and tourists are respectful of each other, which creates a friendly community atmosphere."
    0
    Flag
  • Sjmszttqft
    "Amazing place to live, nice neighbors, calm, peaceful. Near everything. Just 10 minutes walk from the beach."
    0
    Flag
  • Maxconn30
    "My commute is 2 miles from my home and takes an average of 6 minutes to get there. The summer tourist traffic is not as bad as it used to be now that the road construction is finished. "
    0
    Flag
  • Hanjin02
    "Here is very nice place, nice neighborhood. Place like diamond. I would like to recommend here to other people."
    0
    Flag
  • Trulia User
    "Safe quite down to earth ppl that are rich pet loving children, loving, very family orientated people are very well mannered"
    0
    Flag
  • Alex.gbot
    "It takes 30 minutes during the summer to get to my job and i live 5 minutes away. There should be a light in front of my current apartment complex but there isn’t, since there isn’t theres an accident there at least 2 times a month. Also there used to be a side street that residents could use to be able to bypass 98 but someone bought the property its on and has done NOTHING with the property but has COMPLETELY blocked off the road. "
    0
    Flag
  • Cstringer260
    "So many I can’t count. Great place to retire or raise a beautiful family. Got to love the water because we have plenty of it. Beautiful place to live."
    0
    Flag
  • Jordan Harrill
    "I’m just visiting Destin, Fl but the craft beer is good so far. And the hospitality is great. And the amenities are nice. "
    0
    Flag
  • FishGuru
    "Everyday interaction really, from getting to know the neighborhood kids to giving advice or lending a hand . Everyone here knows everyone so in a way we all look out for one another . I would say that is the same overall feel I get in the neighboring cities as well . "
    7
    Flag
  • Dshreve1
    "Beautiful beaches abound in this coastal area on the Gulf of Mexico. Very touristy but Destin has great food and lots of ways to entertain oneself if nor enjoying the sun, sand, and surf!"
    0
    Flag
  • Audio S.
    "fireworks displays...every major holiday. college football tailgating on saturday mornings and afternoons are not unusual."
    1
    Flag
  • Jimmie G.
    "There is tons of traffic in the summer time. Starting on Spring Break we get tourist from all over primarily the Midwest. It gets crowded fast. "
    4
    Flag
  • Donna F. P.
    "Uber is the only transport other than your own vehicle. I have a 20 minute cute to work. Traffic is up in the summer and lower in the fall. "
    2
    Flag
  • Seg24
    "Depends on time of year. Local travel on scenic is easy but 98 can get very congested and it can take an hour to go 10 miles "
    0
    Flag
  • Kwtfla
    "Yes. Plenty of dogs. A very friendly neighborhood for dog lovers. Very quiet and traffic is modest. "
    0
    Flag
  • Nicoleemily7
    "The Venue is dog friendly and always dogs out and about . Lots of places to walk the dog as well as a dog park in our community, as well as down the street! "
    3
    Flag
  • Dave W.
    "Make sure you’re kids don’t text and drive or drink and drive. Hwy 98 is a killer because of it. Plan trips early, afternoon road construction traffic is a nightmare. "
    1
    Flag
  • Ashley B.
    "You’re close to everything including schools. All sorts of food places and mighty life. Close to the beach too!"
    4
    Flag
  • Anzabia R.
    "There are plenty of families in this area and it’s a good place for vacationing throughout the year. We really enjoy the weather and the friendliness of the neighbors."
    1
    Flag
  • Jose B.
    "A great neighborhood. Friendly, quiet, and beautiful place. A perfect place to raise family and retirement. "
    1
    Flag
  • Jim S.
    "I buy Candy every year, but NO Trick or Treaters for past 2 years. Used to have a few, but Crystal Beach is more of a Vacationeers area, not a lot of children in the neighborhood."
    0
    Flag
  • Jennifer H. H.
    "There is a Dog park nearby and lots of sidewalks to walk your dog on a leash. There are several dog owners in the area that also walk their dog."
    3
    Flag
  • Corinamarieplain
    "Family friendly beautiful scenery and fun all around place. In the off season some place r slow but it’s a time to meet your locals"
    0
    Flag
  • Blagovest N.
    "Great Naborhood in the heart of Destin. I will recommend it to family. It safe here. Walking distance to restaurants "
    3
    Flag
  • Arve852003
    "The view of the bay is great. There is a lot of things to do around including stores, restaurants and the ability to walk to the beach "
    1
    Flag
  • Nam
    "clean, beautiful beach, not too crowded, not too quiet. It is lively with many shops and restaurants too."
    1
    Flag
  • Dianna W.
    "I live right across from Destin Dog Park.. Awesome dog park.. My dog loves it there and most owners are friendly. "
    0
    Flag
  • Dianna W.
    "The Destin dog park is awesome!! People watch their dogs and also clean up after them. People and dogs are very friendly. "
    0
    Flag
  • Eireanne W.
    "A lot of families in this neighborhood but you do hear a lot of fireworks nearby once a week in the summer. Not good when you have a baby!"
    0
    Flag
  • Eric D.
    "That's its safe for children and safe for everyone in the area also that the neighborhood is safe for everyone"
    0
    Flag
  • Aj0802
    "This is a quiet neighborhood. There are not many children that live here. It is mostly late middle age to elderly."
    0
    Flag
  • Mustafa C. A.
    "Nice safe rich fun beach restaurants local beer local wine street food movies. It’s like a huge city that has them all. And all perfect "
    0
    Flag
  • Madmax24
    "Lots of sidewalks through pleasant neighborhoods. Near public parks and the bay with access to a public dock. Very safe neighborhood and rarely have animals running lose. "
    0
    Flag

LGBTQ Local Legal Protections

Penelope Bradley, EXP Realty, LLC
Agent Phone: (850) 501-7212
Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS®. This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information deemed reliable but not guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
940 Highway 98 E, Destin, FL 32541 is a 2 bedroom, 3 bathroom, 1,191 sqft condo built in 1974. This property is currently available for sale and was listed by PAR on May 1, 2026. The MLS # for this home is MLS# 681904.