940 Highway 98 E #16, Destin, FL 32541
Property image
Property image
FOR SALE

$495,000

  • 3 Beds
  • 2.5 Baths
  • 1,289 sqft

940 Highway 98 E #16, Destin, FL 32541

Est. Mortgage $3,153/mo*
Get Pre-Qualified

Home Highlights

Condo
Built in 1974
$384/sqft

Local Information

  • Map ViewExplore the area around 940 Highway 98 E #16.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to South Bay by the Gulf. Please consider this beautifully maintained condo in the South Bay by the Gulf community in the heart of Destin, Florida. This 1,289 square foot, 3-bedroom, 2.5-bath unit offers an ideal opportunity as a full-time or second home, or short-term vacation rental. Positioned on 14 acres, this family-friendly community of 109 townhomes stretches from Highway 98 to the Gulf of Mexico, enjoying 300 feet of private, deep white sand beach along a low-density shoreline. The unit features an open living and dining floor plan with a sleeper sofa, a fully equipped kitchen, a private landscaped patio, an in-unit washer and dryer, and a functional bedroom layout including a primary suite with private bath, two guest bedrooms, a shared full bath, and a downstairs half-bath. Community amenities include two swimming pools (one seasonally heated), private beach access, a 5-acre freshwater lake stocked with turtles and ducks, a kiddie pool, grilling areas, tennis and pickleball courts, shuffleboard, and beachside volleyball. Conveniently located to Big Kahuna's Water & Adventure Park and just minutes from popular Destin dining and entertainment such as McGuire's Irish Pub, AJ's Seafood & Oyster Bar, and Margaritaville, this property combines coastal lifestyle appeal with strong rental and investment potential.
Last check for updates: about 5 hours ago
Listing courtesy of Christopher L Wooten, (850) 502-9900
Taylor Allen Properties LLC
Source: ECAOR, MLS#994642
Also Listed on ECAOR.

Home Details for 940 Highway 98 E #16

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Master Bedroom, Bedroom, Dining Room, Kitchen
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1289 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Electric Water HeaterDishwasherDisposalDryerLaundry: Washer/Dryer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Window: Window TreatmentsDoor: Storm Door(s)Flooring: Tile
Levels, Entrance, & Accessibility
Number of Stories: 2Floors: Tile
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: Patio, Porch
Parking & Garage
No CarportNo Garage
Frontage
Not on Waterfront

Days on Market

Days on Market: 25

Property Information

Year Built
Year Built: 1974
Property Type / Style
Property Type: ResidentialProperty Subtype: Condominium
Building
Construction Materials: Frame, Wood SidingNot a New Construction
Property Information
Condition: Construction CompleteParcel Number: 002S22420000B70000

Price & Status

Price
List Price: $495,000Price Per Sqft: $384

Active Status

MLS Status: Active

Location

Direction & Address
City: DestinCommunity: SOUTH BAY BY THE GULF
School Information
Elementary School: DestinJr High / Middle School: DestinHigh School: Destin

Agent Information

Listing Agent
Listing ID: 994642

Building

Building Area
Building Area: 1289 Square Feet

Community

Community Features: Deed Access, Pool, Tennis Court(s), Short Term Rental - AllowedUnits in Building: 8

HOA

HOA Fee Includes: Maintenance Grounds, Insurance, Legal, Licenses/Permits, Management, Security, Sewer, Cable TV, Trash, Water, InternetHas an HOA

Miscellaneous

Mls Number: 994642

Additional Information

Deed AccessPoolTennis Court(s)Short Term Rental - Allowed

Around this home

What Locals Say about Destin

At least 291 Trulia users voted on each feature.

  • 86 % Say it's dog friendly

  • 81 % Say car is needed

  • 76 % Say there are sidewalks

  • 73 % Say people would walk alone at night

  • 73 % Say there's holiday spirit

  • 71 % Say yards are well-kept

  • 70 % Say it's quiet

  • 68 % Say kids play outside

  • 65 % Say parking is easy

  • 63 % Say streets are well-lit

  • 57 % Say it's walkable to restaurants

  • 53 % Say they plan to stay for at least 5 years

  • 46 % Say it's walkable to grocery stores

  • 45 % Say neighbors are friendly

  • 40 % Say there's wildlife

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Heather Watkins
    "Short walk to a few places but mainly need car or bike to get around. Rideshare is expensive and unreliable and public transport is non existent. "
    1
    Flag
  • Trulia User
    "Safe Multicultural low key friendly convenient to the beach and shopping. I like it here. Multiple parks in the area. "
    0
    Flag
  • reyna3hsd
    "I don’t live in Destin, I live in Baker, FL. I think dog owners would, give or take, like my neighborhood. It’s a farm neighborhood, but it depends on what dog they have. If they have acreage and a working dog, they’ll love it. If they have a lab or something like that, they might get run over"
    0
    Flag
  • Gwen York
    "It’s a nice area to live and work. Locals and tourists are respectful of each other, which creates a friendly community atmosphere."
    0
    Flag
  • Sjmszttqft
    "Amazing place to live, nice neighbors, calm, peaceful. Near everything. Just 10 minutes walk from the beach."
    0
    Flag
  • Maxconn30
    "My commute is 2 miles from my home and takes an average of 6 minutes to get there. The summer tourist traffic is not as bad as it used to be now that the road construction is finished. "
    0
    Flag
  • Hanjin02
    "Here is very nice place, nice neighborhood. Place like diamond. I would like to recommend here to other people."
    0
    Flag
  • Trulia User
    "Safe quite down to earth ppl that are rich pet loving children, loving, very family orientated people are very well mannered"
    0
    Flag
  • Alex.gbot
    "It takes 30 minutes during the summer to get to my job and i live 5 minutes away. There should be a light in front of my current apartment complex but there isn’t, since there isn’t theres an accident there at least 2 times a month. Also there used to be a side street that residents could use to be able to bypass 98 but someone bought the property its on and has done NOTHING with the property but has COMPLETELY blocked off the road. "
    0
    Flag
  • Cstringer260
    "So many I can’t count. Great place to retire or raise a beautiful family. Got to love the water because we have plenty of it. Beautiful place to live."
    0
    Flag
  • Jordan Harrill
    "I’m just visiting Destin, Fl but the craft beer is good so far. And the hospitality is great. And the amenities are nice. "
    0
    Flag
  • FishGuru
    "Everyday interaction really, from getting to know the neighborhood kids to giving advice or lending a hand . Everyone here knows everyone so in a way we all look out for one another . I would say that is the same overall feel I get in the neighboring cities as well . "
    7
    Flag
  • Dshreve1
    "Beautiful beaches abound in this coastal area on the Gulf of Mexico. Very touristy but Destin has great food and lots of ways to entertain oneself if nor enjoying the sun, sand, and surf!"
    0
    Flag
  • Audio S.
    "fireworks displays...every major holiday. college football tailgating on saturday mornings and afternoons are not unusual."
    1
    Flag
  • Jimmie G.
    "There is tons of traffic in the summer time. Starting on Spring Break we get tourist from all over primarily the Midwest. It gets crowded fast. "
    4
    Flag
  • Donna F. P.
    "Uber is the only transport other than your own vehicle. I have a 20 minute cute to work. Traffic is up in the summer and lower in the fall. "
    2
    Flag
  • Seg24
    "Depends on time of year. Local travel on scenic is easy but 98 can get very congested and it can take an hour to go 10 miles "
    0
    Flag
  • Kwtfla
    "Yes. Plenty of dogs. A very friendly neighborhood for dog lovers. Very quiet and traffic is modest. "
    0
    Flag
  • Nicoleemily7
    "The Venue is dog friendly and always dogs out and about . Lots of places to walk the dog as well as a dog park in our community, as well as down the street! "
    3
    Flag
  • Dave W.
    "Make sure you’re kids don’t text and drive or drink and drive. Hwy 98 is a killer because of it. Plan trips early, afternoon road construction traffic is a nightmare. "
    1
    Flag
  • Ashley B.
    "You’re close to everything including schools. All sorts of food places and mighty life. Close to the beach too!"
    4
    Flag
  • Anzabia R.
    "There are plenty of families in this area and it’s a good place for vacationing throughout the year. We really enjoy the weather and the friendliness of the neighbors."
    1
    Flag
  • Jose B.
    "A great neighborhood. Friendly, quiet, and beautiful place. A perfect place to raise family and retirement. "
    1
    Flag
  • Jim S.
    "I buy Candy every year, but NO Trick or Treaters for past 2 years. Used to have a few, but Crystal Beach is more of a Vacationeers area, not a lot of children in the neighborhood."
    0
    Flag
  • Jennifer H. H.
    "There is a Dog park nearby and lots of sidewalks to walk your dog on a leash. There are several dog owners in the area that also walk their dog."
    3
    Flag
  • Corinamarieplain
    "Family friendly beautiful scenery and fun all around place. In the off season some place r slow but it’s a time to meet your locals"
    0
    Flag
  • Blagovest N.
    "Great Naborhood in the heart of Destin. I will recommend it to family. It safe here. Walking distance to restaurants "
    3
    Flag
  • Arve852003
    "The view of the bay is great. There is a lot of things to do around including stores, restaurants and the ability to walk to the beach "
    1
    Flag
  • Nam
    "clean, beautiful beach, not too crowded, not too quiet. It is lively with many shops and restaurants too."
    1
    Flag
  • Dianna W.
    "I live right across from Destin Dog Park.. Awesome dog park.. My dog loves it there and most owners are friendly. "
    0
    Flag
  • Dianna W.
    "The Destin dog park is awesome!! People watch their dogs and also clean up after them. People and dogs are very friendly. "
    0
    Flag
  • Eireanne W.
    "A lot of families in this neighborhood but you do hear a lot of fireworks nearby once a week in the summer. Not good when you have a baby!"
    0
    Flag
  • Eric D.
    "That's its safe for children and safe for everyone in the area also that the neighborhood is safe for everyone"
    0
    Flag
  • Aj0802
    "This is a quiet neighborhood. There are not many children that live here. It is mostly late middle age to elderly."
    0
    Flag
  • Mustafa C. A.
    "Nice safe rich fun beach restaurants local beer local wine street food movies. It’s like a huge city that has them all. And all perfect "
    0
    Flag
  • Madmax24
    "Lots of sidewalks through pleasant neighborhoods. Near public parks and the bay with access to a public dock. Very safe neighborhood and rarely have animals running lose. "
    0
    Flag

Market trends in Destin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$567K
$33.33KMoM
Sale-to-List Price
95.0%
0.1%MoM
Price per sq ft
$367
$23MoM
Available listings
788
3MoM

Home Value

Trulia Estimate
$473K
Since last month
Increased$4K (+0.8%)
Since last year
Increased$45K (+10.5%)
Since last sale
Increased$18K (+3.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +161% in the last 10 years
MonthEstimated value
2026
August 2026$473K
August 2026$468K
July 2026$469K
June 2026$470K
May 2026$471K
April 2026$471K
March 2026$474K
February 2026$478K
January 2026$409K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
940 Highway 98 E #38, Destin, FL
0.13
Condo
$430,000
09/15/25
3
2.5
1,289
940 US Highway 98 W #120, Miramar Beach, FL
0.21
Condo
$560,000
08/10/26
3
2.5
1,289
970 Highway 98 #101, Destin, FL
0.18
Condo
$340,000
06/04/26
3
3
1,400
940 US Highway 98 W #65, Miramar Beach, FL
0.13
Condo
$405,000
08/14/26
2
2.5
1,191
940 Highway 98 E #54, Destin, FL
0.13
Condo
$397,000
06/18/26
2
2.5
1,191
970 Highway 98 #1107, Destin, FL
0.20
Condo
$700,000
08/19/26
3
3
1,400
900 Gulf Shore Dr #3042, Destin, FL
0.18
Condo
$485,000
07/28/26
2
2
1,430
970 Highway 98 #1105, Destin, FL
0.19
Condo
$481,587
09/30/25
2
2
1,072

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
940 Highway 98 E #23, Destin, FL 32541
0.04
$335,000
3
2.5
1,289
For Sale
1002 Highway 98 #810, Destin, FL 32541
0.06
$550,000
1
2
775
Recently Sold
1008 Highway 98 E #65, Destin, FL 32541
0.07
$607,400
2
2
1,300
Off Market
940 Highway 98 E #10, Destin, FL 32541
0.04
$444,100
4
3.5
1,620
Off Market
940 Highway 98 E #36, Destin, FL 32541
0.07
$538,400
3
2.5
1,289
For Sale
940 Highway 98 E #33, Destin, FL 32541
0.07
$425,000
3
2.5
1,289
For Sale
3883 Sand Dune Ct, Destin, FL 32541
0.07
$1,340,900
4
4.5
2,795
Off Market
3883 Sand Dune Dr, Destin, FL 32541
0.07
$721,200
4
4
2,795
Off Market
3877 Sand Dune Ct, Destin, FL 32541
0.08
$849,900
3
2
1,736
Recently Sold
970 Highway 98 E #1103, Destin, FL 32541
0.13
$533,800
2
2
1,072
Off Market
900 Gulf Shore Dr #5, Destin, FL 32541
0.13
$494,900
2
3
1,735
For Sale

Price and Tax history

DateEventPrice
Aug 14, 2026
Source: ECAOR #994642
Listed For Sale
$495,000
Aug 7, 2026
Source: ECAOR #994642
ListingRemoved
$495,000
Feb 6, 2026
Source: ECAOR #994642
Listed For Sale
$495,000
May 19, 2022
Source: ECAOR #896606
Sold
$455,000
Apr 26, 2022
Source: ECAOR #896606
Pending
$455,000

LGBTQ Local Legal Protections

Christopher L Wooten, Taylor Allen Properties LLC
Agent Phone: (850) 502-9900
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 940 Highway 98 E #16

Skip to last item
Skip to first item

Frequently asked questions about 940 Highway 98 E #16

  • What is the estimated monthly payment for 940 Highway 98 E #16?
    Based on a $495,000 list price with 20% down at today's rates, the estimated monthly payment for 940 Highway 98 E #16 in Destin, FL is approximately $3,199 (about $2,617 principal & interest, $507 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 940 Highway 98 E #16 compare to homes in Destin?
    940 Highway 98 E #16 in Destin, FL is listed at $495,000, about 13% below the $567K median sale price in Destin.
  • What do residents say about Destin?
    Residents describe Destin, FL as dog-friendly, pedestrian-friendly, and well-kept. See homes for sale in Destin, FL.
  • What are the closest schools to 940 Highway 98 E #16?
    The closest schools to 940 Highway 98 E #16 in Destin, FL are Destin Elementary School (Pre-K, rated 10/10), Destin Middle School (Elementary, rated 9/10), Fort Walton Beach High School (rated 5/10).
  • Does 940 Highway 98 E #16 have air conditioning?
    Yes, 940 Highway 98 E #16 in Destin, FL has air conditioning.
  • Does 940 Highway 98 E #16 have a pool?
    Yes, 940 Highway 98 E #16 in Destin, FL has a pool.
940 Highway 98 E #16, Destin, FL 32541 is a 3 bedroom, 3 bathroom, 1,289 sqft condo built in 1974. This property is currently available for sale and was listed by ECAOR on Aug 14, 2026. The MLS # for this home is MLS# 994642.