628 Mountain Dr, Destin, FL 32541
Property image
Property image
FOR SALE

$489,000

Original price: $499,000
  • 4 Beds
  • 3 Baths
  • 2,550 sqft

628 Mountain Dr, Destin, FL 32541

Est. Mortgage $3,062/mo*
Get Pre-Qualified

Home Highlights

Price/Sqft
$192
Listed
100 days ago
Climate Control
Natural Gas & Ceiling Fans

Local Information

  • Map ViewExplore the area around 628 Mountain Dr.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

BRAND NEW ROOF! Welcome to this beautifully maintained single-level home located in the highly desirable Sea Hills neighborhood in the heart of Destin. Just minutes from the Destin Harbor, waterfront dining, shopping, entertainment, and the white sand beaches of the Emerald Coast, this spacious residence offers comfort, functionality, and exceptional outdoor living. This thoughtfully designed split floor plan features 4 bedrooms and 3 baths, including two primary suites with private en-suite baths, making it ideal for multi-generational living, guests, or a second-home retreat. Inside, you'll find fresh interior paint, crown molding, new lighting fixtures, a built-in desk and cabinetry, and a cozy natural gas fireplace that anchors the main living area. The spacious Florida room adds approximately 450 square feet of additional living space and overlooks a backyard oasis. The kitchen is equipped with stainless steel appliances, granite counters, new kitchen sink. Home rewired 2025, roof 2026, refrigerator 2026, and a dishwasher 2025. The home also features two jetted tubs, a walk-in shower, an on-demand hot water heater installed in 2022, central heat and air with HVAC replaced in 2019, and a whole-house Generac generator for added peace of mind. Hurricane shutters and a fully irrigated lawn further enhance the property's convenience and durability. Outdoor living shines with approximately 520 square feet of decking, outer deck lighting, and mature shrubbery providing privacy and a fully fenced backyard with room for a future POOL addition. A gated boat pad offers secure storage for your boat or recreational vehicles. Perfect for enjoying the Destin lifestyle with easy access to the harbor and Gulf waters. With no HOA, abundant outdoor space, and a prime central Destin location, this move-in-ready property offers an outstanding opportunity as a primary residence, vacation home, or investment property. Only long-term rentals allowed--buyer to verify all information. Call listing agent Robin Payne to schedule a showing.
Last check for updates: about 6 hours ago
Listing courtesy of Abbott Martin Group, (850) 460-2900
EXP Realty LLC
Robin D Payne, (850) 855-7274
EXP Realty LLC
Source: ECAOR, MLS#1003008
Also Listed on ECAOR, eXp Realty.

Home Details for 628 Mountain Dr

Interior Features

Interior Details
Number of Rooms: 6Types of Rooms: Bedroom, Bathroom, Dining Area, Florida Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2550 Square Feet
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Ceiling Fan(s)Has HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Has a Fireplace
Windows, Doors, Floors & Walls
Common Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 1
View
No View

Exterior Features

Parking & Garage
No CarportNo Garage
Frontage
Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront

Days on Market

Days on Market: 100

Property Information

Year Built
Year Built: 1974
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Not a New ConstructionNot Attached Property
Property Information
Condition: Construction CompleteParcel Number: 002S223081000C0020

Price & Status

Price
List Price: $489,000Price Per Sqft: $192

Active Status

MLS Status: Active

Location

Direction & Address
City: DestinCommunity: SEA HILLS 1ST
School Information
Elementary School: DestinJr High / Middle School: DestinHigh School: Destin

Agent Information

Listing Agent
Listing ID: 1003008

Building

Building Area
Building Area: 2550 Square Feet

Lot Information

Lot Area: 9583.2 sqft

Miscellaneous

Mls Number: 1003008

Around this home

What Locals Say about Destin

At least 291 Trulia users voted on each feature.

  • 86 % Say it's dog friendly

  • 81 % Say car is needed

  • 76 % Say there are sidewalks

  • 73 % Say people would walk alone at night

  • 73 % Say there's holiday spirit

  • 71 % Say yards are well-kept

  • 70 % Say it's quiet

  • 68 % Say kids play outside

  • 65 % Say parking is easy

  • 63 % Say streets are well-lit

  • 57 % Say it's walkable to restaurants

  • 53 % Say they plan to stay for at least 5 years

  • 46 % Say it's walkable to grocery stores

  • 45 % Say neighbors are friendly

  • 40 % Say there's wildlife

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Heather Watkins
    "Short walk to a few places but mainly need car or bike to get around. Rideshare is expensive and unreliable and public transport is non existent. "
    0
    Flag
  • Trulia User
    "Safe Multicultural low key friendly convenient to the beach and shopping. I like it here. Multiple parks in the area. "
    0
    Flag
  • reyna3hsd
    "I don’t live in Destin, I live in Baker, FL. I think dog owners would, give or take, like my neighborhood. It’s a farm neighborhood, but it depends on what dog they have. If they have acreage and a working dog, they’ll love it. If they have a lab or something like that, they might get run over"
    0
    Flag
  • Gwen York
    "It’s a nice area to live and work. Locals and tourists are respectful of each other, which creates a friendly community atmosphere."
    0
    Flag
  • Sjmszttqft
    "Amazing place to live, nice neighbors, calm, peaceful. Near everything. Just 10 minutes walk from the beach."
    0
    Flag
  • Maxconn30
    "My commute is 2 miles from my home and takes an average of 6 minutes to get there. The summer tourist traffic is not as bad as it used to be now that the road construction is finished. "
    0
    Flag
  • Hanjin02
    "Here is very nice place, nice neighborhood. Place like diamond. I would like to recommend here to other people."
    0
    Flag
  • Trulia User
    "Safe quite down to earth ppl that are rich pet loving children, loving, very family orientated people are very well mannered"
    0
    Flag
  • Alex.gbot
    "It takes 30 minutes during the summer to get to my job and i live 5 minutes away. There should be a light in front of my current apartment complex but there isn’t, since there isn’t theres an accident there at least 2 times a month. Also there used to be a side street that residents could use to be able to bypass 98 but someone bought the property its on and has done NOTHING with the property but has COMPLETELY blocked off the road. "
    0
    Flag
  • Cstringer260
    "So many I can’t count. Great place to retire or raise a beautiful family. Got to love the water because we have plenty of it. Beautiful place to live."
    0
    Flag
  • Jordan Harrill
    "I’m just visiting Destin, Fl but the craft beer is good so far. And the hospitality is great. And the amenities are nice. "
    0
    Flag
  • FishGuru
    "Everyday interaction really, from getting to know the neighborhood kids to giving advice or lending a hand . Everyone here knows everyone so in a way we all look out for one another . I would say that is the same overall feel I get in the neighboring cities as well . "
    7
    Flag
  • Dshreve1
    "Beautiful beaches abound in this coastal area on the Gulf of Mexico. Very touristy but Destin has great food and lots of ways to entertain oneself if nor enjoying the sun, sand, and surf!"
    0
    Flag
  • Audio S.
    "fireworks displays...every major holiday. college football tailgating on saturday mornings and afternoons are not unusual."
    1
    Flag
  • Jimmie G.
    "There is tons of traffic in the summer time. Starting on Spring Break we get tourist from all over primarily the Midwest. It gets crowded fast. "
    4
    Flag
  • Donna F. P.
    "Uber is the only transport other than your own vehicle. I have a 20 minute cute to work. Traffic is up in the summer and lower in the fall. "
    2
    Flag
  • Seg24
    "Depends on time of year. Local travel on scenic is easy but 98 can get very congested and it can take an hour to go 10 miles "
    0
    Flag
  • Kwtfla
    "Yes. Plenty of dogs. A very friendly neighborhood for dog lovers. Very quiet and traffic is modest. "
    0
    Flag
  • Nicoleemily7
    "The Venue is dog friendly and always dogs out and about . Lots of places to walk the dog as well as a dog park in our community, as well as down the street! "
    3
    Flag
  • Dave W.
    "Make sure you’re kids don’t text and drive or drink and drive. Hwy 98 is a killer because of it. Plan trips early, afternoon road construction traffic is a nightmare. "
    1
    Flag
  • Ashley B.
    "You’re close to everything including schools. All sorts of food places and mighty life. Close to the beach too!"
    4
    Flag
  • Anzabia R.
    "There are plenty of families in this area and it’s a good place for vacationing throughout the year. We really enjoy the weather and the friendliness of the neighbors."
    1
    Flag
  • Jose B.
    "A great neighborhood. Friendly, quiet, and beautiful place. A perfect place to raise family and retirement. "
    1
    Flag
  • Jim S.
    "I buy Candy every year, but NO Trick or Treaters for past 2 years. Used to have a few, but Crystal Beach is more of a Vacationeers area, not a lot of children in the neighborhood."
    0
    Flag
  • Jennifer H. H.
    "There is a Dog park nearby and lots of sidewalks to walk your dog on a leash. There are several dog owners in the area that also walk their dog."
    3
    Flag
  • Corinamarieplain
    "Family friendly beautiful scenery and fun all around place. In the off season some place r slow but it’s a time to meet your locals"
    0
    Flag
  • Blagovest N.
    "Great Naborhood in the heart of Destin. I will recommend it to family. It safe here. Walking distance to restaurants "
    3
    Flag
  • Arve852003
    "The view of the bay is great. There is a lot of things to do around including stores, restaurants and the ability to walk to the beach "
    1
    Flag
  • Nam
    "clean, beautiful beach, not too crowded, not too quiet. It is lively with many shops and restaurants too."
    1
    Flag
  • Dianna W.
    "I live right across from Destin Dog Park.. Awesome dog park.. My dog loves it there and most owners are friendly. "
    0
    Flag
  • Dianna W.
    "The Destin dog park is awesome!! People watch their dogs and also clean up after them. People and dogs are very friendly. "
    0
    Flag
  • Eireanne W.
    "A lot of families in this neighborhood but you do hear a lot of fireworks nearby once a week in the summer. Not good when you have a baby!"
    0
    Flag
  • Eric D.
    "That's its safe for children and safe for everyone in the area also that the neighborhood is safe for everyone"
    0
    Flag
  • Aj0802
    "This is a quiet neighborhood. There are not many children that live here. It is mostly late middle age to elderly."
    0
    Flag
  • Mustafa C. A.
    "Nice safe rich fun beach restaurants local beer local wine street food movies. It’s like a huge city that has them all. And all perfect "
    0
    Flag
  • Madmax24
    "Lots of sidewalks through pleasant neighborhoods. Near public parks and the bay with access to a public dock. Very safe neighborhood and rarely have animals running lose. "
    0
    Flag

Market trends in Destin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$567K
$33.33KMoM
Sale-to-List Price
95.0%
0.1%MoM
Price per sq ft
$367
$23MoM
Available listings
788
3MoM

Home Value

Trulia Estimate
$478K
Since last month
Decreased$11K (-2.3%)
Since last year
Increased$66K (+16.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +53% in the last 10 years
MonthEstimated value
2026
August 2026$477K
July 2026$488K
June 2026$486K
May 2026$518K
April 2026$450K
March 2026$461K
February 2026$440K
January 2026$435K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
605 Sea Oats Dr, Destin, FL
0.08
Single-Family Home
$374,050
11/03/25
3
2
1,658
600 Sea Oats Dr, Destin, FL
0.11
Single-Family Home
$375,000
05/08/26
4
2
1,263
610 Lagoon Dr, Destin, FL
0.36
Single-Family Home
$2,225,000
05/22/26
4
3
3,000
620 Lagoon Dr, Destin, FL
0.35
Single-Family Home
$2,060,000
08/05/26
3
3
2,211
611 Lagoon Dr, Destin, FL
0.32
Single-Family Home
$4,195,000
05/28/26
3
3
1,536
620 Legion Ct, Destin, FL
0.28
Single-Family Home
$445,000
12/30/25
3
2
2,321
603 Legion Dr, Destin, FL
0.38
Single-Family Home
$519,000
02/11/26
3
2
2,423
619 Lagoon Dr, Destin, FL
0.32
Single-Family Home
$4,879,900
04/17/26
3
4.5
4,072

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
613 Sea Oats Dr, Destin, FL 32541
0.04
$412,700
3
2
1,917
Off Market
609 Sea Oats Dr, Destin, FL 32541
0.07
$404,600
4
2
2,205
Off Market
605 Sea Oats Dr, Destin, FL 32541
0.08
$374,050
3
2
1,658
Recently Sold
100 Beach Dr #9, Destin, FL 32541
0.06
$420,000
3
2.5
1,758
Recently Sold
600 Sea Oats Dr, Destin, FL 32541
0.11
$375,000
4
2
1,263
Recently Sold
635 Sea View Dr, Destin, FL 32541
0.13
$374,900
3
2
1,446
For Sale
613 Mountain Dr, Destin, FL 32541
0.14
$366,600
3
2
1,539
Off Market
194 Lola Cir, Destin, FL 32541
0.12
$325,000
2
2
1,047
Recently Sold
145 Lola Cir, Destin, FL 32541
0.12
$391,300
3
2
1,085
Off Market
662 Highway 98 #930, Destin, FL 32541
0.14
$1,057,700
3
3
2,212
Off Market
240 Bent Arrow Dr, Destin, FL 32541
0.17
$345,000
3
2
1,202
For Sale

Price and Tax history

DateEventPrice
Aug 13, 2026
Source: ECAOR #1003008
PriceChange
$489,000
Price decreased by 2%
Jun 23, 2026
Source: ECAOR #1003008
PriceChange
$499,000
Price decreased by 1%
Jun 18, 2026
Source: ECAOR #1003008
PriceChange
$504,000
Price decreased by 1%
Jun 12, 2026
Source: eXp Realty #1003008
PriceChange
$509,000
Price decreased by 2%
Jun 5, 2026
Source: ECAOR #1003008
PriceChange
$519,000
Price decreased by 2%

LGBTQ Local Legal Protections

Abbott Martin Group, EXP Realty LLC
Agent Phone: (850) 460-2900
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

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Frequently asked questions about 628 Mountain Dr

  • What is the estimated monthly payment for 628 Mountain Dr?
    Based on a $489,000 list price with 20% down at today's rates, the estimated monthly payment for 628 Mountain Dr in Destin, FL is approximately $3,101 (about $2,525 principal & interest, $501 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 628 Mountain Dr compare to homes in Destin?
    628 Mountain Dr in Destin, FL is listed at $489,000, about 14% below the $567K median sale price in Destin.
  • What do residents say about Destin?
    Residents describe Destin, FL as dog-friendly, pedestrian-friendly, and well-kept. See homes for sale in Destin, FL.
  • What are the closest schools to 628 Mountain Dr?
    The closest schools to 628 Mountain Dr in Destin, FL are Destin Elementary School (Pre-K, rated 10/10), Destin Middle School (Elementary, rated 9/10), Fort Walton Beach High School (rated 5/10).
  • Does 628 Mountain Dr have air conditioning?
    Yes, 628 Mountain Dr in Destin, FL has air conditioning.
  • How big is the lot at 628 Mountain Dr?
    The lot at 628 Mountain Dr in Destin, FL is about 0.22 acres (9,583 sq ft).
628 Mountain Dr, Destin, FL 32541 is a 4 bedroom, 3 bathroom, 2,550 sqft single-family home built in 1974. This property is currently available for sale and was listed by ECAOR on May 18, 2026. The MLS # for this home is MLS# 1003008.