92 Howell Bluff Rd, Bruce, FL 32455
Property image
Property image
FOR SALE
3.82 ACRES

$350,000

Original price: $354,000
  • 3 Beds
  • 2 Baths
  • 2,278 sqft (on 3.82 acres)

92 Howell Bluff Rd, Bruce, FL 32455

Est. Mortgage $2,097/mo*
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Home Highlights

Parking
Carport
Outdoor
Yes
Price/Sqft
$154
Listed
70 days ago
Climate Control
Central, Natural Gas & Central Air

Local Information

  • Map ViewExplore the area around 92 Howell Bluff Rd.
  • Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Riverfront property with just over 4 acres, no HOA, and plenty of room for boats, RVs, equipment, and outdoor recreation. Located near the Choctawhatchee River Bridge and public boat ramps, this property offers the space and flexibility that's becoming increasingly difficult to find.

This 3-bedroom, 2-bath brick home offers 2,278 square feet with a spacious floor plan, updated kitchen, large living area with fireplace, and an enclosed sunroom overlooking the property. The kitchen features custom cabinetry, stainless steel appliances, a gas range, and center island. The primary suite includes a walk-in closet and updated bath with double vanities.

Outside, you'll find multiple outbuildings, workshop space, storage buildings, oversized covered parking for boats and RVs, and plenty of room for hobbies, projects, and recreational equipment. A private well, septic system, natural gas, metal roof, and abundant parking add to the property's appeal.

An additional parcel (36-1N-17-04040-00B-0050) containing approximately 0.247 acres is included in the sale, bringing the total acreage to approximately 4.07 acres. Whether you're looking for a full-time residence, weekend retreat, or a property with room to spread out and enjoy the outdoors, this unique property offers endless possibilities.
Last check for updates: about 20 hours ago
Listing courtesy of Terry Anderson, (615) 653-0317
Gulf Life Real Estate Inc
Source: ECAOR, MLS#1005753
Also Listed on ECAOR.

Home Details for 92 Howell Bluff Rd

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Master Bedroom, Bedroom, Bathroom, Covered Porch
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2278 Square Feet
Appliances & Utilities
Appliances: Dishwasher, RefrigeratorDishwasherRefrigerator
Heating & Cooling
Heating: Central,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Has a Fireplace
Windows, Doors, Floors & Walls
Common Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 1
View
Has a ViewView: River

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Enclosed
Parking & Garage
Has a CarportNo GarageNo Attached GarageParking: Boat,Detached Carport,Oversized
Frontage
WaterfrontWaterfront: River FrontRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Days on Market: 70

Property Information

Year Built
Year Built: 1961
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: BrickNot a New ConstructionNot Attached Property
Property Information
Condition: Construction Complete, RenovatedParcel Number: 361N17040000310010

Price & Status

Price
List Price: $350,000Price Per Sqft: $154

Active Status

MLS Status: Active

Location

Direction & Address
City: Ponce De LeonCommunity: Howell Bluff
School Information
Elementary School: FreeportJr High / Middle School: FreeportHigh School: Freeport

Agent Information

Listing Agent
Listing ID: 1005753

Building

Building Area
Building Area: 2278 Square Feet

Lot Information

Lot Area: 3.82 Acres

Listing Info

Special Conditions: Accept Backup Offers

Miscellaneous

Mls Number: 1005753Water ViewWater View: River

What Locals Say about Ponce de Leon

At least 4 Trulia users voted on each feature.
  • 100 % Say there's wildlife

  • 100 % Say parking is easy

  • 88 % Say car is needed

  • 83 % Say yards are well-kept

  • 78 % Say there's holiday spirit

  • 75 % Say it's quiet

  • 75 % Say it's dog friendly

  • 60 % Say people would walk alone at night

  • 53 % Say neighbors are friendly

  • 50 % Say kids play outside

  • 50 % Say they plan to stay for at least 5 years

  • 33 % Say there are community events

  • 25 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • Carrie.kuehl1334
    "People will like the country roads that are safe for dogs. Most people have dogs and the roads are safe to walk dogs here. "
  • Carrie.kuehl1334
    "The town of Ponce de Leon hosts different events through out the year. Coming up will be the New Year’s Eve fireworks at the little community park. Quaint town, lots of church’s and good people. "
  • Chauncey C.
    "that it's a predominantly white area very friendly in alot of places very unfriendly too alot of old people that have been here forever and dont plan on leaving "
  • Myranda G.
    "I am a family person and my community welcomes everyone to the town! We are a small quite town with not much in the area "
  • Kim R.
    "I work and live here. Love it Loveit Love it!!!"

Market trends in Ponce de Leon

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
22

Home Value

Trulia Estimate
$342K
Since last month
$0 (0%)
Since last year
Increased$92K (+36.7%)
Since last sale
Increased$60K (+21.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +209% in the last 10 years
MonthEstimated value
2026
August 2026$341K
July 2026$341K
June 2026$345K
May 2026$341K
April 2026$338K
March 2026$335K
January 2026$356K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.50
Single-Family Home
$275,000
08/20/26
3
2
1,344
1.26
Single-Family Home
$315,000
05/15/26
2
1
711
1.50
Single-Family Home
$340,000
09/05/25
2
2
2,052
4.68
Single-Family Home
$45,000
03/16/26
2
1
620
5.20
Single-Family Home
$95,000
06/11/26
2
1
1,272

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

Price and Tax history

DateEventPrice
Jun 5, 2026
Source: PAR #680556
Sold
$281,600
Feb 24, 2026
Source: CPAR #784793
PriceChange
$350,000
Price decreased by 1%
Feb 18, 2026
Source: CPAR #784793
PriceChange
$354,000
Price decreased by 2%
Feb 6, 2026
Source: CPAR #784793
Listed For Sale
$360,000
Jan 29, 2026
Source: CPAR #781732
ListingRemoved
$375,000

LGBTQ Local Legal Protections

Terry Anderson, Gulf Life Real Estate Inc
Agent Phone: (615) 653-0317
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

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Frequently asked questions about 92 Howell Bluff Rd

  • What is the estimated monthly payment for 92 Howell Bluff Rd?
    Based on a $350,000 list price with 20% down at today's rates, the estimated monthly payment for 92 Howell Bluff Rd in Bruce, FL is approximately $2,152 (about $1,806 principal & interest, $271 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What are the closest schools to 92 Howell Bluff Rd?
    The closest schools to 92 Howell Bluff Rd in Bruce, FL are Freeport Elementary School (rated 6/10), Freeport Middle School (Elementary, rated 7/10), Freeport Senior High School (rated 8/10).
  • What is 92 Howell Bluff Rd estimated to be worth?
    Trulia's estimated value for 92 Howell Bluff Rd in Bruce, FL is $341,500.
  • Does 92 Howell Bluff Rd have air conditioning?
    Yes, 92 Howell Bluff Rd in Bruce, FL has air conditioning.
  • How big is the lot at 92 Howell Bluff Rd?
    The lot at 92 Howell Bluff Rd in Bruce, FL is about 3.8 acres.
  • Does 92 Howell Bluff Rd have parking?
    Yes, 92 Howell Bluff Rd in Bruce, FL has on-site parking.
92 Howell Bluff Rd, Bruce, FL 32455 is a 3 bedroom, 2 bathroom, 2,278 sqft single-family home built in 1961. This property is currently available for sale and was listed by ECAOR on Jun 18, 2026. The MLS # for this home is MLS# 1005753.