$389,400
Original price: $399,400
2 Beds
2 Baths
2,052 sqft
891 Choctawhatchee River Rd, Bruce, FL 32455
Est. Mortgage $2,354/mo*
Get Pre-QualifiedHome Highlights
Parking
1 Car Garage
Outdoor
Porch
Price/Sqft
$190
Listed
180+ days ago
Climate Control
Central & Central Air, Ceiling Fans
Local Information
- Map ViewExplore the area around 891 Choctawhatchee River Rd.
- Schools2 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
PRICED 35K BELOW 9/2025 APPRAISED VALUE! AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & 30 miles to 30A! NEW ROOF, HVAC, HWH, WELL & PUMP, & SEPTIC LIFT STATION provide affordable insurance & peace of mind. Seller's job transfer fell thru so Seller needs to sell. Tired of traffic & tourist traps? Dreaming of a peaceful retreat without giving up the beach & civilization? Ideal as a primary Home, 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF) The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included.
From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views.
On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours.
The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage.
An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic.
Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch.
Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks!
Seclusion with Close Proximity to it ALL!
Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles
Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables
Alaqua Animal Refuge - 9.2 miles
E.O. Wilson Biophilia Center - Just over 10 miles
Publix Super Market at The Shoppes at Freeport - 14.3 miles
Eden Gardens & Point Washington State Parks - within 28 miles
Grayton Beach - 27.5 miles
Rosemary Beach - 30.6 miles
Grand Blvd 32 miles
ECP Airport 22 miles
Closest Public Beach Access 58 Panama City Beach - 23.4 miles
Blue Mountain Regional Beach Access - 26.9 miles
From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views.
On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours.
The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage.
An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic.
Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch.
Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks!
Seclusion with Close Proximity to it ALL!
Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles
Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables
Alaqua Animal Refuge - 9.2 miles
E.O. Wilson Biophilia Center - Just over 10 miles
Publix Super Market at The Shoppes at Freeport - 14.3 miles
Eden Gardens & Point Washington State Parks - within 28 miles
Grayton Beach - 27.5 miles
Rosemary Beach - 30.6 miles
Grand Blvd 32 miles
ECP Airport 22 miles
Closest Public Beach Access 58 Panama City Beach - 23.4 miles
Blue Mountain Regional Beach Access - 26.9 miles
Last check for updates: about 6 hours ago
Listing courtesy of Karen K Martineau, (850) 499-6930
RE/MAX Coastal Properties
Glenda W Lichorwic, (850) 496-1400
RE/MAX Coastal Properties
Source: ECAOR, MLS#995860
Also Listed on ECAOR.
Home Details for 891 Choctawhatchee River Rd
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Interior Details Number of Rooms: 15Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Balcony, Bonus Room, Covered Porch, Dining Area, Garage, Kitchen, Laundry, Living Room, Screened Porch, Separate Apartment |
Beds & Baths Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 2052 Square Feet |
Appliances & Utilities Appliances: Dishwasher, Disposal, Range Hood, Electric Water HeaterDishwasherDisposalLaundry: Washer/Dryer Hookup |
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central |
Fireplace & Spa Has a Fireplace |
Windows, Doors, Floors & Walls Window: Window TreatmentsFlooring: Hardwood, TileCommon Walls: No Common Walls |
Levels, Entrance, & Accessibility Stories: 2Floors: Hardwood, Tile |
View Has a ViewView: River |
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Exterior Home Features Roof: MetalPatio / Porch: Covered, Enclosed, Porch, ScreenedOther Structures: Guest House, Yard BuildingExterior: BalconyFoundation: Slab |
Parking & Garage Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageParking Spaces: 6Parking: Oversized |
Frontage WaterfrontWaterfront: River Front, SeawallRoad Surface Type: PavedOn Waterfront |
Water & Sewer Sewer: Septic Tank |
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Days on Market: 180+ |
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Year Built Year Built: 1997 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cabin |
Building Construction Materials: Frame, Wood Siding, Trim WoodNot a New ConstructionNot Attached Property |
Property Information Condition: Construction CompleteParcel Number: 021S170705000B0100 |
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Price List Price: $389,400Price Per Sqft: $190 |
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MLS Status: Active |
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Direction & Address City: Ponce De LeonCommunity: CHOCTAWHATCHEE RIVER ESTATES |
School Information Elementary School: FreeportJr High / Middle School: FreeportHigh School: Freeport |
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Listing Agent Listing ID: 995860 |
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Building Area Building Area: 2052 Square Feet |
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Community Features: Fishing, Waterfront |
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Lot Area: 9147.6 sqft |
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Mls Number: 995860Water ViewWater View: River |
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FishingWaterfront |
Around this home
What Locals Say about Ponce de Leon
At least 4 Trulia users voted on each feature.
100 % Say there's wildlife
100 % Say parking is easy
88 % Say car is needed
83 % Say yards are well-kept
78 % Say there's holiday spirit
75 % Say it's quiet
75 % Say it's dog friendly
60 % Say people would walk alone at night
53 % Say neighbors are friendly
50 % Say kids play outside
50 % Say they plan to stay for at least 5 years
33 % Say there are community events
25 % Say streets are well-lit
20 % Say it's walkable to restaurants
Sourced by Trulia users. Learn more about our methodology.
Market trends in Ponce de Leon
Last updated July 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
22
Home Value
Trulia Estimate
$383KSince last month
Decreased$7K (-1.7%)Since last year
Increased$62K (+19.2%)Since last sale
Increased$43K (+12.7%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +67% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| August 2026 | $383K |
| July 2026 | $390K |
| June 2026 | $390K |
| May 2026 | $391K |
| April 2026 | $392K |
| March 2026 | $392K |
| February 2026 | $406K |
| January 2026 | $338K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.35 | Single-Family Home | $315,000 | 05/15/26 | 2 | 1 | 711 | |
1.24 | Single-Family Home | $275,000 | 08/20/26 | 3 | 2 | 1,344 | |
1.50 | Single-Family Home | $281,600 | 06/05/26 | 3 | 2 | 2,278 | |
3.32 | Single-Family Home | $45,000 | 03/16/26 | 2 | 1 | 620 | |
3.83 | Single-Family Home | $95,000 | 06/11/26 | 2 | 1 | 1,272 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.31 | - | - | - | - | Off Market | |
0.32 | $72,000 | - | - | - | Recently Sold | |
0.35 | $315,000 | 2 | 1 | 711 | Recently Sold | |
0.50 | - | - | - | - | Off Market | |
0.79 | $2,300,000 | - | - | - | For Sale | |
0.86 | $713,800 | 2 | 3 | 2,132 | Off Market | |
0.90 | - | - | - | - | Off Market | |
0.94 | $869,600 | 3 | - | 2,848 | Off Market | |
1.10 | $67,000 | - | - | - | For Sale | |
1.19 | $458,334 | - | - | - | Recently Sold | |
1.17 | - | - | - | - | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 3, 2026 Source: ECAOR #995860 | PriceChange | $389,400 Price decreased by 3% |
May 29, 2026 Source: ECAOR #995860 | PendingToActive | $399,400 |
May 22, 2026 Source: ECAOR #995860 | Pending | $399,400 |
Mar 26, 2026 Source: ECAOR #995860 | PriceChange | $399,400 Price decreased by 2% |
Feb 20, 2026 Source: ECAOR #995860 | Listed For Sale | $409,400 |
Sep 5, 2025 Source: ECAOR #977005 | Sold | $340,000 |
Jul 24, 2025 Source: ECAOR #977005 | Pending | $335,000 |
Jul 3, 2025 Source: ECAOR #977005 | PriceChange | $335,000 Price decreased by 8% |
May 23, 2025 Source: ECAOR #977005 | Listed For Sale | $365,800 |
Apr 6, 2025 Source: N/A | ListingRemoved | |
Mar 4, 2025 Source: N/A | Listed For Sale | $329,000 |
Jan 31, 2022 Source: ECAOR #885829 | Sold | $290,000 |
Dec 10, 2021 Source: ECAOR #885829 | Pending | $325,000 |
Nov 15, 2021 Source: ECAOR #885829 | Listed For Sale | $325,000 |
May 5, 2020 Source: Agent Provided | ListingRemoved | $240,000 |
Mar 4, 2020 Source: Agent Provided | Listed For Sale | $240,000 |
Jan 1, 2020 Source: Agent Provided | ListingRemoved | $240,000 |
Oct 21, 2019 Source: Agent Provided | Listed For Sale | $240,000 |
Nov 1, 2016 Source: Agent Provided | ListingRemoved | $239,000 |
Apr 25, 2016 Source: Agent Provided | Listed For Sale | $239,000 |
Sep 3, 2015 Source: Agent Provided | ListingRemoved | $238,000 |
Aug 12, 2015 Source: Agent Provided | Listed For Sale | $238,000 |
Jul 10, 2015 Source: Agent Provided | ListingRemoved | $238,000 |
May 5, 2015 Source: Agent Provided | PriceChange | $238,000 Price decreased by 0% |
Aug 3, 2014 Source: Agent Provided | Listed For Sale | $239,000 |
Oct 10, 2013 Source: Agent Provided | ListingRemoved | $239,000 |
Apr 12, 2013 Source: Agent Provided | Listed For Sale | $239,000 |
Aug 10, 2007 Source: N/A | Sold | $250,000 |
Oct 8, 2004 Source: N/A | Sold | $168,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $1,793 | $208,415 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Karen K Martineau, RE/MAX Coastal Properties
Agent Phone: (850) 499-6930
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Member number: 28189
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Frequently asked questions about 891 Choctawhatchee River Rd
- What is the estimated monthly payment for 891 Choctawhatchee River Rd?Based on a $389,400 list price with 20% down at today's rates, the estimated monthly payment for 891 Choctawhatchee River Rd in Bruce, FL is approximately $2,411 (about $2,034 principal & interest, $302 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 891 Choctawhatchee River Rd?The closest schools to 891 Choctawhatchee River Rd in Bruce, FL are Freeport Elementary School (rated 6/10), Freeport Middle School (Elementary, rated 7/10), Freeport Senior High School (rated 8/10).
- What is 891 Choctawhatchee River Rd estimated to be worth?Trulia's estimated value for 891 Choctawhatchee River Rd in Bruce, FL is $383,200.
- Does 891 Choctawhatchee River Rd have air conditioning?Yes, 891 Choctawhatchee River Rd in Bruce, FL has air conditioning.
- Does 891 Choctawhatchee River Rd have laundry facilities?Yes, 891 Choctawhatchee River Rd in Bruce, FL has laundry facilities.
- Does 891 Choctawhatchee River Rd have a yard?Yes, 891 Choctawhatchee River Rd in Bruce, FL has a yard.
891 Choctawhatchee River Rd, Bruce, FL 32455 is a 2 bedroom, 2 bathroom, 2,052 sqft single-family home built in 1997. This property is currently available for sale and was listed by ECAOR on Feb 20, 2026. The MLS # for this home is MLS# 995860.