891 Choctawhatchee River Rd, Bruce, FL 32455
FOR SALE

891 Choctawhatchee River Rd
Bruce, FL 32455

  • 2 Beds
  • 2 Baths
  • 2,052 sqft

$399,400

Original price: $409,400
Est. Mortgage $2,321/mo*

$399,400

Original price: $409,400
Est. Mortgage $2,321/mo*
2 Beds
2 Baths
2,052 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Seller's job transfer fell thru so Seller needs to sell. PRICED 25K BELOW 9/2025 APPRAISED VALUE! AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & < 30 miles to 30A! NEW ROOF, HVAC, HWH, WELL & PUMP, & SEPTIC LIFT STATION provide affordable insurance & peace of mind. Tired of traffic & tourist traps? Dreaming of a peaceful retreat without giving up the beach & civilization? Ideal as a primary Home, 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF) The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included.

From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views.

On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours.

The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage.

An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic.

Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch.

Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks!

Seclusion with Close Proximity to it ALL!
Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles
Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables
Alaqua Animal Refuge - 9.2 miles
E.O. Wilson Biophilia Center - Just over 10 miles
Publix Super Market at The Shoppes at Freeport - 14.3 miles
Eden Gardens & Point Washington State Parks - within 28 miles
Grayton Beach - 27.5 miles
Rosemary Beach - 30.6 miles
Grand Blvd 32 miles
ECP Airport 22 miles
Closest Public Beach Access 58 Panama City Beach - 23.4 miles
Blue Mountain Regional Beach Access - 26.9 miles

Home Highlights

Parking
1 Car Garage
Outdoor
Porch
View
River
HOA
None
Price/Sqft
$195
Listed
78 days ago

Home Details for 891 Choctawhatchee River Rd

Interior Features

Interior Details
Number of Rooms: 15Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Balcony, Bonus Room, Covered Porch, Dining Area, Garage, Kitchen, Laundry, Living Room, Screened Porch, Separate Apartment
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2052 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Range Hood, Electric Water HeaterDishwasherDisposalLaundry: Washer/Dryer Hookup
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Fireplace & Spa
Has a Fireplace
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Hardwood, TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Floors: Hardwood, Tile
View
Has a ViewView: River

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Covered, Enclosed, Porch, ScreenedOther Structures: Guest House, Yard BuildingExterior: BalconyFoundation: Slab
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageParking Spaces: 1Parking: Oversized
Frontage
WaterfrontWaterfront: River Front, SeawallRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Days on Market: 78

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cabin
Building
Construction Materials: Frame, Wood Siding, Trim WoodNot a New ConstructionNot Attached Property
Property Information
Condition: Construction CompleteParcel Number: 021S170705000B0100

Price & Status

Price
List Price: $399,400Price Per Sqft: $195

Active Status

MLS Status: Active

Location

Direction & Address
City: Ponce De LeonCommunity: CHOCTAWHATCHEE RIVER ESTATES
School Information
Elementary School: FreeportJr High / Middle School: FreeportHigh School: Freeport

Agent Information

Listing Agent
Listing ID: 995860

Building

Building Area
Building Area: 2052 Square Feet

Community

Community Features: Fishing, Waterfront

Lot Information

Lot Area: 9147.6 sqft

Miscellaneous

Mls Number: 995860Water ViewWater View: River

Additional Information

FishingWaterfront
Last check for updates: about 9 hours ago
Listing courtesy of Karen K Martineau, (850) 499-6930
RE/MAX Coastal Properties
Glenda W Lichorwic, (850) 496-1400
RE/MAX Coastal Properties
Source: ECAOR, MLS#995860
Also Listed on ECAOR.

Price History for 891 Choctawhatchee River Rd

DatePriceEventSource
03/26/2026$399,400PriceChange
ECAOR #995860
02/20/2026$409,400Listed For SaleECAOR #995860
09/05/2025$340,000Sold
ECAOR #977005
07/24/2025$335,000PendingECAOR #977005
07/03/2025$335,000PriceChange
ECAOR #977005
05/23/2025$365,800Listed For SaleECAOR #977005
04/06/2025ListingRemovedN/A
03/04/2025$329,000Listed For SaleN/A
01/31/2022$290,000Sold
ECAOR #885829
12/10/2021$325,000PendingECAOR #885829
11/15/2021$325,000Listed For SaleECAOR #885829
05/05/2020$240,000ListingRemovedAgent Provided
03/04/2020$240,000Listed For SaleAgent Provided
01/01/2020$240,000ListingRemovedAgent Provided
10/21/2019$240,000Listed For SaleAgent Provided
11/01/2016$239,000ListingRemovedAgent Provided
04/25/2016$239,000Listed For SaleAgent Provided
09/03/2015$238,000ListingRemovedAgent Provided
08/12/2015$238,000Listed For SaleAgent Provided
07/10/2015$238,000ListingRemovedAgent Provided
05/05/2015$238,000PriceChange
Agent Provided
08/03/2014$239,000Listed For SaleAgent Provided
10/10/2013$239,000ListingRemovedAgent Provided
04/12/2013$239,000Listed For SaleAgent Provided
03/25/2012$279,000ListingRemovedAgent Provided
03/24/2011$279,000Listed For SaleAgent Provided
08/10/2007$250,000Sold
N/A
10/08/2004$168,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax$1,836
Assessment$210,835
Home facts updated by county records

Comparable Sales for 891 Choctawhatchee River Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.35
Single-Family Home
$285,000
12/03/25
2
1
711
3.32
Single-Family Home
$45,000
03/16/26
2
1
620

Assigned Schools

These are the assigned schools for 891 Choctawhatchee River Rd.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Ponce de Leon

At least 4 Trulia users voted on each feature.
  • 100 % Say parking is easy

  • 100 % Say there's wildlife

  • 86 % Say car is needed

  • 80 % Say yards are well-kept

  • 75 % Say there's holiday spirit

  • 75 % Say it's quiet

  • 75 % Say it's dog friendly

  • 60 % Say people would walk alone at night

  • 50 % Say neighbors are friendly

  • 50 % Say they plan to stay for at least 5 years

  • 50 % Say kids play outside

  • 40 % Say there are community events

  • 25 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

Learn more about our methodology.
  • Carrie.kuehl1334
    "People will like the country roads that are safe for dogs. Most people have dogs and the roads are safe to walk dogs here. "
  • Carrie.kuehl1334
    "The town of Ponce de Leon hosts different events through out the year. Coming up will be the New Year’s Eve fireworks at the little community park. Quaint town, lots of church’s and good people. "
  • Chauncey C.
    "that it's a predominantly white area very friendly in alot of places very unfriendly too alot of old people that have been here forever and dont plan on leaving "
  • Myranda G.
    "I am a family person and my community welcomes everyone to the town! We are a small quite town with not much in the area "
  • Kim R.
    "I work and live here. Love it Loveit Love it!!!"

LGBTQ Local Legal Protections

Karen K Martineau, RE/MAX Coastal Properties
Agent Phone: (850) 499-6930
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189
891 Choctawhatchee River Rd, Bruce, FL 32455 is a 2 bedroom, 2 bathroom, 2,052 sqft single-family home built in 1997. This property is currently available for sale and was listed by ECAOR on Feb 20, 2026. The MLS # for this home is MLS# 995860.