91 Cobia St, Destin, FL 32541
Property image
Property image
FOR SALE
OPEN MON, 2-5PM

$1,780,000

Original price: $1,825,000
  • 6 Beds
  • 3.5 Baths
  • 2,542 sqft

91 Cobia St, Destin, FL 32541

Est. Mortgage $11,164/mo*
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Home Highlights

Single-Family Home
Built in 1996
$700/sqft
8 Parking Spaces

Local Information

  • Map ViewExplore the area around 91 Cobia St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Just one block from the sugar-white sands of the Gulf, 91 Cobia Street offers the perfect blend of coastal luxury and exceptional investment potential in Destin's highly sought-after Crystal Beach community with 120K in rental income booked for 2026. This beautifully renovated beach home features six bedrooms and three-and-a-half bathrooms across more than 2,500 square feet, providing ample space for large gatherings and vacation guests. Inside, the home showcases stylish upgrades including new flooring, quartz countertops, and a bright open-concept layout designed for effortless entertaining. Large living and dining spaces flow seamlessly together, creating an inviting atmosphere perfect for hosting family and friends after a day at the beach. Step outside to your own private resort-style setting, complete with a brand-new pool, outdoor kitchen, and a rare private pickleball court--amenities that help the property stand out in the highly competitive Destin vacation rental market. Multiple porches and balconies offer the perfect place to unwind in the coastal breeze while enjoying Crystal Beach's relaxed charm. With its unbeatable one-block walk to the beach and close proximity to Destin's top dining, shopping, and entertainment, the property is ideally positioned for both personal enjoyment and strong rental performance. Whether you're seeking a luxury vacation retreat, a turnkey income-producing property, or the best of both worlds, 91 Cobia Street presents an exceptional opportunity along the Emerald Coast.
Last check for updates: about 9 hours ago
Listing courtesy of At The Beach Team, (850) 654-3325
Keller Williams Realty Destin
Courtney Ledezma, (850) 608-0677
Keller Williams Realty SRB
Source: ECAOR, MLS#997307
Also Listed on ECAOR.

Open House

Monday, September 07
2:00 PM to 5:00 PM

Home Details for 91 Cobia St

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Foyer, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 6Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2542 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Dryer, Microwave, Range Hood, Washer, Electric Water HeaterDishwasherDryerLaundry: Washer/Dryer HookupMicrowaveWasher
Heating & Cooling
Heating: Central,Natural GasHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: VinylCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Floors: Vinyl
View
No View
Security
Security: Fire Alarm, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShakePatio / Porch: Covered, PatioExterior: Outdoor Grill, Balcony, Private Yard
Parking & Garage
No CarportNo GarageParking Spaces: 8
Pool
Pool: In GroundPool
Frontage
Road Surface Type: PavedNot on Waterfront

Days on Market

Days on Market: 180+

Property Information

Year Built
Year Built: 1996
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Beach House
Building
Construction Materials: BrickNot a New ConstructionNot Attached Property
Property Information
Condition: Construction Complete, RenovatedParcel Number: 002S22058000240150

Price & Status

Price
List Price: $1,780,000Price Per Sqft: $700

Active Status

MLS Status: Active

Location

Direction & Address
City: DestinCommunity: CRYSTAL BEACH
School Information
Elementary School: DestinJr High / Middle School: DestinHigh School: Destin

Agent Information

Listing Agent
Listing ID: 997307

Building

Building Area
Building Area: 2542 Square Feet

Community

Community Features: BBQ Pit/Grill, Beach, Pool, Pickleball, Short Term Rental - Allowed

Lot Information

Lot Area: 7500 sqft

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 997307

Additional Information

BBQ Pit/GrillBeachPoolPickleballShort Term Rental - Allowed

Around this home

What Locals Say about Destin

At least 291 Trulia users voted on each feature.

  • 86 % Say it's dog friendly

  • 81 % Say car is needed

  • 76 % Say there are sidewalks

  • 73 % Say people would walk alone at night

  • 73 % Say there's holiday spirit

  • 71 % Say yards are well-kept

  • 70 % Say it's quiet

  • 68 % Say kids play outside

  • 65 % Say parking is easy

  • 63 % Say streets are well-lit

  • 57 % Say it's walkable to restaurants

  • 53 % Say they plan to stay for at least 5 years

  • 46 % Say it's walkable to grocery stores

  • 45 % Say neighbors are friendly

  • 40 % Say there's wildlife

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Heather Watkins
    "Short walk to a few places but mainly need car or bike to get around. Rideshare is expensive and unreliable and public transport is non existent. "
    1
    Flag
  • Trulia User
    "Safe Multicultural low key friendly convenient to the beach and shopping. I like it here. Multiple parks in the area. "
    0
    Flag
  • reyna3hsd
    "I don’t live in Destin, I live in Baker, FL. I think dog owners would, give or take, like my neighborhood. It’s a farm neighborhood, but it depends on what dog they have. If they have acreage and a working dog, they’ll love it. If they have a lab or something like that, they might get run over"
    0
    Flag
  • Gwen York
    "It’s a nice area to live and work. Locals and tourists are respectful of each other, which creates a friendly community atmosphere."
    0
    Flag
  • Sjmszttqft
    "Amazing place to live, nice neighbors, calm, peaceful. Near everything. Just 10 minutes walk from the beach."
    0
    Flag
  • Maxconn30
    "My commute is 2 miles from my home and takes an average of 6 minutes to get there. The summer tourist traffic is not as bad as it used to be now that the road construction is finished. "
    0
    Flag
  • Hanjin02
    "Here is very nice place, nice neighborhood. Place like diamond. I would like to recommend here to other people."
    0
    Flag
  • Trulia User
    "Safe quite down to earth ppl that are rich pet loving children, loving, very family orientated people are very well mannered"
    0
    Flag
  • Alex.gbot
    "It takes 30 minutes during the summer to get to my job and i live 5 minutes away. There should be a light in front of my current apartment complex but there isn’t, since there isn’t theres an accident there at least 2 times a month. Also there used to be a side street that residents could use to be able to bypass 98 but someone bought the property its on and has done NOTHING with the property but has COMPLETELY blocked off the road. "
    0
    Flag
  • Cstringer260
    "So many I can’t count. Great place to retire or raise a beautiful family. Got to love the water because we have plenty of it. Beautiful place to live."
    0
    Flag
  • Jordan Harrill
    "I’m just visiting Destin, Fl but the craft beer is good so far. And the hospitality is great. And the amenities are nice. "
    0
    Flag
  • FishGuru
    "Everyday interaction really, from getting to know the neighborhood kids to giving advice or lending a hand . Everyone here knows everyone so in a way we all look out for one another . I would say that is the same overall feel I get in the neighboring cities as well . "
    7
    Flag
  • Dshreve1
    "Beautiful beaches abound in this coastal area on the Gulf of Mexico. Very touristy but Destin has great food and lots of ways to entertain oneself if nor enjoying the sun, sand, and surf!"
    0
    Flag
  • Audio S.
    "fireworks displays...every major holiday. college football tailgating on saturday mornings and afternoons are not unusual."
    1
    Flag
  • Jimmie G.
    "There is tons of traffic in the summer time. Starting on Spring Break we get tourist from all over primarily the Midwest. It gets crowded fast. "
    4
    Flag
  • Donna F. P.
    "Uber is the only transport other than your own vehicle. I have a 20 minute cute to work. Traffic is up in the summer and lower in the fall. "
    2
    Flag
  • Seg24
    "Depends on time of year. Local travel on scenic is easy but 98 can get very congested and it can take an hour to go 10 miles "
    0
    Flag
  • Kwtfla
    "Yes. Plenty of dogs. A very friendly neighborhood for dog lovers. Very quiet and traffic is modest. "
    0
    Flag
  • Nicoleemily7
    "The Venue is dog friendly and always dogs out and about . Lots of places to walk the dog as well as a dog park in our community, as well as down the street! "
    3
    Flag
  • Dave W.
    "Make sure you’re kids don’t text and drive or drink and drive. Hwy 98 is a killer because of it. Plan trips early, afternoon road construction traffic is a nightmare. "
    1
    Flag
  • Ashley B.
    "You’re close to everything including schools. All sorts of food places and mighty life. Close to the beach too!"
    4
    Flag
  • Anzabia R.
    "There are plenty of families in this area and it’s a good place for vacationing throughout the year. We really enjoy the weather and the friendliness of the neighbors."
    1
    Flag
  • Jose B.
    "A great neighborhood. Friendly, quiet, and beautiful place. A perfect place to raise family and retirement. "
    1
    Flag
  • Jim S.
    "I buy Candy every year, but NO Trick or Treaters for past 2 years. Used to have a few, but Crystal Beach is more of a Vacationeers area, not a lot of children in the neighborhood."
    0
    Flag
  • Jennifer H. H.
    "There is a Dog park nearby and lots of sidewalks to walk your dog on a leash. There are several dog owners in the area that also walk their dog."
    3
    Flag
  • Corinamarieplain
    "Family friendly beautiful scenery and fun all around place. In the off season some place r slow but it’s a time to meet your locals"
    0
    Flag
  • Blagovest N.
    "Great Naborhood in the heart of Destin. I will recommend it to family. It safe here. Walking distance to restaurants "
    3
    Flag
  • Arve852003
    "The view of the bay is great. There is a lot of things to do around including stores, restaurants and the ability to walk to the beach "
    1
    Flag
  • Nam
    "clean, beautiful beach, not too crowded, not too quiet. It is lively with many shops and restaurants too."
    1
    Flag
  • Dianna W.
    "I live right across from Destin Dog Park.. Awesome dog park.. My dog loves it there and most owners are friendly. "
    0
    Flag
  • Dianna W.
    "The Destin dog park is awesome!! People watch their dogs and also clean up after them. People and dogs are very friendly. "
    0
    Flag
  • Eireanne W.
    "A lot of families in this neighborhood but you do hear a lot of fireworks nearby once a week in the summer. Not good when you have a baby!"
    0
    Flag
  • Eric D.
    "That's its safe for children and safe for everyone in the area also that the neighborhood is safe for everyone"
    0
    Flag
  • Aj0802
    "This is a quiet neighborhood. There are not many children that live here. It is mostly late middle age to elderly."
    0
    Flag
  • Mustafa C. A.
    "Nice safe rich fun beach restaurants local beer local wine street food movies. It’s like a huge city that has them all. And all perfect "
    0
    Flag
  • Madmax24
    "Lots of sidewalks through pleasant neighborhoods. Near public parks and the bay with access to a public dock. Very safe neighborhood and rarely have animals running lose. "
    0
    Flag

Market trends in Destin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$567K
$33.33KMoM
Sale-to-List Price
95.0%
0.1%MoM
Price per sq ft
$367
$23MoM
Available listings
788
3MoM

Home Value

Trulia Estimate
$1.71M
Since last month
Decreased$10K (-0.6%)
Since last year
Decreased$140K (-7.6%)
Since last sale
Increased$324K (+23.4%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +233% in the last 10 years
MonthEstimated value
2026
September 2026$1.71M
August 2026$1.69M
July 2026$1.72M
June 2026$1.6M
May 2026$1.61M
April 2026$1.71M
March 2026$1.81M
February 2026$1.39M
January 2026$1.35M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
90 Cobia St, Destin, FL
0.04
Single-Family Home
$1,420,000
11/03/25
4
4
1,980
4555 Luke Ave, Destin, FL
0.08
Single-Family Home
$1,155,000
03/20/26
5
3.5
2,534
4509 Luke Ave, Destin, FL
0.19
Single-Family Home
$970,000
05/11/26
6
4
2,338
4585 Luke Ave, Destin, FL
0.19
Single-Family Home
$1,600,000
07/09/26
7
4.5
2,992
4535 Luke Ave, Destin, FL
0.09
Single-Family Home
$1,680,000
10/21/25
6
7
3,297
3153 E Scenic Hwy #98, Destin, FL
0.18
Single-Family Home
$1,725,000
02/08/26
5
5.5
2,537
64 Dolphin St, Destin, FL
0.20
Single-Family Home
$1,350,000
09/01/26
4
4.5
2,824
92 Tarpon St, Destin, FL
0.10
Single-Family Home
$902,060
10/09/25
4
4
1,932
89 Tarpon St, Destin, FL
0.14
Single-Family Home
$1,202,500
07/31/26
4
2
2,362

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
85 Cobia St, Destin, FL 32541
0.03
$1,999,999
6
6
2,976
For Sale
90 Cobia St, Destin, FL 32541
0.04
$1,414,400
4
4
1,980
Off Market
80 Pompano St, Destin, FL 32541
0.05
$2,500,000
8
8.5
3,531
For Sale
88 Pompano St, Destin, FL 32541
0.03
$3,181,800
8
10.5
5,058
Off Market
92 Pompano St, Destin, FL 32541
0.03
$2,176,600
7
7.5
3,182
Off Market
74 Pompano St, Destin, FL 32541
0.08
$2,750,000
8
8.5
3,612
For Sale
4550 Luke Ave, Destin, FL 32541
0.05
$2,600,000
8
8
4,956
Recently Sold
65 Cobia St, Destin, FL 32541
0.12
$3,800,000
8
8.5
4,810
For Sale
66 Pompano St, Destin, FL 32541
0.12
$1,999,000
7
5
2,629
For Sale
103 Cobia St, Destin, FL 32541
0.07
$3,150,000
8
9
4,550
For Sale
3191 Scenic Highway 98 #107, Destin, FL 32541
0.14
$368,000
1
1
655
Recently Sold

Price and Tax history

DateEventPrice
Aug 27, 2026
Source: ECAOR #997307
PriceChange
$1,780,000
Price decreased by 2%
Jul 23, 2026
Source: ECAOR #997307
Pending
$1,825,000
Jul 13, 2026
Source: ECAOR #997307
PriceChange
$1,825,000
Price increased by 7%
May 9, 2026
Source: ECAOR #997307
PriceChange
$1,699,000
Price decreased by 6%
Apr 27, 2026
Source: ECAOR #997307
PriceChange
$1,800,000
Price decreased by 5%

LGBTQ Local Legal Protections

At The Beach Team, Keller Williams Realty Destin
Agent Phone: (850) 654-3325
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

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Frequently asked questions about 91 Cobia St

  • What is the estimated monthly payment for 91 Cobia St?
    Based on a $1,780,000 list price with 20% down at today's rates, the estimated monthly payment for 91 Cobia St in Destin, FL is approximately $11,263 (about $9,363 principal & interest, $1,825 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 91 Cobia St compare to homes in Destin?
    91 Cobia St in Destin, FL is listed at $1,780,000, about 214% above the $567K median sale price in Destin.
  • What do residents say about Destin?
    Residents describe Destin, FL as dog-friendly, pedestrian-friendly, and well-kept. See homes for sale in Destin, FL.
  • What are the closest schools to 91 Cobia St?
    The closest schools to 91 Cobia St in Destin, FL are Destin Elementary School (Pre-K, rated 10/10), Destin Middle School (Elementary, rated 9/10), Fort Walton Beach High School (rated 5/10).
  • Does 91 Cobia St have air conditioning?
    Yes, 91 Cobia St in Destin, FL has air conditioning.
  • Does 91 Cobia St have a pool?
    Yes, 91 Cobia St in Destin, FL has a pool.
91 Cobia St, Destin, FL 32541 is a 6 bedroom, 4 bathroom, 2,542 sqft single-family home built in 1996. This property is currently available for sale and was listed by ECAOR on Mar 7, 2026. The MLS # for this home is MLS# 997307.