48 Terra Cotta Way, Destin, FL 32541
Property image
Property image
FOR SALE

$1,379,000

  • 4 Beds
  • 4 Baths
  • 3,240 sqft

48 Terra Cotta Way, Destin, FL 32541

Est. Mortgage $8,768/mo*
Get Pre-Qualified
We estimate this home will sell faster than 94% nearby.

Home Highlights

Single-Family Home
Built in 1993
$426/sqft
2 Car Garage

Local Information

  • Map ViewExplore the area around 48 Terra Cotta Way.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to coastal living at its best! This charming home is located in the highly sought-after Terra Cotta Terrace community, just steps from the sugar-white sands and emerald waters of the Gulf. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers the perfect blend of comfort, convenience, and beachside lifestyle.
Inside, you'll find a spacious layout designed for gathering and relaxing, with multiple living spaces ideal for family and friends. The primary suite offers a private retreat complete with a cozy gas fireplace and access to a balcony, the perfect spot to enjoy morning coffee or evening breezes. The third-floor bedroom doubles as a fun entertainment space, featuring plenty of room for guests and a selection of games that make it a favorite hangout for kids and adults alike. Front and back balconies extend the living space outdoors, giving you multiple vantage points to soak up the coastal air.
As a resident of Terra Cotta Terrace, you'll have access to wonderful community amenities including a private deeded beach access, swimming pool, tennis courts, and sand volleyball. The neighborhood is golf cart-friendly, making beach runs and exploring the area a breeze.
The location is unbeatable just a short stroll or quick ride to the Gulf, and minutes from some of Destin's best dining, shopping, and entertainment. From fresh seafood at beachfront restaurants to family fun at Destin Commons, Henderson Beach State Park, and world-class golf courses, everything you love about the Emerald Coast is right at your fingertips.
Last check for updates: about 16 hours ago
Listing courtesy of Chip Jervis, (850) 974-3300
Destin Legacy Real Estate Llc
Source: ECAOR, MLS#1011036
Also Listed on ECAOR.
We estimate this home will sell faster than 94% nearby.

Home Details for 48 Terra Cotta Way

Interior Features

Interior Details
Number of Rooms: 14Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Dining Area, Garage, Great Room, Kitchen, Laundry, Recreation Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 4
Dimensions and Layout
Living Area: 3240 Square Feet
Appliances & Utilities
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Electric Water HeaterDishwasherDisposalDryerLaundry: Washer/Dryer HookupMicrowaveWasher
Fireplace & Spa
Fireplace: Fireplace 2+Has a Fireplace
Windows, Doors, Floors & Walls
Window: Double Pane Windows, Window TreatmentsFlooring: Hardwood, TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 3Floors: Hardwood, Tile
View
Has a ViewView: Gulf
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: SlatePatio / Porch: CoveredExterior: Outdoor Shower
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 6Parking: Garage Door Opener,Oversized,See Remarks
Frontage
Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront

Days on Market

Days on Market: 11

Property Information

Year Built
Year Built: 1993
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Beach House
Building
Construction Materials: StuccoNot a New ConstructionNot Attached Property
Property Information
Condition: Construction CompleteParcel Number: 002S22249900000060

Price & Status

Price
List Price: $1,379,000Price Per Sqft: $426

Active Status

MLS Status: Active

Location

Direction & Address
City: DestinCommunity: TERRA COTTA TERRACE
School Information
Elementary School: DestinJr High / Middle School: DestinHigh School: Destin

Agent Information

Listing Agent
Listing ID: 1011036

Building

Building Area
Building Area: 3240 Square Feet

Community

Community Features: BBQ Pit/Grill, Deed Access, Playground, Pool, Tennis Court(s), Short Term Rental - Allowed
Other
Playground

HOA

HOA Fee Includes: Maintenance Grounds, Land Recreation, ManagementHas an HOA

Lot Information

Lot Area: 4791.6 sqft

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 1011036Water ViewWater View: Gulf

Additional Information

BBQ Pit/GrillDeed AccessPlaygroundPoolTennis Court(s)Short Term Rental - Allowed

Around this home

What Locals Say about Destin

At least 291 Trulia users voted on each feature.

  • 86 % Say it's dog friendly

  • 81 % Say car is needed

  • 76 % Say there are sidewalks

  • 73 % Say people would walk alone at night

  • 73 % Say there's holiday spirit

  • 71 % Say yards are well-kept

  • 70 % Say it's quiet

  • 68 % Say kids play outside

  • 65 % Say parking is easy

  • 63 % Say streets are well-lit

  • 57 % Say it's walkable to restaurants

  • 53 % Say they plan to stay for at least 5 years

  • 46 % Say it's walkable to grocery stores

  • 45 % Say neighbors are friendly

  • 40 % Say there's wildlife

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Heather Watkins
    "Short walk to a few places but mainly need car or bike to get around. Rideshare is expensive and unreliable and public transport is non existent. "
    1
    Flag
  • Trulia User
    "Safe Multicultural low key friendly convenient to the beach and shopping. I like it here. Multiple parks in the area. "
    0
    Flag
  • reyna3hsd
    "I don’t live in Destin, I live in Baker, FL. I think dog owners would, give or take, like my neighborhood. It’s a farm neighborhood, but it depends on what dog they have. If they have acreage and a working dog, they’ll love it. If they have a lab or something like that, they might get run over"
    0
    Flag
  • Gwen York
    "It’s a nice area to live and work. Locals and tourists are respectful of each other, which creates a friendly community atmosphere."
    0
    Flag
  • Sjmszttqft
    "Amazing place to live, nice neighbors, calm, peaceful. Near everything. Just 10 minutes walk from the beach."
    0
    Flag
  • Maxconn30
    "My commute is 2 miles from my home and takes an average of 6 minutes to get there. The summer tourist traffic is not as bad as it used to be now that the road construction is finished. "
    0
    Flag
  • Hanjin02
    "Here is very nice place, nice neighborhood. Place like diamond. I would like to recommend here to other people."
    0
    Flag
  • Trulia User
    "Safe quite down to earth ppl that are rich pet loving children, loving, very family orientated people are very well mannered"
    0
    Flag
  • Alex.gbot
    "It takes 30 minutes during the summer to get to my job and i live 5 minutes away. There should be a light in front of my current apartment complex but there isn’t, since there isn’t theres an accident there at least 2 times a month. Also there used to be a side street that residents could use to be able to bypass 98 but someone bought the property its on and has done NOTHING with the property but has COMPLETELY blocked off the road. "
    0
    Flag
  • Cstringer260
    "So many I can’t count. Great place to retire or raise a beautiful family. Got to love the water because we have plenty of it. Beautiful place to live."
    0
    Flag
  • Jordan Harrill
    "I’m just visiting Destin, Fl but the craft beer is good so far. And the hospitality is great. And the amenities are nice. "
    0
    Flag
  • FishGuru
    "Everyday interaction really, from getting to know the neighborhood kids to giving advice or lending a hand . Everyone here knows everyone so in a way we all look out for one another . I would say that is the same overall feel I get in the neighboring cities as well . "
    7
    Flag
  • Dshreve1
    "Beautiful beaches abound in this coastal area on the Gulf of Mexico. Very touristy but Destin has great food and lots of ways to entertain oneself if nor enjoying the sun, sand, and surf!"
    0
    Flag
  • Audio S.
    "fireworks displays...every major holiday. college football tailgating on saturday mornings and afternoons are not unusual."
    1
    Flag
  • Jimmie G.
    "There is tons of traffic in the summer time. Starting on Spring Break we get tourist from all over primarily the Midwest. It gets crowded fast. "
    4
    Flag
  • Donna F. P.
    "Uber is the only transport other than your own vehicle. I have a 20 minute cute to work. Traffic is up in the summer and lower in the fall. "
    2
    Flag
  • Seg24
    "Depends on time of year. Local travel on scenic is easy but 98 can get very congested and it can take an hour to go 10 miles "
    0
    Flag
  • Kwtfla
    "Yes. Plenty of dogs. A very friendly neighborhood for dog lovers. Very quiet and traffic is modest. "
    0
    Flag
  • Nicoleemily7
    "The Venue is dog friendly and always dogs out and about . Lots of places to walk the dog as well as a dog park in our community, as well as down the street! "
    3
    Flag
  • Dave W.
    "Make sure you’re kids don’t text and drive or drink and drive. Hwy 98 is a killer because of it. Plan trips early, afternoon road construction traffic is a nightmare. "
    1
    Flag
  • Ashley B.
    "You’re close to everything including schools. All sorts of food places and mighty life. Close to the beach too!"
    4
    Flag
  • Anzabia R.
    "There are plenty of families in this area and it’s a good place for vacationing throughout the year. We really enjoy the weather and the friendliness of the neighbors."
    1
    Flag
  • Jose B.
    "A great neighborhood. Friendly, quiet, and beautiful place. A perfect place to raise family and retirement. "
    1
    Flag
  • Jim S.
    "I buy Candy every year, but NO Trick or Treaters for past 2 years. Used to have a few, but Crystal Beach is more of a Vacationeers area, not a lot of children in the neighborhood."
    0
    Flag
  • Jennifer H. H.
    "There is a Dog park nearby and lots of sidewalks to walk your dog on a leash. There are several dog owners in the area that also walk their dog."
    3
    Flag
  • Corinamarieplain
    "Family friendly beautiful scenery and fun all around place. In the off season some place r slow but it’s a time to meet your locals"
    0
    Flag
  • Blagovest N.
    "Great Naborhood in the heart of Destin. I will recommend it to family. It safe here. Walking distance to restaurants "
    3
    Flag
  • Arve852003
    "The view of the bay is great. There is a lot of things to do around including stores, restaurants and the ability to walk to the beach "
    1
    Flag
  • Nam
    "clean, beautiful beach, not too crowded, not too quiet. It is lively with many shops and restaurants too."
    1
    Flag
  • Dianna W.
    "I live right across from Destin Dog Park.. Awesome dog park.. My dog loves it there and most owners are friendly. "
    0
    Flag
  • Dianna W.
    "The Destin dog park is awesome!! People watch their dogs and also clean up after them. People and dogs are very friendly. "
    0
    Flag
  • Eireanne W.
    "A lot of families in this neighborhood but you do hear a lot of fireworks nearby once a week in the summer. Not good when you have a baby!"
    0
    Flag
  • Eric D.
    "That's its safe for children and safe for everyone in the area also that the neighborhood is safe for everyone"
    0
    Flag
  • Aj0802
    "This is a quiet neighborhood. There are not many children that live here. It is mostly late middle age to elderly."
    0
    Flag
  • Mustafa C. A.
    "Nice safe rich fun beach restaurants local beer local wine street food movies. It’s like a huge city that has them all. And all perfect "
    0
    Flag
  • Madmax24
    "Lots of sidewalks through pleasant neighborhoods. Near public parks and the bay with access to a public dock. Very safe neighborhood and rarely have animals running lose. "
    0
    Flag

Market trends in Destin

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$578K
$13.12KMoM
Sale-to-List Price
95.2%
0.2%MoM
Price per sq ft
$370
$4MoM
Available listings
760
28MoM

Home Value

Trulia Estimate
$1.33M
Since last month
Decreased$36K (-2.6%)
Since last year
Decreased$45K (-3.3%)
Since last sale
Decreased$72K (-5.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +103% in the last 10 years
MonthEstimated value
2026
September 2026$1.33M
August 2026$1.36M
July 2026$1.36M
June 2026$1.37M
May 2026$1.39M
April 2026$1.39M
March 2026$1.39M
February 2026$1.4M
January 2026$1.4M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4774 Calatrava Ct, Destin, FL
0.12
Single-Family Home
$1,300,000
03/23/26
4
4.5
2,615
70 Siesta Blf, Destin, FL
0.15
Single-Family Home
$1,335,000
06/30/26
4
3.5
3,192
12 Saint Bart'S Bay, Destin, FL
0.05
Single-Family Home
$2,000,000
02/11/26
4
4
3,600
4822 Ocean Blvd, Destin, FL
0.22
Single-Family Home
$1,825,000
01/27/26
4
4.5
3,104
71 Tranquility Ln, Destin, FL
0.26
Single-Family Home
$1,475,000
12/17/25
5
3.5
3,180
4835 Ocean Blvd, Destin, FL
0.26
Single-Family Home
$1,725,000
01/06/26
5
4.5
3,546
4765 Bonaire Cay, Destin, FL
0.14
Single-Family Home
$1,137,500
02/17/26
4
2.5
2,744
4795 Bonaire Cay, Destin, FL
0.26
Single-Family Home
$1,090,000
10/29/25
4
2.5
2,366
21 Onyx Cv, Miramar Beach, FL
0.26
Single-Family Home
$1,135,000
02/27/26
5
3.5
2,374

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
54 Terra Cotta Way, Destin, FL 32541
0.03
$1,065,000
4
4
2,193
For Sale
3655 Scenic Highway 98 #303B, Destin, FL 32541
0.05
$601,800
3
2
1,740
Off Market
3655 Scenic Hwy 98 #203A, Destin, FL 32541
0.05
$685,500
3
2
1,740
Off Market
56 Terra Cotta Way, Destin, FL 32541
0.04
$1,300,000
5
3.5
3,832
For Sale
9 Saint Bart'S Bay, Destin, FL 32541
0.02
$1,499,000
5
4.5
3,415
Off Market
3655 Scenic Highway 98 #502B, Destin, FL 32541
0.06
$408,500
2
2
1,314
Recently Sold
3655 Scenic Hwy 98 #602B, Destin, FL 32541
0.06
$465,000
2
2
1,314
For Sale
3655 Scenic Highway 98 #505B, Destin, FL 32541
0.06
$664,400
3
2
1,650
Off Market
62 Terra Cotta Way, Destin, FL 32541
0.06
$1,018,200
3
3
1,957
Off Market
3655 Scenic Hwy 98 #204A, Destin, FL 32541
0.07
$499,300
2
2
1,262
Off Market
8 Saint Bart'S Bay, Destin, FL 32541
0.04
$2,200,000
5
6
4,421
Recently Sold

Price and Tax history

DateEventPrice
Sep 1, 2026
Source: ECAOR #1011036
Listed For Sale
$1,379,000
Aug 15, 2026
Source: ECAOR #986775
ListingRemoved
$1,429,000
Jul 17, 2026
Source: ECAOR #986775
PriceChange
$1,429,000
Price decreased by 1%
Jun 13, 2026
Source: ECAOR #986775
PriceChange
$1,439,000
Price decreased by 0%
Jun 6, 2026
Source: ECAOR #986775
PriceChange
$1,444,000
Price decreased by 0%

LGBTQ Local Legal Protections

Chip Jervis, Destin Legacy Real Estate Llc
Agent Phone: (850) 974-3300
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 48 Terra Cotta Way

Skip to last item
Skip to first item

Frequently asked questions about 48 Terra Cotta Way

  • What is the estimated monthly payment for 48 Terra Cotta Way?
    Based on a $1,379,000 list price with 20% down at today's rates, the estimated monthly payment for 48 Terra Cotta Way in Destin, FL is approximately $8,881 (about $7,393 principal & interest, $1,413 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 48 Terra Cotta Way compare to homes in Destin?
    48 Terra Cotta Way in Destin, FL is listed at $1,379,000, about 139% above the $578K median sale price in Destin.
  • What do residents say about Destin?
    Residents describe Destin, FL as dog-friendly, pedestrian-friendly, and well-kept. See homes for sale in Destin, FL.
  • What are the closest schools to 48 Terra Cotta Way?
    The closest schools to 48 Terra Cotta Way in Destin, FL are Destin Elementary School (Pre-K, rated 10/10), Destin Middle School (Elementary, rated 9/10), Fort Walton Beach High School (rated 5/10).
  • Does 48 Terra Cotta Way have a pool?
    Yes, 48 Terra Cotta Way in Destin, FL has a pool.
  • Does 48 Terra Cotta Way have laundry facilities?
    Yes, 48 Terra Cotta Way in Destin, FL has in-unit laundry.
48 Terra Cotta Way, Destin, FL 32541 is a 4 bedroom, 4 bathroom, 3,240 sqft single-family home built in 1993. This property is currently available for sale and was listed by ECAOR on Sep 1, 2026. The MLS # for this home is MLS# 1011036.