$489,900
- 3 Beds
- 2.5 Baths
- 2,634 sqft (on 0.72 acres)
9 Oak Ter, Palmyra, VA 22963
Est. Mortgage $2,962/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1987
0.72 acre lot
$186/sqft
Garage
HOA $119/mo
Local Information
-- mins to
About this House
SPECTACULAR Chalet on the 17th Fairway in Lake Monticello. This fabulous home has been tastefully updated and renovated to perfection. At first glance, the hardscaping has been done perfectly to accent the exterior of the home. The main entrance is inviting and opens to a light filled room with floor to ceiling windows offering a wonderful view of the 17th fairway. Spacious Primary with access to the extensive rear deck offers additional golf course views. Large Ensuite includes a double vanity and huge walk in shower. A second bedroom on the main level is perfect for an office or guests. The loft offers more views and a large bedroom with attached full bath. The main level sunroom is perfect all year around with more views, and access to the wrap around deck wired for a hottub. Weather your here full time or want that perfect getaway, here it is.
Last check for updates: about 5 hours ago
Listing courtesy of IRIS HELFRICH, (434) 981-9956
MONTICELLO COUNTRY REALTY, LLC, (434) 589-3539
Originating MLS: Charlottesville Area Association of Realtors
Source: CAAR, MLS#681305

Also Listed on CAAR.
Home Details for 9 Oak Ter
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MLS Status: Pending |
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Interior Details Basement: Crawl Space,PartialNumber of Rooms: 13Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Dining Room, Foyer, Half Bath, Kitchen, Laundry, Living Room, Mud Room, Sunroom |
Beds & Baths Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 2 |
Dimensions and Layout Living Area: 2634 Square Feet |
Appliances & Utilities Utilities: Cable Available, Fiber Optic Available, High Speed Internet AvailableAppliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, WasherDishwasherDisposalDryerMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,Ductless,Heat PumpHas HeatingHeating Fuel: Central |
Fireplace & Spa Fireplace: Wood BurningHas a Fireplace |
Gas & Electric Electric: Underground |
Windows, Doors, Floors & Walls Window: Skylight(s)Flooring: Carpet, Hardwood, Slate |
Levels, Entrance, & Accessibility Stories: 1.5Levels: One and One HalfFloors: Carpet, Hardwood, Slate |
View Has a ViewView: Golf Course |
Security Security: Gated Community, Security Guard |
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Exterior Home Features Roof: ArchitecturalPatio / Porch: Deck, Front Porch, PorchOther Structures: OtherExterior: Mature Trees/LandscapeFoundation: Block |
Parking & Garage Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageNo Attached GarageParking Spaces: 1Parking: Basement,Garage Faces Front,Gravel |
Pool Pool: Association |
Frontage Not on Waterfront |
Water & Sewer Sewer: Public Sewer |
Finished Area Finished Area (above surface): 2634 Square Feet |
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Cumulative Days on Market: 6Days on Market: 10 |
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Year Built Year Built: 1987 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Chalet/Alpine |
Building Construction Materials: Cedar, Stick BuiltNot a New ConstructionNot Attached Property |
Property Information Parcel Number: 18A 4 277 |
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Price List Price: $489,900Price Per Sqft: $186 |
Status Change & Dates Off Market Date: Tue Sep 08 2026Possession Timing: Close Of Escrow |
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Direction & Address City: PalmyraCommunity: LAKE MONTICELLO |
School Information Elementary School: Central (Fluvanna)Jr High / Middle School: FluvannaHigh School: Fluvanna |
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Listing Agent Listing ID: 681305 |
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Building Area Building Area: 3774 Square Feet |
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Community Features: Dock, Gated |
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HOA Fee Includes: Boat Ramp, Clubhouse, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, TrashAssociation for this Listing: Charlottesville Area Association of RealtorsHas an HOAHOA Fee: $1,430/Annually |
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Lot Area: 0.72 acres |
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Disclaimer: The listing broker’s offer of compensation is made to participants of the MLS where the listing is filed, as well as participants of Bright MLS via the CAAR/Bright MLS data share. |
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BasementMls Number: 681305Living Area Range Units: Square FeetProjected Close Date: Sat Oct 31 2026Above Grade Unfinished Area: 2634Above Grade Unfinished Area Source: Public RecordsAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area: 840Below Grade Unfinished Area Source: Public RecordsBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-51065-N-18A 4 277-R-N |
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HOA Amenities: Basketball Court,Boat Dock,Boat Ramp,Clubhouse,Sport Court,Golf Course,Meeting Room,Picnic Area,Playground,Pool,Sports Fields,Tennis Court(s),Trail(s),Water,Beach RightsDays On Market Replication: 6 |
Around this home
What Locals Say about Palmyra
At least 82 Trulia users voted on each feature.
96 % Say car is needed
89 % Say parking is easy
87 % Say it's dog friendly
84 % Say yards are well-kept
83 % Say there's wildlife
76 % Say there's holiday spirit
75 % Say kids play outside
75 % Say it's quiet
58 % Say neighbors are friendly
57 % Say people would walk alone at night
54 % Say they plan to stay for at least 5 years
29 % Say there are community events
26 % Say it's walkable to restaurants
24 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Palmyra
Last updated July 2026
Avg. sale price
$364K
$24.32KMoM
Sale-to-List Price
100.0%
Price per sq ft
$197
$11MoM
Available listings
129
6MoM
Home Value
Trulia Estimate
$465KSince last month
Increased$17K (+3.8%)Since last year
Increased$18K (+3.9%)Since last sale
Increased$223K (+90.4%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +55% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| August 2026 | $470K |
| August 2026 | $465K |
| July 2026 | $453K |
| June 2026 | $454K |
| May 2026 | $455K |
| April 2026 | $446K |
| March 2026 | $438K |
| February 2026 | $429K |
| January 2026 | $429K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
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0.29 | Single-Family Home | $395,000 | 05/15/26 | 3 | 3 | 2,390 | |
0.23 | Single-Family Home | $375,000 | 05/20/26 | 3 | 2 | 1,676 | |
0.36 | Single-Family Home | $325,000 | 12/05/25 | 3 | 2.5 | 1,799 | |
0.09 | Single-Family Home | $500,000 | 10/17/25 | 4 | 2 | 2,460 | |
0.18 | Single-Family Home | $386,055 | 08/18/26 | 4 | 3 | 1,802 | |
0.42 | Single-Family Home | $350,000 | 11/18/25 | 3 | 2.5 | 2,416 | |
0.42 | Single-Family Home | $315,000 | 05/12/26 | 3 | 2.5 | 2,047 | |
0.36 | Single-Family Home | $325,000 | 01/12/26 | 3 | 2 | 1,424 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.03 | $397,000 | 3 | 3 | 2,208 | Off Market | |
0.09 | $493,100 | 4 | 2 | 2,460 | Off Market | |
0.04 | $668,900 | 4 | 3 | 4,137 | Off Market | |
0.05 | $370,800 | 3 | 2 | 1,402 | Off Market | |
0.13 | $603,500 | 3 | 3.5 | 2,707 | Off Market | |
0.13 | $354,800 | 4 | 3 | 2,260 | Off Market | |
0.14 | $498,100 | 3 | 2 | 1,824 | Off Market | |
0.09 | $479,000 | 4 | 4 | 2,944 | For Sale | |
0.13 | $414,800 | 3 | 2 | 1,950 | Off Market | |
0.15 | $394,600 | 3 | 2.5 | 1,424 | Off Market | |
0.13 | $380,400 | 3 | 2.5 | 1,802 | Off Market | |
0.18 | $419,900 | 3 | 3 | 2,392 | Off Market |
Price and Tax history
| Date | Event | Price |
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Sep 8, 2026 Source: CAAR #681305 | Pending | $489,900 |
Sep 2, 2026 Source: CAAR #681305 | Listed For Sale | $489,900 |
Aug 1, 2002 Source: N/A | Sold | $247,000 |
| Year | Property tax | Tax assessment |
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| 2024 | $2,864 | $339,300 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
IRIS HELFRICH, MONTICELLO COUNTRY REALTY, LLC, (434) 589-3539
Agent Phone: (434) 981-9956

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Frequently asked questions about 9 Oak Ter
- What is the estimated monthly payment for 9 Oak Ter?Based on a $489,900 list price with 20% down at today's rates, the estimated monthly payment for 9 Oak Ter in Palmyra, VA is approximately $2,918 (about $2,578 principal & interest, $265 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 9 Oak Ter compare to homes in Palmyra?9 Oak Ter in Palmyra, VA is listed at $489,900, about 35% above the $364K median sale price in Palmyra.
- What do residents say about Palmyra?Residents describe Palmyra, VA as easy to park in, dog-friendly, and well-kept. Most residents say you need a car. See homes for sale in Palmyra, VA.
- What are the closest schools to 9 Oak Ter?The closest schools to 9 Oak Ter in Palmyra, VA are Carrysbrook Elementary (rated 5/10), Central Elementary School (Pre-K, rated 5/10), Fluvanna County High School (Middle, rated 5/10).
- Does 9 Oak Ter have air conditioning?Yes, 9 Oak Ter in Palmyra, VA has air conditioning.
- Does 9 Oak Ter have a pool?Yes, 9 Oak Ter in Palmyra, VA has a pool.
9 Oak Ter, Palmyra, VA 22963 is a 3 bedroom, 3 bathroom, 2,634 sqft single-family home built in 1987. This property is currently available for sale and was listed by CAAR on Aug 29, 2026. The MLS # for this home is MLS# 681305.

