850 3RD STREET #2, Cedar Key, FL 32625
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FOR SALE
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850 3RD STREET #2
Cedar Key, FL 32625

  • 2 Beds
  • 2 Baths
  • 1,120 sqft

$280,000

Original price: $285,000
Est. Mortgage $2,462/mo*

$280,000

Original price: $285,000
Est. Mortgage $2,462/mo*
2 Beds
2 Baths
1,120 sqft

Home Highlights

Parking
1 Car Garage
HOA
$600/Monthly
Price/Sqft
$250
Listed
139 days ago
Climate Control
Zoned, Electric & Central Air, Zoned

Local Information

  • Map ViewExplore the area around 850 3RD STREET #2.
  • Schools1 Preschool School3 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

Significant Price Improvement- Waterfront Cedar Key Living at an Exceptional New Value. Enjoy sweeping open water views and breathtaking sunsets from your private balcony in beautiful Cedar Key. This stunning 2BR/2BA condo with loft offers 3 levels of coastal charm, soaring ceilings, abundant natural light, and an open airy feel that perfectly captures island living. Enjoy a bright and efficient kitchen with all appliances included, spacious living areas, newer A/C, and a rare 1 car garage for added convenience-perfect for storing your golf cart, fishing gear, or kayak with easy access to the water just steps away. The loft adds flexible space for guests, office or additional living area. Just minutes by golf cart to downtown restaurants, boutiques, fishing and the laid-back coastal lifestyle Cedar Key is known for. HOA includes exterior maintenance and flood insurance making ownership easy and stress-free. Unforgettable front-row sunsets, island charm and the relaxed lifestyle you've been dreaming of-this is Cedar Key at its best.
Last check for updates: about 6 hours ago
Listing Provided by: Beth Klaus, (830) 328-6968
FLORIDA HOMES REALTY & MORTGAGE, (904) 996-9144
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#OM722059
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 850 3RD STREET #2

Interior Features

Interior Details
Number of Rooms: 4Types of Rooms: Primary Bedroom, Bedroom 2, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1120 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, WasherDishwasherDisposalDryerLaundry: Electric Dryer Hookup,Inside,Upper Level,Washer HookupRefrigeratorWasher
Heating & Cooling
Heating: Electric,ZonedHas CoolingAir Conditioning: Central Air,ZonedHas HeatingHeating Fuel: Electric
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Carpet, Tile, Hardwood
Levels, Entrance, & Accessibility
Stories: 3Number of Stories: 3Levels: Three Or MoreFloors: Carpet, Tile, Hardwood
View
Has a ViewView: Water, Bay/Harbor - Full, Gulf/Ocean to Bay

Exterior Features

Exterior Home Features
Roof: ShingleExterior: BalconyFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageParking Spaces: 1Parking: Garage Attached
Frontage
WaterfrontWaterfront: Bay/Harbor Front, Bay/Harbor, Bay/Harbor Access, Gulf/Ocean to Bay AccessRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 135Days on Market: 139

Property Information

Year Built
Year Built: 1981
Property Type / Style
Property Type: ResidentialProperty Subtype: Condominium
Building
Construction Materials: HardiPlank TypeNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 1727800000

Price & Status

Price
List Price: $280,000Price Per Sqft: $250
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Location

Direction & Address
City: CEDAR KEYCommunity: TRES PALMAS CONDO

Agent Information

Listing Agent
Listing ID: OM722059

Building

Building Area
Building Area: 1696 Square Feet

Community

Community Features: Bay/Harbor Front, Golf Carts OKNot Senior Community

HOA

HOA Fee Includes: Insurance, Sewer, TrashHOA Name: Tres Palmas-Chuck 352-325-0960Association for this Listing: Suncoast TampaHas an HOAHOA Fee: $600/Monthly

Lot Information

Lot Area: 2500 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional

Business

Business Information
Ownership: Condominium

Miscellaneous

Mls Number: OM722059Pets Max Weight: 50Water ViewWater View: Water, Bay/Harbor - Full, Gulf/Ocean to BayShowing Requirements: Appointment Only, Call Listing Agent, Combination Lock BoxUniversal Property Id: US-12075-N-1727800000-S-2

Additional Information

Bay/Harbor FrontGolf Carts OK

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Cedar Key

At least 4 Trulia users voted on each feature.
  • 100 % Say yards are well-kept

  • 100 % Say it's walkable to restaurants

  • 100 % Say they plan to stay for at least 5 years

  • 92 % Say it's dog friendly

  • 89 % Say people would walk alone at night

  • 88 % Say there's wildlife

  • 88 % Say kids play outside

  • 83 % Say there's holiday spirit

  • 80 % Say it's quiet

  • 71 % Say there are community events

  • 67 % Say parking is easy

  • 67 % Say it's walkable to grocery stores

  • 64 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 50 % Say car is needed

  • 40 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Ckclamhouse
    "Easy commute to work 5 miles away. School zone is the only slow down when in session. Golf cart friendly community, so sometimes your commute may be slowed if you are behind a golf cart."
  • Gravelsherriff
    "Long one road in one road out. Very little traffic with no curves. Straight as a gun barrel. One gas station about half way through the journey."
  • sgwynans
    "I have lived here for over 34 years - my entire life - with an occassional move; I always come back. It's a great place to live and raise a family, retire, or just as a getaway from the hustle and bustle of the city. Cedar Key is a charming fishing village and haven for artists of all types. We have an excellent public school educating students from Pre-K to 12th grade. Cedar Key School is currently rated an A school - it feels more like a private school than public. Also, I have always had a sense of safety in our community; it's a place where some people still don't lock their doors. I love our town and the lovely people who live here!"
  • Wifey
    "IF YOU ARE LOOKING FOR A TRUE SENSE OF COMMUNITY, GOOD OLD VALUES AND PEACE AND TRANQUILITY, THEN CEDAR KEY IS THE PLACE TO LIVE!!"
  • Ed G.
    "CK is not built up like so much of the Gulf Coast of Florida. It's peaceful but there are some things to do (especially for the outdoors type of person). It's a long way to the WalMart for shopping and some things you take for granted in the cities aren't readily available. If you're a fisherman, a nature lover or a home body this a a great place. If you crave the night life then, for you, this is probably a weekend visit kind of place."

Market trends in Cedar Key

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
62
6
MoM

Home Value

Trulia Estimate
$272K
Since last month
Increased$300 (+0.1%)
Since last year
Decreased$8K (-2.9%)
Since last sale
Decreased$3K (-1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +15% in the last 10 years
MonthEstimated value
2026
August 2026$272K
July 2026$272K
June 2026$306K
May 2026$312K
April 2026$312K
March 2026$273K
February 2026$268K
January 2026$267K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.15
Condo
$320,000
09/05/25
2
2
1,024
0.13
Condo
$359,500
04/16/26
2
2
1,152
0.15
Condo
$335,000
04/27/26
2
2
1,024
0.21
Condo
$265,357
06/29/26
2
2
960
0.15
Condo
$425,000
07/08/26
2
2
1,024
0.46
Condo
$350,000
10/16/25
2
2
1,080
0.47
Condo
$345,000
06/11/26
2
2
1,080
0.47
Condo
$350,000
10/27/25
2
2
1,080
0.56
Condo
$275,000
01/06/26
2
2
1,038
0.55
Condo
$310,000
04/07/26
2
2
1,038

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.03
$385,000
3
2
3,102
Recently Sold
0.06
$549,700
2
2
1,564
Off Market
0.10
$680,000
2
1
676
Recently Sold
0.14
$825,000
3
3.5
1,560
Recently Sold
0.10
$600,000
3
2
3,196
Recently Sold
0.11
$285,000
2
2
1,399
Recently Sold
0.15
$612,000
2
2
1,550
Recently Sold
0.11
$215,000
2
2
1,272
Recently Sold
0.13
$290,000
2
2.5
2,068
Off Market
0.12
$302,000
2
2
800
Recently Sold
0.13
$359,500
2
2
1,152
Recently Sold

Price and Tax history

DateEventPrice
Aug 16, 2026
Source: Stellar MLS #OM722059
PriceChange
$280,000
Price decreased by 2%
Jun 30, 2026
Source: Stellar MLS #OM722059
PriceChange
$285,000
Price decreased by 11%
Jun 11, 2026
Source: Stellar MLS #OM722059
PriceChange
$319,000
Price decreased by 1%
May 29, 2026
Source: Stellar MLS #OM722059
PriceChange
$323,000
Price decreased by 1%
Apr 29, 2026
Source: Stellar MLS #OM722059
PriceChange
$325,000
Price decreased by 7%

LGBTQ Local Legal Protections

Beth Klaus, FLORIDA HOMES REALTY & MORTGAGE, (904) 996-9144
Agent Phone: (830) 328-6968

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Frequently asked questions about 850 3RD STREET #2

  • What is the estimated monthly payment for 850 3RD STREET #2?
    Based on a $280,000 list price with 20% down at today's rates, the estimated monthly payment for 850 3RD STREET #2 in Cedar Key, FL is approximately $1,895 (about $1,456 principal & interest, $364 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What are the closest schools to 850 3RD STREET #2?
    The closest schools to 850 3RD STREET #2 in Cedar Key, FL are Cedar Key High School (Pre-K/Elementary/Middle, rated 8/10), Levy Virtual Franchise (Middle/High), Levy Virtual Instruction Program (Elementary/Middle/High).
  • Does 850 3RD STREET #2 have air conditioning?
    Yes, 850 3RD STREET #2 in Cedar Key, FL has air conditioning.
  • Does 850 3RD STREET #2 have laundry facilities?
    Yes, 850 3RD STREET #2 in Cedar Key, FL has in-unit laundry.
  • Is there a virtual tour of 850 3RD STREET #2?
    Yes, a virtual tour of 850 3RD STREET #2 in Cedar Key, FL is available.
850 3RD STREET #2, Cedar Key, FL 32625 is a 2 bedroom, 2 bathroom, 1,120 sqft condo built in 1981. This property is currently available for sale and was listed by Stellar MLS on Apr 3, 2026. The MLS # for this home is MLS# OM722059.