826 E  Gaines Ln, Hernando, FL 34442
FOR SALE
0.97 ACRES

826 E Gaines Ln
Hernando, FL 34442

  • 3 Beds
  • 2 Baths
  • 1,770 sqft (on 0.97 acres)

$350,000

Original price: $365,000
Est. Mortgage $2,253/mo*

$350,000

Original price: $365,000
Est. Mortgage $2,253/mo*
3 Beds
2 Baths
1,770 sqft
(on 0.97 acres)
We estimate this home will sell faster than 98% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

EXCEPTIONAL OPPORTUNITY to live in the beautiful, deed-restricted community of CITRUS HILLS with a $10,000 CONCESSION towards BUYER'S CLOSING COSTS! Situated on a nearly one-acre corner parcel shaded by gorgeous mature trees, this 3-bedroom, 2-bath home with 1770 living area offers privacy, space, and a lifestyle filled with amenities. The interior presents a desirable split-floor plan with an open living and dining room combination highlighted by a cozy wood-burning fireplace. The spacious primary suite includes a full bathroom and walk-in closet, guest bathroom, two spacious guest rooms, an interior laundry room complete with washer and dryer, and an eat-in kitchen with tile countertops & updated appliances. The exterior features a 2-car garage, an inground caged pool, covered lanai perfect for outdoor entertaining, and a convenient storage shed. Recent updates provide peace of mind, including a new A/C and water heater in 2024, updated Pentair pool equipment, updated appliances and updated roof in 2011. As part of the mandatory Citrus Hills Social Membership, residents enjoy access to a wide range of resort-style amenities including a community pool, dog park, lighted tennis courts, spa, racquetball, pickleball, fitness center, restaurants, scenic walking trails, and more. This property combines space, comfort, and an amenity-rich lifestyle—an excellent opportunity to enjoy everything Citrus Hills has to offer on a modest budget.
We estimate this home will sell faster than 98% nearby.

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
View
No Info
HOA
$15/Monthly
Price/Sqft
$198
Listed
55 days ago

Home Details for 826 E Gaines Ln

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Breakfast Room Nook, Dining Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1770 Square Feet
Appliances & Utilities
Utilities: High Speed Internet AvailableAppliances: Dryer, Dishwasher, Microwave, Oven, Range, Refrigerator, Water Heater, WasherDishwasherDryerLaundry: Laundry - Living AreaMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
Fireplace: Wood BurningSpa: CommunityHas a Fireplace
Windows, Doors, Floors & Walls
Window: BlindsDoor: French DoorsFlooring: Laminate, Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Laminate, Tile
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: Asphalt ShingleOther Structures: Shed(s)Exterior: Sprinkler/Irrigation, Landscaping, Lighting, Rain Gutters, Concrete DrivewayFoundation: Block, Slab
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Attached,Concrete,Driveway,Garage
Pool
Pool: Fiberglass, In Ground, Pool, Screen Enclosure, Community
Frontage
Road Frontage: County RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 39Days on Market: 55

Property Information

Year Built
Year Built: 1989
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch,One Story
Building
Construction Materials: StuccoNot a New Construction
Property Information
Parcel Number: 2288191

Price & Status

Price
List Price: $350,000Price Per Sqft: $198
Status Change & Dates
Possession Timing: Closing

Active Status

MLS Status: Active

Location

Direction & Address
City: HernandoCommunity: Citrus Hills
School Information
Elementary School: Forest Ridge ElementaryJr High / Middle School: Citrus Springs MiddleHigh School: Lecanto High

Agent Information

Listing Agent
Listing ID: 853081

Building

Building Area
Building Area: 2474 Square Feet

Community

Community Features: Clubhouse, Fitness, Golf, Playground, Pickleball, Pool, Putting Green, Restaurant, Shopping, Tennis Court(s)Not Senior Community
Other
Playground

HOA

HOA Fee Includes: Legal/AccountingHOA Name: Citrus HillsHOA Phone: 727-232-1173Association for this Listing: Realtors Association of Citrus CountyHas an HOAHOA Fee: $180/Annually

Lot Information

Lot Area: 0.97 acres

Listing Info

Special Conditions: Standard, Listed As-Is

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

Mls Number: 853081Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12017-N-2288191-R-N

Additional Information

ClubhouseFitnessGolfPlaygroundPickleballPoolPutting GreenRestaurantShoppingTennis Court(s)Days On Market Replication: 39
Last check for updates: about 2 hours ago
Listing courtesy of Tomika Spires-Hanssen, (352) 586-6598
Keller Williams Realty - Elite Partners II
Kimberly Mkhwane, (352) 212-5752
Keller Williams Realty - Elite Partners II
Originating MLS: Realtors Association of Citrus County
Source: Realtors Association of Citrus County, MLS#853081

Price History for 826 E Gaines Ln

DatePriceEventSource
04/14/2026$350,000PriceChange
Realtors Association of Citrus County #853081
03/13/2026$365,000Listed For SaleRealtors Association of Citrus County #853081
10/01/2025$363,999ListingRemovedBHHS broker feed #843195
05/16/2025$363,999PendingToActiveRealtors Association of Citrus County #843195
05/09/2025$363,999PendingRealtors Association of Citrus County #843195
04/24/2025$363,999PriceChange
Realtors Association of Citrus County #843195
03/31/2025$374,350Listed For SaleRealtors Association of Citrus County #843195
07/16/2024ListingRemovedRealtors Association of Citrus County #829993
02/01/2024$372,400PriceChange
Realtors Association of Citrus County #829993
01/24/2024$383,900PriceChange
Realtors Association of Citrus County #829993
01/14/2024$396,900Listed For SaleRealtors Association of Citrus County #829993
04/27/2023ListingRemovedRealtors Association of Citrus County #822924
04/20/2023$399,840Listed For SaleRealtors Association of Citrus County #822924
05/10/2022$392,000Sold
HCMLS #2222554
04/11/2022$395,000PendingStellar MLS #T3353376
04/08/2022$395,000PriceChange
Stellar MLS #T3353376
04/02/2022$399,990PendingToActiveHomeSmart #T3353376
02/25/2022$399,990PendingHomeSmart #T3353376
02/24/2022$399,900PriceChange
HCMLS #2222554
02/24/2022$399,990PriceChange
Stellar MLS #T3353376
02/22/2022$399,900PriceChange
HCMLS #2222554
02/21/2022$399,990PendingStellar MLS #T3353376
02/06/2022$399,990Listed For SaleStellar MLS #T3353376
05/25/2005$21,500Sold
N/A
10/08/2003$135,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax$3,801
Assessment$286,172
Home facts updated by county records

Comparable Sales for 826 E Gaines Ln

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.10
Single-Family Home
$379,000
12/23/25
3
2
1,617
0.15
Single-Family Home
$430,000
11/06/25
3
3
1,959
0.38
Single-Family Home
$355,000
07/31/25
3
2
1,840
0.43
Single-Family Home
$334,900
04/01/26
3
2
1,693
0.32
Single-Family Home
$189,600
01/28/26
3
2
1,513
0.41
Single-Family Home
$530,000
08/22/25
3
2
2,429
0.60
Single-Family Home
$380,000
10/31/25
3
2
1,804
0.61
Single-Family Home
$410,000
10/09/25
4
2
1,772

Assigned Schools

These are the assigned schools for 826 E Gaines Ln.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Hernando

At least 94 Trulia users voted on each feature.
  • 94 % Say car is needed

  • 86 % Say parking is easy

  • 83 % Say yards are well-kept

  • 83 % Say it's dog friendly

  • 80 % Say it's quiet

  • 66 % Say there's wildlife

  • 63 % Say people would walk alone at night

  • 63 % Say there's holiday spirit

  • 59 % Say they plan to stay for at least 5 years

  • 55 % Say neighbors are friendly

  • 29 % Say kids play outside

  • 21 % Say there are community events

  • 19 % Say streets are well-lit

  • 17 % Say it's walkable to grocery stores

  • 12 % Say it's walkable to restaurants

  • 10 % Say there are sidewalks

Learn more about our methodology.
  • Taz2mel
    "We have lived here 3 years and It is very quiet and serene. The whole neighborhood is very nice and people are friendly."
  • Mary J. G.
    "I feel its a quiet and safe area to raise children in.But except for the YMCA there is not much activity in the summer for teenagers and young children to participate in."
  • Mary J. G.
    "I feel like this is a safe place to live but there’s nothing for children to do in the summer no activities no real parks so it’s not difficult for them to get in trouble .they (the city)needs to provide more activities for young people and teenagers to give them something to do when they’re not attending school. In thhe summer."
  • Alicia M.
    "Just about everyone’s loves dogs around this area. Most are friendly and well manner dogs. Most people are friend;y enough to wave or say hi. "
  • Trulia User
    "Many dog owners walk their pets on the tree-lined streets. People genuinely like dogs here and there is a beautiful dog park for the animals to enjoy."
  • Anita G.
    "It is so beautiful here. The homes are so lovely and the landscaping is absolutely beautiful Landscaping is absolutely beautiful. The neighbors are very friendly and helpful and nice. The homes are lovely and the landscape is beautiful. "
  • Ronr8256
    "Just feel very safe and welcomed. Very friendly neighbors don’t care to nose into your business or bug you just always there to say hi and how’s it going. I love it here as does my wife"
  • Tabithalhowell
    " Dry dog friendly neighborhood, people pick up after their pets. Many walk their pets around the neighborhood "
  • Kristy M. .
    "There a very nice lake walking distance from my house. Great for fishing and swimming. Nice air and great neighborhood beautiful homes and amazing connection to nature as well. I love the family of herons that come into our yard time to time."
  • Daveandkelly2010
    "I lived in this area for over 15 yrs and certain neighbors watch out for each other. Others keep to themselves which I like."
  • Trashinstein
    "I love the area. low crime and larger lots. Easy to drive any where from here and roads are multi-laned and traffic it light"
  • M
    "Great place to live! Nice size yards and a mixture of types of homes. There are families with children and grandparents with grandchildren who visit. A good mixture of everyone. They do drive to fast down the roads so most parents on our road don’t let their children play or ride their bikes on or near the road. Unfortunately there’s always that negative we all hate to see. All in all it’s a great place for families."
  • Aaron R.
    "I don't commute. two main highways run east to west. approx 20 minutes intoaon local town of Inverness "
  • Mmainwaring
    "Nice quiet neighborhood - horses allowed! Neighbors are nice - private road - good trails for horses - close to shopping - "
  • Donna Ratcliff
    "I've actually lived in 2 different separate homes on this street. I purposely sought out this area ,away from big cities. Quiet old Florida, convenient to Ocala, Inverness, Crystal River. No restrictions !!"
  • Joyce P.
    "Great area to live centrally located. Easy to get to Inverness and Ocala. And not far from either Gainesville, Tampa, or Orlando"
  • Rodney
    "Hilly so it’s hard to see over hills in the dark so stay in your yard if not well lit. The yards are 1 acre lots so no reason for you to not be able to walk the dog in the yard."
  • Candyw53
    "Great dog parks, wonderful first class amenities Pool, spa, golf, tennis and restaurants to name a few"
  • Melodispair
    "I have lived here almost a year. Love the dead-end rd. I did have my lawnmower stolen from my shop however. Other than that i enjoy living in this area. "
  • Jawwest69er
    "all of the junkies who thrive in this area is pretty unique in my observation!!!! I'm from San Diego but I've lived in Hernando for the past 3 years & I will have to say the people are horrible people their is no work.....its a horrible place where junkies reside!!!"
  • Dshields8
    "I have lived here for 7 years. Neighborhood is quiet and neighbors are friendly. Very little noise and no traffic "

LGBTQ Local Legal Protections

Tomika Spires-Hanssen, Keller Williams Realty - Elite Partners II
Agent Phone: (352) 586-6598
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
826 E Gaines Ln, Hernando, FL 34442 is a 3 bedroom, 2 bathroom, 1,770 sqft single-family home built in 1989. This property is currently available for sale and was listed by Realtors Association of Citrus County on Mar 13, 2026. The MLS # for this home is MLS# 853081.