76 Otter Dr, Lancaster, VA 22503
Property image
Property image
SOLD
MAR 31, 2026

76 Otter Dr
Lancaster, VA 22503

  • 4 Beds
  • 3 Baths
  • 1,925 sqft (on 0.66 acres)

$775,000

Last Sold: Mar 31, 2026
3% below list $798K
$403/sqft
Est. Refi. Payment $4,273/mo*
Refinance Your Home

$775,000

Last Sold: Mar 31, 2026
3% below list $798K
$403/sqft
Est. Refi. Payment $4,273/mo*
Refinance Your Home
4 Beds
3 Baths
1,925 sqft
(on 0.66 acres)

Local Information

  • Map ViewExplore the area around 76 Otter Dr.
  • Schools1 Elementary School2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Stunning, Fully Renovated Waterfront Retreat in Whitehouse Creek Estates

Escape to unmatched privacy at this newly renovated waterfront home in the secluded Whitehouse Creek Estates of Lancaster, VA. Tucked a mile down a beautiful tree-lined gravel road, this residence offers tranquility, protected views, and effortless access to the Corrotoman River.

Perched on Millenbeck Prong, the home now enjoys wide water views thanks to thoughtful clearing of trees and brush. Across the water lies protected land, ensuring lasting serenity. For boaters and anglers, the location is exceptional. From there, enjoy easy access to prime fishing spots, waterfront restaurants, and marinas.

Inside, the 4-bedroom, 3-full-bath home blends comfort, craftsmanship, and modern updates. The open kitchen features Bosch appliances, leather-finished Milky Way granite, custom cabinetry, a breakfast bar, and an adjacent living area with fireplace. A large family room with a bar area and under-counter wine and beverage fridge makes hosting effortless. Enjoy the outdoors year-round on the newly screened porch and expanded deck.

A detached 2-car garage with power, plus a powered shed, provide ample storage for equipment, tools, and water toys. Sought after River Home desires convey including, 23' Carolina Skiff boat, Kubota tractor, Riding mower, tools in garage, fishing gear, golf cart, tractor, beds and more!

Major 2025 Renovations & Upgrades Include:
• New septic system
• Encapsulated crawl space
• Insulation
• Interior & exterior cement parging
• Updated plumbing & electrical
• Fully renovated bathrooms with zero-entry tiled showers
• New flooring, paint & trim
• Solid wood interior/exterior doors
• Custom window treatments
• Bosch kitchen appliances & septic-safe disposal
• HVAC with new ductwork & variable-speed fan
• Tankless Rinnai water heater
• 200-gal propane tank (owned & filled)
• New roofs (home, garage, shed)
76 Otter Dr, Lancaster, VA 22503 is a 4 bedroom, 3 bathroom, 1,925 sqft single-family home built in 1968. It last sold for $775,000 on Mar 31, 2026 (3% below the $797,900 asking price). It is currently off market. The Trulia Estimate is $785,500, with a rent estimate of $2,246/month.

Home Highlights

Parking
Garage
Outdoor
Porch, Deck
A/C
Heating & Cooling
HOA
$25/Monthly
Price/Sqft
$403/sqft
Listed
130 days ago

Home Details for 76 Otter Dr

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Full Bath
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 1925 Square Feet
Appliances & Utilities
Appliances: Oven, Tankless Water Heater
Heating & Cooling
Heating: Heat Pump,PropaneHas CoolingAir Conditioning: Heat PumpHas HeatingHeating Fuel: Heat Pump
Windows, Doors, Floors & Walls
Flooring: Wood
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Wood

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Deck, PorchExterior: Boat Lift, Deck, Dock, Porch, Unpaved Driveway
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Detached,Garage,Unpaved
Pool
Pool: None
Frontage
WaterfrontWaterfront: River Front, Boat Ramp/Lift Access, WaterfrontOn Waterfront
Water & Sewer
Sewer: Septic TankWater Body: Millenbeck Prong feeds into the Corrotoman
Finished Area
Finished Area (above surface): 1925 Square Feet

Property Information

Year Built
Year Built: 1968
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: Block, Concrete, Vinyl SidingNot a New ConstructionNot Attached Property
Property Information
Condition: ResaleParcel Number: 31D115

Price & Status

Price
List Price: $797,900Price Per Sqft: $403/sqft
Status Change & Dates
Off Market Date: Sun Feb 08 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: LancasterCommunity: White House Creek Estates
School Information
Elementary School: LancasterJr High / Middle School: LancasterHigh School: Lancaster

HOA

HOA Fee Includes: Road Maintenance, WaterAssociation for this Listing: Central Virginia Regional MLSHas an HOAHOA Fee: $300/Annually

Lot Information

Lot Area: 0.66 acres

Business

Business Information
Ownership: Partnership

Miscellaneous

Mls Number: 2601344Living Area Range Units: Square FeetAttic: Pull Down StairsAttribution Contact: dsamson@samsonproperties.netAbove Grade Unfinished Area: 1925Above Grade Unfinished Area Units: Square FeetActivation Date: Fri Jan 23 2026Below Grade Unfinished Area Units: Square FeetStart Showing Date: Thu Jan 22 2026Universal Property Id: US-51103-N-31D115-R-N

Additional Information

Days On Market Replication: 20
Last check for updates: about 4 hours ago
Listed by Nadeem Khan
Samson Properties
Bought with: Katie Stiles, (804) 317-7528, Joyner Fine Properties
Originating MLS: Central Virginia Regional MLS
Source: CVRMLS, MLS#2601344

Price History for 76 Otter Dr

DatePriceEventSource
03/31/2026$775,000Sold
CVRMLS #2601344
02/08/2026$797,900PendingCVRMLS #2601344
01/20/2026$797,900Listed For SaleCVRMLS #2601344
02/24/2025$270,000Sold
N/A

Market trends in Lancaster

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
34
2MoM
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Property Tax and Assessment

Year2025
Tax$2,240
Assessment$407,200
Home facts updated by county records

Comparable Sales for 76 Otter Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
162 Youcomico Dr, Lancaster, VA
0.43
Single-Family Home
$464,000
04/22/26
3
2
1,536
410 Youcomico Dr, Lancaster, VA
0.44
Single-Family Home
$560,000
02/23/26
3
2
1,353
205 Emlaw Ln, Lancaster, VA
0.65
Single-Family Home
$580,000
08/22/25
2
1.5
936
2012 Millenbeck Rd, Lancaster, VA
0.76
Single-Family Home
$254,000
05/06/26
3
2
1,360
157 Hazzard Ln, Lancaster, VA
1.04
Single-Family Home
$757,000
09/26/25
2
2.5
2,100
200 Pond Rd, Lancaster, VA
1.38
Single-Family Home
$580,000
09/12/25
3
2
2,164
25 Cow Shed Rd, Lancaster, VA
1.19
Single-Family Home
$765,000
09/03/25
5
3.5
4,378
67 Lewis Ln, Lancaster, VA
1.33
Single-Family Home
$125,000
05/21/26
3
2
1,340

Nearby homes

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Assigned Schools

These are the assigned schools for 76 Otter Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Lancaster

At least 4 Trulia users voted on each feature.

  • 83 % Say yards are well-kept

  • 83 % Say car is needed

  • 83 % Say they plan to stay for at least 5 years

  • 75 % Say there's wildlife

  • 71 % Say people would walk alone at night

  • 70 % Say parking is easy

  • 67 % Say it's quiet

  • 67 % Say there's holiday spirit

  • 63 % Say kids play outside

  • 55 % Say neighbors are friendly

  • 43 % Say there are community events

  • 33 % Say it's dog friendly

  • 25 % Say there are sidewalks

  • 18 % Say it's walkable to restaurants

  • 17 % Say streets are well-lit

  • 13 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "very rural setting, no side walks seen yet. fences would be very reasonable but houses typically do not come with them. "
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  • Erika B.
    "Perfect for anyone who wants privacy with shopping and conveniences nearby!"
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  • Laura P.
    "Historical Lancaster County has so much to offer for a relaxed pace of life. Belle Isle State Park is minutes away and offers Rappahannock River access with picnic and camping areas to enjoy. Local town of Kilmarnock has regular festivities, farmer markets(seasonal) and quaint shoppes to visit as you walk along Main Street. Great school systems with parent supported activities and sports. Great area to retire to also with lovely waterfront properties which are affordable. Something for everyone!"
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All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.