708 E  12th St, Spencer, IA 51301
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Property image
OFF MARKET

708 E 12th St
Spencer, IA 51301

  • 2 Beds
  • 1.5 Baths
  • 860 sqft (on 0.50 acres)

$178,200

Trulia Estimate
as of Jul 13, 2026
Est. Refi. Payment $1,154/mo*

$178,200

Trulia Estimate
as of Jul 13, 2026
Est. Refi. Payment $1,154/mo*
2 Beds
1.5 Baths
860 sqft
(on 0.50 acres)

Local Information

  • Map ViewExplore the area around 708 E 12th St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

THE REASON FOR ALL SEASONS OF LIFE! Whether you're a single, first time home buyer or retiree you must see this meticulously maintained two bedroom, 1 1/4 bath ranch. This home offers the convenience of step free living, a refreshing open floor plan and a spacious double attached garage. The extra large lot is completely fenced in with a maintenance free vinyl privacy fence. There's plenty of room for gardening and outdoor enjoyment. Opportunity is knocking, make your MOVE today!
708 E 12th St, Spencer, IA 51301 is a 2 bedroom, 2 bathroom, 860 sqft single-family home built in 2002. It last sold for $161,710 on Oct 30, 2023 (3% above the $157,000 asking price). It is currently off market. The Trulia Estimate is $178,200, with a rent estimate of $953/month.

Home Highlights

Parking
2 Car Garage
Outdoor
Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 708 E 12th St

Interior Features

Interior Details
Basement: SlabNumber of Rooms: 7Types of Rooms: Bedroom 1, Bedroom 2, Bathroom 1, Dining Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (quarter): 1
Dimensions and Layout
Living Area: 860 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water HeaterDishwasherDisposalDryerLaundry: Main LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Window: Window CoveringsFlooring: Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: No Stairs InternalFloors: Tile

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: DeckFencing: Full
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Concrete,Attached,Garage Door Opener
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 860 Square Feet

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Brick, Vinyl Siding, Stick BuiltNot a New ConstructionAttached To Another Structure
Property Information
Condition: Updated/RemodeledParcel Number: 963607276039

Price & Status

Price
List Price: $157,000
Status Change & Dates
Off Market Date: Mon Oct 30 2023

Active Status

MLS Status: Closed

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Building

Building Area
Building Area: 860 Square Feet

Lot Information

Lot Area: 0.50 acres

Offer

Listing Terms: Cash, Conventional, DVA, FHA, Rural Development

Miscellaneous

Mls Number: 231037Attribution Contact: PRIM: 712-580-3948Above Grade Unfinished Area: 860
Last check for updates: about 9 hours ago
Listed by Lori Black, (712) 580-3948
EXIT Realty Midwest- Spencer/Emmetsburg
Bought with: Sheree Sanderson, (712) 330-6100, EXIT Realty Midwest
Source: Iowa Great Lakes BOR, MLS#231037

Price History for 708 E 12th St

DatePriceEventSource
10/30/2023$161,710Sold
Iowa Great Lakes BOR #231037
10/12/2023$157,000PendingIowa Great Lakes BOR #231037
09/14/2023$157,000Listed For SaleIowa Great Lakes BOR #231037
05/07/2021$138,000Sold
EXIT Realty solds #2095866028851663735
04/20/2021$140,000PendingIowa Great Lakes BOR #210082
03/20/2021$140,000ContingentIowa Great Lakes BOR #210082
03/17/2021$140,000Listed For SaleIowa Great Lakes BOR #210082
08/08/2019$137,000Sold
N/A
11/01/2017$129,500ListingRemovedAgent Provided
08/11/2017$129,500PriceChange
Agent Provided
08/10/2017$124,500Listed For SaleAgent Provided
12/11/2015$108,000Sold
N/A
11/17/2015$113,900PendingAgent Provided
10/30/2015$113,900Listed For SaleAgent Provided
05/07/2014$95,000Sold
N/A
01/28/2014$95,900PriceChange
Agent Provided
09/29/2013$96,100PriceChange
Agent Provided
06/27/2013$97,500PriceChange
Agent Provided
02/01/2013$99,500Listed For SaleAgent Provided

Market trends in Spencer

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
80
10
MoM
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Property Tax and Assessment

Year2024
Tax$1,976
Assessment$129,540
Home facts updated by county records

Comparable Sales for 708 E 12th St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.12
Single-Family Home
$180,000
11/21/25
2
1
952
0.23
Single-Family Home
$155,000
04/24/26
3
1.5
1,331
0.22
Single-Family Home
$170,000
02/06/26
2
2
1,144
0.08
Single-Family Home
$154,000
09/02/25
4
2
1,210
0.06
Single-Family Home
$162,500
06/29/26
4
1
1,536
0.38
Single-Family Home
$166,000
10/06/25
2
1.5
1,025
0.16
Single-Family Home
$178,500
10/14/25
3
2
1,829
0.04
Single-Family Home
$175,000
09/25/25
4
2
1,752
0.34
Single-Family Home
$144,500
08/29/25
2
1
960
0.28
Single-Family Home
$134,890
05/22/26
2
1
1,118

Nearby homes

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Assigned Schools

These are the assigned schools for 708 E 12th St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.
  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 708 E 12th St

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Off Market Homes Near 708 E 12th St

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.