706 Howards Loop, Annapolis, MD 21401
Property image
Property image
FOR SALE

$510,000

Original price: $520,000
  • 3 Beds
  • 3 Baths
  • 1,890 sqft

706 Howards Loop, Annapolis, MD 21401

Est. Mortgage $3,329/mo*
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Home Highlights

Townhouse
Built in 1998
$270/sqft
1 Car Garage
HOA $170/mo

Local Information

  • Map ViewExplore the area around 706 Howards Loop.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Crisp white cabinetryLarge walk-in closetRemodeled eat-in kitchenBeautifully upgraded flooring throughoutNumerous built-insDesirable bump-out
Welcome to this beautiful and thoughtfully updated townhome in the sought-after community of Windgate! Offering 3 spacious bedrooms, 2 full and 2 half baths, a 1-car garage, three finished levels, and a desirable bump-out, this home combines comfort, style, and convenience. The remodeled eat-in kitchen features crisp white cabinetry, granite countertops, stainless steel appliances, gas cooking, and a bright breakfast area. The adjoining dining area opens to a large rear deck—perfect for grilling, entertaining, or simply relaxing. Plantation shutters, numerous built-ins, and beautifully upgraded flooring throughout add even more character and appeal, including engineered hardwood, luxury vinyl tile, ceramic tile, and carpet. Upstairs you'll find three generously sized bedrooms, including a spacious primary suite featuring vaulted ceilings and a large walk-in closet. The finished lower level provides even more living space with a large recreation room, half bath, and walk-out access to the patio and fully fenced backyard. This Townhome has been exceptionally well maintained with numerous recent improvements, including a NEW HVAC system, hot water heater, kitchen appliances, and flooring in 2023; NEW garage door and openers in 2025; plus a roof installed in 2019 with 50-year shingles—providing added peace of mind for the next owner. Location is another standout! Enjoy convenient access to Downtown Annapolis, the U.S. Naval Academy, Annapolis Mall, Anne Arundel Medical Center, and an incredible selection of restaurants, shopping, entertainment, and everyday conveniences. Commuters will appreciate the easy access to major routes connecting Annapolis, the Eastern Shore, Washington, D.C., and Baltimore. Beautifully updated, spacious, and ideally located—this wonderful Windgate townhome is ready to welcome its next owner!
Last check for updates: about 7 hours ago
Listing courtesy of Kathleen Armiger, (443) 336-7785
Coldwell Banker Realty, (410) 224-2200
Source: Bright MLS, MLS#MDAA2153692
Also Listed on Bright MLS.

Home Details for 706 Howards Loop

Interior Features

Interior Details
Basement: Full,Front Entrance,Heated,Improved,Exterior Entry,Walk-Out Access,WindowsNumber of Rooms: 15Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Breakfast Room, Dining Room, Family Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 2Number of Bathrooms (half): 2Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1890 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliance(s), Water Heater, Gas Water HeaterDishwasherDisposalDryerLaundry: Has Laundry,Laundry RoomRefrigerator
Heating & Cooling
Heating: ENERGY STAR Qualified Equipment,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: ENERGY STAR Qualified Equipment
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Window: Double Pane Windows, Screens, Sliding, Storm Window(s), Window TreatmentsDoor: Six Panel, Sliding Glass, Storm Door(s)Flooring: Carpet, Ceramic Tile, Engineered Wood, Tile/Brick, Luxury Vinyl, Wood
Levels, Entrance, & Accessibility
Stories: 3Levels: ThreeAccessibility: NoneFloors: Carpet, Ceramic Tile, Engineered Wood, Tile Brick, Luxury Vinyl, Wood
View
Has a ViewView: Garden
Security
Security: Fire Sprinkler System

Exterior Features

Exterior Home Features
Roof: Architectural ShinglePatio / Porch: Deck, PatioFencing: Back Yard, WoodOther Structures: Above Grade, Below GradeExterior: Lighting, Sidewalks, Street LightsFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 1Parking: Garage Faces Front,Garage Door Opener,Asphalt,Attached
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1890 Square Feet

Days on Market

Days on Market: 40

Property Information

Year Built
Year Built: 1998Year Renovated: 2023
Property Type / Style
Property Type: ResidentialProperty Subtype: TownhouseStructure Type: Interior Row/TownhouseArchitecture: Colonial
Building
Building Name: WindgateConstruction Materials: Brick, Vinyl SidingNot a New Construction
Property Information
Condition: ExcellentParcel Number: 020296190097702

Price & Status

Price
List Price: $510,000Price Per Sqft: $270
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: ACTIVE

Location

Direction & Address
City: ANNAPOLISCommunity: Windgate
School Information
Elementary School District: Anne Arundel County Public SchoolsJr High / Middle School District: Anne Arundel County Public SchoolsHigh School District: Anne Arundel County Public Schools

Agent Information

Listing Agent
Listing ID: MDAA2153692

Building

Building Area
Building Area: 1890 Square Feet

Community

Not Senior Community

HOA

HOA Fee Includes: Common Area Maintenance, Management, Reserve Funds, Road Maintenance, Snow Removal, TrashHOA Name: VICTORY MGTHas an HOAHOA Fee: $170/Monthly

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, Other

Business

Business Information
Ownership: Other

Miscellaneous

BasementMls Number: MDAA2153692Above Grade Unfinished Area: 1890

Additional Information

HOA Amenities: Jogging Path,Tot Lots/PlaygroundSource Internet Automated Valuation Display: YSource Internet Consumer Comment: YSource Internet Entire Listing Display: YSource Internet Address Display: Y

What Locals Say about Annapolis

At least 470 Trulia users voted on each feature.
  • 93 % Say it's dog friendly

  • 83 % Say car is needed

  • 75 % Say there's holiday spirit

  • 73 % Say parking is easy

  • 73 % Say there are sidewalks

  • 70 % Say yards are well-kept

  • 68 % Say people would walk alone at night

  • 68 % Say kids play outside

  • 66 % Say streets are well-lit

  • 65 % Say it's quiet

  • 63 % Say there's wildlife

  • 57 % Say it's walkable to restaurants

  • 57 % Say neighbors are friendly

  • 51 % Say they plan to stay for at least 5 years

  • 49 % Say there are community events

  • 48 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Very dog friendly neighborhood. But not a lot of green space other than other peoples’ yards. "
  • Shannon Chatlos
    "If you like coastal living and a laid-back lifestyle, and are willing to pay for it, this a wonderful place to live."
  • Sylvie Bracke
    "It’s a very dog friendly place - I just can’t help wondering why some people don’t clean up after their pets? It’s a nice neighborhood with high end properties & I don’t get that dissonance."
  • Erin
    "Safe. On water. Paths in woods. Friendly. Dog play area. Lots of open spaces. Areas are walkable, clean. "
  • Halljanie68
    "Community Pool convenient shopping. Easy access to major routes 50/95 Easy access to downtown Annapolis "
  • Sheila Wilson
    "A lot of traffic on forest drive very hard to come onto the street. It need a red light or stop sign. Before a serious accident happens. People speed over 40mph"
  • Diana H.
    "I’m not sure, I don’t own a dog. Plenty walk by my dead end street house daily though and the neighborhood seems safe for both dogs and owners. "
  • Paul Eric Watson
    "Love the urban feel. Lots of history and near the water is a bonus. Very walkable and always something going on. "
  • Trulia User
    "Access to Route 50, the Bay Bridge, and Sandy Point State Park. Thirty minutes to Baltimore. Forty minutes to Washington D.C."
  • Trulia User
    "It’s a great neighborhood for kids and dogs Lots of walking areas, parks, water park and boat to downtown Annapolis "
  • Trulia User
    "It’s a tad busy commute rush hour traffic is something to consider small town lots of people takes about 10-15 min or so to get from one side of town to the other without traffic "
  • Trulia User
    "Great school public and private well maintained parks great public libraries close downtown Annapolis shopping for everything is conveniently close "
  • Trulia User
    "Lots of families with dogs. Poop bag stations throughout the neighborhood. Lots of woods to walk thru and sidewalks too. "
  • Trulia User
    "Nothing is special about my neighborhood. So quiet and nobody talks to anybody. The play area was demolished so no kids can hang out to play."
  • Trulia User
    "This is an excellent neighborhood for families and the neighbors are wonderful. Cape St. John gives you access to everything in Annapolis with the tranquility of living along the river."
  • Trulia User
    "While Truxton is dog friendly it would be nice to have a dedicated dog park closer than Quiet Waters. "
  • Trulia User
    "Wonderful family neighborhood. This neighborhood is very convenient to Hway 50 and all of the Annapolis area. The people here are terrific neighbors."
  • Trulia User
    "Good to walk. And parks are nice to play with kids. Stores are close by. And dog walkers all around. "
  • Trulia User
    "Summer beach parties, puppy happy hours, annual sock burning, lots of parks and the people are wonderful!"
  • Trulia User
    "the history Open napolis is amazing the people around here are kind and friendly and the schools are phenomenal"
  • Singletonad
    "the public school system in Annapolis needs to get significantly stronger overall. The private school system here is quite reliable."
  • Keren_molina
    "Lovely place and definitely good place to live and have a dog and a lot sores to go buy stuff ..........."
  • Singletonad
    "There is no community dog run here and no sidewalks so it can feel awkward letting your dog poop in someone else's yard even if you pick it up. The vast majority of neighbors are dog friendly, but not all, and that is their perogative."
  • Raddisob07
    " N/A school are great parking is great close to everything ppl are friendly and been living in Annapolis all my life "
  • Tery_hodges
    "I walk my son to elementary school. We can walk to many restaurants and “tourist” shops but do have to drive to get to a grocery store."
  • Stephanie.ward0715
    "I've been around this area for years. People are friendly and always willing to help each other. The restaurant's and shopping are also a plus. Everything you are looking for is 5 minutes away."
  • Raddisob07
    "None that I know of. The community should definitely do more collaborative events at least at least Quarterly they are family friendly."
  • Stella
    "Feel good living here Parking so easy Location very good Many things nearby Old town and new town "
  • Jennifer B.
    "It's super quiet and funny, I've leving here for 1 year and I feel safe my neighbors are nice.. Down town is amazing.. ❤️ "
  • Kwisniewski805
    "Holiday events and many boating events. There are street fairs, food markets, holiday markets. Community is very close. "
  • Cara M. E.
    "I teach at a school that is less than 10 minutes from my house. But there are times that Forest Dr gets incredibly backed up, or there is an accident that causes the road to be shut down. "
  • Beth S.
    "Bad area is close by, so kids need to understand boundaries. Private schools are important here, so save your money. Sports are good here, with lots of good coaching."
  • Linda D.
    "I've been visiting a dear close friend - helping them recuperate from serious surgery. traffic is atrocious- I miss living in the rural countryside area!"
  • Liza
    "The schools in Annapolis are not as good as they are in Severna Park which is where I grew up originally. But Annapolis has many great amenities including local places to eat and shop."
  • Rodwellsantos6
    "I like it this community is pretty good as so matters fact for elders we looking to buy in this areas I don’t know frankly about this gorgeous homes we will see."
  • Jeffrey H.
    "Lived here for 4 years. Loved the area, including the park across the street. Hate the maintenance of the building including the attention to detail of maintenance of property. "
  • jfh4k0
    "Local traffic is not too bad. Beach traffic and rush hour traffic to DC and Baltimore is pretty terrible. "
  • Nadja Maril
    "I lived in this neighborhood over 20 years and walk downtown with my dog every morning for coffee. On pretty days we visit City Dock and admire the views and the boats."
  • Markkimethanmolly
    "We’ve lived here for 18 years, and everyone is very friendly. Our neighborhood is very safe and quiet."
  • Debwill64
    "There is a bus stop close enough to walk to but I have to drive to DC. The bus only goes to Annapolis and maybe Baltimore, not sure though."

Market trends in Annapolis

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$643K
$1K
MoM
Sale-to-List Price
100.0%
Price per sq ft
$331
$6
MoM
Available listings
344
11
MoM

Home Value

Trulia Estimate
$509K
Since last month
Decreased$9K (-1.7%)
Since last year
Increased$11K (+2.3%)
Since last sale
Increased$19K (+3.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +38% in the last 10 years
MonthEstimated value
2026
September 2026$509K
August 2026$518K
July 2026$517K
June 2026$521K
May 2026$527K
April 2026$522K
March 2026$511K
February 2026$505K
January 2026$494K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.06
Townhouse
$490,000
08/10/26
3
3
1,884
0.14
Townhouse
$473,000
07/10/26
3
2.5
1,822
0.14
Townhouse
$464,000
05/27/26
3
2.5
1,936
0.09
Townhouse
$527,500
04/13/26
3
3.5
1,834
0.08
Townhouse
$510,000
03/09/26
3
3.5
2,168
0.09
Townhouse
$527,500
05/21/26
3
3.5
2,106
0.14
Townhouse
$480,000
10/06/25
3
3.5
2,024
0.19
Townhouse
$510,000
08/17/26
3
3.5
2,073
0.16
Townhouse
$492,500
07/01/26
4
3.5
1,752
0.21
Townhouse
$512,000
07/15/26
3
3.5
2,408

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
$521,200
3
3.5
1,732
Off Market
0.04
$494,600
3
2.5
1,928
Off Market
0.04
$491,500
3
2.5
1,772
Off Market
0.06
$509,200
3
2
1,888
Off Market
0.06
$490,000
3
3
1,884
Recently Sold
0.07
$491,000
3
2.5
1,734
Off Market
0.08
$519,700
3
3.5
1,734
Off Market
0.07
$509,900
3
2.5
1,748
Off Market
0.08
$539,800
3
3.5
1,880
Off Market
0.08
$510,000
3
3.5
2,168
Recently Sold
0.09
$527,500
3
3.5
1,834
Recently Sold

Price and Tax history

DateEventPrice
Sep 18, 2026
Source: Bright MLS #MDAA2153692
PriceChange
$510,000
Price decreased by 2%
Sep 3, 2026
Source: Bright MLS #MDAA2153692
PendingToActive
$520,000
Aug 25, 2026
Source: Bright MLS #MDAA2153692
Contingent
$520,000
Aug 14, 2026
Source: Bright MLS #MDAA2153692
Listed For Sale
$520,000
Aug 8, 2024
Source: Bright MLS #MDAA2087874
Sold
$490,000

LGBTQ Local Legal Protections

Kathleen Armiger, Coldwell Banker Realty, (410) 224-2200
Agent Phone: (443) 336-7785
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information

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Frequently asked questions about 706 Howards Loop

  • What is the estimated monthly payment for 706 Howards Loop?
    Based on a $510,000 list price with 20% down at today's rates, the estimated monthly payment for 706 Howards Loop in Annapolis, MD is approximately $3,188 (about $2,752 principal & interest, $361 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 706 Howards Loop compare to homes in Annapolis?
    706 Howards Loop in Annapolis, MD is listed at $510,000, about 21% below the $643K median sale price in Annapolis.
  • What do residents say about Annapolis?
    Residents describe Annapolis, MD as dog-friendly, easy to park in, and pedestrian-friendly. See homes for sale in Annapolis, MD.
  • What are the closest schools to 706 Howards Loop?
    The closest schools to 706 Howards Loop in Annapolis, MD are Annapolis High School (rated 4/10), West Annapolis Elementary School (rated 9/10), Wiley H. Bates Middle School (rated 5/10).
  • Does 706 Howards Loop have air conditioning?
    Yes, 706 Howards Loop in Annapolis, MD has air conditioning.
  • Does 706 Howards Loop have laundry facilities?
    Yes, 706 Howards Loop in Annapolis, MD has laundry facilities.
706 Howards Loop, Annapolis, MD 21401 is a 3 bedroom, 4 bathroom, 1,890 sqft townhouse built in 1998. This property is currently available for sale and was listed by Bright MLS on Aug 9, 2026. The MLS # for this home is MLS# MDAA2153692.